Common real estate listing abbreviations
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If you’re in the market for a new home, you’re most likely reading dozens of listing descriptions from listing service websites. Just as a well-written listing can make you feel like you’re already in the home, not so well-written listings can leave you feeling like you’re trying to piece together ancient Egyptian. Why are there so many abbreviations? What do all of these descriptive words really mean? Don’t worry! After reading this article, reading through those hard to understand listings will be a breeze! Real Estate Abbreviations 2B/2B? DK? Gar. vs. Gard.? What do these strange abbreviations mean? Many real estate agents use quick wording and abbreviations like this to gloss over the “boring” parts of a home. Realtors want you to get a feel for the home without having to read a novel. Here are some of the most commonly used abbreviations and what they mean:
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Prevent your oven door from shattering
So what can you do to make sure you’re not in danger of having your glass oven shatter? Here are a few tips that are being passed around from oven manufacturers:
Never bump your oven door with pots and pans. The smallest crack or nick could cause a stress fracture that could “explode” at a later time.
Never slam your oven door.
Never close your oven door without first making sure your oven racks are all the way in. Don’t use the door to close the oven racks. Metal can scratch the glass, causing breakage.
Never run the self-cleaning feature on your oven.
Extreme amounts of heat can not only damage the internal components of your oven, but they can also cause the glass to break on the internal portion of your oven. Generally, self- cleaning features are a selling point, but you can get most burnt on food in your oven using heat free methods.
How to clean a fridge's evaporative coils
How to clean your fridge’s evaporative coils:
If you have a fridge that has coils on the back of your unit, you will have to push your unit away from the wall to clean them. The fridge that we will demonstrate on today has evaporative coils on the bottom of the unit.
1. Unplug the fridge (or turn off its circuit).
Turn-off-the-Fridge
2. Remove the panel on the front of the fridge.
3. Using a angled vacuum hose, gently vacuum the evaporative coils.
Start with the front part of the coils. Vacuum the front of the top and bottom evaporative coils.
Next, move your vacuum into the back of the coils, getting the side. You can see in this fridge, you couldn't even see the coils until the dirt was taken off of them.
click here to download leadpages
4. Replace the front panel.
5. Turn the fridge back on.
Recommended
Prevent your oven door from shattering
So what can you do to make sure you’re not in danger of having your glass oven shatter? Here are a few tips that are being passed around from oven manufacturers:
Never bump your oven door with pots and pans. The smallest crack or nick could cause a stress fracture that could “explode” at a later time.
Never slam your oven door.
Never close your oven door without first making sure your oven racks are all the way in. Don’t use the door to close the oven racks. Metal can scratch the glass, causing breakage.
Never run the self-cleaning feature on your oven.
Extreme amounts of heat can not only damage the internal components of your oven, but they can also cause the glass to break on the internal portion of your oven. Generally, self- cleaning features are a selling point, but you can get most burnt on food in your oven using heat free methods.
How to clean a fridge's evaporative coils
How to clean your fridge’s evaporative coils:
If you have a fridge that has coils on the back of your unit, you will have to push your unit away from the wall to clean them. The fridge that we will demonstrate on today has evaporative coils on the bottom of the unit.
1. Unplug the fridge (or turn off its circuit).
Turn-off-the-Fridge
2. Remove the panel on the front of the fridge.
3. Using a angled vacuum hose, gently vacuum the evaporative coils.
Start with the front part of the coils. Vacuum the front of the top and bottom evaporative coils.
Next, move your vacuum into the back of the coils, getting the side. You can see in this fridge, you couldn't even see the coils until the dirt was taken off of them.
click here to download leadpages
4. Replace the front panel.
5. Turn the fridge back on.
Top posts square
At the end of the year, it’s fun to look back at the last 12 months, to see where you were, how you’ve grown, and your accomplishments for the year. Here at Landmark, we like to do this as well – and we’d like you to benefit from it. We’ve published over 150 articles over the past year, some of which you’ve liked, some of which you haven’t. Either way, this upcoming year we have high hopes that we’ll be able to become your go-to guide for any question you have on homes.
Let’s take a look back in the past year to see what posts we’ve published were the most helpful to our readers (and something you can use, just in case you missed them!) Here are our top 10 most visited posts this year:
Breakfast Casserole - Life Hacks for a Stress-Free Holiday
If you celebrate Christmas and have small children, you probably know how hectic Christmas morning is; seeing what Santa brought, looking at stockings, unwrapping family presents, and more. Little ones have no interest in eating breakfast when toys are ready to be unwrapped, and honestly, making it is probably last on your list of things you want to do.
