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Big Data, Big Impact:
New Possibilities for International Development




                                             0
Executive Summary
  A flood of data is created every day by the interactions of billions of
  people using computers, GPS devices, cell phones, and medical
  devices. Many of these interactions occur through the use of mobile
  devices being used by people in the developing world, people
  whose needs and habits have been poorly understood until now.
  Researchers and policymakers are beginning to realise the potential
  for channelling these torrents of data into actionable information that
  can be used to identify needs, provide services, and predict and
  prevent crises for the benefit of low-income populations. Concerted
  action is needed by governments, development organisations, and
  companies to ensure that this data helps the individuals and
  communities who create it.




Special Thanks
The World Economic Forum acknowledges the work of Vital Wave
Consulting in assembling this briefing and the extensive research
conducted by partners such as the Boston Consulting Group, the UN
Global Pulse, the Global Viral Forecasting Initiative, Ushahidi, the
World Bank, Vodafone, and the World Economic Forum‟s ICT Global
Agenda Council on the transformative potential for harnessing big data.




                                                                            1
Big Data, Big Impact:
New Possibilities for International Development
By analysing patterns from mobile phone
usage, a team of researchers in San Francisco
                                                           Financial Services
is able to predict the magnitude of a disease
outbreak half way around the world. Similarly,             Data gleaned from mobile money services can provide
                                                           deep insight into spending and saving habits across
an aid agency sees early warning signs of a
                                                           sectors and regions. Digital payment histories can allow
drought condition in a remote Sub-Saharan
                                                           individuals to build credit histories, making them
region, allowing the agency to get a head start            candidates for loans and other credit-based financial
on mobilising its resources and save many                  services.
more lives.
                                                           Education
Much attention is paid to the vital services that
                                                           Data derived from the use of mobile value-added
mobile phone technology has brought to billions of
                                                           services can be used to improve public-sector
people in the developing world. But now many               understanding of educational needs and knowledge
policy-makers, corporate leaders and development           gaps, allowing more targeted and timely initiatives to
experts are realising the potential applications, like     disseminate critical information.
the examples above, for the enormous amounts of
data created by and about the individuals who use          Health
these services.                                            Data collected through mobile devices, whether captured
                                                           by health workers, submitted by individuals, or analysed
Sources such as online or mobile financial                 in the form of data exhaust, can be a crucial tool in
transactions, social media traffic, and GPS                understanding population health trends or stopping
coordinates now generate over 2.5 quintillion bytes        outbreaks (see box on page 5). When collected in the
                                  i                        context of individual electronic health records, this data
of so-called „big data‟ every day . And the growth of
                                                           not only improves continuity of care for the individual, but
mobile data traffic from subscribers in emerging
                                                           it can be used to create massive datasets with which
markets is expected to exceed 100% annually                treatments and outcomes can be compared in an
               ii
through 2015 .                                             efficient and cost effective manner.

The data emanating from mobile phones holds                Agriculture
particular promise, in part because for many low-          Mobile payments for agricultural products, input
income people it is their only form of interactive         purchases and subsidies may help governments better
technology, but it is also easier to link mobile-          predict food production trends and incentives. This
generated data to individuals. This data can paint a       knowledge can be used to ensure the availability of
picture about the needs and behaviour of individual        proper crop storage, reduce waste and spoilage, and
users rather than simply the population as a whole.        provide better information about what types of financial
                                                           services are needed by farmers. Mobile use patterns
                                                           may also help governments and development
Building user-centric solutions offers compelling
                                                           organisations identify regions in distress so that targeted
possibilities for providing better access to services in   assistance can be directed to them. Early detection can
health, education, financial services, and agriculture     help prevent families from leaving their land and further
for people living in poverty.                              decreasing agricultural production.




