1. Are You Prepared?
Safety Tips: What to do before, during and after a storm.
Here you will have access to information on Hurricane Hazards and
creating your own Family Disaster Plan and a Disaster Supply Kit. Get tips,
checklist and more in this packet of information.
Maran Corporate Risk Associates, Inc.
Phone: 631-283-8000 Email: info@mcrainsurance.com
www.mcrainsurance.com

2. Safety and health tips for your work, home and life—
brought to you by the insurance and safety specialists at
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Preparing for a Hurricane
What to do before, during and after a storm
Hurricane season lasts from June • Store valuable papers and the area is re-opened.
through November, when storms items in waterproof bags. • When inspecting your home,
• Cover windows and secure wear sturdy shoes and
with heavy rains and catastrophic clothing for protection. People
any outdoor items.
winds can severely damage or are often hurt after a
• If you live in a trailer home
hurricane, rather than during
destroy homes in low-lying and/or are told to evacuate,
it.
do so immediately.
coastal areas. • Allow only those trained to
turn off damaged utilities and
During Hurricane Season: During a Hurricane: appliances.
• Plan evacuation routes and • Tune into a battery-operated • Use only bottled water until
designate a “post-disaster radio or TV and follow local tap water is determined safe,
contact” that family members authorities’ instructions. and do not eat foods stored in
know to call after a hurricane. • Seek shelter in an interior the refrigerator if the power
• Stock up on items such as a room away from windows, was out.
week’s supply of bottled such as a closet. Don’t • Use the phone for
water and canned goods, assume the hurricane is over emergencies only.
along with a manual when the wind subsides. The
can/bottle opener, flashlight, calm may be the eye of the
battery-operated radio or storm, and the worst part
television, nails, tarps and may still be on the way.
plywood. • If the electricity goes out, use
• Keep an up-to-date log a flashlight only (not
(including photos/videotape) candles).
of your possessions; review
insurance policy coverage After a Hurricane:
annually.
• Stay inside until an “all-clear”
• Keep trees and shrubs is issued. If you have
trimmed to minimize potential evacuated, don’t return until
damage.
When a Hurricane Threatens:
• Refill prescriptions, fill up
Simplifying the claims process...
your car’s gas tank, and [1] Contact your agent promptly to report damages. Be patient, as delays
withdraw a week’s worth of are likely. [2] Do not alter the damaged property unless attempting to
cash, as power outages may prevent further damage. [3] Keep receipts for ALL costs incurred,
temporarily interrupt services. including temporary housing expenses.
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