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SecureNow Insurance Broker wrote extensively on insurance matters in several leading newspaper in FY 2014-15.These cover typical insurance related issues that consumers face as well as industry and regulatory related issues. These columns were published in leading newspapers and websites. Here is the compilation of the columns and Q & As
SecureNow's articles published in 2014-15
SecureNow's articles published in 2014-15
SecureNow Insurance Broker Private Limited
Claims experience of Life Insurance companies for Group Term Life Insurance http://securenow.in/corporate-services/what-products-does-securenow-deal-in/group-term-life-insurance/claim-settlement-experience-in-group-term-life.html
Gtl claims experience
Gtl claims experience
SecureNow Insurance Broker Private Limited
This is a sample report of the Employee Benefit bench-marking survey conducted by SecureNow Insurance Broker. You need to fill the survey to get free access to the actual full report. The survey can be accessed at: http://goo.gl/nHL3R
SecureNow Employee Benefit (Group Health) Survey Sample Report
SecureNow Employee Benefit (Group Health) Survey Sample Report
SecureNow Insurance Broker Private Limited
Presented by David Smith for InnoTech Oregon 2011
The Future of Security
The Future of Security
InnoTech
Why Life Insurance? NOT For investment and returns Investment and returns are only secondary purposes of Insurance These can also be addressed efficiently by instruments other than insurance SecureNow Bang for the Buck - Offers to the buyer the highest leverage in terms of coverage to premium – By a mile when compared to other Life insurance products.
Why term life insurance secure now
Why term life insurance secure now
SecureNow Insurance Broker Private Limited
The Magnitude of Leverage SecureNow Term Life Insurance - 350 Personal Accident Insurance - 1000 Mediclaim - 80 The leverages above are for a 30 year old The leverage reduces with age
Insurance is leverage
Insurance is leverage
SecureNow Insurance Broker Private Limited
The primary purpose of life insurance is to provide money to the family if the main breadwinner dies. In insurance terminology this is called pure protection or pure insurance. Insurance can also be purchased as an investment, for savings or for tax reduction. However, those objectives are all less important than pure protection and many of these secondary objectives can also be met by other financial products. Since term life is the purest form of life insurance and protection, it offers buyers the highest leverage in terms of coverage to premium. This is the only product where the sum insured can be 350 times the premium paid. Do keep in mind that in term life covers, the sum insured is paid to the nominees if the policyholder dies during the policy term. No benefits are paid if the the policyholder survives the policy term. The above presentation depicts what financial impact an untimely death can have on the survivors and how term life insurance can help manage this risk efficiently. There is always a confusion among buyers on the purpose of life insurance. All too often, it appears that people tend to buy life insurance as a tax saving device or as an investment vehicle. We would like to emphasize that the primary purpose of life insurance is protection of a value that is meaningful to the survivors. Investment is a secondary issue. Further, the tax saving benefits accrue for pure protection insurance as much as it does for investment products. The first goal in our view is to get an adequate protection cover, at the minimum possible cost. The key benefits of Term Life Insurance are: 1. Maximum cover at low cost – A 35 year old can buy a 50 Lakh cover for a premium as little as just 15,000 a year. Any other life insurance product for the same cover would cost at least 10 times more. 2. Premiums are tax exempt under Section 80C and death benefit is always tax exempt under Section 10(10D). 3. The buyer can exit the policy anytime without any charges by discontinuing future premiums. We do not advise this as premium rates increase with age. However, discontinuation is a possibility if newer, cheaper products are introduced. Term life sales form a small proportion of overall life insurance sales, primarily because most agents and distributors do not focus on it. The premium rates for term are the lowest and, as a result, intermediaries are often more focused on larger value products that have a large investment component. Such investment-oriented insurance is good for the intermediaries, whereas pure insurance is the best bargain for the buyer. The video illustrates the concept and value of Term Life insurance:
Term life insurance
Term life insurance
SecureNow Insurance Broker Private Limited
Major surgeries cost upwards of Rs 2 lakhs these days. Apart from Surgery, there are costs of hospital room, diagnostic tests, medicines, etc. Hospitalization for major diseases sets you back by over Rs 50,000. Further, cost of health care is rising by over 20% pa, which is twice the overall inflation. We also know that good quality healthcare tends to be even more expensive and we do not want to subject ourselves to treatment in hospitals where basic conditions are bad (we have all heard of frightening experiences). Statistics indicate that >70% people in the country have to borrow to pay for their health-care expenses. Hospitalization, apart from the disease or injury itself, creates a big hole in a family’s corpus However, Medical Insurance is inexpensive! A Rs 5 Lakh mediclaim cover costs only about Rs 6,000 pa (for a normal 30 year old). At about Rs 500 per month this is less than what most people spend on movies. Insurance costs do not burn a hole in your pocket, whereas hospital expenses do. Additionally, medical insurance does not cover pre-existing diseases and several diseases are covered only after a few years of continuous insurance – hence insure as early as possible. It is unfortunate that people think of insurance only when they face the perils. Please remember that your insurability and cover are affected by delays. There are several diseases that are covered only after holding a policy for a few years. Also, your premium requirements increase as you get older. Thus, there is a significant cost attached to the delays in procurement of health insurance. You need to get your insurance now.
