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1. The first procedure for getting Minority small business
loans is to submit an appropriate application form of the
financial institutions/banks. It is worth mentioning that
there are different types of application forms for different
categories of grants. The information furnished in the
application covers, inter alia, the following: the name and
address of the borrower and his establishment; the details
of the borrowers business; and the nature and amount of
security offered.

2. Through the Small Business Admistration small business
can apply for both long and short term loans to assist
them with their business needs. There are four basic types
of loans offered through them. A business loan guaranty
program, the micro loan program, 504 certified
development company business loan program and the
small business investment company program.Another
option is to apply to various large corporations or
foundations. Many of these corporations offer financial
grants to small business owners. When a corporation
provides a grant to a small business owner, they are able
to use the money given as a large tax write off.

3. Australia has many private foundation and government
grant programs available. When beginning a search for
grants, private or government, be prepared for a large list
of prospects. It is important to go through the ones
appearing to suit your needs to determine their
legitimacy. It the available grant appears to be legitimate
and one that fits your criteria be prepared to provide a lot
of information.There are grants geared towards specific
types of small businesses or minority grants such as for
women starting a business. The majority of the
foundations will want to know why you think you
qualify, what type of business you have or want to
have, and if there are other loans out for the business.

4. If the existing business needs for more place and want to
go in for additional building, then the grant is offered for
purchase of new building or to construct some extra place
in the existing building. In the case of businesses that are
well established, then the grants are provided to these
organizations for development and research and also for
technology improvement. business grants are also given
for those organizations who do export business for
enhancement of trading internationally.

5. Once a favorable decision is taken at the SEM forum and
the sharing arrangement worked out, the case is referred
to the Board of Directors of the lead financial institution.
After the Board of Directors of the leadSmall Business
Grants Loans financial institution approves the proposal, a
financial letter of sanction is issued to the borrower.

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