different home loan offers in Philippines

1. Security Bank Home Loan
 Loan up to a maximum of 25
years depending on the property
you purchase
 Take a break from your loan
payment once every year
 With an approval time of 7
working days
5.25 %
Fixed interest
₱ 3,600,328
plus fees
₱ 300,027
plus fees
More fees:
Pre-Termination Fee: P4,500
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax:
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
PNB Sure Home Loan
 Loan up to a maximum of
20 yearsdependingonthe
property you purchase
 Enroll your account to ADA
for faster and easier payment
process
 With an approval time of
10 working days
5.25 %
Fixed interest
₱ 3,600,328
plus fees
₱ 300,027
plus fees
More fees:
Pre-Termination Fee: 3% of outstanding loan amount
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value of property
HSBC Home Loan
 Enjoy exclusive benefits with
a minimum loan amount of
P6,000,000
 Opt for straight-line or
reducing balance to calculate
your amortization
 With an approval time of 7
working days
5.50 %
Fixed interest
₱ 3,605,145
plus fees
₱ 300,429
plus fees
More fees:
Pre-Termination Fee: P500
Processing fee: P2,000
Appraisal fee: P5,000
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
China Bank HomePlus
 Get low insurance premiums for
your home through CBC
Insurance Brokers Inc
 Enroll your account to ADA for
5.50 %
Fixed interest
₱ 3,605,145
plus fees
₱ 300,429
plus fees
More fees:
Processing fee: P3,500
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount

2. easy and convenient loan
payment
 With an approval time of 7-10
working days
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
BPI Family Housing Loan
 Get a free BPI Gold MasterCard
upon approval of your housing
loan
 Take a one-month break from
your monthly payments through
Pay Break
 With an approval time of 5
banking days
5.50 %
Fixed interest
₱ 3,605,145
plus fees
₱ 300,429
plus fees
More fees:
Pre-Termination Fee: 4% of outstanding loan amount
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax: P5,000
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
BPI Direct Savings
Bank Housing Loan
 Get higher loan amounts when
you purchase from an accredited
developer
 Enroll your account to ADA for
a more convenient loan payment
 With an approval time of 24
hours
5.50 %
Fixed interest
₱ 3,605,145
plus fees
₱ 300,429
plus fees
More fees:
Pre-Termination Fee: 4% of outstanding loan amount
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax: P5,000
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
CTBC Bank Housing
Loan with Fixed Rate
 A straightforward housing loan
facility that gives low fixed
interest rates
5.75 %
Fixed interest
₱ 3,609,966
plus fees
₱ 300,830
plus fees
More fees:
Pre-Termination Fee: 4% of outstanding loan amount
Processing fee: P1,500

3.  Principal and interest payable in
equal monthly amortizations
 With an approval time of 7
banking days
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
RCBC Housing Loan
 Get a loan amount of as low as
P300,000
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 10
working days
5.99 %
Fixed interest
₱ 3,614,597
plus fees
₱ 301,216
plus fees
More fees:
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
UCPB Home Loan
 Loan up to a maximum of 20
years depending on the property
you purchase
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 10
working days
6.00 %
Fixed interest
₱ 3,614,790
plus fees
₱ 301,233
plus fees
More fees:
Pre-Termination Fee:P4,500
Processing fee: P1,500
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty

4. Landbank Easy Home
Loan Program
 Loan up to a maximum of 20
years depending on the property
you purchase
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 15
working days
6.00 %
Fixed interest
₱ 3,614,790
plus fees
₱ 301,233
plus fees
More fees:
Processing fee: P2,000
Appraisal fee: P1,000
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
PSBank Home Loan with
Prime Rebate
 Earn rebates when you make
advance or excess payments
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 5
working days
6.00 %
Fixed interest
₱ 3,614,790
plus fees
₱ 301,233
plus fees
More fees:
Processing fee: P4,000
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
EastWest Home Loan
 Stretch your loan term for as
long as 30 years
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 15
working days
6.25 %
Fixed interest
₱ 3,619,618
plus fees
₱ 301,635
plus fees
More fees:
Pre-Termination Fee: 3% of outstanding loan amount
Processing fee: Based on loan amount
Appraisal fee: P3,000
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty

5. PBCOM Home Loan
 Loan up to a maximum of 20
years depending on the property
you purchase
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 10
working days
6.90 %
Fixed interest
₱ 3,632,187
plus fees
₱ 302,682
plus fees
More fees:
Pre-Termination Fee: 3% of outstanding loan amount
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
China Bank
Savings Housing Loan
 Qualify for a loan for a monthly
family income of as low as
P30,000 a month
 Enroll your account to ADA for
a more convenient loan payment
 With an approval time of 7
banking days
7.50 %
Fixed interest
₱ 3,643,812
plus fees
₱ 303,651
plus fees
More fess:
Pre-Termination Fee: 3% of outstanding loan amount
Processing fee: P3,500
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
BDO Home Loan
Earn BDO Rewards points which can
be redeemed at any SM Department
Store
Choose to make your first payment
60 days after the release of yourloan
With an approval time of 5 working
days
7.75 %
Fixed interest
₱ 3,648,661
plus fees
₱ 304,055
plus fees
More fess:
Pre-Termination Fee: P3,500
Processing fee: P5,000
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty

6. Equicom Housing Loan
 Get a loan amount of as low as
P300,000
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 5-10
working days
9.00 %
Fixed interest
₱ 3,672,962
plus fees
₱ 306,080
plus fees
More fess:
Pre-Termination Fee: 3% of outstanding loan amount
Processing fee: Based on loan amount
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty
UnionBank Housing Loan
 Loan up to a maximum of 20
years depending on the property
you purchase
 Enroll your account to ADA for
faster and easier payment
process
 With an approval time of 10
working days
9.75 %
Fixed interest
₱ 3,687,586
plus fees
₱ 307,299
plus fees
More fess:
Processing fee: P3,500
Appraisal fee: P3,500
Documentary Stamps Tax: Based on loan amount
Mortgage Redemption Insurance: Based on loan amount
Fire Insurance: Based on appraised value ofproperty