Health insurance purpose
Health insurance purpose
SecureNow Insurance Broker Private Limited
Recommended
SecureNow Insurance Broker wrote extensively on insurance matters in several leading newspaper in FY 2014-15.These cover typical insurance related issues that consumers face as well as industry and regulatory related issues. These columns were published in leading newspapers and websites. Here is the compilation of the columns and Q & As
SecureNow's articles published in 2014-15
SecureNow's articles published in 2014-15
SecureNow Insurance Broker Private Limited
Claims experience of Life Insurance companies for Group Term Life Insurance http://securenow.in/corporate-services/what-products-does-securenow-deal-in/group-term-life-insurance/claim-settlement-experience-in-group-term-life.html
Gtl claims experience
Gtl claims experience
SecureNow Insurance Broker Private Limited
This is a sample report of the Employee Benefit bench-marking survey conducted by SecureNow Insurance Broker. You need to fill the survey to get free access to the actual full report. The survey can be accessed at: http://goo.gl/nHL3R
SecureNow Employee Benefit (Group Health) Survey Sample Report
SecureNow Employee Benefit (Group Health) Survey Sample Report
SecureNow Insurance Broker Private Limited
Presented by David Smith for InnoTech Oregon 2011
The Future of Security
The Future of Security
InnoTech
Why Life Insurance? NOT For investment and returns Investment and returns are only secondary purposes of Insurance These can also be addressed efficiently by instruments other than insurance SecureNow Bang for the Buck - Offers to the buyer the highest leverage in terms of coverage to premium – By a mile when compared to other Life insurance products.
Why term life insurance secure now
Why term life insurance secure now
SecureNow Insurance Broker Private Limited
The Magnitude of Leverage SecureNow Term Life Insurance - 350 Personal Accident Insurance - 1000 Mediclaim - 80 The leverages above are for a 30 year old The leverage reduces with age
Insurance is leverage
Insurance is leverage
SecureNow Insurance Broker Private Limited
The primary purpose of life insurance is to provide money to the family if the main breadwinner dies. In insurance terminology this is called pure protection or pure insurance. Insurance can also be purchased as an investment, for savings or for tax reduction. However, those objectives are all less important than pure protection and many of these secondary objectives can also be met by other financial products. Since term life is the purest form of life insurance and protection, it offers buyers the highest leverage in terms of coverage to premium. This is the only product where the sum insured can be 350 times the premium paid. Do keep in mind that in term life covers, the sum insured is paid to the nominees if the policyholder dies during the policy term. No benefits are paid if the the policyholder survives the policy term. The above presentation depicts what financial impact an untimely death can have on the survivors and how term life insurance can help manage this risk efficiently. There is always a confusion among buyers on the purpose of life insurance. All too often, it appears that people tend to buy life insurance as a tax saving device or as an investment vehicle. We would like to emphasize that the primary purpose of life insurance is protection of a value that is meaningful to the survivors. Investment is a secondary issue. Further, the tax saving benefits accrue for pure protection insurance as much as it does for investment products. The first goal in our view is to get an adequate protection cover, at the minimum possible cost. The key benefits of Term Life Insurance are: 1. Maximum cover at low cost – A 35 year old can buy a 50 Lakh cover for a premium as little as just 15,000 a year. Any other life insurance product for the same cover would cost at least 10 times more. 2. Premiums are tax exempt under Section 80C and death benefit is always tax exempt under Section 10(10D). 3. The buyer can exit the policy anytime without any charges by discontinuing future premiums. We do not advise this as premium rates increase with age. However, discontinuation is a possibility if newer, cheaper products are introduced. Term life sales form a small proportion of overall life insurance sales, primarily because most agents and distributors do not focus on it. The premium rates for term are the lowest and, as a result, intermediaries are often more focused on larger value products that have a large investment component. Such investment-oriented insurance is good for the intermediaries, whereas pure insurance is the best bargain for the buyer. The video illustrates the concept and value of Term Life insurance:
