A detailed look at the Remittance and MTU industries, an in depth examination of selected markets and information about GlobeTopper's unique set of offerings.

1. GLOBETOPPER VALUE TRANSFER PLATFORM

2. INDUSTRYDATA
MTU and Bill Pay Volumes
Almost 73% of all remittances are composed of Mobile TopUp and Bill Pay
transactions

3. INDUSTRYSTATS
Prepaid vs. Postpaid
More than three-quarters of the world’s mobile connections are
still pre-paid.1

4. INDUSTRYSTATS
Case Study-Bangladesh

5. KEYPOINTS
Highest Remittance Levels In- GlobeTopper distribution targets highlighted Highest Remittance Levels Out- GlobeTopper Focus Regions highlighted
Migrant remittance inflows (US$ million) 2012 2013 2014e
Remittances as a share of
GDP in 2013 (%)
India 68,821 69,970 70,389 3.7%
China 57,987 59,491 64,140 0.6%
Philippines 24,610 26,700 28,403 9.8%
Mexico 23,366 23,022 24,866 1.8%
France 22,053 23,336 24,760 0.8%
Nigeria 20,633 20,890 20,921 4.0%
Egypt, Arab Rep. 19,236 17,833 19,612 6.6%
Pakistan 14,006 14,626 17,060 6.3%
Germany 15,144 15,792 15,802 0.4%
Bangladesh 14,236 13,857 14,969 9.2%
Vietnam 10,000 11,000 12,000 6.4%
Belgium 10,156 10,916 11,322 2.1%
Spain 9,661 9,584 10,990 0.7%
Lebanon 6,730 7,864 8,899 17.7%
Indonesia 7,212 7,614 8,551 0.9%
Italy 7,326 7,471 7,715 0.3%
Ukraine 8,449 9,667 7,587 5.4%
Poland 6,935 6,984 7,466 1.3%
Russian Federation 5,788 6,751 7,116 0.3%
Sri Lanka 6,000 6,422 7,036 9.6%
Morocco 6,508 6,882 6,962 6.6%
United States 6,354 6,695 6,879 0.0%
Korea, Rep. 6,571 6,455 6,481 0.5%
Nepal 4,793 5,552 5,875 28.8%
Migrant remittance outflows (US$ million) 2011 2012 2013
United States 50,556 52,511 53,590
Russian Federation 26,010 31,648 37,217
Saudi Arabia 28,475 29,493 34,984
Switzerland 21,588 21,854 23,170
Germany 16,212 15,723 19,625
United Arab Emirates 11,220 14,398 17,933
Kuwait 13,421 15,874 15,242
France 12,849 12,526 13,418
Luxembourg 11,554 11,122 12,118
Netherlands 10,744 10,751 11,391
Qatar 10,445 10,413 11,281
Spain 12,281 10,464 10,291
Italy 13,017 10,754 10,075
Oman 7,215 8,087 9,104
Korea, Rep. 9,586 9,380 8,991
Australia 6,589 7,275 7,345
India 4,078 4,963 6,413

6. GLOBETOPPERDIFFERENCE
The GlobeTopper Difference
140+ Countries Covered
520+ Global Carriers Supported
An expanding list of complementary products offered
Healthcare
Pharmacy
TV
Education
Retail, Gaming, Entertainment and other Prepaid products…
Aggressive Distributor discounts and the most average value for TopUp
recipients in the industry
Easy website and Point of Sale integration
Fully integrated White Labeled website and Mobile PoS App also available
GlobeTopper was formed in 2015 to offer International Mobile TopUp
services and related products to a mainly unbanked population, focusing
primarily on the GCC, African, SE Asian and Latin American markets.
By continuing to add to its’ network of regional providers and by buying in local
currency whenever possible, GlobeTopper aims to grow the portfolio of available
carriers and products while maximizing minutes offered.

7. GLOBETOPPERDIFFERENCE
Higher Margins
The retail space is a competitive environment
and rates are dictated by pressure of the
marketplace. Margins are thinner than ever
and only falling. Mobile TopUp is a perfectly
complementary offering to what you currently
have- one stop shopping for your customers.
The profit margins on TopUps and other
Mobile Products are much greater (up to 4
times!) and as volume increases, will actually
rise. Any adjustments that we get go directly
to our Partners to help them continue to
increase their MTU sales and inflate their
overall business margin.
From Regional to Global
Because of the long and growing list of
countries, carriers and products that we
support, you have the opportunity to increase
your exposure to new sectors of the market.
Whereas you may have been limited to a more
focused piece of the population, partnering
with GlobeTopper will allow you to offer all
things to all people and further diversify your
customer base.

8. PROMOTINGENTREPRENEURSHIP
“When you create more small businesses, you create
small entrepreneurship. Out of that comes self-
determination and employment. ”
- J. Jackson
GlobeTopper is committed to not only growing our suite of
available products and services for our own benefit, but for the
benefit of our Partners. Our aim is not to have GlobeTopper be the
brand that we sell, only to be the service supporting the
Entrepreneurs that we are helping to develop. Real growth comes
from putting people in positions to succeed themselves and build
their own ‘brands’.
We aim to serve the unbanked in their home countries as well as
empower those looking to build their own business to ensure the
success and improvement of future generations.

9. RETAILERSANDDISTRIBUTORS
Sell Mobile TopUp, Increase Revenue
For millions of Expats and immigrants around the
world, sending prepaid Mobile TopUps to their
friends and families has become one of the most
popular ways to provide financial assistance to
their loved ones back home.
With GlobeTopper, the process is fast and
inexpensive for the customer and for the retail
partner it’s a very simple, quick and money-
making transaction.
All That You Need
Working with GlobeTopper is easy; we give you all
that you need, an easy to use Partner Portal,
Promotions to help push sales and keep
customers coming back, White Label
opportunities with straightforward API
integration and the constant support from our
staff- your success is our priority. The biggest
benefit to working with GlobeTopper is our robust
network of carriers, connecting you with 500
global mobile operators in more than 135
countries. More products and offerings are added
monthly.
Simple Setup
Our platform offers a REST API that allows you to
integrate simply with your existing Point of
Sale/Kiosk systems so you can start adding Mobile
TopUp Services to your product line quickly and
painlessly.
Create Your Network
- Create reseller network under your brand
- Add as many sub resellers and salespeople as you
wish
- Profit sharing system to push sales
- Payment methods integration
- Full GlobeTopper coverage and support
- Real-time reporting & billing
- Print payment receipts directly or offer direct
SMS/Email confirmations to your customers

10. TOPUPPROCESS
Number, Carrier and Amount

11. TOPUPPROCESS
Processed

12. 500+CARRIERS
We Know Your Customers…

13. ANEVEREXPANDINGPORTFOLIO
Start Building a Prepaid Portal…
And many more Prepaid
products still to come…
Here is a sampling of what
GlobeTopper will have
available to offer by Q4 2016

14. GLOBETOPPER
Contact:
sales@globetopper.com
King of Prussia, PA USA
+1 215 695 2800
www.globetopper.com