                                                                                                                         2
Likewise, utilising the data created by mobile
Data through the Mobile Financial Services                  phone use can improve our understanding of
Lens                                                        vulnerable populations, and can quicken
                                                            governments‟ response to the emergence of
A look at the „pillars‟ from The World Economic             new trends. Actors in the public, private, and
Forum‟s Mobile Financial Services Development               development sectors are beginning to recognise
Report offers insights into how the requirements of         the mutual benefits of creating and maintaining
mobile financial services development coincide with         a „data commons‟ in which this information
prerequisites for a thriving data commons.                  benefits society as a whole while protecting
                                                            individual security and privacy. But a more
Regulatory Proportionality: Finding appropriate uses
                                                            concerted effort is required to make this vision a
for mobile-generated data will require regulation similar
                                                            reality.
to that needed for mobile financial services. In both
situations, regulation must keep pace with new
                                                            Understanding the Dynamics of the
technology and protect consumers without stifling
innovation or deterring uptake. The development of          Data Ecosystem
sensible data standards could increase uptake of both       To turn mobile-generated data into an economic
mobile financial services and individual data security.     development tool, a number of ecosystem
                                                            elements must be in place. For those
Consumer Protection: As with mobile financial
                                                            individuals who generate the data, mechanisms
services, proper regulation and data ownership
                                                            must be developed to ensure adequate user
processes must be put in place to prevent the theft or
                                                            privacy and security. At the same time,
misuse of sensitive information.
                                                            business models must be created to provide the
Market Competitiveness: In the long term, adequate          appropriate incentives for private-sector actors
competition is essential to ensure a wider range of         to share and use data for the benefit of society.
affordable services and interoperability. However,          Such models already exist in the Internet
private-sector companies should be encouraged to            environment. Companies in search and social
allow access to non-sensitive data that can benefit         networking profit from products they offer at no
populations and deepen their own understanding of           charge to end users because the usage data
individual behaviour. Such cooperation may also help        these products generate is valuable to other
telecom operators realise that creating interoperable       ecosystem actors. Similar models could be
mobile money systems can benefit them over the long         created in the mobile data sphere, and the data
term.                                                       generated through them could maximise the
                                                            impact of scarce public sector resources by
Market Catalysts: For both the data commons and             indicating where resources are most needed.
mobile money, government can serve as a catalyst to
ensure legitimacy. This will require open and               A look at the various types of data and actors in
transparent governance, as the idea of government           the data ecosystem illustrates the roles and
access to an individual‟s financial information could       incentives at work. The private sector maintains
discourage uptake of mobile financial services.             vast troves of transactional data, much of which
                                                            is „data exhaust‟, or data created as a by-
End User Empowerment & Access: Individuals must             product of other transactions. With the use of
have a moderate degree of financial literacy, affordable    mobile phones, much of this data can be
access to a mobile device, and a mobile network             associated with individuals and their locations.
connection, in addition to control over their own           The public sector in most countries also
information.                                                maintains enormous datasets in the form of
                                                            census data, health indicators, and tax and
Distribution and Agent Network: Analysing
                                                            expenditure information.
transactional data could determine where there is           The Internet and mobile revolution have added
demand for additional mobile money agents.                  yet another source: data contributed by
Adoption & Availability: Open data can help
determine which finance products are in the highest
demand, matching demand with supply.                                                                        3
individuals voluntarily or through crowdsourcing.             for harnessing data for policy and action. Its
NGOs like Ushahidi are already using crowdsourcing            director, Robert Kirkpatrick, says that data
to obtain, verify and disseminate real-time                   collected through mobile device usage can spur
information about natural disasters and election              effective action in two primary ways: by
monitoring, and Ushahidi is developing ways to filter         reducing the time lag between the start of a
and use the huge amounts of information being                 trend and when governments and other
                                              iii
created with applications such as SwiftRiver . With           authorities are able to respond to them, and by
the overwhelming majority of the world now having             reducing the knowledge gap about how people
                            iv
access to a mobile phone , crowdsourcing allows               respond to these trends.
individuals to contribute to the information gathering                                                       v
process, making it more democratic and transparent.           Kirkpatrick cites Dr. Nathan Eagle‟s research
The graphic below illustrates the various data types,         showing that when mobile operators see airtime
incentives, and requirements of actors in this new            top-off amounts shrinking in a certain region, it
data ecosystem.                                               tends to indicate a loss of income in that
                                                              population. Such information might indicate
Closing the Information Gap: Identifying                      increased economic distress before that data
the Returns from Better Data Use                              shows up in official indicators. Meanwhile,
                                                              Global Pulse‟s own research into food related
Already, a number of organisations in the public              conversations on Twitter has shown very strong
and development sectors have embraced the                                                           vi
                                                              correlations with food price inflation . “This
vision of a data ecosystem in which information               information comes from two brand new
captured from these varied sources is used for                sources: what people are doing and what they
the benefit of global populations. Global Pulse               are saying,” says Kirkpatrick. “As a government
is a UN initiative aimed at bringing together                 or aid agency, you might know that food prices
expertise from the public, private, development,              are rising or rains aren't coming, but what if you
and academic sectors to develop approaches                    could see where and how people are already



  Individuals
  Data Type: „Crowdsourced‟ information, data
  exhaust
  Sharing Incentives: Pricing/offers, improved
  services
                                                                                      • Faster Outbreak
  Requirements: Privacy standards, „opt out‟
  ability                                                                               Tracking & Response

                                                                                      • Improved
  Public/Development Sector
                                                                                        Understanding of
  Data Type: Census data, health indicators, tax                                        Crisis Behavior
  and expenditure information, facility data
                                                      Data       Data Mining            Change
  Sharing Incentives: Improved service
  provision, increased efficiency in expenditures   Commons      & Analysis
  Requirements: Privacy standards, „opt out‟                                          • Accurate Mapping of
  ability                                                                               Service Needs


  Private Sector                                                                      • Ability to Predict
  Data Type: Transaction data, spending & use                                           Demand & Supply
  information                                                                           Changes
  Sharing Incentives: Improved consumer
  knowledge and ability to predict trends
  Requirements: Business models, ownership of
  sensitive data




                                                                                                                   4
changing their behaviour and prioritise where             firms, governments, and individuals can be
you put resources in response?”

