SlideShare una empresa de Scribd logo
1 de 8
Descargar para leer sin conexión
#RIC16
Payment	
  Update:	
  Gaining	
  New	
  ROI	
  
From	
  Chip	
  Cards
Erica	
  Shea,	
  Partner,	
  Kurt	
  Salmon
Vibhav Prasad,	
  SVP,	
  Innovation,	
  Global	
  Acceptance	
  &	
  Merchant	
  
Products,	
  Mastercard
Moderator:	
  Adam	
  Blair,	
  Executive	
  Editor,	
  Retail	
  TouchPoints
#RIC16
§ 1.2	
  million	
  U.S.	
  merchant	
  locations	
  now	
  allow	
  the	
  use
of	
  chip	
  cards
§ 67%	
  of	
  branded	
  MasterCards now	
  have	
  chips,	
  a	
  51%	
  
increase	
  since	
  the	
  Oct.	
  1,	
  2015	
  liability	
  shift
§ 2	
  billion	
  smart	
  payment	
  cards	
  shipped	
  in	
  2015,	
  a	
  34%	
  increase over	
  2014
§ In	
  the	
  U.S.,	
  570	
  million	
  smart	
  cards	
  shipped	
  in	
  2015,	
  a	
  two-­‐fold	
  increase over	
  
2014
EMV	
  Shift:	
  The	
  Best	
  of	
  Times?
#RIC16
§ As	
  EMV	
  has	
  tightened	
  up	
  POS	
  security,	
  online	
  fraud	
  has
risen	
  by	
  11%
§ In	
  other	
  markets,	
  online	
  fraud	
  increased	
  by	
  80%	
  to	
  100%
in	
  the	
  first	
  3	
  years following	
  EMV	
  adoption
§ Confusion,	
  miscommunication	
  and	
  slower	
  checkouts	
  at	
  physical	
  points	
  of	
  
sale,	
  souring	
  merchants	
  and	
  consumers	
  on	
  EMV’s	
  benefits.
EMV	
  Shift:	
  The	
  Worst	
  of	
  Times?
#RIC16
Payment	
  Update:	
  Gaining	
  New	
  ROI	
  
From	
  Chip	
  Cards
Vib Prasad,	
  SVP,	
  Innovation,	
  Global	
  Acceptance	
  &	
  
Merchant	
  Products,	
  Mastercard
#RIC16
2
Key	
  Trends	
  around	
  Retail	
  Payments
#RIC16
§ Internet	
  Usage1
§ 3.2	
  Bn Internet	
  users	
  in	
  2015
§ 7	
  fold	
  increase	
  from	
  2000	
  to	
  
2015:	
  from	
  6.5%	
  to	
  43%	
  of	
  
the	
  global	
  population
§ Proliferation	
  of	
  Devices2
§ From	
  15	
  Bn connected	
  
devices	
  today	
  to	
  50	
  Bn by	
  
2020
Consumer	
  connectivity	
  is	
  on	
  the	
  rise
1. International	
  Telecommunications	
  Union,	
  May	
  2015
2. Cisco	
  &	
  DHL	
  -­‐ Internet	
  of	
  Things	
  in	
  Logistics,	
  2015
Source:	
  Cisco	
  Visual	
  Networking	
  Index:	
  Global	
  Mobile	
  Data	
  Traffic	
  Forecast	
  Update,	
  2015–2020	
  
One	
  Exabyte	
  =	
  one	
  billion	
  gigabytes
Global	
  Mobile	
  Data	
  Traffic
2015	
  to	
  2020
#RIC16
6.5
2014
12.5
11.4
1.1
16.0
2020
Traditional
Digital
22.5
Global	
  (ex-­‐China)	
  Card-­‐based	
  consumer	
  spend	
  (PV),	
  ($	
  Trillions)
Digital	
  payments	
  could	
  represent	
  20-­‐30%	
  of	
  
consumer	
  payments	
  by	
  2020
2
In-­‐app
Browser
Contactless
Source:	
  BCG
#RIC16

Más contenido relacionado

La actualidad más candente

Globant webinar presentation on mobile payments may 2015 (1)
Globant webinar presentation on mobile payments may 2015 (1)Globant webinar presentation on mobile payments may 2015 (1)
Globant webinar presentation on mobile payments may 2015 (1)
Globant
 