Term life insurance
Term life insurance
SecureNow Insurance Broker Private Limited
Major surgeries cost upwards of Rs 2 lakhs these days. Apart from Surgery, there are costs of hospital room, diagnostic tests, medicines, etc. Hospitalization for major diseases sets you back by over Rs 50,000. Further, cost of health care is rising by over 20% pa, which is twice the overall inflation. We also know that good quality healthcare tends to be even more expensive and we do not want to subject ourselves to treatment in hospitals where basic conditions are bad (we have all heard of frightening experiences). Statistics indicate that >70% people in the country have to borrow to pay for their health-care expenses. Hospitalization, apart from the disease or injury itself, creates a big hole in a family’s corpus However, Medical Insurance is inexpensive! A Rs 5 Lakh mediclaim cover costs only about Rs 6,000 pa (for a normal 30 year old). At about Rs 500 per month this is less than what most people spend on movies. Insurance costs do not burn a hole in your pocket, whereas hospital expenses do. Additionally, medical insurance does not cover pre-existing diseases and several diseases are covered only after a few years of continuous insurance – hence insure as early as possible. It is unfortunate that people think of insurance only when they face the perils. Please remember that your insurability and cover are affected by delays. There are several diseases that are covered only after holding a policy for a few years. Also, your premium requirements increase as you get older. Thus, there is a significant cost attached to the delays in procurement of health insurance. You need to get your insurance now.
Health insurance purpose
Health insurance purpose
SecureNow Insurance Broker Private Limited
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Stock Market Brief Deck (Under Pressure).pdf
Stock Market Brief Deck (Under Pressure).pdf
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https://www.hubspot.com/state-of-marketing · Scaling relationships and proving ROI · Social media is the place for search, sales, and service · Authentic influencer partnerships fuel brand growth · The strongest connections happen via call, click, chat, and camera. · Time saved with AI leads to more creative work · Seeking: A single source of truth · TLDR; Get on social, try AI, and align your systems. · More human marketing, powered by robots
2024 State of Marketing Report – by Hubspot
2024 State of Marketing Report – by Hubspot
Marius Sescu
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Everything You Need To Know About ChatGPT
Everything You Need To Know About ChatGPT
Expeed Software
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Stock Market Brief Deck (Under Pressure).pdf
Stock Market Brief Deck (Under Pressure).pdf
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Stock Market Brief Deck (Under Pressure).pdf
Featured
https://www.hubspot.com/state-of-marketing · Scaling relationships and proving ROI · Social media is the place for search, sales, and service · Authentic influencer partnerships fuel brand growth · The strongest connections happen via call, click, chat, and camera. · Time saved with AI leads to more creative work · Seeking: A single source of truth · TLDR; Get on social, try AI, and align your systems. · More human marketing, powered by robots
2024 State of Marketing Report – by Hubspot
2024 State of Marketing Report – by Hubspot
Marius Sescu
ChatGPT is a revolutionary addition to the world since its introduction in 2022. A big shift in the sector of information gathering and processing happened because of this chatbot. What is the story of ChatGPT? How is the bot responding to prompts and generating contents? Swipe through these slides prepared by Expeed Software, a web development company regarding the development and technical intricacies of ChatGPT!
