WHAT IF: Medical saving accounts were established?

What if: Medical savings accounts were established? Raisa B. Deber, University of Toronto With the assistance of Kenneth C. K. Lam

What are Medical Savings Accounts? ,[object Object],[object Object],[object Object],[object Object]

Why MSAs? ,[object Object],[object Object],[object Object],[object Object]

Benefits - if assumptions hold ,[object Object],[object Object],[object Object],[object Object],[object Object]

Experience ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Evidence of success ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Challenges and limitations - 1 ,[object Object],[object Object],[object Object],[object Object]

Skewing ,[object Object],[object Object],[object Object],[object Object],[object Object]

Total Attributable Expenditures (Means by Vingtiles), Manitoba, Fiscal 2005-2006

Challenges and limitations ,[object Object],[object Object],[object Object],[object Object]

Our review suggests ,[object Object]

1: Utilization not highly skewed ,[object Object],[object Object],[object Object]

2. Costs relatively large, and episodic ,[object Object],[object Object],[object Object]

3. Service not seen as necessary ,[object Object],[object Object]

Very few services meet all three criteria ,[object Object],[object Object],[object Object],[object Object]

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