What Real Money Gaming can Learn from Social Gaming
What Real Money Gaming can Learn from Social GamingWhat Real Money Gaming can Learn from Social Gaming
What Real Money Gaming can Learn from Social Gaming
Income Access
 
Player Acquisition Through Effective Branding: GiGse 2014
Player Acquisition Through Effective Branding: GiGse 2014Player Acquisition Through Effective Branding: GiGse 2014
Player Acquisition Through Effective Branding: GiGse 2014
Income Access
 
CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY
CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY
CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY
GamCrowd
 

La actualidad más candente (20)

Moroku Stone & Chalk Pitch
Moroku Stone & Chalk PitchMoroku Stone & Chalk Pitch
Moroku Stone & Chalk Pitch
 
Same Challenge - New Approach: How Lotteries Attract New Customers In A Crowd...
Same Challenge - New Approach: How Lotteries Attract New Customers In A Crowd...Same Challenge - New Approach: How Lotteries Attract New Customers In A Crowd...
Same Challenge - New Approach: How Lotteries Attract New Customers In A Crowd...
 
Subscribed 2019 - Fraud Management Strategies: Reducing Collection Friction t...
Subscribed 2019 - Fraud Management Strategies: Reducing Collection Friction t...Subscribed 2019 - Fraud Management Strategies: Reducing Collection Friction t...
Subscribed 2019 - Fraud Management Strategies: Reducing Collection Friction t...
 
Zash for Retailers
Zash for RetailersZash for Retailers
Zash for Retailers
 
Globant webinar presentation on mobile payments may 2015 (1)
Globant webinar presentation on mobile payments may 2015 (1)Globant webinar presentation on mobile payments may 2015 (1)
Globant webinar presentation on mobile payments may 2015 (1)
 
A Practical Guide to Post-EMV Card Not Present Fraud
A Practical Guide to Post-EMV Card Not Present FraudA Practical Guide to Post-EMV Card Not Present Fraud
A Practical Guide to Post-EMV Card Not Present Fraud
 
Turkey pdf
Turkey pdfTurkey pdf
Turkey pdf
 
What We Learned Working with Forter
What We Learned Working with ForterWhat We Learned Working with Forter
What We Learned Working with Forter
 
GiGse 2014 - what's all the buzz about
GiGse 2014 - what's all the buzz aboutGiGse 2014 - what's all the buzz about
GiGse 2014 - what's all the buzz about
 
What Real Money Gaming can Learn from Social Gaming
What Real Money Gaming can Learn from Social GamingWhat Real Money Gaming can Learn from Social Gaming
What Real Money Gaming can Learn from Social Gaming
 
Player Acquisition Through Effective Branding: GiGse 2014
Player Acquisition Through Effective Branding: GiGse 2014Player Acquisition Through Effective Branding: GiGse 2014
Player Acquisition Through Effective Branding: GiGse 2014
 
The Future of Banking
The Future of BankingThe Future of Banking
The Future of Banking
 
Booming M&A Gaming Market
Booming M&A Gaming MarketBooming M&A Gaming Market
Booming M&A Gaming Market
 
Digital Coupon Fraud Executive Overview
Digital Coupon Fraud Executive OverviewDigital Coupon Fraud Executive Overview
Digital Coupon Fraud Executive Overview
 
Transforming African Lotteries - 3X3 Innovation Model
Transforming African Lotteries - 3X3 Innovation ModelTransforming African Lotteries - 3X3 Innovation Model
Transforming African Lotteries - 3X3 Innovation Model
 
Crypto Coinference 2019 - Utrust: the challenges of a crypto payment platform.
Crypto Coinference 2019 - Utrust: the challenges of a crypto payment platform.Crypto Coinference 2019 - Utrust: the challenges of a crypto payment platform.
Crypto Coinference 2019 - Utrust: the challenges of a crypto payment platform.
 
