This document provides an overview of smart card technology. It defines a smart card as a pocket-sized card with embedded integrated circuits that can store and process information for various applications. Smart cards have more capabilities than magnetic stripe cards, including storing user identification, financial information, and performing complex calculations. Examples of smart card uses include banking, mobile phones, secure login for computers/networks, and transportation ticketing. The advantages of smart cards are their longer lifespan, ability to store multiple applications on one card, and more secure storage of data compared to magnetic stripe cards. However, smart cards also have disadvantages like not being tamper-proof and the potential to be lost, stolen, or have bugs.
2. What is a smart Card?What is a smart Card?
The standard definition of a a smart card, orThe standard definition of a a smart card, or
integrated circuit card (ICC), is any pocket sizedintegrated circuit card (ICC), is any pocket sized
card with embedded integrated circuits.card with embedded integrated circuits.
Loosely definedLoosely defined, a smart card is any card with a, a smart card is any card with a
capability to relate information to a particularcapability to relate information to a particular
application such as:application such as:
• Magnetic Stripe CardsMagnetic Stripe Cards
• Optical CardsOptical Cards
• Memory CardsMemory Cards
3. magnetiC stripe CardsmagnetiC stripe Cards
Standard technology for bank cards, driver’s licenses, library cards,
and so on……
4. OptiCal CardsOptiCal Cards
Uses a laser to readUses a laser to read
and write the cardand write the card
CANPASS Contains:CANPASS Contains:
• Photo IDPhoto ID
• FingerprintFingerprint
5. MeMory CardsMeMory Cards
Can store:Can store:
• Financial InfoFinancial Info
• Personal InfoPersonal Info
• Specialized InfoSpecialized Info
Cannot process InfoCannot process Info
6. MiCroproCessor CardsMiCroproCessor Cards
Has an integratedHas an integrated
circuit chipcircuit chip
Has the ability to:Has the ability to:
• Store informationStore information
• Carry out localCarry out local
processingprocessing
• Perform ComplexPerform Complex
CalculationsCalculations
10. types of Microprocessortypes of Microprocessor
cardscards
coMbi / Hybrid cardscoMbi / Hybrid cards
Hybrid CardHybrid Card
• Has two chips: contact and contactlessHas two chips: contact and contactless
interface.interface.
• The two chips are not connected.The two chips are not connected.
Combi CardCombi Card
• Has a single chip with a contact andHas a single chip with a contact and
contactless interface.contactless interface.
• Can access the same chip via a contact orCan access the same chip via a contact or
contactless interface, with a very high level ofcontactless interface, with a very high level of
security.security.
12. How are sMart cardsHow are sMart cards
Used?Used?
Commercial ApplicationsCommercial Applications
• Banking/paymentBanking/payment
• IdentificationIdentification
• TicketingTicketing
• Parking and toll collectionParking and toll collection
• Universities use smart cards for ID purposesUniversities use smart cards for ID purposes
and at the the library, vending machines,and at the the library, vending machines,
copy machines, and other services oncopy machines, and other services on
campus.campus.
Mobile TelecommunicationsMobile Telecommunications
• SIM cards used on cell phonesSIM cards used on cell phones
• Over 300,000,000 GSM phones with smartOver 300,000,000 GSM phones with smart
cardscards
• Contains mobile phone security, subscriptionContains mobile phone security, subscription
information, phone number on the network,information, phone number on the network,
billing information, and frequently calledbilling information, and frequently called
numbers.numbers.
13. How are Smart CardSHow are Smart CardS
USed?USed?
Information TechnologyInformation Technology
• Secure logon and authentication of users to PCs and networksSecure logon and authentication of users to PCs and networks
• Encryption of sensitive dataEncryption of sensitive data
Other ApplicationsOther Applications
• Over 4 million small dish TV satellite receivers in the US use aOver 4 million small dish TV satellite receivers in the US use a
smart card as its removable security element and subscriptionsmart card as its removable security element and subscription
information.information.
• Pre-paid, reloadable telephone cardsPre-paid, reloadable telephone cards
• Health Care, stores the history of a patientHealth Care, stores the history of a patient
• Fast ticketing in public transport, parking, and road tolling inFast ticketing in public transport, parking, and road tolling in
many countriesmany countries
14. advantageSadvantageS
In comparison to it’s predecessor, the magnetic strip card,In comparison to it’s predecessor, the magnetic strip card,
smart cards have many advantages including:smart cards have many advantages including:
Life of a smart card is longerLife of a smart card is longer
A single smart card can house multiple applications. Just oneA single smart card can house multiple applications. Just one
card can be used as your license, passport, credit card, ATMcard can be used as your license, passport, credit card, ATM
card, ID Card, etc.card, ID Card, etc.
Smart cards cannot be easily replicated and are, as a generalSmart cards cannot be easily replicated and are, as a general
rule much more secure than magnetic stripe cardsrule much more secure than magnetic stripe cards
Data on a smart card can be protected against unauthorizedData on a smart card can be protected against unauthorized
viewing. As a result of this confidential data, PINs andviewing. As a result of this confidential data, PINs and
passwords can be stored on a smart card. This means,passwords can be stored on a smart card. This means,
merchants do not have to go online every time to authenticatemerchants do not have to go online every time to authenticate
a transaction.a transaction.
15. diSadvantageSdiSadvantageS
NOT tamper proofNOT tamper proof
Can be lost/stolenCan be lost/stolen
Has to use the same reader technologyHas to use the same reader technology
Can be expensiveCan be expensive
Still working on bugsStill working on bugs
Smart Cards with a microprocessor look like standard plastic cards but are equipped with embedded circuit IC chip. Microprocessor cards can: store information, carry out local processing on the data stored, and perform complex calculations. A microprocessor chip can add, delete and otherwise manipulate information in its memory. It can be viewed as a miniature computer with an input/output port, operating system and hard disk. Microprocessor chips are available 8, 16, and 32 bit architectures.
There are two types of microprocessor cards. These cards take the form of either contact cards, which require a card reader, or contact-less cards, which use radio frequency signals to operate.