Everything You Need To Know About ChatGPT
Everything You Need To Know About ChatGPT
Expeed Software
The realm of product design is a constantly changing environment where technology and style intersect. Every year introduces fresh challenges and exciting trends that mold the future of this captivating art form. In this piece, we delve into the significant trends set to influence the look and functionality of product design in the year 2024.
Product Design Trends in 2024 | Teenage Engineerings
Product Design Trends in 2024 | Teenage Engineerings
Pixeldarts
Mental health has been in the news quite a bit lately. Dozens of U.S. states are currently suing Meta for contributing to the youth mental health crisis by inserting addictive features into their products, while the U.S. Surgeon General is touring the nation to bring awareness to the growing epidemic of loneliness and isolation. The country has endured periods of low national morale, such as in the 1970s when high inflation and the energy crisis worsened public sentiment following the Vietnam War. The current mood, however, feels different. Gallup recently reported that national mental health is at an all-time low, with few bright spots to lift spirits. To better understand how Americans are feeling and their attitudes towards mental health in general, ThinkNow conducted a nationally representative quantitative survey of 1,500 respondents and found some interesting differences among ethnic, age and gender groups. Technology For example, 52% agree that technology and social media have a negative impact on mental health, but when broken out by race, 61% of Whites felt technology had a negative effect, and only 48% of Hispanics thought it did. While technology has helped us keep in touch with friends and family in faraway places, it appears to have degraded our ability to connect in person. Staying connected online is a double-edged sword since the same news feed that brings us pictures of the grandkids and fluffy kittens also feeds us news about the wars in Israel and Ukraine, the dysfunction in Washington, the latest mass shooting and the climate crisis. Hispanics may have a built-in defense against the isolation technology breeds, owing to their large, multigenerational households, strong social support systems, and tendency to use social media to stay connected with relatives abroad. Age and Gender When asked how individuals rate their mental health, men rate it higher than women by 11 percentage points, and Baby Boomers rank it highest at 83%, saying it’s good or excellent vs. 57% of Gen Z saying the same. Gen Z spends the most amount of time on social media, so the notion that social media negatively affects mental health appears to be correlated. Unfortunately, Gen Z is also the generation that’s least comfortable discussing mental health concerns with healthcare professionals. Only 40% of them state they’re comfortable discussing their issues with a professional compared to 60% of Millennials and 65% of Boomers. Race Affects Attitudes As seen in previous research conducted by ThinkNow, Asian Americans lag other groups when it comes to awareness of mental health issues. Twenty-four percent of Asian Americans believe that having a mental health issue is a sign of weakness compared to the 16% average for all groups. Asians are also considerably less likely to be aware of mental health services in their communities (42% vs. 55%) and most likely to seek out information on social media (51% vs. 35%).
How Race, Age and Gender Shape Attitudes Towards Mental Health
How Race, Age and Gender Shape Attitudes Towards Mental Health
ThinkNow
This article is all about what AI trends will emerge in the field of creative operations in 2024. All the marketers and brand builders should be aware of these trends for their further use and save themselves some time!
AI Trends in Creative Operations 2024 by Artwork Flow.pdf
AI Trends in Creative Operations 2024 by Artwork Flow.pdf
marketingartwork
How our culture helps to save energy.
Skeleton Culture Code
Skeleton Culture Code
Skeleton Technologies
Materials from Pepsico for their presentation at the 2024 CAGNY conference. Made 2/21/24
PEPSICO Presentation to CAGNY Conference Feb 2024
PEPSICO Presentation to CAGNY Conference Feb 2024
Neil Kimberley
The deck from Contently’s popular Content Methodology webinar with Rebecca Lieb, Joe Lazauskas, and Ari Kepnes.