Why not have it ready to eat right when you wake up by making it the night before? Using a crock-pot you can make an easy breakfast casserole. It’s something you can eat while you open presents, and if it spills, it’s easy to clean up.
How to Fix a Clogged Sink
Having a clogged sink is something that most homeowners face at some point in their lives. It could be caused by something getting stuck in a garbage disposal, grease build-up in the pipes, or by something that shouldn’t have gone down the pipes. If you find yourself with a backed-up sink, don’t despair! Landmark Home Warranty has a few DIY ways you can quickly and easily remove the clog.
First, is the clog in your garbage disposal?
If your garbage disposal isn’t turning, you’ll be able to tell. Instead of making the telltale grinding noise, it will simply hum and then turn off. In this case, the food is most likely stuck in the garbage disposal between the edge of the unit and the grinding flywheel. The machine will automatically turn off to avoid overheating and burning out the motor. You can go to our post on fixing a jammed garbage disposal here to learn how to fix the problem. In either of these cases, to fix the problem, you will have to one of three things:
Plunge the sink
Dump a bucket of water
Take apart your plumbing and physically remove the blockage.
To begin, determine where the blockage is more likely to be.
If you have a plunger for the sole use of your sink already, use that; however do NOT under any circumstances use a plunger from your bathroom. Plungers are relatively inexpensive and you don’t want to share toilet germs with your kitchen sink.
Picture hanging kit
Every homeowner knows that it isn’t until the art is hung up on the wall that a place finally feels settled and like home. Many new homeowners will want to hang art on their walls, and may have never been able to with their leases. When they own the home, they can put as many holes in the walls as they want Give your new homeowners a picture hanging kit with these items:
Screws and Nails
Help the new homeowners hang anything they want on their walls with one of these handy kits full of different sizes of screws and nails.
Level
$20
The new homeowners will want to make sure what they’re hanging is straight.
Stud finder
$20
A stud finder will help them find where to hang the heavier frames.
Staging a home for holidays
You may have heard that putting your home on the market during the holidays is pointless – most buyers will start looking again in the new year, or wait until the summer months. However, selling your home during the holidays can be a huge advantage. According to a study completed by Redfin, winter listings are 9% more likely to sell, and sell a week faster and for 1.2% more money than those in the springtime. As HGTV specialist Shannon Petrie reminds sellers that most people take their homes off the market during this time, which means your home is bound to stand out in a smaller market with serious buyers. How can you make the most of this advantage? Here are four tips on what you can do to get a buyer’s attention, and sell your home during the holiday months.
Troubleshooting a gas oven banner
It’s the most wonderful time of the year! Well … it is if your oven is working. The holidays are fast approaching, and with Thanksgiving and then whatever holiday you celebrate in December, be it Christmas, Hanukkah, Kwanzaa, etc., there’s going to be a lot of food. The worst possible thing would be for your oven to fail when you’re making all of those savory meals and sweet treats.
So what can you do to make sure your oven is up for the job of cooking this holiday season? Besides getting a home warranty to make sure your systems and appliances will be repaired and replaced if they fail from normal wear and tear, you can use this handy guide to troubleshoot your gas oven problems, and DIY some quick fixes before calling a repair technician.
Leadpages image swamp cooler 2
Right now, the last thing on your mind is making sure your swamp cooler is working properly. It’s cold, so you’re more worried about heating your home. However, next summer when you turn your swamp cooler on, you’ll be praying cold air comes out.
There will always come a time when your swamp (or evaporative) cooler breaks down. However, prepping your swamp cooler for winter can help your unit work longer, and more efficiently. Believe us when we say that one of the most common problems we see as a home warranty company is a lack of maintenance that causes major breakdowns. Winterizing your swamp cooler can save you thousands of dollars in repairs and replacements (that a home warranty might not cover).
Troubleshooting an electric oven copy
It’s that time of year again! Thanksgiving is coming up and with that comes a plethora of food being cooked on your range and in your oven. The worst possible thing that could happen is your oven failing before or on the big day. So, what can you do to prevent that? You can always purchase a home warranty plan to protect your systems and appliances when they fail from normal wear and tear. You can also use this troubleshooting guide to understand what’s going on with your electric oven, and what needs to be repaired or replaced.