Public health offers one of the most compelling
areas where the analysis of mobile and Internet            Mobilising Data to Deal with an
data could lead to huge public gains. The San
                                                           Epidemic
Francisco-based Global Viral Forecasting
Initiative (GVFI) uses advanced data analysis
                                                           In the wake of Haiti‟s devastating 2010
on information mined from the Internet to
                                                           earthquake, researchers at the Karolinska
identify comprehensively the locations, sources
                                                           Institute and Columbia University
and drivers of local outbreaks before they
                                                           demonstrated that mobile data patterns
become global epidemics. GVFI‟s Chief
                                                           could be used to understand the movement
Innovation Officer, Lucky Gunasekara, says this
                                                           of refugees and the consequent health risks
technique can successfully predict outbreaks up
                                                           posed by these movements. Researchers
to a week ahead of global bodies such as the
                                                           from the two organisations obtained data on
World Health Organisation that rely on
                                                           the outflow of people from Port-au-Prince
traditional techniques and indicators.
                                                           following the earthquake by tracking the
Employing new data collection and analysis                 movement of nearly two million SIM cards in
methods could be a less costly, more efficient             the country. They were able to accurately
method of developing market intelligence for large         analyse the destination of over 600,000
organisations like the World Bank. The Bank already        people displaced from Port-au-Prince, and
spends millions of dollars each year on statistical        they made this information available to
                                  vii
analysis of the needs of the poor . Smarter data           government and humanitarian organisations
collection and analysis could free resources for use       dealing with the crisis. Later that year, a
in economic development efforts .
                                  viii                     cholera outbreak struck the country and the
                                                           same team used mobile data to track the
In a time of constrained government resources and          movement of people from affected zones.
reduced foreign aid, the insight produced by mining        Aid organisations used this data to prepare
mobile data offers the possibility of preventing crises    for new outbreaks. The example from Haiti
and targeting services to the populations that need        demonstrates how mobile data analysis
them most. Yet there are serious challenges that           could revolutionise disaster and emergency
need to be addressed before the pieces of the              responses.
puzzle fall into place.

Obstacles on the Path to the Data                         convinced to share data more openly.
Commons
                                                          Data personalisation: When individuals have
Ecosystem actors, like those described above, have        multiple SIM cards, it is impossible to aggregate
much to gain from the creation of an open data            data from each SIM back to the same individual.
commons. Yet the sharing of such data especially          This data is most useful if it can be attached to
that tied to individuals raises legitimate concerns       demographic indicators, which allow the data to
that must be addressed to achieve this cross-sector       tell a story about the habits of a segment of the
collaboration.                                            population. Improved methods of tying
                                                          subscriptions to demographic information are
   Privacy and security: As ecosystem players             needed to ensure data generated by mobile
   look to use mobile-generated data, they face           devices is as individualised as possible.
   concerns about violating user trust, rights of
   expression, and confidentiality. Privacy and           Data sharing incentives: Individuals, fearing
   security concerns must be addressed before             security and privacy concerns, often resist
                                                          sharing personal data. In addition, many private-



