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                               Jean-Philippe Betoin
                               260 rue Denis Papin
                               F-13857 Aix-en-Provence Cedex 3
                               +33680126559
                               jp.betoin@cassis-intl.com
FROM PAYMENT TO MOBILE PAYMENT
(R)EVOLUTION AHEAD!




   1.8Bn BANK ACCOUNTS VS. 4.6Bn MOBILE DEVICES
          70% under-banked vs. 70% mobile users
A $100Bn DISRUPTION ON-GOING…




•   MNOs becoming Payment Providers
     –   NTT DoCoMo DCMX Mobile Payment Service
     –   USA 3-MNOs JV
     –   Vodafone and Zain in Emerging Countries

•   Banks becoming MVNOs and Mobile Retailers
     –   Crédit Mutuel & CIC in France
     –   ING & Rabobank in Netherlands

•   Payment Schemes finding their way to survive
     –   Visa and SD Card-based mobile payment

•   New players preparing for new business opp’ies
     –   Nokia Money ($200M invest.), Apple, Paypal, Google, …



          ... AND A $200Bn MID-TERM OPPORTUNITY
THE TSM – TRUSTED MOBILE PAYMENT PARTNER


                         Trusted Service Management
Service provider                                                            Mobile Network Operator
                                   Platform

                       Secure Element, Application Lifecycle
                              & Key Management System                                        Customer
                                                                                             service
                                                                                             interfaces


 Mobile applications




                                                                      MNO provisioning
                                                                      management system



                                              OTA Download      CARDlet / MIDlet download
  Service Provider’s                          Server            OTA personalization
     Back-Office                                                OTA life cycle management
                                                                OTA content management
A PIONEER IN NFC SOLUTIONS SINCE 2002



        World’s first OTA                                  World’s first NFC        Nice NFC
        download and                                       commercial service       City: first step
        personalization of Visa                            in Malaysia with         of French
        VSDC in 3G UICC with SK                            Maxis, Maybank,          nationwide
        Telecom, S. Korea                                  Visa, Touch’n’Go and     deployment
                                                           Nokia



2002   2003       2004         2005    2006        2007         2008         2009            2010



                  CASSIS Digital         VISA Mobile Payment           BKM: first inter-banking
                  Security Center,       Platform partner. Pilots      domestic TSM in Turkey,
                  certified by VISA,     in USA, South Korea,          with 9 banks and 2
                  MasterCard and         Australia, Malaysia,          mobile operators.
                  ISO 27001              Taïwan, Thaïland,
                                         Singapore and Turkey.
LEADER IN NFC TECHNOLOGY WITH 23 REFERENCES
      WORLDWIDE AND TIER 1 CUSTOMERS


                          Czech Rep.                              South Korea




                Netherlands              Slovenia
                              Holland                                               Japan


USA
                                                           Thailand
             France                          Georgia                            Taïwan

                                Turkey
                                           Malaysia
                                                                                 Indonesia




                                                      Singapore

                                                                           Australia
MAKING VISION A REALITY
A SEASONED BOARD OF DIRECTORS




                                               Global Board
     • TH Tan, Chairman and co-Founder, Southern Capital Group, former MasterCard Worldwide global Board member
     • Thian Yee Chua, CEO and co- Founder, former Gemplus senior executive
     • Kenneth Tan, Partner Southern Capital, former Investment Manager GIC Singapore
     • Kenneth Chang, Director MOL Malaysia, former Executive Director U-Mobile
     • Marc Lassus, former co-Founder, Chairman and CEO Gemplus
     • David Eldon, former Chairman HSBC, former Visa International AP Advisory Board member, non -executive
     Chairman Dubai International Financial Centre Authority
     • Jackson Tai, former Vice Chairman and CEO DBS Group, MasterCard and NYSE Euronext Board member




