Cost of Type 2 Diabetes in India * Intro - Why Cost of Diabetes is discussed? * Direct Costs in Diabetes * Indirect Costs in Diabetes * Intangible Costs involved in Diabetes * How to Safe Guard Yourself Against these costs?

1. COST of
TYPE 2 DIABETES
in
A Publication of www.Grass-Diabetes.com
An initiative of Singhal Diabetic Clinic

2. Table of Contents
Intro - Why Cost of Diabetes is discussed?
Direct Costs in Diabetes
Indirect Costs in Diabetes
Intangible Costs involved in Diabetes
How to Safe Guard Yourself Against these costs?

3. “You will have to spend
money on controlling
diabetes, but, sadly you
can’t get rid of
diabetes…
“Let’s put it straight, if asked what is more fearful of
a disease than the disease itself, the answer will be,
Cost of its Treatment”

4. Why are we discussing?
Cost of Diabetes Treatment
• You have invested in a medical and health insurance policy to fight the
eventualities of life
• You would have also got your family covered in additional family floaters of those
policies
• Moreover, to take care of your family even after you’ve gone you would have taken
life insurance policies.
We know that under you’ll not let money come in between your family to provide
them the best medical care. But, the hard fact is that the costs involved in getting a
treatment are very frightening these days.
Type 2 diabetes is a disease which not only drains you physically but it has all the
potential of draining your financial balance. This incurable, chronic and often
devastating illness costs very high in a person’s life. Because of its chronic nature, the
severity of its complications and the resources required to control it makes it a costly
disease.
Studies in India have estimated that, for an average income Indian family with an adult
with diabetes, as much as 25% of family income may go in diabetes care.
The cost of diabetes is not only a financial problem but has many intangible costs also
which includes pain, anxiety, inconvenience and usually lowering the quality of life.
These factors together have greater impact on the lives of patients and their families
and are very difficult to quantify.

5. Direct Costs involved in Diabetes
• Direct costs include medical care, drugs, insulin and other medical provisions
• Direct costs to the healthcare sector include hospital services, physician
services and lab tests
• A diabetic patient also gets to bear the increased premium payments for
health and life insurance
• Directs costs are involved in daily control of diabetes - it includes keeping
stock of products such as insulin, syringes and blood-testing equipment
• The treatment of long-term complications, such as heart disease/ heart
stroke, kidney failure and foot problems are major cost contributors in
diabetes complications including the resultant long hospital admission
charges for such treatments
Many of these potentially preventable risks arising out of long term diabetes
are avoidable if prompt diagnosis of diabetes is done with effective education
and complete long term care.

6. Indirect Costs in Diabetes
Apart from regular directs costs there are many indirect costs involved due to
complications arising out of diabetes
• Diabetes affects your potential and stamina to work. It has been observed
that a number of diabetic patients aren’t able to display the same working
efficiency as they would have shown before the onset of their condition
• Loss of work productivity is also observed due to:
o Sickness
o Absence from work for treatment
o Disability arising out of various serious complications in diabetes
o Premature retirement or premature mortality are also a few causes for
loss of productivity
Families who have a diabetic patient gets to suffer the possible loss of earnings
as a result of diabetes and its consequences. No insurance covers those costs
and sufferings.

7. Intangible Costs associated with
Diabetes
Costs are always not to be measured in “MONEY”; there are possibilities of those
costs to have more intangible affect in our lives.
Imagine the life affected with financial burden of diabetes treatment is also
included with pain, anxiety, inconvenience and other similar aspects?
A diabetic person’s life also experiences negativity due to restriction in leisure
and mobility.
Diabetes treatment, mainly insulin injection and self-monitoring, can be time-
consuming, inconvenient and uncomfortable.
So, what Can You Do to Avoid
Type 2 Diabetes?

8. How WE can help YOU to AVOID DIABETES?
You can get a personalized report on YOUR RISK of Type 2 Diabetes
based on your LIFESTYLE & GENES
Get registered at www.Grass-Diabetes.com
How YOU can help yourself to tackle DIABETES?
 Get your regular screening done to avoid type 2 diabetes. Remember,
type 2 diabetes is incurable but completely avoidable - Basically if you
think you have any chances of getting diabetes, get aware of it
 Adapt healthier eating and exercise habits
A Publication of www.Grass-Diabetes.com
CLICK TO AVOID DIABETES