2016 Banking Trends
2016 Banking Trends2016 Banking Trends
2016 Banking Trends
 
CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY
CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY
CROWDFUNDING AND CROWDSOURCING FOR THE GAMBLING INDUSTRY
 
Neto State of Ecommerce Report: Retail Year in Review 2017
Neto State of Ecommerce Report: Retail Year in Review 2017Neto State of Ecommerce Report: Retail Year in Review 2017
Neto State of Ecommerce Report: Retail Year in Review 2017
 
Online casino market trend in 2016 - 2020
Online casino market trend in 2016 - 2020Online casino market trend in 2016 - 2020
Online casino market trend in 2016 - 2020
 

Similar a Payment Disruption

Similar a Payment Disruption (20)

Risk Beyond Acquiring: Merchant Risk Across FinTech
Risk Beyond Acquiring: Merchant Risk Across FinTechRisk Beyond Acquiring: Merchant Risk Across FinTech
Risk Beyond Acquiring: Merchant Risk Across FinTech
 
EMV in the U.S.: Putting It into Perspective for Merchants and Financial Inst...
EMV in the U.S.: Putting It into Perspective for Merchants and Financial Inst...EMV in the U.S.: Putting It into Perspective for Merchants and Financial Inst...
EMV in the U.S.: Putting It into Perspective for Merchants and Financial Inst...
 
From Illusion to Reality: Turning the World into a Practical E-Global Mall
From Illusion to Reality: Turning the World into a Practical E-Global MallFrom Illusion to Reality: Turning the World into a Practical E-Global Mall
From Illusion to Reality: Turning the World into a Practical E-Global Mall
 
SBMS EMV Doc
SBMS EMV Doc SBMS EMV Doc
SBMS EMV Doc
 
The State of Chip and Pin Technology
The State of Chip and Pin TechnologyThe State of Chip and Pin Technology
The State of Chip and Pin Technology
 
Most promising current and future payment technologies | SG Analytics
Most promising current and future payment technologies | SG AnalyticsMost promising current and future payment technologies | SG Analytics
Most promising current and future payment technologies | SG Analytics
 
Chipping Away at EMV Myths
Chipping Away at EMV MythsChipping Away at EMV Myths
Chipping Away at EMV Myths
 
Emv for merchants 031715
Emv for merchants 031715Emv for merchants 031715
Emv for merchants 031715
 
EMV for Merchants
EMV for MerchantsEMV for Merchants
EMV for Merchants
 
Get Ready for EMV and Card Not Present Fraud
Get Ready for EMV and Card Not Present FraudGet Ready for EMV and Card Not Present Fraud
Get Ready for EMV and Card Not Present Fraud
 
The end of passwords: Two-factor-authentication and biometrics are coming 2019
The end of passwords: Two-factor-authentication and biometrics are coming 2019The end of passwords: Two-factor-authentication and biometrics are coming 2019
The end of passwords: Two-factor-authentication and biometrics are coming 2019
 
Digits ico-whitepaper-1v8c
Digits ico-whitepaper-1v8cDigits ico-whitepaper-1v8c
Digits ico-whitepaper-1v8c
 
The Future of Payments: Next-Gen Payment Processing Technologies
The Future of Payments: Next-Gen Payment Processing TechnologiesThe Future of Payments: Next-Gen Payment Processing Technologies
The Future of Payments: Next-Gen Payment Processing Technologies
 
EBE 2019 - The end of passwords: Two-factor-authentication and biometrics are...
EBE 2019 - The end of passwords: Two-factor-authentication and biometrics are...EBE 2019 - The end of passwords: Two-factor-authentication and biometrics are...
EBE 2019 - The end of passwords: Two-factor-authentication and biometrics are...
 
EMV: What you Need to Know
EMV: What you Need to KnowEMV: What you Need to Know
EMV: What you Need to Know
 
EMV: Preparing for Changes to the Retail Payment Process
EMV: Preparing for Changes to the Retail Payment ProcessEMV: Preparing for Changes to the Retail Payment Process
EMV: Preparing for Changes to the Retail Payment Process
 
The Trend and Facts of Credit Card Payment
The Trend and Facts of Credit Card PaymentThe Trend and Facts of Credit Card Payment
The Trend and Facts of Credit Card Payment
 
What Businesses Need to Know About Changes to Credit and Debit Cards
What Businesses Need to Know About Changes to Credit and Debit CardsWhat Businesses Need to Know About Changes to Credit and Debit Cards
What Businesses Need to Know About Changes to Credit and Debit Cards
 