                                                                                                              5
sector firms do not see an incentive to share data     In the area of individual incentives, Jana, a Boston-
   they regard as proprietary. Governments often          based start-up, conducts market research for global
   cannot force contractors to share data collected       organisations in over 50 countries. The company
   in the execution of public contracts or make all       uses SMS to survey emerging market customers in
   government data available for use by academia,         exchange for airtime, creating a financial incentive
   development organisations, and companies. All          for consumers to overcome their concerns about
   players must see material benefits and incentives      sharing personal data.
   in data sharing that outweigh the risks.
                                                          Nathan Eagle, Jana‟s founder, notes that the data
   Human Capital: Accurate and actionable data            created is useful not only to marketing organisations
   mining and analysis requires considerable              in private-sector companies, but has extensive
   technical skill, and data scientists are both in       development uses as well. He cites a mobile data
   short supply and expensive to employ. GVFI‟s           analysis effort in the huge slum of Kibera, outside
   Gunasekara notes that even many large                  Nairobi, that was used to map population change
   corporations do not have access to the type of         and direct latrine and water pipe building efforts for
   expertise they need to develop novel data mining       the benefit of the slums residents.
   techniques. “Most of these people want to start
   their own companies, not work for someone              Government as Data Catalyst
   else,” he says. Maximising the contribution of         Several forward-thinking governments in the
   human capital requires incentives for these            developing world are demonstrating how
   individuals to use their talents for the public good   government can catalyse the development of this
   along with long-term efforts to grow the talent        ecosystem through the opening of its own datasets
   pool.                                                  and the active management of their dissemination
                                                          and use.
Overcoming the Obstacles:
Novel Approaches                                          In July 2011, Kenya launched its new Open Data
                                                          Portal, which includes a full digital edition of the
A number of organisations are already working to
                                                          2009 census, 12 years of detailed government
overcome the challenges and create the incentive
                                                          expenditure data, government household income
structures needed for cross-sector cooperation.
                                                          surveys, and the location of schools and health
Global Pulse is creating a network of Pulse Labs
                                                          facilities. The portal provides unlimited data access
that bring together experts in government,
                                                          on the web and through mobile phones to
academia, the development sector, and private
                                                          researchers, web and software developers,
companies to pioneer new approaches to using data
                                                          journalists, students, civil society and the general
for development challenges.
                                                          public. Civic organisations, mobile application
                                                          developers, and media groups are already using the
The organisation is also now actively engaging with
                                                          data to improve understanding of population
partners around what Robert Kirkpatrick calls „data
                                                          patterns, increase the transparency of governments,
philanthropy‟, where corporations are encouraged to
                                                          and map public services.
share anonymised data for use by the public sector
to protect vulnerable populations. These companies
                                                          The World Bank has provided support for the
are driven partly by a recognition that more effective
                                                          initiative, but Chris Finch at the World Bank notes
policy action will lead to greater resilience from
economic shocks, and therefore translate into better      that the Kenyan authorities, with support at the
business continuity. Athletic apparel company Nike        highest levels of government, drove the initiative
has demonstrated an approach to corporate data            forward. In part, the Kenyan government responded
sharing through its GreenXchange patent-sharing           to the country‟s growing information technology
system. Nike is among the first corporations to           sector and the new constitution‟s guarantees of
explore opening up data publicly, and plans to share      access to information. Finch notes that the
data on the sustainability of its operations.             government moved forward with the Open Data
                                                          Portal before the legislative, policy and legal



                                                                                                                  6
framework, including protections for data reuse,                       providing the data online, governments need to
were fully in place, given momentum around                             invest in applications that make the data accessible
Constitutional guarantees for openness,                                and useful to citizens,” she says. Rotich cites the city
transparency, and participation. Policy frameworks                     of Chicago‟s Open Data portal as a notable example

                   Government Catalyst
            •   Enact appropriate legislation protecting end users
                without stifling innovation
            •   Open data to the public (free or for purchase) in a
                way that allows for innovation without infringing on
                citizen's privacy
            •   Encourage the development of appropriate
                technological infrastructure and training of
                individuals capable of analyzing big data




                                                                           Private Sector Development
                                                                           •   Once proper regulations are in place and public
                                                                               trust about the use of data has been gained,
                                                                               telecoms can compile or 'curate' mobile-generated
                                                                               data for use by both profit-seeking enterprises and
                                                                               development organisations


      Public-Private Collaboration
      •   Telecoms and governments must work together
          to find a way to track mobile information back to
          an individual, rather than a SIM
      •   Government or Multi-lateral funded initiatives
          using data generated from mobile for
          development or government planning purposes
          (e.g., health, agriculture, education)




for such protections are now being backfilled.                         of a government opening data in the context of a
Finch sees the role of government as setting the                       robust multi-sector effort.
legal frameworks governing data privacy and
security, and also in developing systems that allow                    Call to Action
various agencies and ministries to continually
                                                                       To realise the mutual benefits of creating an
update the data they make available. The
                                                                       environment for sharing mobile-generated data, all
development community can encourage this
                                                                       ecosystem actors must commit to active and open
behaviour by supporting progressive governments
                                                                       participation. Governments can take the lead in
such as Kenya‟s and linking them to the technical
                                                                       setting policy and legal frameworks that protect
and financial resources they need. Unfortunately, in
                                                                       individuals and require contractors to make their
many countries, governments are frequently seen as
                                                                       data public. Development organisations can
part of the challenge to establish a productive data
                                                                       continue supporting governments and demonstrating
commons. Kenya‟s example demonstrates that
                                                                       both the public good and the business value that
government can take the lead.
                                                                       data philanthropy can deliver. And the private sector
                                                                       can move faster to create mechanisms for the
Juliana Rotich of Ushahidi also notes that
                                                                       sharing of data that can benefit the public.
governments must invest in applications that make
the data they are releasing useful. “Beyond                            Despite the challenges and risks, the opportunities



                                                                                                                                     7
available to better serve individuals in emerging
markets should outweigh these risks. 




