Branch Office: (NMLS ID#1249952) US Mortgage Corporation, 1704 S. Boulevard, Suite B, Edmond, OK 73013. Licensed Mortgage Broker–Oklahoma Department of Consumer Credit. US Mortgage Corporation is not an agent of or affiliated with
FHA or the Federal Government and is not acting on behalf of or at the direction of FHA or the Federal Government. Rates, fees and program guidelines are subject to change without notice. Certain restrictions may apply. Some loans arranged
through third parties. Not all products and/or programs are available in all states. This flyer is not intended as an offer to extend credit nor a commitment to lend.
Pre-
QualificationStart Here Find a Home
Title ReportSchedule
A Closing
Clear To Close
Application
Process
UnderwritingFinal Walk Through
Appraisal Order
Appraisal Report
Closing
Make an Offer Contract
Processing
Tell us How We did
Refer a Friend
GO
DO’S DO NOT’S
• Save all recent paystubs
• Obtain all recent bank statements
• Continue to pay all your bills on-time
• Keep copies of everything you submit
• Contact me at any time for assistance
Income, Credit and
Assets are analyzed to
determine the amount of
financing you qualify for
Work with a Realtor to
find the perfect home to
fit your lifestyle
and needs
Buyer’s Title Company
submits the Title Report
to the Lender
Date is Scheduled with
the Title Companies and
Lender
All closing conditions
are submitted for final
clearance
Home Owners
Insurance
Copy of Mortgagee Clause is given so
buyer can obtain
Home Owners Insurance
 Pre-Approval Letter
 Offer Accepted
 Order any additional
inspections (not required
& therefore not included
on your good faith estimate)
Make sure to email us a
complete copy of your
fully executed contract
Processor sends you welcome letter
& list of items still missing
•Processing communicates by
email, Check your email constantly
Processor verifies your assets,
employment and credit
Post your review on
our Zillow page
www.zillow.com/profile/
USMortgage/
If you like our service,
don’t keep us a secret
Refer your friends and family
• Do not make any large purchases
• Do not co-sign any loans
• Do not apply for new credit cards or loans
• Do not change jobs
• Do not make cash deposits
NMLS #3901NMLS #3901
Provide all necessary
documentation and sign your
mortgage application and
disclosures
File is submitted to
Underwriting for
commitment. Commitment
letter issued and sent to
the buyer
Homebuyer can do a final walk
through of the Property to approve the
condition of the house prior to signing
the closing documents
Appraisal is ordered
within 48 hours of your
mortgage application’s
submission to processing
Once reviewed, Processor
will update you of any outstanding
conditions pending loan approval
All parties involved will sign
the closing docs with
the Title Company
Dan E. Perreira - Mortgage Loan Originator - NMLS #187369
dan.perreira@usmortgage.com
1704 S. Boulevard, Suite B
Edmond, OK 73013
405-673-5606 405-822-0141 866‐999‐3739
Office: Cell: Fax:
MORTGAGE-OPOLY
HOMEBUYER’S EDITION