Content Methodology: A Best Practices Report (Webinar)
Content Methodology: A Best Practices Report (Webinar)
contently
Presented 1/4/2024 Visit Albert's List: https://bit.ly/findyournextjob
How to Prepare For a Successful Job Search for 2024
How to Prepare For a Successful Job Search for 2024
Albert Qian
A report by thenetworkone and Kurio. The contributing experts and agencies are (in an alphabetical order): Sylwia Rytel, Social Media Supervisor, 180heartbeats + JUNG v MATT (PL), Sharlene Jenner, Vice President - Director of Engagement Strategy, Abelson Taylor (USA), Alex Casanovas, Digital Director, Atrevia (ES), Dora Beilin, Senior Social Strategist, Barrett Hoffher (USA), Min Seo, Campaign Director, Brand New Agency (KR), Deshé M. Gully, Associate Strategist, Day One Agency (USA), Francesca Trevisan, Strategist, Different (IT), Trevor Crossman, CX and Digital Transformation Director; Olivia Hussey, Strategic Planner; Simi Srinarula, Social Media Manager, The Hallway (AUS), James Hebbert, Managing Director, Hylink (CN / UK), Mundy Álvarez, Planning Director; Pedro Rojas, Social Media Manager; Pancho González, CCO, Inbrax (CH), Oana Oprea, Head of Digital Planning, Jam Session Agency (RO), Amy Bottrill, Social Account Director, Launch (UK), Gaby Arriaga, Founder, Leonardo1452 (MX), Shantesh S Row, Creative Director, Liwa (UAE), Rajesh Mehta, Chief Strategy Officer; Dhruv Gaur, Digital Planning Lead; Leonie Mergulhao, Account Supervisor - Social Media & PR, Medulla (IN), Aurelija Plioplytė, Head of Digital & Social, Not Perfect (LI), Daiana Khaidargaliyeva, Account Manager, Osaka Labs (UK / USA), Stefanie Söhnchen, Vice President Digital, PIABO Communications (DE), Elisabeth Winiartati, Managing Consultant, Head of Global Integrated Communications; Lydia Aprina, Account Manager, Integrated Marketing and Communications; Nita Prabowo, Account Manager, Integrated Marketing and Communications; Okhi, Web Developer, PNTR Group (ID), Kei Obusan, Insights Director; Daffi Ranandi, Insights Manager, Radarr (SG), Gautam Reghunath, Co-founder & CEO, Talented (IN), Donagh Humphreys, Head of Social and Digital Innovation, THINKHOUSE (IRE), Sarah Yim, Strategy Director, Zulu Alpha Kilo (CA).
Social Media Marketing Trends 2024 // The Global Indie Insights
Social Media Marketing Trends 2024 // The Global Indie Insights
Kurio // The Social Media Age(ncy)
The search marketing landscape is evolving rapidly with new technologies, and professionals, like you, rely on innovative paid search strategies to meet changing demands. It’s important that you’re ready to implement new strategies in 2024. Check this out and learn the top trends in paid search advertising that are expected to gain traction, so you can drive higher ROI more efficiently in 2024. You’ll learn: - The latest trends in AI and automation, and what this means for an evolving paid search ecosystem. - New developments in privacy and data regulation. - Emerging ad formats that are expected to make an impact next year. Watch Sreekant Lanka from iQuanti and Irina Klein from OneMain Financial as they dive into the future of paid search and explore the trends, strategies, and technologies that will shape the search marketing landscape. If you’re looking to assess your paid search strategy and design an industry-aligned plan for 2024, then this webinar is for you.
