1. ‘Is NEST the right option for you?’
Graham Vidler, Director of
Communication &
Engagement, NEST Corporation
29 September 2011

2. Overview
• Background and where NEST fits in
• Our Market and our offer
• What NEST means for
– Employers
– Advisors
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

3. Who does what?
• Scope of automatic enrolment
• Staging and phasing timetable
• Compliance with employer duties
• Regulator of workplace pension schemes, including NEST
• A new, trust-based pension scheme
• Public service obligation to accept all employers who
want to use NEST to meet their employers duties
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

4. Understanding our target market
We are committed to designing our activities around the needs
of all of our future employers and members
Conducting
surveys
External Research
research panels
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

5. Designed for the target market
Clear Travels with
Online
communication the member
Tailored Help with
investment retirement Low charges
approach income
Always focused on our members
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

6. How NEST can be used
Sole scheme • offered to all workers
For a particular • to sit alongside existing scheme already in
group of workers place for a different group of workers
• where the existing scheme has a waiting
Entry level scheme period
• Where minimum contributions are made for
Base scheme all workers, using another scheme to ‘top up’
contributions
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

7. NEST’s features: employers
• Designed to minimise your burden:
– online
– clear communications
– no continuing administration when
members leave your employment
• Designed for your workers:
– an investment approach designed
for members
– low charges
– help when buying a retirement income
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

8. NEST’s features: advisers
• Can help you to serve clients you may not have been
able to serve before:
– changing landscape – automatic enrolment
and Retail Distribution Review (RDR)
– you can offer a range of services with NEST as one of the
solutions
• NEST is easy for you and your clients:
– travels with the member
– clear communications
– online
– flexible contributions
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.

9. www.nestpensions.org.uk
© NEST Corporation 2011. We are entitled to bring any legal action necessary to protect our intellectual property rights.
These slides do not constitute financial or other professional advice. You must not, or allow another party to, alter these
slides in any way. Copying or distributing this material is allowed only with the permission of NEST Corporation.