                                                    8
For more information please visit:

 World Economic Forum Mobile Financial
 Services Development Report
 www.weforum.orgmfs

 Global Viral Forecasting
 www.gvfi.org

 UN Global Pulse
 www.unglobalpulse.org

 Ushahidi SwiftRiver Platform
 ushahidi.com/products/swiftriver-platform




The World Economic Forum
91-93 route de la Capite
CH-1223 Cologny/Geneva
Switzerland
Tel.: +41 (0)22 869 1212

© 2012 World Economic Forum All rights reserved.

No part of this publication may be reproduced or
transmitted in any form or by any means, including
photocopying and recording, or by any information
storage and retrieval system.



 i
      www-01.ibm.com/software/data/bigdata/
 ii
      www.cisco.com/en/US/solutions/collateral/ns341/ns525/ns537/ns70
       5/ns827/white_paper_c11-520862.html
 iii
       /ushahidi.com
 iv
       www.itu.int/ITU-D/ict/facts/2011/material/ICTFactsFigures2011.pdf
 v
       ess.santafe.edu/publications.html
 vi
       www.unglobalpulse.org/projects/twitter-and-perceptions-crisis-
       related-stress
 vii
        /www.nextbillion.net/blog/the-age-of-big-data
 viii
         jana.com/research/sample/,
        www.nextbillion.net/blog/2011/10/05/reaching-the-next-billion-
        through-mobile
 Haiti disaster example reference is at Karolinska Institutet
  (www.ki.se)




                                                                           9

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Wef big databigimpact_briefing_2012

