Have You Been Sued by National Collegiate Student Loan Trust? At the Gamez Law Firm, we have solid experience in National Collegiate Student Loan Trust Lawsuit Defense. If you’re wondering why you are being sued by National Collegiate Student Loan Trust, how they now own your student loan debt and what you can do about it we'll help you learn your options. For a FREE consultation with debt attorney Daniel Gamez visit GamezLawFirm.com or call 858-217-5051.
Many people receive a lawsuit against them from National Collegiate Student Loan Trust (NCT) and have no idea who they are. NCT is an entity that purchases defaulted private student loan debt. Once a student loan borrower cannot pay their student loan anymore, then the debt goes into “default”. NCT then buys that debt at a discounted rate from the lender or bank who issued the original loan. You can fight back if you are sued by National Collegiate Student Loan Trust. First, I highly recommend consulting with a debt relief attorney with experience negotiating with NCT. These larger entities trying to collect debt are more likely to negotiate with a trusted attorney who they have worked with in the past. NCT has vast resources at their fingertips to execute lawsuits against thousands of borrowers. You want to make sure the attorney you chose has specific experience in student loan debt relief.
2. How Do I Know What To Do?
Debt relief attorney Daniel
Gamez has been very
successful in fighting
back against NCSLT. Call him
at 858-217-5051 or visit
GamezLawFirm.com
for a FREE consultation!
10. No! NCT will use it’s vast
resources to claim the debt
owed by possibly:
• garnishing your wages
• filing a lien against your
property (or real estate) or
• seizing funds in your bank
account with a bank levy.
11. What can I do if I am sued by
National Collegiate Student
Loan Trust?
> Learn tips to help if sued by visiting our blog!
12. Do NOT call a debt relief
company. Make sure you call a
debt relief ATTORNEY, who has
an ethical obligation to act in the
best interest of the client.
13. What will a debt relief attorney
do for me if I am sued by NCT?
14. Make sure the lawsuit is valid by
proving that:
• you in fact took out the loan
• that NCT actually owns the
loan
• that the amount of money
NCT claims you owe is the
correct amount
15. Your lawsuit can be dismissed if
NCT cannot prove those facts.
But what if the lawsuit is valid?
16. If the lawsuit is valid, then your
debt relief attorney can pursue a
negotiation with NCT for a debt
settlement.
18. A debt settlement is when an
agreement is reached between the
parties involved that the borrower
will pay LESS than the original
amount of debt.
19. How long will I have to pay my
debt?
What if I can’t afford to pay my
student loan debt settlement
right away?
20. It depends on the negotiation,
but the debt is usually paid back
with a payment plan over an
extended period of time.
21. Why would NCT agree to a debt
settlement?
Why would they be alright with
me paying less than I owed
originally?
22. In most cases, NCT would
rather be paid a reduced
amount than have you declare
bankruptcy and receive nothing.
23. There is a way out of if you are
sued by National Collegiate
Student Loan Trust.
I know, because I have been
very successfully fighting back
against them.
24. Call 858-217-5051 or visit
GamezLawFirm.com for a
FREE consultation to go over
your debt relief options.
25. Call 858-217-5051 or visit
GamezLawFirm.com for a
FREE consultation to go over
your debt relief options.