Home warranty faster for more money lead
We recently talked about how to increase your home’s value when selling it. Not only can you increase its value by adding curb appeal or doing minor renovations, you can sell your house faster for more money if you sell it with a home warranty. According to a study completed by the Service Contract Industry Council last year, homes with home warranties sell for almost $2,500 more and 16% faster.
Now that you know a home warranty can boost your home’s value immensely, it’s time to ask the question: why? There can be a few different reasons! Of course, there’s the obvious – it provides peace of mind, but it also has to do with how easy it is for the new buyer to get their systems and appliances protected!
How a Furnace Works
If your repair technician just gave you the bad news that your furnace has a cracked heat exchanger, and you said, “ A cracked what?” you’re in the right place. This article is going to go over what a heat exchanger is, why it cracks and what you can do about it if you have a home warranty. To really understand why a damaged heat exchanger is so problematic, and how your home warranty company can help, we have to go over the basics of how a furnace works.
How does a Furnace Work?
Cracks in your Heat Exchanger and Home Warranties
Looking at a furnace quite simply, it has four main parts that allow it to heat your house:
Draft Motor
The first is the draft motor. The draft motor kicks on when there’s a drop in temperature in your house, and your thermostat tells your furnace that warm air is needed. When this happens, your draft motor begins to pull ambient air into the unit from the surrounding area.
Burners
As air is taken into the furnace to be warmed, gas is turned on in the burners of the furnace. The furnace ignites this gas with a spark, and the burners create a flame. This flame produces hot gasses that go into the heat exchangers.
Heat Exchangers
Heat exchangers are a series of metal tubes that heat up and stay extremely hot. They hold the hot gasses and carbon monoxide the burners produce. These gasses are poisonous, so the heat exchangers are attached to a flue that vents the gasses outside.
Blower
As the draft motor brings air into the furnace, the blower motor begins to force air past the extremely hot metal tubes of the heat exchangers. Obviously, the hot gasses from the burners that are inside of the heat exchangers don’t mix with this air, unless they have a crack. As long as the heat exchangers have an air-tight seal, the air is simply blown over them. This warms the air up, and the blower continues to push the air throughout your ductwork, providing warm air through your house.
If your heat exchanger is cracked, however, this could prove problematic for homeowners. There is a possibility that those poisonous gasses from your burners could leak into the air being blown throughout your home.
Three mortgage scams
Buying a home has so many caveats and limitations that it may be hard to find a dream home. It’s especially hard for individuals who aren’t able to pay for a home in cash and don’t qualify for a mortgage loan from a lender. These individuals sometimes can get trapped in home mortgage scams where they lose money and their new home. Landmark outlines three possible mortgage scams and how to avoid them.
click button for infographic scams
three mortgage scams
click button for infographic scams
Lease to Own
A lease to own mortgage is usually something offered by the seller when an interested buyer doesn’t qualify for a loan to pay for the home up front. Instead, the seller becomes a landlord for a time and charges rent to the homeowners, until they can build up their credit and qualify for a mortgage. Often times the seller charges “opt-in” money at the start of a lease to own agreement, which shows the buyers intent to purchase the home after qualifying.
Many times a lease-to-own mortgage seems like a great deal.The buyer pays “rental” payments until they can buy the home outright. However, these rental payments are usually overpriced. Worse than that is when the contract states it’s time for the buyer to purchase the home outright, and they still cannot qualify for a home loan. The seller can then kick them out of the home and keep all of the rental payments and opt-in money.
Many times a lease-to-own mortgage seems like a great deal. The buyer pays “rental” payments until they can buy the home outright. However, these rental payments are usually overpriced. Worse than that is when the contract states it’s time for the buyer to purchase the home outright, and they still cannot qualify for a home loan. The seller can then kick them out of the home and keep all of the rental payments and opt-in money.¬¬
If you don’t qualify for a mortgage, talk to your local Approved Housing Counseling Agencies. Some can find mortgages for low credit or low-income individuals. With this lower rate, homeowners can purchase home warranty insurance and save money by protecting their systems and appliances. Home warranty insurance could also be included in a home sale.
Wraparound Mortgages
For individuals who cannot qualify for a home loan, a scamming seller will provide a mortgage instead of a traditional lender. This “mortgage” wraps around the mortgage the seller has on the home already. When the buyer pays money to the seller, the seller pays it on their mortgage to the bank.
Some sellers in this situation scam the buyer. If the seller doesn’t make payments to the bank, the home will be foreclosed and the buyer is kicked out. Or, if the seller wants to make money, they’ll charge more from the buyer on the mortgage payment, pay their minimum to the bank, and pocket the rest.
