1. DEVELOPMENT OF A BIOMETRIC HARDWARE
MODULE INCORPORATING NFC FOR PEER-TO-PEER
MONEY TRANSFER & IDENTITY VIRTUALIZATION
National Institute of Technology, Arunachal Pradesh
Dept. Of Computer Science & Engineering
Shirsha Ghosh
MTMC/14/13
5. Most Pertinent Work
United States Patent: 8,910,879 B2
Date of Patent: Dec. 16, 2014
Inventor: Jordan Chandler Goldman, Daniel
Anthony Auten, Carlos Pizzaro Leon.
ELECTRONIC CARD WITH A
PROGRAMMABLE MAGNETIC
STRIPE
8. Introduction to NFC
◉Based on RFID technology at 13,56 MHz
◉Operating distance typical up to 10 cm
◉Compatible with today’s field proven contactless RFID technology
◉Data exchange rate today up to 424 kilobits/s
10. SNEP
client sends request to the
server containing an Information
field, a request Header and.
After processing the requested
method, the SNEP server sends
back a message to the client
indicating success or failure of
the invoked method
Protocoles used in NFC
LLCP
LLCP is a compact protocol,
based on the industry standard
IEEE 802.2, designed to support
either small applications with
limited data transport
requirements
11. Problems Found
◉All the system serves only one purpose. Currently there is no system is available which can do
all the types of transaction.
◉The adoption rate of contactless payments are very less in India. So the users cannot get the
fruitfulness of the features of the technology.
◉There is no device available in the market which can do Peer-to-Peer transactions on the go.
◉The most favourable solutions like Apple Pay, Samsung Pay etc. are only available on high cost
devices. So the common people cannot afford them.
◉Companies like Apple, Samsung etc. are only releasing the Payment features in developed
countries like USA, UK etc.
◉Every merchant is tied up with different transaction processor companies, so it is not possible to
use any particular application ever where.
15. SMS Server
Android
Application
• Get SMS from the Hardware
• Break the Data in appropriate format
• Send the Data to the Server using HTTP method
16. Cloud Server
• Get Data from the SMS server
• Do the appropriate action
• Send the Response to the receiver
17. Flowchart of the Sender for
Payment
Start
Get ID from
NFC Module
from Receiver
Enter Amount
Verify
Fingerprint Data
Approved?
Send Data over
GSM
Yes
No
18. Flowchart of the Receiver for
Payment
Start
Verify
Fingerprint Data
Approved?
Send Data over
NFC P2P
Yes
No
25. Future Work
• Dynamic Magnetic Stripe
• Inclusion of EMV chip
• Incorporate of gift card feature
• Incorporate access control feature
26. References
[1] E.Freudenthal, D.Herrera, F.Kautz, C.Natividad, A.Ogrey, J.Sipla, A.Sosa, C.Betancourt, and L.Estevez, “Suitability of NFC
for Medical Device Communication and Power Delivery”, Engineering in Medicine and Biology Workshop, 2007 IEEE
Dallas,pp: 51- 54.
[2] Morak, J., Kollmann, A., Hayn, D., Kastner, P., Humer, G., & Schreier, G. (2007, February). Improving telemonitoring of
heart failure patients with NFC technology. In Proceedings of the fifth IASTED International Conference: biomedical
engineering (pp. 258-261). ACTA Press.
[3] Prinz, A., Menschner, P., Altmann, M., & Leimeister, J. M. (2011, February). inSERT--An NFC-based Self Reporting
Questionnaire for Patients with Impaired Fine Motor Skills. In Near Field Communication (NFC), 2011 3rd International
Workshop on (pp. 26-31). IEEE.
[4] Sankarananrayanan, S., & Wani, S. M. A. (2014, May). NFC enabled intelligent hospital appointment and medication
scheduling. In Information and Communication Technology (ICoICT), 2014 2nd International Conference on (pp. 24-29). IEEE.
[5] Akram, Raja Naeem, and Kostantinos Markantonakis. "Smart cards: State-of-the-art to future directions." In Signal
Processing and Information Technology (ISSPIT), 2013 IEEE International Symposium on, pp. 000154-000162. IEEE, 2013.
[6] Narendra, Siva G., Prabhakar Tadepalli, and Thomas N. Spitzer. "Electronic stripe cards." U.S. Patent 7,364,092, issued
April 29, 2008.
[7] NFC Modulation & RF Signal. Online.http://www.radio-electronics.com/info/wireless/nfc/near-field-communications-
modulation-rf-signal-interface.php
[8] S. Ghosh, J. Goswami, A. Kumar, A. Majumder, "Issues in NFC as a form of contactless communication: A comprehensive
survey", in Proc. ICSTM, 2015, pp. 245-252