Simplex - NOAH19 Tel Aviv
Simplex - NOAH19 Tel AvivSimplex - NOAH19 Tel Aviv
Simplex - NOAH19 Tel Aviv
 
Future of Payments for Debit, Mobile Payments, Prepaid & ATM Execs
Future of Payments for Debit, Mobile Payments, Prepaid & ATM ExecsFuture of Payments for Debit, Mobile Payments, Prepaid & ATM Execs
Future of Payments for Debit, Mobile Payments, Prepaid & ATM Execs
 

Más de G3 Communications

Building Customer Success With Enhanced Employee Engagement
Building Customer Success With Enhanced Employee EngagementBuilding Customer Success With Enhanced Employee Engagement
Building Customer Success With Enhanced Employee Engagement
G3 Communications
 
Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...
Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...
Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...
G3 Communications
 
Holiday Predictions: What to Expect Based on Data From 500 Million Shoppers
Holiday Predictions: What to Expect Based on Data From 500 Million ShoppersHoliday Predictions: What to Expect Based on Data From 500 Million Shoppers
Holiday Predictions: What to Expect Based on Data From 500 Million Shoppers
G3 Communications
 
The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...
The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...
The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...
G3 Communications
 

Más de G3 Communications (20)

2012 Killer Content Awards
2012 Killer Content Awards2012 Killer Content Awards
2012 Killer Content Awards
 
2015 Killer Content Awards Report
2015 Killer Content Awards Report2015 Killer Content Awards Report
2015 Killer Content Awards Report
 
Experiential Retail: New Data Reveals the Opportunities (and Challenges) of T...
Experiential Retail: New Data Reveals the Opportunities (and Challenges) of T...Experiential Retail: New Data Reveals the Opportunities (and Challenges) of T...
Experiential Retail: New Data Reveals the Opportunities (and Challenges) of T...
 
Building Customer Success With Enhanced Employee Engagement
Building Customer Success With Enhanced Employee EngagementBuilding Customer Success With Enhanced Employee Engagement
Building Customer Success With Enhanced Employee Engagement
 
Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...
Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...
Learn How Top Retailers are Winning the Last Mile With Delivery Experience Ma...
 
Leveraging Omnichannel Trends for E-Commerce Marketplace Success
Leveraging Omnichannel Trends for E-Commerce Marketplace SuccessLeveraging Omnichannel Trends for E-Commerce Marketplace Success
Leveraging Omnichannel Trends for E-Commerce Marketplace Success
 
The Store is Media: Reengineering Frontline Teams for the New Age of Retail
The Store is Media: Reengineering Frontline Teams for the New Age of RetailThe Store is Media: Reengineering Frontline Teams for the New Age of Retail
The Store is Media: Reengineering Frontline Teams for the New Age of Retail
 
Optimizing the Omnichannel Journey
Optimizing the Omnichannel JourneyOptimizing the Omnichannel Journey
Optimizing the Omnichannel Journey
 
Customer Journey Mapping 2.0: Best Practices for Creating Differentiated Expe...
Customer Journey Mapping 2.0: Best Practices for Creating Differentiated Expe...Customer Journey Mapping 2.0: Best Practices for Creating Differentiated Expe...
Customer Journey Mapping 2.0: Best Practices for Creating Differentiated Expe...
 
Location Intelligence - A Critical Tool in Retail Performance Management
Location Intelligence - A Critical Tool in Retail Performance ManagementLocation Intelligence - A Critical Tool in Retail Performance Management
Location Intelligence - A Critical Tool in Retail Performance Management
 
Holiday Predictions: What to Expect Based on Data From 500 Million Shoppers
Holiday Predictions: What to Expect Based on Data From 500 Million ShoppersHoliday Predictions: What to Expect Based on Data From 500 Million Shoppers
Holiday Predictions: What to Expect Based on Data From 500 Million Shoppers
 
How to Leverage Funnel Metrics and Attribution Data for Your 2019 Planning
How to Leverage Funnel Metrics and Attribution Data for Your 2019 PlanningHow to Leverage Funnel Metrics and Attribution Data for Your 2019 Planning
How to Leverage Funnel Metrics and Attribution Data for Your 2019 Planning
 
Five Examples That Prove Personalized Marketing Doesn't Start with "Hello [Fi...
Five Examples That Prove Personalized Marketing Doesn't Start with "Hello [Fi...Five Examples That Prove Personalized Marketing Doesn't Start with "Hello [Fi...
Five Examples That Prove Personalized Marketing Doesn't Start with "Hello [Fi...
 
