This document provides strategies for obtaining car insurance for teen drivers. It suggests being a good driver model, using GPS monitoring, choosing older vehicles with low performance, obtaining multiple quotes regularly, increasing liability limits above the minimum, and putting the teen on the parent's policy. The document also warns that teen driver premiums may be high due to higher citation and accident rates for that age group. It advises using different tools like the California insurance company survey to compare rates for insuring a teen driver.

1. Craig J. Casey
By
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2. Being a good example and safe driver yourself
will go along way to keeping your kids safe
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Plus you save on
gas by driving
slower, and your
car will last longer.
Teen Car Insurance Strategies

3. Contact your state’s assigned
risk pool if your teen driver
has already made some
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mistakes and can’t get
coverage.
They guarantee state liability
minimums and higher cost.
Teen Car Insurance Strategies

4. Your teen cannot have any
unpaid bills to a car insurance
company for the last 2 years.
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Your teen must sign a
declaration they were denied
car insurance.
Teen Car Insurance Strategies

5. The citation rate for 16 to 19-
year-olds is 2.1 times higher
than drivers of all ages.
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Most fatal teen crashes
involve unsafe speed, right of
way violations or improper
turning. Do you really want to
pay more for higher
exposure?
Teen Car Insurance Strategies

6. Use GPS to monitor your teens driving
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Some insurers like
Progressive and
Esurance combine
GPS with a discount!
Teen Car Insurance Strategies

7. Companies like State Farm and AAA of Socal offer
pay-as-you-drive. Annual miles driven is divided
up into 500-mile increments.
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Teen Car Insurance Strategies

8. Don’t get the State Minimums for a teen.
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 Wrongful death settlements are often over
$1,000,000 depending on the life time potential
earnings of the victim.
Teen Car Insurance Strategies

9. If your teen is under
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18, they may have to
be listed on your
policy.
Just be seated when
you open the bill!
Teen Car Insurance Strategies

10. Up to 25% for students who maintain a B average.
But you have to prove it to the insurer.
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Teen Car Insurance Strategies

11. 4CarInsuranceQuotes
Teen Car Insurance Strategies

12. Older domestic vehicles
Low value / risk
Low performance
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Teen Car Insurance Strategies

13. Try different levels of coverage
Get 5 or more rates every renewal
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On my website
Teen Car Insurance Strategies

14. Your insurer may reduce rates for students
attending away from home who DO NOT take
their car to campus.
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Teen Car Insurance Strategies

15. Make sure your teen obeys the California license
limits. In the 1st 12 months, no driving:
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- Passengers under 20 years of age
- Between 11:00 pm and 5:00 am
Teen Car Insurance Strategies

16. California Department of Insurance has a useful survey:
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Teen Car Insurance Strategies

17. When I ran my teen,
the premium survey
showed 49 companies
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that might insurance
my teen for up to
$5,070!
It’s based on insurance company responses, not a
specific driver.
Teen Car Insurance Strategies

18. Different companies have different risk
profiles. Use the California survey and our
quote form as starting points.
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Teen Car Insurance Strategies

19. Use an insurer that allows you to split limits.
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Teen Car Insurance Strategies

20. Don’t pay for comprehensive coverage on your teen’s
clunker. Keep better coverage for your nicer car.
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Teen Car Insurance Strategies

21. Use GPS to track your teens every move
Shop till you drop!
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Increase and Split limits
Put your teen on your policy
Teen Car Insurance Strategies

22. Check out part 1 of my teen insurance presentation:
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Teen Car Insurance Strategies

23. 4carInsuranceQuotes.com
was built around lowering
your car insurance expense.
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Add all your insurance cost
together, you may be paying as
much as 10-20% of your
monthly income on insurance.
I was sent here (straight from heaven) to help you
stop the madness!
Teen Car Insurance Strategies

24. I became interested in money
as a boy when my dad would
watch “Wall Street Week with
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Louis Rukeyser.”
Now I am a dad (of a teen!), husband, wrestling
coach, gardener, chef and dish washer in San
Diego, Cali.
I am an UNinsurance specialist. With
unemployment and premiums rising, I work with
consumers to cut their insurance costs.
Teen Car Insurance Strategies

25. Facebook.com/craigcasey85
info@4carinsurancequotes.com
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Teen Car Insurance Strategies