The best way to combat this mortgage scam is to make sure there is a written contract between the seller and the buyer of t
Changes to tila respa
There are a few changes that are occurring with TILA-RESPA as of August 1, 2015. As of this time, the Federal Government has required lenders to provide two different disclosures for borrowers who apply for a mortgage. These disclosures (the Good Faith Estimates and Truth in Lending) provide estimates for homebuyers on how much they can afford for a loan. One of these disclosures is from TILA, and the other is from RESPA. According to the Consumer Financial Protection Bureau, the two forms are confusing and overlap. Real Estate agents usually find both forms frustrating to explain to homeowners and difficult to deal with. Thus, both forms are being combined into one main disclosure document, called a Loan Estimate. This loan estimate isn’t much of an estimate, though, as the lender has to be accountable to provide the rate on the Loan Estimate within 10%. The Loan Estimate must also be provided to the borrower three days after the buyer’s information is collected.
Killer Referans Bahcesehir Catalog Listing Turkey
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdf
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
More Related Content
More from Whitney Bennett
Top posts square
At the end of the year, it’s fun to look back at the last 12 months, to see where you were, how you’ve grown, and your accomplishments for the year. Here at Landmark, we like to do this as well – and we’d like you to benefit from it. We’ve published over 150 articles over the past year, some of which you’ve liked, some of which you haven’t. Either way, this upcoming year we have high hopes that we’ll be able to become your go-to guide for any question you have on homes.
Let’s take a look back in the past year to see what posts we’ve published were the most helpful to our readers (and something you can use, just in case you missed them!) Here are our top 10 most visited posts this year:
Breakfast Casserole - Life Hacks for a Stress-Free Holiday
If you celebrate Christmas and have small children, you probably know how hectic Christmas morning is; seeing what Santa brought, looking at stockings, unwrapping family presents, and more. Little ones have no interest in eating breakfast when toys are ready to be unwrapped, and honestly, making it is probably last on your list of things you want to do.
Why not have it ready to eat right when you wake up by making it the night before? Using a crock-pot you can make an easy breakfast casserole. It’s something you can eat while you open presents, and if it spills, it’s easy to clean up.
How to Fix a Clogged Sink
Having a clogged sink is something that most homeowners face at some point in their lives. It could be caused by something getting stuck in a garbage disposal, grease build-up in the pipes, or by something that shouldn’t have gone down the pipes. If you find yourself with a backed-up sink, don’t despair! Landmark Home Warranty has a few DIY ways you can quickly and easily remove the clog.
First, is the clog in your garbage disposal?
If your garbage disposal isn’t turning, you’ll be able to tell. Instead of making the telltale grinding noise, it will simply hum and then turn off. In this case, the food is most likely stuck in the garbage disposal between the edge of the unit and the grinding flywheel. The machine will automatically turn off to avoid overheating and burning out the motor. You can go to our post on fixing a jammed garbage disposal here to learn how to fix the problem. In either of these cases, to fix the problem, you will have to one of three things:
Plunge the sink
Dump a bucket of water
Take apart your plumbing and physically remove the blockage.
To begin, determine where the blockage is more likely to be.
If you have a plunger for the sole use of your sink already, use that; however do NOT under any circumstances use a plunger from your bathroom. Plungers are relatively inexpensive and you don’t want to share toilet germs with your kitchen sink.
Picture hanging kit
Every homeowner knows that it isn’t until the art is hung up on the wall that a place finally feels settled and like home. Many new homeowners will want to hang art on their walls, and may have never been able to with their leases. When they own the home, they can put as many holes in the walls as they want Give your new homeowners a picture hanging kit with these items:
Screws and Nails
Help the new homeowners hang anything they want on their walls with one of these handy kits full of different sizes of screws and nails.
Level
$20
The new homeowners will want to make sure what they’re hanging is straight.
Stud finder
$20
A stud finder will help them find where to hang the heavier frames.
Staging a home for holidays
You may have heard that putting your home on the market during the holidays is pointless – most buyers will start looking again in the new year, or wait until the summer months. However, selling your home during the holidays can be a huge advantage. According to a study completed by Redfin, winter listings are 9% more likely to sell, and sell a week faster and for 1.2% more money than those in the springtime. As HGTV specialist Shannon Petrie reminds sellers that most people take their homes off the market during this time, which means your home is bound to stand out in a smaller market with serious buyers. How can you make the most of this advantage? Here are four tips on what you can do to get a buyer’s attention, and sell your home during the holiday months.
