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DEVELOPMENT OF A BIOMETRIC HARDWARE
MODULE INCORPORATING NFC FOR PEER-TO-PEER
MONEY TRANSFER & IDENTITY VIRTUALIZATION
National Institute of Technology, Arunachal Pradesh
Dept. Of Computer Science & Engineering
Shirsha Ghosh
MTMC/14/13
Overview of Current
Payment Technologies
1
Current Methods of Digital
Payments
Preferred Payments
Most Pertinent Work
United States Patent: 8,910,879 B2
Date of Patent: Dec. 16, 2014
Inventor: Jordan Chandler Goldman, Daniel
Anthony Auten, Carlos Pizzaro Leon.
ELECTRONIC CARD WITH A
PROGRAMMABLE MAGNETIC
STRIPE
All in One Payment Card
Introduction to NFC2
Introduction to NFC
◉Based on RFID technology at 13,56 MHz
◉Operating distance typical up to 10 cm
◉Compatible with today’s field proven contactless RFID technology
◉Data exchange rate today up to 424 kilobits/s
Operating Modes of NFC
SNEP
client sends request to the
server containing an Information
field, a request Header and.
After processing the requested
method, the SNEP server sends
back a message to the client
indicating success or failure of
the invoked method
Protocoles used in NFC
LLCP
LLCP is a compact protocol,
based on the industry standard
IEEE 802.2, designed to support
either small applications with
limited data transport
requirements
Problems Found
◉All the system serves only one purpose. Currently there is no system is available which can do
all the types of transaction.
◉The adoption rate of contactless payments are very less in India. So the users cannot get the
fruitfulness of the features of the technology.
◉There is no device available in the market which can do Peer-to-Peer transactions on the go.
◉The most favourable solutions like Apple Pay, Samsung Pay etc. are only available on high cost
devices. So the common people cannot afford them.
◉Companies like Apple, Samsung etc. are only releasing the Payment features in developed
countries like USA, UK etc.
◉Every merchant is tied up with different transaction processor companies, so it is not possible to
use any particular application ever where.
Proposed Module
Designing of the System
Cloud
Server
Finger
Print
Sensor
NFC
SMS
Server
GSM
Hardware
Module
KeyPad
uController
Description of Hardware
Microcontroller Board
FPC-AM3 Sensor
NFC Module E-Ink Display
FONA GSM Module
TTP229 Capacitive Keypad
SMS Server
Android
Application
• Get SMS from the Hardware
• Break the Data in appropriate format
• Send the Data to the Server using HTTP method
Cloud Server
• Get Data from the SMS server
• Do the appropriate action
• Send the Response to the receiver
Flowchart of the Sender for
Payment
Start
Get ID from
NFC Module
from Receiver
Enter Amount
Verify
Fingerprint Data
Approved?
Send Data over
GSM
Yes
No
Flowchart of the Receiver for
Payment
Start
Verify
Fingerprint Data
Approved?
Send Data over
NFC P2P
Yes
No
Demo
Demo
Flowchart of the Sender for
Identity
Start
ID Mode
Select ID
Verify
Fingerprint
Approved?
Send Data over
NFC Beam
Yes
No
Sender
Flowchart
Flowchart of the Receiver for
Identity
Start
Get Data From
NFC Beam
Open Web view
Display ID
information
Receiver
Flowchart
Demo
shirsha
Future Work
• Dynamic Magnetic Stripe
• Inclusion of EMV chip
• Incorporate of gift card feature
• Incorporate access control feature
References
[1] E.Freudenthal, D.Herrera, F.Kautz, C.Natividad, A.Ogrey, J.Sipla, A.Sosa, C.Betancourt, and L.Estevez, “Suitability of NFC
for Medical Device Communication and Power Delivery”, Engineering in Medicine and Biology Workshop, 2007 IEEE
Dallas,pp: 51- 54.
[2] Morak, J., Kollmann, A., Hayn, D., Kastner, P., Humer, G., & Schreier, G. (2007, February). Improving telemonitoring of
heart failure patients with NFC technology. In Proceedings of the fifth IASTED International Conference: biomedical
engineering (pp. 258-261). ACTA Press.
[3] Prinz, A., Menschner, P., Altmann, M., & Leimeister, J. M. (2011, February). inSERT--An NFC-based Self Reporting
Questionnaire for Patients with Impaired Fine Motor Skills. In Near Field Communication (NFC), 2011 3rd International
Workshop on (pp. 26-31). IEEE.
[4] Sankarananrayanan, S., & Wani, S. M. A. (2014, May). NFC enabled intelligent hospital appointment and medication
scheduling. In Information and Communication Technology (ICoICT), 2014 2nd International Conference on (pp. 24-29). IEEE.
[5] Akram, Raja Naeem, and Kostantinos Markantonakis. "Smart cards: State-of-the-art to future directions." In Signal
Processing and Information Technology (ISSPIT), 2013 IEEE International Symposium on, pp. 000154-000162. IEEE, 2013.
[6] Narendra, Siva G., Prabhakar Tadepalli, and Thomas N. Spitzer. "Electronic stripe cards." U.S. Patent 7,364,092, issued
April 29, 2008.
[7] NFC Modulation & RF Signal. Online.http://www.radio-electronics.com/info/wireless/nfc/near-field-communications-
modulation-rf-signal-interface.php
[8] S. Ghosh, J. Goswami, A. Kumar, A. Majumder, "Issues in NFC as a form of contactless communication: A comprehensive
survey", in Proc. ICSTM, 2015, pp. 245-252
Thanks!

