Más contenido relacionado La actualidad más candente (20) Similar a Wealth Today Snapshot (20) 1. © Copyright Wealth Today Pty Ltd Australian Financial Services Licensee, Licence No 340289 Level 1, Unit 3, 228 Main Street, Osborne Park, WA 6017 PH +618 9207 1433 | ABN62 1333 93 263 3. © Copyright Wealth Today Pty Ltd Australian Financial Services Licensee, Licence No 340289 Level 1, Unit 3, 228 Main Street, Osborne Park, WA 6017 PH +618 9207 1433 | ABN62 1333 93 263 Time to go To the next level !! 4. © Copyright Wealth Today Pty Ltd A SAVING NATION? Australian households’ saving records are among the worst in the developed world. “ The Investment and Financial Services Association’’. Recent research puts the average household saving rate in Australia less than 3% of disposable household income, well behind the 16% rate achieved in Italy, 13.8% in Korea and 12% in France. 7. Getting them out of debt , under the cover of appropriate protection whilst building wealth for the future , is the complete picture. 16. © Copyright Wealth Today Pty Ltd THE REVOLUTION THAT WE CAN BE PART OF! Many of us may have missed a trend that is now sweeping the western world….for many the GFC has created vast discontent with the status quo…. 17. © Copyright Wealth Today Pty Ltd WHY NOW? For many the new trend is reducing debt and freeing yourself from the slavery of a never ending mortgage or the Harvey Norman credit on STUFF destined for the bulk collection.. 18. © Copyright Wealth Today Pty Ltd WHY NOW? “ It is the recognition that our love affair with material things is a slow moving train wreck with dire consequences for the community, environment and financial peace of mind ”… News Limited 16 th January 2011 27. Potential Wealth Adviser income versus Broker only income. UPFRONT INCOME COMPARISON * All figures, projections and estimated earnings are estimates only and under no circumstance does Wealth Today Pty Ltd provide any warranty or guarantee that such figures, projections or estimated earnings will be attributable to each adviser. All incomes are gross incomes (excluding GST). They exclude any aggregator or dealer group splits, or any other fees and charges that may be incurred by the adviser. Insurance calculations assume 40 year old male, and 40 year old female, both non-smokers in good health, working full-time in white-collar occupations. See insurance Product illustration for product assumptions and calculations. Please note that an ING Product Illustrator has been used and calculations and assumptions may vary depending on the insurance provider and product. ING/OnePath OneCare Hybrid Commission Rates (current as at 12 July 2010) used in calculations. Loan size $283,100 (being average housing finance commitment for owner occupied property for May 2010 as reported by ABS). Annual earning pre-tax $67,116.40 (being average full-time adult total earning - private and public sectors for Feb 2010 as reported by ABS). Property valuation = $500,000. Funds invested = $100,000. Mortgage commission rates are 0.55% upfront (excluding gst) and 0.15% ongoing (excluding gst). Assumes that the client elects the LIFT (Gold) Membership. Fees are Wealth Today's recommended SOA and LIFT membership fees for a LIFT (Gold) membership as at 4th August 2010). Please note the LIFT fee may vary depending on the LIFT Service elected by the client. Assumes that Mortgage broker derives no other diversified sources of income from servicing the example client other than the example upfront and trail commission paid by the lender to the broker for the settled loan. Refer risk example assumes nett referral fee of 10% of upfront and ongoing insurance commissions are paid to the Mortgage broker for referring the client to an insurance adviser. © Copyright Wealth Today Pty Ltd Broker only Refer Risk Risk Only Lite Advice Lite + Wealth Mortgage Commission (Upfront) $1,557.00 $1,557.00 $1,557.00 $1,557.00 $1,557.00 Statement of Advice Fee $0.00 $0.00 $0.00 $1,150.00 $1,797.00 Insurance Commissions (Life, TDP, Trauma, Income) $0.00 $376.00 $3,759.00 $3,759.00 $3,759.00 Investment Implementation Fee $0.00 $0.00 $0.00 $0.00 $2,730.00 Total Upfront Income $1,557.00 $1,933.00 $5,316.00 $6,466.00 $9,843.00 100% 124% 341% 415% 632% % Income Increase vs Broker Only Income 24% 241% 315% 532% 28. Potential Wealth Adviser income versus Broker only income. ONGOING INCOME COMPARISON * All figures, projections and estimated earnings are estimates only and under no circumstance does Wealth Today Pty Ltd provide any warranty or guarantee that such figures, projections or estimated earnings will be attributable to each adviser. All incomes are gross incomes (excluding GST). They exclude any aggregator or dealer group splits, or any other fees and charges that may be incurred by the adviser. Insurance calculations assume 40 year old male, and 40 year old female, both non-smokers in good health, working full-time in white-collar occupations. See insurance Product illustration for product assumptions and calculations. Please note that an ING Product Illustrator has been used and calculations and assumptions may vary depending on the insurance provider and product. ING/OnePath OneCare Hybrid Commission Rates (current as at 12 July 2010) used in calculations. Loan size $283,100 (being average housing finance commitment for owner occupied property for May 2010 as reported by ABS). Annual earning pre-tax $67,116.40 (being average full-time adult total earning - private and public sectors for Feb 2010 as reported by ABS) Property valuation = $500,000. Funds invested = $100,000. Mortgage commission rates are 0.55% upfront (excluding gst) and 0.15% ongoing (excluding gst). Assumes that the client elects the LIFT (Gold) Membership. Fees are Wealth Today's recommended SOA and LIFT membership fees for a LIFT (Gold) membership as at 4th August 2010). Please note the LIFT fee may vary depending on the LIFT Service elected by the client. Assumes that Mortgage broker derives no other diversified sources of income from servicing the example client other than the example upfront and trail commission paid by the lender to the broker for the settled loan. Refer risk example assumes nett referral fee of 10% of upfront and ongoing insurance commissions are paid to the Mortgage broker for referring the client to an insurance adviser. © Copyright Wealth Today Pty Ltd Broker only Refer Risk Risk Only Lite Advice Lite + Wealth Mortgage Commission (Ongoing) * $425.00 $425.00 $425.00 $425.00 $425.00 Ongoing Annual Review Fee $0.00 $0.00 $0.00 $800.00 $2,500.00 Insurance Commissions (Life, TDP, Trauma, Income)** $0.00 $129.00 $1,289.00 $1,289.00 $1,289.00 Ongoing Investment Service Fee $0.00 $0.00 $0.00 $0.00 $610.00 Total Upfront Income $425.00 $554.00 $1,713.00 $2,513.00 $4,823.00 * Ongoing fee may not commence until year 2 ** Ongoing fee does not commence until year 2 100% 130% 403% 592% 1136% % Income Increase vs Broker Only Income 30% 303% 492% 1036% 29. THE FUTURE BROKER © Copyright Wealth Today Pty Ltd While your clients are struggling with excess debt and are unable to readily access comprehensive financial advice, how is your business looking? How secure is your future? Do you wake up every morning absolutely bursting with enthusiasm ready to run out and help another family get into debt? How’s your exit strategy looking? Do you have one? 33. DO BOTH NOW! and DON’T WAIT! THERE IS A 3 RD AND BETTER WAY TO THINK This third approach focuses on paying off the mortgage whilst accumulating wealth. This could result in dramatic acceleration of your client’s achieving their goals! © Copyright Wealth Today Pty Ltd 51. WHAT DOES A WEALTH ADVISER DO? You deliver peace of mind by providing the right plan at the right time with the right support! © Copyright Wealth Today Pty Ltd 53. HOW DO I GET STARTED AS AN ADVISER? FIRSTLY: Obtain your Diploma of Financial Services (FP) DFS 1,2 & 4. This is done either through Wealth Today or any nationally accredited provider. We run a 5 day intensive class environment followed by 25+ hrs of assignments. THEN: We closely mentor and coach you to allow you to safely gather the skills required to become competent within the scope of your business. BEGIN: Using the Wealth Today FNA (financial needs analysis) with every client you come in contact with. © Copyright Wealth Today Pty Ltd You can be earning extra dollars within weeks , not months. 56. Simply follow the steps in our proprietary Financial Needs Analysis. Get paid a fee for your PROFESSIONAL SERVICE Professional Wealth Adviser No need to change aggregator !! 62. Owning and running your own Financial Services business may be simpler than you think! When you align with Wealth Today, you will not find yourself wondering where to start, how to approach clients and what kind of marketing might work. COMPLETE PLUG AND PLAY SOLUTION © Copyright Wealth Today Pty Ltd 65. CLUB MED CONCEPT | Your outgoings including PI, Cosl, Auditing & compliance, registrations, access to PD points, coaching, Business planning, website, software, access to technical, scenario support and research etc are all covered within the commission model and one off licence fee. INCREASED ASSET VALUE | The opportunity to build a genuine business asset and the potential to realise that asset when the time is right. SUPERIOR TRAINING & SUPPORT | Comprehensive ongoing business coaching and mentoring from a management team with extensive experience in the finance industry plus administrative support that allows you to focus on clients instead of paperwork. TWO REMUNERATION OPTIONS | The choice of two remuneration models that support you when you’re starting up and that can allow you to fully maximise your earnings. WEALTH TODAY - THE ADVANTAGES © Copyright Wealth Today Pty Ltd 66. FREEDOM TO GROW | The freedom to expand your business by growing a team of advisers supported by the Wealth Today training and business development systems. ONLINE ADVISER RESOURCE CENTRE | Housing comprehensive business development and marketing training, customisable marketing tools, an online store for ordering stationery, printed marketing materials and so on. RETIREMENT ASSISTANCE | Our assistance in exiting the industry when you’re ready to retire. We may wish to buy your business ourselves or we will actively promote the sale of your business across our networks and even act as a purchase payment facilitator to ensure your security as a vendor. Complete peace of mind. AFFORDABLE LICENSE FEE | An extremely competitive license fee with an affordable payment plan that allows a smooth pathway to entry. Plus an easy to understand, no surprises, all-inclusive commission system with no nasty ‘extras’ along the way. WEALTH TODAY - MORE ADVANTAGES © Copyright Wealth Today Pty Ltd
![Wealth Today is a National Financial Planning Company, which holds an Australian Financial Service Licence (AFSL) No. 340289. T he Today group of companies was recognised by BRW in its 2008 and 2009 Top 100 Fast Start lists. In 2010 Wealth Today ranked 22 nd in the BRW Fast 100 list across all sectors, the fasted growing Financial Services company in the country. ABOUT WEALTH TODAY ,[object Object],© Copyright Wealth Today Pty Ltd](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)