  • 1. Big Data, Big Impact: New Possibilities for International Development 0
  • 2. Executive Summary A flood of data is created every day by the interactions of billions of people using computers, GPS devices, cell phones, and medical devices. Many of these interactions occur through the use of mobile devices being used by people in the developing world, people whose needs and habits have been poorly understood until now. Researchers and policymakers are beginning to realise the potential for channelling these torrents of data into actionable information that can be used to identify needs, provide services, and predict and prevent crises for the benefit of low-income populations. Concerted action is needed by governments, development organisations, and companies to ensure that this data helps the individuals and communities who create it. Special Thanks The World Economic Forum acknowledges the work of Vital Wave Consulting in assembling this briefing and the extensive research conducted by partners such as the Boston Consulting Group, the UN Global Pulse, the Global Viral Forecasting Initiative, Ushahidi, the World Bank, Vodafone, and the World Economic Forum‟s ICT Global Agenda Council on the transformative potential for harnessing big data. 1
  • 3. Big Data, Big Impact: New Possibilities for International Development By analysing patterns from mobile phone usage, a team of researchers in San Francisco Financial Services is able to predict the magnitude of a disease outbreak half way around the world. Similarly, Data gleaned from mobile money services can provide deep insight into spending and saving habits across an aid agency sees early warning signs of a sectors and regions. Digital payment histories can allow drought condition in a remote Sub-Saharan individuals to build credit histories, making them region, allowing the agency to get a head start candidates for loans and other credit-based financial on mobilising its resources and save many services. more lives. Education Much attention is paid to the vital services that Data derived from the use of mobile value-added mobile phone technology has brought to billions of services can be used to improve public-sector people in the developing world. But now many understanding of educational needs and knowledge policy-makers, corporate leaders and development gaps, allowing more targeted and timely initiatives to experts are realising the potential applications, like disseminate critical information. the examples above, for the enormous amounts of data created by and about the individuals who use Health these services. Data collected through mobile devices, whether captured by health workers, submitted by individuals, or analysed Sources such as online or mobile financial in the form of data exhaust, can be a crucial tool in transactions, social media traffic, and GPS understanding population health trends or stopping coordinates now generate over 2.5 quintillion bytes outbreaks (see box on page 5). When collected in the i context of individual electronic health records, this data of so-called „big data‟ every day . And the growth of not only improves continuity of care for the individual, but mobile data traffic from subscribers in emerging it can be used to create massive datasets with which markets is expected to exceed 100% annually treatments and outcomes can be compared in an ii through 2015 . efficient and cost effective manner. The data emanating from mobile phones holds Agriculture particular promise, in part because for many low- Mobile payments for agricultural products, input income people it is their only form of interactive purchases and subsidies may help governments better technology, but it is also easier to link mobile- predict food production trends and incentives. This generated data to individuals. This data can paint a knowledge can be used to ensure the availability of picture about the needs and behaviour of individual proper crop storage, reduce waste and spoilage, and users rather than simply the population as a whole. provide better information about what types of financial services are needed by farmers. Mobile use patterns may also help governments and development Building user-centric solutions offers compelling organisations identify regions in distress so that targeted possibilities for providing better access to services in assistance can be directed to them. Early detection can health, education, financial services, and agriculture help prevent families from leaving their land and further for people living in poverty. decreasing agricultural production. 2
  • 4. Likewise, utilising the data created by mobile Data through the Mobile Financial Services phone use can improve our understanding of Lens vulnerable populations, and can quicken governments‟ response to the emergence of A look at the „pillars‟ from The World Economic new trends. Actors in the public, private, and Forum‟s Mobile Financial Services Development development sectors are beginning to recognise Report offers insights into how the requirements of the mutual benefits of creating and maintaining mobile financial services development coincide with a „data commons‟ in which this information prerequisites for a thriving data commons. benefits society as a whole while protecting individual security and privacy. But a more Regulatory Proportionality: Finding appropriate uses concerted effort is required to make this vision a for mobile-generated data will require regulation similar reality. to that needed for mobile financial services. In both situations, regulation must keep pace with new Understanding the Dynamics of the technology and protect consumers without stifling innovation or deterring uptake. The development of Data Ecosystem sensible data standards could increase uptake of both To turn mobile-generated data into an economic mobile financial services and individual data security. development tool, a number of ecosystem elements must be in place. For those Consumer Protection: As with mobile financial individuals who generate the data, mechanisms services, proper regulation and data ownership must be developed to ensure adequate user processes must be put in place to prevent the theft or privacy and security. At the same time, misuse of sensitive information. business models must be created to provide the Market Competitiveness: In the long term, adequate appropriate incentives for private-sector actors competition is essential to ensure a wider range of to share and use data for the benefit of society. affordable services and interoperability. However, Such models already exist in the Internet private-sector companies should be encouraged to environment. Companies in search and social allow access to non-sensitive data that can benefit networking profit from products they offer at no populations and deepen their own understanding of charge to end users because the usage data individual behaviour. Such cooperation may also help these products generate is valuable to other telecom operators realise that creating interoperable ecosystem actors. Similar models could be mobile money systems can benefit them over the long created in the mobile data sphere, and the data term. generated through them could maximise the impact of scarce public sector resources by Market Catalysts: For both the data commons and indicating where resources are most needed. mobile money, government can serve as a catalyst to ensure legitimacy. This will require open and A look at the various types of data and actors in transparent governance, as the idea of government the data ecosystem illustrates the roles and access to an individual‟s financial information could incentives at work. The private sector maintains discourage uptake of mobile financial services. vast troves of transactional data, much of which is „data exhaust‟, or data created as a by- End User Empowerment & Access: Individuals must product of other transactions. With the use of have a moderate degree of financial literacy, affordable mobile phones, much of this data can be access to a mobile device, and a mobile network associated with individuals and their locations. connection, in addition to control over their own The public sector in most countries also information. maintains enormous datasets in the form of census data, health indicators, and tax and Distribution and Agent Network: Analysing expenditure information. transactional data could determine where there is The Internet and mobile revolution have added demand for additional mobile money agents. yet another source: data contributed by Adoption & Availability: Open data can help determine which finance products are in the highest demand, matching demand with supply. 3