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shirsha

  • 1. DEVELOPMENT OF A BIOMETRIC HARDWARE MODULE INCORPORATING NFC FOR PEER-TO-PEER MONEY TRANSFER & IDENTITY VIRTUALIZATION National Institute of Technology, Arunachal Pradesh Dept. Of Computer Science & Engineering Shirsha Ghosh MTMC/14/13
  • 3. Current Methods of Digital Payments
  • 5. Most Pertinent Work United States Patent: 8,910,879 B2 Date of Patent: Dec. 16, 2014 Inventor: Jordan Chandler Goldman, Daniel Anthony Auten, Carlos Pizzaro Leon. ELECTRONIC CARD WITH A PROGRAMMABLE MAGNETIC STRIPE
  • 6. All in One Payment Card
  • 8. Introduction to NFC ◉Based on RFID technology at 13,56 MHz ◉Operating distance typical up to 10 cm ◉Compatible with today’s field proven contactless RFID technology ◉Data exchange rate today up to 424 kilobits/s
  • 10. SNEP client sends request to the server containing an Information field, a request Header and. After processing the requested method, the SNEP server sends back a message to the client indicating success or failure of the invoked method Protocoles used in NFC LLCP LLCP is a compact protocol, based on the industry standard IEEE 802.2, designed to support either small applications with limited data transport requirements
  • 11. Problems Found ◉All the system serves only one purpose. Currently there is no system is available which can do all the types of transaction. ◉The adoption rate of contactless payments are very less in India. So the users cannot get the fruitfulness of the features of the technology. ◉There is no device available in the market which can do Peer-to-Peer transactions on the go. ◉The most favourable solutions like Apple Pay, Samsung Pay etc. are only available on high cost devices. So the common people cannot afford them. ◉Companies like Apple, Samsung etc. are only releasing the Payment features in developed countries like USA, UK etc. ◉Every merchant is tied up with different transaction processor companies, so it is not possible to use any particular application ever where.
  • 13. Designing of the System Cloud Server Finger Print Sensor NFC SMS Server GSM Hardware Module KeyPad uController
  • 14. Description of Hardware Microcontroller Board FPC-AM3 Sensor NFC Module E-Ink Display FONA GSM Module TTP229 Capacitive Keypad
  • 15. SMS Server Android Application • Get SMS from the Hardware • Break the Data in appropriate format • Send the Data to the Server using HTTP method
  • 16. Cloud Server • Get Data from the SMS server • Do the appropriate action • Send the Response to the receiver
  • 17. Flowchart of the Sender for Payment Start Get ID from NFC Module from Receiver Enter Amount Verify Fingerprint Data Approved? Send Data over GSM Yes No
  • 18. Flowchart of the Receiver for Payment Start Verify Fingerprint Data Approved? Send Data over NFC P2P Yes No
  • 19. Demo
  • 20. Demo
  • 21. Flowchart of the Sender for Identity Start ID Mode Select ID Verify Fingerprint Approved? Send Data over NFC Beam Yes No Sender Flowchart
  • 22. Flowchart of the Receiver for Identity Start Get Data From NFC Beam Open Web view Display ID information Receiver Flowchart
  • 23. Demo
  • 25. Future Work • Dynamic Magnetic Stripe • Inclusion of EMV chip • Incorporate of gift card feature • Incorporate access control feature
  • 26. References [1] E.Freudenthal, D.Herrera, F.Kautz, C.Natividad, A.Ogrey, J.Sipla, A.Sosa, C.Betancourt, and L.Estevez, “Suitability of NFC for Medical Device Communication and Power Delivery”, Engineering in Medicine and Biology Workshop, 2007 IEEE Dallas,pp: 51- 54. [2] Morak, J., Kollmann, A., Hayn, D., Kastner, P., Humer, G., & Schreier, G. (2007, February). Improving telemonitoring of heart failure patients with NFC technology. In Proceedings of the fifth IASTED International Conference: biomedical engineering (pp. 258-261). ACTA Press. [3] Prinz, A., Menschner, P., Altmann, M., & Leimeister, J. M. (2011, February). inSERT--An NFC-based Self Reporting Questionnaire for Patients with Impaired Fine Motor Skills. In Near Field Communication (NFC), 2011 3rd International Workshop on (pp. 26-31). IEEE. [4] Sankarananrayanan, S., & Wani, S. M. A. (2014, May). NFC enabled intelligent hospital appointment and medication scheduling. In Information and Communication Technology (ICoICT), 2014 2nd International Conference on (pp. 24-29). IEEE. [5] Akram, Raja Naeem, and Kostantinos Markantonakis. "Smart cards: State-of-the-art to future directions." In Signal Processing and Information Technology (ISSPIT), 2013 IEEE International Symposium on, pp. 000154-000162. IEEE, 2013. [6] Narendra, Siva G., Prabhakar Tadepalli, and Thomas N. Spitzer. "Electronic stripe cards." U.S. Patent 7,364,092, issued April 29, 2008. [7] NFC Modulation & RF Signal. Online.http://www.radio-electronics.com/info/wireless/nfc/near-field-communications- modulation-rf-signal-interface.php [8] S. Ghosh, J. Goswami, A. Kumar, A. Majumder, "Issues in NFC as a form of contactless communication: A comprehensive survey", in Proc. ICSTM, 2015, pp. 245-252