Trends In Paid Search: Navigating The Digital Landscape In 2024
Trends In Paid Search: Navigating The Digital Landscape In 2024
Search Engine Journal
From their humble beginnings in 1984, TED has grown into the world’s most powerful amplifier for speakers and thought-leaders to share their ideas. They have over 2,400 filmed talks (not including the 30,000+ TEDx videos) freely available online, and have hosted over 17,500 events around the world. With over one billion views in a year, it’s no wonder that so many speakers are looking to TED for ideas on how to share their message more effectively. The article “5 Public-Speaking Tips TED Gives Its Speakers”, by Carmine Gallo for Forbes, gives speakers five practical ways to connect with their audience, and effectively share their ideas on stage. Whether you are gearing up to get on a TED stage yourself, or just want to master the skills that so many of their speakers possess, these tips and quotes from Chris Anderson, the TED Talks Curator, will encourage you to make the most impactful impression on your audience. See the full article and more summaries like this on SpeakerHub here: https://speakerhub.com/blog/5-presentation-tips-ted-gives-its-speakers See the original article on Forbes here: http://www.forbes.com/forbes/welcome/?toURL=http://www.forbes.com/sites/carminegallo/2016/05/06/5-public-speaking-tips-ted-gives-its-speakers/&refURL=&referrer=#5c07a8221d9b
5 Public speaking tips from TED - Visualized summary
5 Public speaking tips from TED - Visualized summary
SpeakerHub
Everyone is in agreement that ChatGPT (and other generative AI tools) will shape the future of work. Yet there is little consensus on exactly how, when, and to what extent this technology will change our world. Businesses that extract maximum value from ChatGPT will use it as a collaborative tool for everything from brainstorming to technical maintenance. For individuals, now is the time to pinpoint the skills the future professional will need to thrive in the AI age. Check out this presentation to understand what ChatGPT is, how it will shape the future of work, and how you can prepare to take advantage.
ChatGPT and the Future of Work - Clark Boyd
ChatGPT and the Future of Work - Clark Boyd
Clark Boyd
a presentation to give to a programming class on how to land a 6 figure job right out of college, and how to prepare during and after school
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Lily Ray's MozCon talk from 2023 about how core updates work and how search intent plays a role.
Google's Just Not That Into You: Understanding Core Updates & Search Intent
Google's Just Not That Into You: Understanding Core Updates & Search Intent
Lily Ray
Stop putting off having difficult conversations. Seven practical tips to ensure your next difficult conversation go smoothly.
How to have difficult conversations
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Rajiv Jayarajah, MAppComm, ACC
A brief introduction to DataScience with explaining of the concepts, algorithms, machine learning, supervised and unsupervised learning, clustering, statistics, data preprocessing, real-world applications etc. It's part of a Data Science Corner Campaign where I will be discussing the fundamentals of DataScience, AIML, Statistics etc.
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Here's my presentation on by proven best practices how to manage your work time effectively and how to improve your productivity. It includes practical tips and how to use tools such as Slack, Google Apps, Hubspot, Google Calendar, Gmail and others.
Time Management & Productivity - Best Practices
Time Management & Productivity - Best Practices
Vit Horky
The six step guide to practical project management If you think managing projects is too difficult, think again. We’ve stripped back project management processes to the basics – to make it quicker and easier, without sacrificing the vital ingredients for success. “If you’re looking for some real-world guidance, then The Six Step Guide to Practical Project Management will help.” Dr Andrew Makar, Tactical Project Management
The six step guide to practical project management
The six step guide to practical project management
MindGenius
A presentation for absolute beginners who have never touched TikTok and may be a bit scared of it!
Beginners Guide to TikTok for Search - Rachel Pearson - We are Tilt __ Bright...
Beginners Guide to TikTok for Search - Rachel Pearson - We are Tilt __ Bright...
RachelPearson36
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Trends In Paid Search: Navigating The Digital Landscape In 2024
Trends In Paid Search: Navigating The Digital Landscape In 2024
5 Public speaking tips from TED - Visualized summary
5 Public speaking tips from TED - Visualized summary
ChatGPT and the Future of Work - Clark Boyd
ChatGPT and the Future of Work - Clark Boyd
Getting into the tech field. what next
Getting into the tech field. what next
Google's Just Not That Into You: Understanding Core Updates & Search Intent
Google's Just Not That Into You: Understanding Core Updates & Search Intent
How to have difficult conversations
How to have difficult conversations
Introduction to Data Science
Introduction to Data Science
Time Management & Productivity - Best Practices
Time Management & Productivity - Best Practices
The six step guide to practical project management
The six step guide to practical project management
Beginners Guide to TikTok for Search - Rachel Pearson - We are Tilt __ Bright...
Beginners Guide to TikTok for Search - Rachel Pearson - We are Tilt __ Bright...
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