2. MARKET CAP OF PUBLIC / PRIVATE
BANKS
PUBLIC BANKS MARKET CAP(Rs in crore)
State Bank Of India (SBI) 2,20,479
Bank Of Baroda (BOB) 39,998
Punjab National Bank (PNB) 30,637
Canara Bank 19,288
Bank Of India (BOI) 15,163
2
MONEYCONTROL
PRIVATE BANKS MARKET CAP(Rs in crore)
HDFC 2,55,788
ICICI 1,82,840
AXIS 1,26,563
KOTAK MAHINDRA 1,05,917
INDUSIND 45,466
4. MARKET SHARE
4
36%
31%
33%
2010-11
TOTAL HOME LOAN = Rs
414143.8 Cr
PUBLIC
PRIVATE
HFC
36%
28%
36%
2011-12
TOTAL HOME LOAN=Rs
472709.6 Cr
PUBLIC
PRIVATE
HFC
33%
29%
38%
2012-13
TOTAL HOME LOAN = Rs
593490.5 Cr
PUBLIC
PRIVATE
HFC
34%
28%
38%
2013-14
TOTAL HOME LOAN = Rs
721234.1 Cr
PUBLIC
PRIVATE
HFC
AS PER MARKET SHARE HFC’S LENDING INCREASED BY 5% FROM 2010-2014 WHICH IT GRABBED FROM PUBLIC AS WELL
AS PRIVATE BANKS.
5. GROWTH RATE
5
2011 2012 2013
Public Banks 15 16 24
Private Banks 6 25 22
HFC 21 35 19
Total 14 26 22
0
5
10
15
20
25
30
35
40
GROWTHPERCENTAGE
HOUSING FINANCE HAS GROWN AT A HIGHER RATE AS COMPARED TO OTHER SECTORS
6. CAGR FROM 2011-2013 FOR TOP
HOME LOAN LENDERS
6
SBI
BOB
PNB
CANARA
BOI
HDFC
ICICI
AXIS,
KOTAK
INDUSIND
LIC HF,
HDFC HF
DHFL
INDIABULLS
GRUH
0
10
20
30
40
50
60
70
80
90
0 2 4 6 8 10 12 14 16
CAGR
SBI
BOB
PNB
CANARA
BOI
HDFC
ICICI
AXIS
KOTAK
INDUSIND
LIC HF
HDFC HF
DHFL
INDIABULLS
GRUH
PRIVATE BANK CAGR = 12.67%
PUBLIC CAGR= 13.37%
HFC CAGR = 18.27%
7. LOAN OUTSTANDING OF TOP 5 PUBLIC
SECTOR BANKS IN HOUSING LOANS
BANKS 2009-10 2010-11 2011-12 2012-13 2013-14
SBI 71,193 86,769 1,02,739 1,19,889 1,40,738
BOB 10,601 13,085 15,729 17,702 22,363
PNB 12,666 21,972 24,606 29,172 37,361
CANARA
BANK 12,062 9,880 10,082 11,325 17,039
BOI 14,742 16,495 16,641 19,387 27,322
7
AS ON MARCH 31 (Rs in crore)