                                                 Thian Yee Chua
                                                   CEO Office




CASSIS Technologies                                                     CASSIS Asia Pacific        CASSIS Digital
                          CASSIS Europe          CASSIS Americas
    & Services                                                           Thian Yee Chua              Innovation
                        Jean Philippe Betoin       Allen Merrill
   Jin Won Shin                                                              [Acting]              Kwang Wee Lee

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Cassis international's pitch

  • 1. INSERT YOUR COMPANY LOGO CASSIS International HERE Jean-Philippe Betoin 260 rue Denis Papin F-13857 Aix-en-Provence Cedex 3 +33680126559 jp.betoin@cassis-intl.com
  • 2. FROM PAYMENT TO MOBILE PAYMENT (R)EVOLUTION AHEAD! 1.8Bn BANK ACCOUNTS VS. 4.6Bn MOBILE DEVICES 70% under-banked vs. 70% mobile users
  • 3. A $100Bn DISRUPTION ON-GOING… • MNOs becoming Payment Providers – NTT DoCoMo DCMX Mobile Payment Service – USA 3-MNOs JV – Vodafone and Zain in Emerging Countries • Banks becoming MVNOs and Mobile Retailers – Crédit Mutuel & CIC in France – ING & Rabobank in Netherlands • Payment Schemes finding their way to survive – Visa and SD Card-based mobile payment • New players preparing for new business opp’ies – Nokia Money ($200M invest.), Apple, Paypal, Google, … ... AND A $200Bn MID-TERM OPPORTUNITY
  • 4. THE TSM – TRUSTED MOBILE PAYMENT PARTNER Trusted Service Management Service provider Mobile Network Operator Platform Secure Element, Application Lifecycle & Key Management System Customer service interfaces Mobile applications MNO provisioning management system OTA Download  CARDlet / MIDlet download Service Provider’s Server  OTA personalization Back-Office  OTA life cycle management  OTA content management
  • 5. A PIONEER IN NFC SOLUTIONS SINCE 2002 World’s first OTA World’s first NFC Nice NFC download and commercial service City: first step personalization of Visa in Malaysia with of French VSDC in 3G UICC with SK Maxis, Maybank, nationwide Telecom, S. Korea Visa, Touch’n’Go and deployment Nokia 2002 2003 2004 2005 2006 2007 2008 2009 2010 CASSIS Digital VISA Mobile Payment BKM: first inter-banking Security Center, Platform partner. Pilots domestic TSM in Turkey, certified by VISA, in USA, South Korea, with 9 banks and 2 MasterCard and Australia, Malaysia, mobile operators. ISO 27001 Taïwan, Thaïland, Singapore and Turkey.
  • 6. LEADER IN NFC TECHNOLOGY WITH 23 REFERENCES WORLDWIDE AND TIER 1 CUSTOMERS Czech Rep. South Korea Netherlands Slovenia Holland Japan USA Thailand France Georgia Taïwan Turkey Malaysia Indonesia Singapore Australia
  • 7. MAKING VISION A REALITY
  • 8. A SEASONED BOARD OF DIRECTORS Global Board • TH Tan, Chairman and co-Founder, Southern Capital Group, former MasterCard Worldwide global Board member • Thian Yee Chua, CEO and co- Founder, former Gemplus senior executive • Kenneth Tan, Partner Southern Capital, former Investment Manager GIC Singapore • Kenneth Chang, Director MOL Malaysia, former Executive Director U-Mobile • Marc Lassus, former co-Founder, Chairman and CEO Gemplus • David Eldon, former Chairman HSBC, former Visa International AP Advisory Board member, non -executive Chairman Dubai International Financial Centre Authority • Jackson Tai, former Vice Chairman and CEO DBS Group, MasterCard and NYSE Euronext Board member Thian Yee Chua CEO Office CASSIS Technologies CASSIS Asia Pacific CASSIS Digital CASSIS Europe CASSIS Americas & Services Thian Yee Chua Innovation Jean Philippe Betoin Allen Merrill Jin Won Shin [Acting] Kwang Wee Lee