This document provides an introduction to a study analyzing the cash management practices of microfinance institutions in selected municipalities of Bulacan, Philippines. It establishes the problem background and significance of studying this topic. The study aims to understand microfinance institution and debtor profiles, and analyze cash control, surplus investment, and forecasting practices. It will benefit microfinance institutions, debtors, management, and researchers. The conceptual framework outlines the inputs, process, and expected outputs of gathering and analyzing financial statements and client data to determine profiles, cash management practices, and propose recommendations.

1. Analysis of Cash
Management Practices of
Microfinance Institutions
in Selected Municipalities
of Bulacan

2. THE PROBLEM AND ITS
BACKGROUND
CHAPTER 1

3. • Introduction
• Significance of the Study
• Theoretical Framework
• Conceptual Framework
• Statement of the Problem
• Scope and Delimitation

4. INTRODUCTION

5. SIGNIFICANCE OF THE STUDY
The findings of this study will result to
the benefit of society considering that
microfinance plays an important role in
the firms’ success. It will also be
beneficial to the following:

6. • To the microfinance institutions, by giving them the best cash
management practices that will fit their organizational
policies.
• To the debtors, by making accessible funds to the people.
• To the microfinance management, in making righteous and
responsible decisions to achieve the best cash management
practices.
• To the researchers, the study will help them uncover critical
areas in the cash management practices that many
researchers were not able to explore.

7. THEORETICAL FRAMEWORK

8. CONCEPTUAL FRAMEWORK
I P O
• Profile of
Microfinance
Institutions
• Profile of
Debtors
• Financial
Statements
• Data gathering
• Analysis of
Financial
Statements
• Interpretation
• Profile of the
cooperatives and
debtors are
determined
• Analysis of Cash
Management
Practices
• Proposed Action
Plan
Feedback

9. STATEMENT OF THE
PROBLEM
GENERAL PROBLEM
Analyze the cash management practices
of microfinance institutions

10. Specifically, it seeks to answer the
following sub-problems:

11. 1. How may microfinance institutions be
described in terms of the following profile:
a) What are the services offered to clients?
b) What are the qualifications for clients?
c) How much is the minimum and maximum loan
amount?
d) What are the modes of payment?
e) How long is the time frame of payment?
f) Is there an extension of payment if ever the
client failed to pay on time?
g) What are the penalties for non-compliance in
payment?

12. 2. How may debtors be described in terms of
the following profile?
a) Gender
b) Age
c) Civil Status
d) Number of children and how many are
studying
e) Source of living
f) Monthly income
g) Daily expenses
h) Reason for acquiring loan
i) Is there any other financing institution they
owes debt

13. 3. How may microfinance institutions
be analyzed of:
a) Cash control
b) Cash surplus Investment
c) Cash forecasting

14. SCOPE AND
DELIMITATION
• Analyzation of three (3) Cooperatives
in Selected Municipalities of Bulacan
• Delimits the other management
practices like Human Resource,
Application and Membership, Credit
Investigation Process, etc.

15. Thank You!

16. Group 8
CASTILLO, ANALYN T.
MANALILI, ALLYZA
PARAISO, JOHN HENRY
LAZARO, RACHELLE
BERNARDO, EJHAY