The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...
The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...
The Payoffs of a Strategic Content Audit: The Gift That Keeps Giving for Unli...
 
How a Partner-First Approach Drives Revenue & ROI
How a Partner-First Approach Drives Revenue & ROIHow a Partner-First Approach Drives Revenue & ROI
How a Partner-First Approach Drives Revenue & ROI
 
Accelerate Your Partners' Digital Transformation With Point-Based Rewards
Accelerate Your Partners' Digital Transformation With Point-Based RewardsAccelerate Your Partners' Digital Transformation With Point-Based Rewards
Accelerate Your Partners' Digital Transformation With Point-Based Rewards
 
5 Stages of the Partner Journey
5 Stages of the Partner Journey5 Stages of the Partner Journey
5 Stages of the Partner Journey
 
How RingCentral Optimized Account-Based Insights and Buyer Intelligence To Ra...
How RingCentral Optimized Account-Based Insights and Buyer Intelligence To Ra...How RingCentral Optimized Account-Based Insights and Buyer Intelligence To Ra...
How RingCentral Optimized Account-Based Insights and Buyer Intelligence To Ra...
 
Engaging With Relevance At Scale: How Fluke Used AI To Transform Their Sales ...
Engaging With Relevance At Scale: How Fluke Used AI To Transform Their Sales ...Engaging With Relevance At Scale: How Fluke Used AI To Transform Their Sales ...
Engaging With Relevance At Scale: How Fluke Used AI To Transform Their Sales ...
 
Lessons From The State Of B2B Content Consumption & Demand Report And Real-Wo...
Lessons From The State Of B2B Content Consumption & Demand Report And Real-Wo...Lessons From The State Of B2B Content Consumption & Demand Report And Real-Wo...
Lessons From The State Of B2B Content Consumption & Demand Report And Real-Wo...
 

Último

Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...
Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...
Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...
lizamodels9
 
Insurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageInsurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usage
Matteo Carbone
 
FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756
FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756
FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756
dollysharma2066
 
Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...
Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...
Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...
lizamodels9
 
Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...
Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...
Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...
lizamodels9
 
Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876
Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876
Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876
dlhescort
 
Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...
Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...
Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...
Dipal Arora
 
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
amitlee9823
 

Último (20)

RSA Conference Exhibitor List 2024 - Exhibitors Data
RSA Conference Exhibitor List 2024 - Exhibitors DataRSA Conference Exhibitor List 2024 - Exhibitors Data
RSA Conference Exhibitor List 2024 - Exhibitors Data
 
Cracking the Cultural Competence Code.pptx
Cracking the Cultural Competence Code.pptxCracking the Cultural Competence Code.pptx
Cracking the Cultural Competence Code.pptx
 
Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...
Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...
Russian Call Girls In Gurgaon ❤️8448577510 ⊹Best Escorts Service In 24/7 Delh...
 
Insurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageInsurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usage
 
Dr. Admir Softic_ presentation_Green Club_ENG.pdf
Dr. Admir Softic_ presentation_Green Club_ENG.pdfDr. Admir Softic_ presentation_Green Club_ENG.pdf
Dr. Admir Softic_ presentation_Green Club_ENG.pdf
 
Call Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service Available
Call Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service AvailableCall Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service Available
Call Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service Available
 
Falcon Invoice Discounting platform in india
Falcon Invoice Discounting platform in indiaFalcon Invoice Discounting platform in india
Falcon Invoice Discounting platform in india
 
FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756
FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756
FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756
 
Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...
Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...
Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...
 
Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...
Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...
Call Girls In DLf Gurgaon ➥99902@11544 ( Best price)100% Genuine Escort In 24...
 
Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876
Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876
Call Girls in Delhi, Escort Service Available 24x7 in Delhi 959961-/-3876
 
John Halpern sued for sexual assault.pdf
John Halpern sued for sexual assault.pdfJohn Halpern sued for sexual assault.pdf
John Halpern sued for sexual assault.pdf
 
Falcon's Invoice Discounting: Your Path to Prosperity
Falcon's Invoice Discounting: Your Path to ProsperityFalcon's Invoice Discounting: Your Path to Prosperity
Falcon's Invoice Discounting: Your Path to Prosperity
 
MONA 98765-12871 CALL GIRLS IN LUDHIANA LUDHIANA CALL GIRL
MONA 98765-12871 CALL GIRLS IN LUDHIANA LUDHIANA CALL GIRLMONA 98765-12871 CALL GIRLS IN LUDHIANA LUDHIANA CALL GIRL
MONA 98765-12871 CALL GIRLS IN LUDHIANA LUDHIANA CALL GIRL
 
Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...
Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...
Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...
 
A DAY IN THE LIFE OF A SALESMAN / WOMAN
A DAY IN THE LIFE OF A  SALESMAN / WOMANA DAY IN THE LIFE OF A  SALESMAN / WOMAN
A DAY IN THE LIFE OF A SALESMAN / WOMAN
 
Monthly Social Media Update April 2024 pptx.pptx
Monthly Social Media Update April 2024 pptx.pptxMonthly Social Media Update April 2024 pptx.pptx
Monthly Social Media Update April 2024 pptx.pptx
 
Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...
Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...
Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...
 
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
 
Value Proposition canvas- Customer needs and pains
Value Proposition canvas- Customer needs and painsValue Proposition canvas- Customer needs and pains
Value Proposition canvas- Customer needs and pains
 

Payment Disruption

  • 1. #RIC16 Payment  Update:  Gaining  New  ROI   From  Chip  Cards Erica  Shea,  Partner,  Kurt  Salmon Vibhav Prasad,  SVP,  Innovation,  Global  Acceptance  &  Merchant   Products,  Mastercard Moderator:  Adam  Blair,  Executive  Editor,  Retail  TouchPoints
  • 2. #RIC16 § 1.2  million  U.S.  merchant  locations  now  allow  the  use of  chip  cards § 67%  of  branded  MasterCards now  have  chips,  a  51%   increase  since  the  Oct.  1,  2015  liability  shift § 2  billion  smart  payment  cards  shipped  in  2015,  a  34%  increase over  2014 § In  the  U.S.,  570  million  smart  cards  shipped  in  2015,  a  two-­‐fold  increase over   2014 EMV  Shift:  The  Best  of  Times?
  • 3. #RIC16 § As  EMV  has  tightened  up  POS  security,  online  fraud  has risen  by  11% § In  other  markets,  online  fraud  increased  by  80%  to  100% in  the  first  3  years following  EMV  adoption § Confusion,  miscommunication  and  slower  checkouts  at  physical  points  of   sale,  souring  merchants  and  consumers  on  EMV’s  benefits. EMV  Shift:  The  Worst  of  Times?
  • 4. #RIC16 Payment  Update:  Gaining  New  ROI   From  Chip  Cards Vib Prasad,  SVP,  Innovation,  Global  Acceptance  &   Merchant  Products,  Mastercard
  • 5. #RIC16 2 Key  Trends  around  Retail  Payments
  • 6. #RIC16 § Internet  Usage1 § 3.2  Bn Internet  users  in  2015 § 7  fold  increase  from  2000  to   2015:  from  6.5%  to  43%  of   the  global  population § Proliferation  of  Devices2 § From  15  Bn connected   devices  today  to  50  Bn by   2020 Consumer  connectivity  is  on  the  rise 1. International  Telecommunications  Union,  May  2015 2. Cisco  &  DHL  -­‐ Internet  of  Things  in  Logistics,  2015 Source:  Cisco  Visual  Networking  Index:  Global  Mobile  Data  Traffic  Forecast  Update,  2015–2020   One  Exabyte  =  one  billion  gigabytes Global  Mobile  Data  Traffic 2015  to  2020
  • 7. #RIC16 6.5 2014 12.5 11.4 1.1 16.0 2020 Traditional Digital 22.5 Global  (ex-­‐China)  Card-­‐based  consumer  spend  (PV),  ($  Trillions) Digital  payments  could  represent  20-­‐30%  of   consumer  payments  by  2020 2 In-­‐app Browser Contactless Source:  BCG