Troubleshooting a gas oven banner
It’s the most wonderful time of the year! Well … it is if your oven is working. The holidays are fast approaching, and with Thanksgiving and then whatever holiday you celebrate in December, be it Christmas, Hanukkah, Kwanzaa, etc., there’s going to be a lot of food. The worst possible thing would be for your oven to fail when you’re making all of those savory meals and sweet treats.
So what can you do to make sure your oven is up for the job of cooking this holiday season? Besides getting a home warranty to make sure your systems and appliances will be repaired and replaced if they fail from normal wear and tear, you can use this handy guide to troubleshoot your gas oven problems, and DIY some quick fixes before calling a repair technician.
Leadpages image swamp cooler 2
Right now, the last thing on your mind is making sure your swamp cooler is working properly. It’s cold, so you’re more worried about heating your home. However, next summer when you turn your swamp cooler on, you’ll be praying cold air comes out.
There will always come a time when your swamp (or evaporative) cooler breaks down. However, prepping your swamp cooler for winter can help your unit work longer, and more efficiently. Believe us when we say that one of the most common problems we see as a home warranty company is a lack of maintenance that causes major breakdowns. Winterizing your swamp cooler can save you thousands of dollars in repairs and replacements (that a home warranty might not cover).
Troubleshooting an electric oven copy
It’s that time of year again! Thanksgiving is coming up and with that comes a plethora of food being cooked on your range and in your oven. The worst possible thing that could happen is your oven failing before or on the big day. So, what can you do to prevent that? You can always purchase a home warranty plan to protect your systems and appliances when they fail from normal wear and tear. You can also use this troubleshooting guide to understand what’s going on with your electric oven, and what needs to be repaired or replaced.
Home warranty faster for more money lead
We recently talked about how to increase your home’s value when selling it. Not only can you increase its value by adding curb appeal or doing minor renovations, you can sell your house faster for more money if you sell it with a home warranty. According to a study completed by the Service Contract Industry Council last year, homes with home warranties sell for almost $2,500 more and 16% faster.
Now that you know a home warranty can boost your home’s value immensely, it’s time to ask the question: why? There can be a few different reasons! Of course, there’s the obvious – it provides peace of mind, but it also has to do with how easy it is for the new buyer to get their systems and appliances protected!
How a Furnace Works
If your repair technician just gave you the bad news that your furnace has a cracked heat exchanger, and you said, “ A cracked what?” you’re in the right place. This article is going to go over what a heat exchanger is, why it cracks and what you can do about it if you have a home warranty. To really understand why a damaged heat exchanger is so problematic, and how your home warranty company can help, we have to go over the basics of how a furnace works.
How does a Furnace Work?
Cracks in your Heat Exchanger and Home Warranties
Looking at a furnace quite simply, it has four main parts that allow it to heat your house:
Draft Motor
The first is the draft motor. The draft motor kicks on when there’s a drop in temperature in your house, and your thermostat tells your furnace that warm air is needed. When this happens, your draft motor begins to pull ambient air into the unit from the surrounding area.
Burners
As air is taken into the furnace to be warmed, gas is turned on in the burners of the furnace. The furnace ignites this gas with a spark, and the burners create a flame. This flame produces hot gasses that go into the heat exchangers.
Heat Exchangers
Heat exchangers are a series of metal tubes that heat up and stay extremely hot. They hold the hot gasses and carbon monoxide the burners produce. These gasses are poisonous, so the heat exchangers are attached to a flue that vents the gasses outside.
Blower
As the draft motor brings air into the furnace, the blower motor begins to force air past the extremely hot metal tubes of the heat exchangers. Obviously, the hot gasses from the burners that are inside of the heat exchangers don’t mix with this air, unless they have a crack. As long as the heat exchangers have an air-tight seal, the air is simply blown over them. This warms the air up, and the blower continues to push the air throughout your ductwork, providing warm air through your house.
If your heat exchanger is cracked, however, this could prove problematic for homeowners. There is a possibility that those poisonous gasses from your burners could leak into the air being blown throughout your home.
Three mortgage scams
Buying a home has so many caveats and limitations that it may be hard to find a dream home. It’s especially hard for individuals who aren’t able to pay for a home in cash and don’t qualify for a mortgage loan from a lender. These individuals sometimes can get trapped in home mortgage scams where they lose money and their new home. Landmark outlines three possible mortgage scams and how to avoid them.
click button for infographic scams
three mortgage scams
click button for infographic scams
Lease to Own
A lease to own mortgage is usually something offered by the seller when an interested buyer doesn’t qualify for a loan to pay for the home up front. Instead, the seller becomes a landlord for a time and charges rent to the homeowners, until they can build up their credit and qualify for a mortgage. Often times the seller charges “opt-in” money at the start of a lease to own agreement, which shows the buyers intent to purchase the home after qualifying.
