NFC wallet is 'white label' mobile payment application. It provides contactless payment and is based on Mastercard Digital Enablement Services (MDES) and Visa Token Services (VTS).

1. NFC wallet
KHMARKA

2. NFC wallet
White label application for the banks
It provides contactless payment via smartphone

3. NFC wallet
Mobile app is based on MasterCard (MDES) or/and VISA (VTS) cloud services
and works on Android smartphone with NFC

4. User’s registration/autorisation
NFC wallet functional

5. Digitalization of the banking cards
NFC wallet functional

6. Contactless payment by 2 variants: 1) when the phone
is lighted, but locked; 2) when client click the payment
button inside the app
NFC wallet functional

7. Payment could be
confirmed by
• Mobile PIN. Client entered it in MPA
• PIN of banking card. Client entered it on POS
• Any device unlock mechanism

8. History of transaction
NFC wallet functional

9. Life-cycle management of the card (token): make
default card, suspend/unsuspend, reset PIN, delete
NFC wallet functional

10. Could be NFC wallet the
part of existing mobile
banking?
YES

11. Elements of the solution
NFC wallet
App Server&DB
Security Module
Portal for banking call-center
(or it could be provided by API)Mobile Payment
Application

12. https://play.google.com/store/apps/details?
id=com.khmarka.wallet.kredo&hl=ru
Live project

13. Implementation projects

14. Let’s work together!
Kateryna Kovarska
+380 96 741 1549
kk@khmarka.com.ua