  • 5. individuals voluntarily or through crowdsourcing. for harnessing data for policy and action. Its NGOs like Ushahidi are already using crowdsourcing director, Robert Kirkpatrick, says that data to obtain, verify and disseminate real-time collected through mobile device usage can spur information about natural disasters and election effective action in two primary ways: by monitoring, and Ushahidi is developing ways to filter reducing the time lag between the start of a and use the huge amounts of information being trend and when governments and other iii created with applications such as SwiftRiver . With authorities are able to respond to them, and by the overwhelming majority of the world now having reducing the knowledge gap about how people iv access to a mobile phone , crowdsourcing allows respond to these trends. individuals to contribute to the information gathering v process, making it more democratic and transparent. Kirkpatrick cites Dr. Nathan Eagle‟s research The graphic below illustrates the various data types, showing that when mobile operators see airtime incentives, and requirements of actors in this new top-off amounts shrinking in a certain region, it data ecosystem. tends to indicate a loss of income in that population. Such information might indicate Closing the Information Gap: Identifying increased economic distress before that data the Returns from Better Data Use shows up in official indicators. Meanwhile, Global Pulse‟s own research into food related Already, a number of organisations in the public conversations on Twitter has shown very strong and development sectors have embraced the vi correlations with food price inflation . “This vision of a data ecosystem in which information information comes from two brand new captured from these varied sources is used for sources: what people are doing and what they the benefit of global populations. Global Pulse are saying,” says Kirkpatrick. “As a government is a UN initiative aimed at bringing together or aid agency, you might know that food prices expertise from the public, private, development, are rising or rains aren't coming, but what if you and academic sectors to develop approaches could see where and how people are already Individuals Data Type: „Crowdsourced‟ information, data exhaust Sharing Incentives: Pricing/offers, improved services • Faster Outbreak Requirements: Privacy standards, „opt out‟ ability Tracking & Response • Improved Public/Development Sector Understanding of Data Type: Census data, health indicators, tax Crisis Behavior and expenditure information, facility data Data Data Mining Change Sharing Incentives: Improved service provision, increased efficiency in expenditures Commons & Analysis Requirements: Privacy standards, „opt out‟ • Accurate Mapping of ability Service Needs Private Sector • Ability to Predict Data Type: Transaction data, spending & use Demand & Supply information Changes Sharing Incentives: Improved consumer knowledge and ability to predict trends Requirements: Business models, ownership of sensitive data 4
  • 6. changing their behaviour and prioritise where firms, governments, and individuals can be you put resources in response?” Public health offers one of the most compelling areas where the analysis of mobile and Internet Mobilising Data to Deal with an data could lead to huge public gains. The San Epidemic Francisco-based Global Viral Forecasting Initiative (GVFI) uses advanced data analysis In the wake of Haiti‟s devastating 2010 on information mined from the Internet to earthquake, researchers at the Karolinska identify comprehensively the locations, sources Institute and Columbia University and drivers of local outbreaks before they demonstrated that mobile data patterns become global epidemics. GVFI‟s Chief could be used to understand the movement Innovation Officer, Lucky Gunasekara, says this of refugees and the consequent health risks technique can successfully predict outbreaks up posed by these movements. Researchers to a week ahead of global bodies such as the from the two organisations obtained data on World Health Organisation that rely on the outflow of people from Port-au-Prince traditional techniques and indicators. following the earthquake by tracking the Employing new data collection and analysis movement of nearly two million SIM cards in methods could be a less costly, more efficient the country. They were able to accurately method of developing market intelligence for large analyse the destination of over 600,000 organisations like the World Bank. The Bank already people displaced from Port-au-Prince, and spends millions of dollars each year on statistical they made this information available to vii analysis of the needs of the poor . Smarter data government and humanitarian organisations collection and analysis could free resources for use dealing with the crisis. Later that year, a in economic development efforts . viii cholera outbreak struck the country and the same team used mobile data to track the In a time of constrained government resources and movement of people from affected zones. reduced foreign aid, the insight produced by mining Aid organisations used this data to prepare mobile data offers the possibility of preventing crises for new outbreaks. The example from Haiti and targeting services to the populations that need demonstrates how mobile data analysis them most. Yet there are serious challenges that could revolutionise disaster and emergency need to be addressed before the pieces of the responses. puzzle fall into place. Obstacles on the Path to the Data convinced to share data more openly. Commons Data personalisation: When individuals have Ecosystem actors, like those described above, have multiple SIM cards, it is impossible to aggregate much to gain from the creation of an open data data from each SIM back to the same individual. commons. Yet the sharing of such data especially This data is most useful if it can be attached to that tied to individuals raises legitimate concerns demographic indicators, which allow the data to that must be addressed to achieve this cross-sector tell a story about the habits of a segment of the collaboration. population. Improved methods of tying subscriptions to demographic information are Privacy and security: As ecosystem players needed to ensure data generated by mobile look to use mobile-generated data, they face devices is as individualised as possible. concerns about violating user trust, rights of expression, and confidentiality. Privacy and Data sharing incentives: Individuals, fearing security concerns must be addressed before security and privacy concerns, often resist sharing personal data. In addition, many private- 5