Many times a lease-to-own mortgage seems like a great deal.The buyer pays “rental” payments until they can buy the home outright. However, these rental payments are usually overpriced. Worse than that is when the contract states it’s time for the buyer to purchase the home outright, and they still cannot qualify for a home loan. The seller can then kick them out of the home and keep all of the rental payments and opt-in money.
Many times a lease-to-own mortgage seems like a great deal. The buyer pays “rental” payments until they can buy the home outright. However, these rental payments are usually overpriced. Worse than that is when the contract states it’s time for the buyer to purchase the home outright, and they still cannot qualify for a home loan. The seller can then kick them out of the home and keep all of the rental payments and opt-in money.¬¬
If you don’t qualify for a mortgage, talk to your local Approved Housing Counseling Agencies. Some can find mortgages for low credit or low-income individuals. With this lower rate, homeowners can purchase home warranty insurance and save money by protecting their systems and appliances. Home warranty insurance could also be included in a home sale.
Wraparound Mortgages
For individuals who cannot qualify for a home loan, a scamming seller will provide a mortgage instead of a traditional lender. This “mortgage” wraps around the mortgage the seller has on the home already. When the buyer pays money to the seller, the seller pays it on their mortgage to the bank.
Some sellers in this situation scam the buyer. If the seller doesn’t make payments to the bank, the home will be foreclosed and the buyer is kicked out. Or, if the seller wants to make money, they’ll charge more from the buyer on the mortgage payment, pay their minimum to the bank, and pocket the rest.
The best way to combat this mortgage scam is to make sure there is a written contract between the seller and the buyer of t
Changes to tila respa
There are a few changes that are occurring with TILA-RESPA as of August 1, 2015. As of this time, the Federal Government has required lenders to provide two different disclosures for borrowers who apply for a mortgage. These disclosures (the Good Faith Estimates and Truth in Lending) provide estimates for homebuyers on how much they can afford for a loan. One of these disclosures is from TILA, and the other is from RESPA. According to the Consumer Financial Protection Bureau, the two forms are confusing and overlap. Real Estate agents usually find both forms frustrating to explain to homeowners and difficult to deal with. Thus, both forms are being combined into one main disclosure document, called a Loan Estimate. This loan estimate isn’t much of an estimate, though, as the lender has to be accountable to provide the rate on the Loan Estimate within 10%. The Loan Estimate must also be provided to the borrower three days after the buyer’s information is collected.
More from Whitney Bennett (20)
Breakfast Casserole - Life Hacks for a Stress-Free Holiday
Breakfast Casserole - Life Hacks for a Stress-Free Holiday
Recently uploaded
Killer Referans Bahcesehir Catalog Listing Turkey
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdf
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Brigade Insignia at Yelahanka Brochure.pdf
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
How to keep your Home naturally Cool and Warm
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
Torun Center Residences Istanbul - Listing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Omaxe Sports City Dwarka A Comprehensive Guide
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
Sense Levent Kagithane Catalog - Listing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
The KA Housing - Catalogue - Listing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
One FNG by Group 108 Sector 142 Noida Construction Update
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
How to Scan Tenants in NYC - You Should Know!
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
One20 North Vancouver Floor Plans by Three Shores Development.
One20 North Vancouver Floor Plans by Three Shores Development.
Riverview City Loni Kalbhor Pune Brochure
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
SVN Live 6.3.24 Weekly Property Broadcast
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Optimizing Your MCA Lead Capture Process for Better Results
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
2BHK-3BHK NEW FLAT FOR SALE IN TUPUDANA,RANCHI.
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
Green Homes, Islamabad Presentation .pdf
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
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Common real estate listing abbreviations
- 1. 2B/3B: Two bedroom, three bathroom A/C: Air conditioning AEK: All electric kitchen BA: Bathroom BR: Bedroom CH: Central Heat D/D: Dishwasher and garbage disposal DK: Deck F/Fin BSMT: Fully finished basement FP: Fireplace Gar: Garage Gard: Garden HDW: Hardwood floors KIT: Kitchen LA: Living area LR: Living room Pot’l: Potential S/P: Swimming pool W/D: Washer and dryer