1. “I’m a consumer Advocate for people who need help lowering their loan payments. http://ScottFain.RFSConsultant.com

2. REAL FINANCE SOLUTIONS isnot a mortgage lender or broker… Instead, we are a Network of RFS Consultants with a consumer advocate approach to financing, whose members are dedicated to protecting people from predatory business practices. Our Loan Modification process is handled by our competent team of attorneys, who work to insure that your interests are being protected. There’s Got to Be a Better Way 2 1/19/2010

3. Quality Leadership Founders Patricia & Michael Boyd and their Leadership Team have long been consumer advocates. They have been educating real estate & mortgage professionals and consumers on how to avoid predatory business practices since 1987. As President, Patricia is committed to helping as many people as possible take charge of their lives. In 2000 Patricia published a book for consumers called “How to Buy & Sell Your Home Without Getting Ripped Off!” She is also the author of a designation seminar called “Real Finance: A Consumer Advocate Approach to Real Estate & Mortgages.” 3

5. Commercial Loan Modification

6. FHA, VA & Conventional Loans

7. Commercial Loans

8. Reverse Mortgages (homeowners 62 years and over)4 1/19/2010

9. No Up Front Cost to Pre-Qualify for Loan Modification. RFS Attorney’s will review your loan for RESPA violations. Fast turn around – Estimated 90-120 days from start to finish. Interest Rate Reduction, Balance Reduction, Grace Period for those behind in payment. We have a high success rate for helping people in need of relief. 1/19/2010 5 Result First Loan Modification

10. Interview other Loan Modification companies and see what they offer Or Do it yourself, but if you’re not satisfied with your results, give Scott a call at (703) 879-6912. Don’t Take Our Word For It 6

11. Are You Ready? If you like what you read today and are ready to take the next step in saving your home or commercial business from foreclosure, I am ready to assist you any time! 7

12. http://ScottFain.RFSConsultant.com 8 Scott Fain SFainConsultant@gmail.com (703) 879-6912 Office (586) 933-5706 Fax Skype ID: scott.fain http://www.facebook.com/scott.fain

13. 1/19/2010 9 http://ScottFain.RFSConsultant.com

14. “How can I add value to your real estate finance options today?” http://ScottFain.RFSConsultant.com