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Trust your business to a
leading specialty agency
that provides it’s services
exclusively to the health-


                                      Employment
care industry.

MEDICAL PROFESSIONAL
LIABILITY

GENERAL LIABILITY

DIRECTORS & OFFICERS
                                    Practices Liability
MEDICAL RECORDS
ONSITE & OFFSITE

PATIENT PRIVACY
COVERAGE
                              Risk Exposure
FUDICIARY LIABILITY
                              Employers have been facing rapidly increasing liability for employ-
BUSINESS INCOME               ment related claims. From sexual harassment to discrimination in
PROTECTION                    hiring, employers are now legally responsible for a broader range
                              of employment related acts. This change has resulted in an envi-
ACCOUNTS RECEIVABLE           ronment of rapidly increasing employment claims.

BUILDING COVERAGE
                              Here are some of the primary claims brought against employers by
BUSINESS PERSONAL             employees:
PROPERTY                      •     Wrongful refusal to employ or promote a qualified applicant or
                                    employee.
MEDICAL DIAGNOSTIC
EQUIPMENT                     •     Wrongful demotion, evaluation, reassignment, or discipline of
                                    an employee, including constructive discharge.
WORKERS’                      •     Harassment, coercion, or unfair discrimination as a conse-
COMPENSATION                        quence of such things as race, color, creed, gender, etc.

ASSET PROTECTION AND          •     Defamation of character.
TAX STRATEGIES FOR            •     Slander or libel of an employee or violation or invasion of an
PHYSICIANS & MANAGERS               employee’s right of privacy.

                              Do EPL claims occur? Yes, with surprising frequency and severity.
                              Many small to medium sized businesses do not yet appreciate the
   Scott L. Fikes             significant employment exposure facing them. Employment litiga-
                              tion has increased in the last 10 years as a growing number of em-
                              ployees sue their employers for sexual harassment, discrimination
  Direct: 405.443.2024
                              and wrongful termination.
   Fax: 405.443.2001
Email: sfikes@inlightrm.com   These can run from serious sexual harassment situations costing
                              millions to smaller frivolous claims. While accurate statistics are
                              hard to determine, it is believed that the average EPL claim now
                              settles for approximately $450,000. Frivolous claims rarely settle
                              for less than $10,000 including legal fees.


                                  Call Scott Fikes at 405.443.2024 to discuss the specific needs of
                                               your medical office or healthcare facility.

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Employment Practices Liability

  • 1. Trust your business to a leading specialty agency that provides it’s services exclusively to the health- Employment care industry. MEDICAL PROFESSIONAL LIABILITY GENERAL LIABILITY DIRECTORS & OFFICERS Practices Liability MEDICAL RECORDS ONSITE & OFFSITE PATIENT PRIVACY COVERAGE Risk Exposure FUDICIARY LIABILITY Employers have been facing rapidly increasing liability for employ- BUSINESS INCOME ment related claims. From sexual harassment to discrimination in PROTECTION hiring, employers are now legally responsible for a broader range of employment related acts. This change has resulted in an envi- ACCOUNTS RECEIVABLE ronment of rapidly increasing employment claims. BUILDING COVERAGE Here are some of the primary claims brought against employers by BUSINESS PERSONAL employees: PROPERTY • Wrongful refusal to employ or promote a qualified applicant or employee. MEDICAL DIAGNOSTIC EQUIPMENT • Wrongful demotion, evaluation, reassignment, or discipline of an employee, including constructive discharge. WORKERS’ • Harassment, coercion, or unfair discrimination as a conse- COMPENSATION quence of such things as race, color, creed, gender, etc. ASSET PROTECTION AND • Defamation of character. TAX STRATEGIES FOR • Slander or libel of an employee or violation or invasion of an PHYSICIANS & MANAGERS employee’s right of privacy. Do EPL claims occur? Yes, with surprising frequency and severity. Many small to medium sized businesses do not yet appreciate the Scott L. Fikes significant employment exposure facing them. Employment litiga- tion has increased in the last 10 years as a growing number of em- ployees sue their employers for sexual harassment, discrimination Direct: 405.443.2024 and wrongful termination. Fax: 405.443.2001 Email: sfikes@inlightrm.com These can run from serious sexual harassment situations costing millions to smaller frivolous claims. While accurate statistics are hard to determine, it is believed that the average EPL claim now settles for approximately $450,000. Frivolous claims rarely settle for less than $10,000 including legal fees. Call Scott Fikes at 405.443.2024 to discuss the specific needs of your medical office or healthcare facility.