  • 7. sector firms do not see an incentive to share data In the area of individual incentives, Jana, a Boston- they regard as proprietary. Governments often based start-up, conducts market research for global cannot force contractors to share data collected organisations in over 50 countries. The company in the execution of public contracts or make all uses SMS to survey emerging market customers in government data available for use by academia, exchange for airtime, creating a financial incentive development organisations, and companies. All for consumers to overcome their concerns about players must see material benefits and incentives sharing personal data. in data sharing that outweigh the risks. Nathan Eagle, Jana‟s founder, notes that the data Human Capital: Accurate and actionable data created is useful not only to marketing organisations mining and analysis requires considerable in private-sector companies, but has extensive technical skill, and data scientists are both in development uses as well. He cites a mobile data short supply and expensive to employ. GVFI‟s analysis effort in the huge slum of Kibera, outside Gunasekara notes that even many large Nairobi, that was used to map population change corporations do not have access to the type of and direct latrine and water pipe building efforts for expertise they need to develop novel data mining the benefit of the slums residents. techniques. “Most of these people want to start their own companies, not work for someone Government as Data Catalyst else,” he says. Maximising the contribution of Several forward-thinking governments in the human capital requires incentives for these developing world are demonstrating how individuals to use their talents for the public good government can catalyse the development of this along with long-term efforts to grow the talent ecosystem through the opening of its own datasets pool. and the active management of their dissemination and use. Overcoming the Obstacles: Novel Approaches In July 2011, Kenya launched its new Open Data Portal, which includes a full digital edition of the A number of organisations are already working to 2009 census, 12 years of detailed government overcome the challenges and create the incentive expenditure data, government household income structures needed for cross-sector cooperation. surveys, and the location of schools and health Global Pulse is creating a network of Pulse Labs facilities. The portal provides unlimited data access that bring together experts in government, on the web and through mobile phones to academia, the development sector, and private researchers, web and software developers, companies to pioneer new approaches to using data journalists, students, civil society and the general for development challenges. public. Civic organisations, mobile application developers, and media groups are already using the The organisation is also now actively engaging with data to improve understanding of population partners around what Robert Kirkpatrick calls „data patterns, increase the transparency of governments, philanthropy‟, where corporations are encouraged to and map public services. share anonymised data for use by the public sector to protect vulnerable populations. These companies The World Bank has provided support for the are driven partly by a recognition that more effective initiative, but Chris Finch at the World Bank notes policy action will lead to greater resilience from economic shocks, and therefore translate into better that the Kenyan authorities, with support at the business continuity. Athletic apparel company Nike highest levels of government, drove the initiative has demonstrated an approach to corporate data forward. In part, the Kenyan government responded sharing through its GreenXchange patent-sharing to the country‟s growing information technology system. Nike is among the first corporations to sector and the new constitution‟s guarantees of explore opening up data publicly, and plans to share access to information. Finch notes that the data on the sustainability of its operations. government moved forward with the Open Data Portal before the legislative, policy and legal 6
  • 8. framework, including protections for data reuse, providing the data online, governments need to were fully in place, given momentum around invest in applications that make the data accessible Constitutional guarantees for openness, and useful to citizens,” she says. Rotich cites the city transparency, and participation. Policy frameworks of Chicago‟s Open Data portal as a notable example Government Catalyst • Enact appropriate legislation protecting end users without stifling innovation • Open data to the public (free or for purchase) in a way that allows for innovation without infringing on citizen's privacy • Encourage the development of appropriate technological infrastructure and training of individuals capable of analyzing big data Private Sector Development • Once proper regulations are in place and public trust about the use of data has been gained, telecoms can compile or 'curate' mobile-generated data for use by both profit-seeking enterprises and development organisations Public-Private Collaboration • Telecoms and governments must work together to find a way to track mobile information back to an individual, rather than a SIM • Government or Multi-lateral funded initiatives using data generated from mobile for development or government planning purposes (e.g., health, agriculture, education) for such protections are now being backfilled. of a government opening data in the context of a Finch sees the role of government as setting the robust multi-sector effort. legal frameworks governing data privacy and security, and also in developing systems that allow Call to Action various agencies and ministries to continually To realise the mutual benefits of creating an update the data they make available. The environment for sharing mobile-generated data, all development community can encourage this ecosystem actors must commit to active and open behaviour by supporting progressive governments participation. Governments can take the lead in such as Kenya‟s and linking them to the technical setting policy and legal frameworks that protect and financial resources they need. Unfortunately, in individuals and require contractors to make their many countries, governments are frequently seen as data public. Development organisations can part of the challenge to establish a productive data continue supporting governments and demonstrating commons. Kenya‟s example demonstrates that both the public good and the business value that government can take the lead. data philanthropy can deliver. And the private sector can move faster to create mechanisms for the Juliana Rotich of Ushahidi also notes that sharing of data that can benefit the public. governments must invest in applications that make the data they are releasing useful. “Beyond Despite the challenges and risks, the opportunities 7
  • 9. available to better serve individuals in emerging markets should outweigh these risks.  8
  • 10. For more information please visit: World Economic Forum Mobile Financial Services Development Report www.weforum.orgmfs Global Viral Forecasting www.gvfi.org UN Global Pulse www.unglobalpulse.org Ushahidi SwiftRiver Platform ushahidi.com/products/swiftriver-platform The World Economic Forum 91-93 route de la Capite CH-1223 Cologny/Geneva Switzerland Tel.: +41 (0)22 869 1212 © 2012 World Economic Forum All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, or by any information storage and retrieval system. i www-01.ibm.com/software/data/bigdata/ ii www.cisco.com/en/US/solutions/collateral/ns341/ns525/ns537/ns70 5/ns827/white_paper_c11-520862.html iii /ushahidi.com iv www.itu.int/ITU-D/ict/facts/2011/material/ICTFactsFigures2011.pdf v ess.santafe.edu/publications.html vi www.unglobalpulse.org/projects/twitter-and-perceptions-crisis- related-stress vii /www.nextbillion.net/blog/the-age-of-big-data viii jana.com/research/sample/, www.nextbillion.net/blog/2011/10/05/reaching-the-next-billion- through-mobile Haiti disaster example reference is at Karolinska Institutet (www.ki.se) 9