What is a regional rural bank ? What is the shareholding pattern of RRB? What are its role and functions ? The organizational structure of RRBs. List and objectives of RRBs. It is a presentation presented by 5 .

1. REGIONAL RURAL BANK (RRB)

2. PRESENTED BY:
 JINIA BANERJEE
 PUSPITA NANDY
 ROHAN KUMAR
 ABHIJEET SAHU
 KHUSHBOO

3. CONTENT:
o WHAT IS A REGIONAL RURAL BANK?
o SHAREHOLDING PATTERN OF RRBs
o ROLES AND FUNCTIONS OF RRBs
o ORGANIZATIONAL STRUCTURE
o LIST OF DIFFERENT RRBs
o OBJECTIVES OF RRBs

4. What is a Regional Rural Bank?
Regional Rural Banks (RRBs) also known as Gramin
banks, are Indian scheduled commercial banks
(Government banks) operating at regional level in
different States of India. It is regulated by the Rural
Planning and Credit Development and is supervised
by NABARD.
Regional Rural Banks were established under the provisions of an Ordinance passed on 26
September 1975 and the RRB Act 1987 to provide sufficient banking and credit facility for agriculture
and other rural sectors. As a result, Five Regional Rural Banks were set up on 2nd October 1975.
These were set up on the recommendations of The Narshimham Committee Working Group with a
view to include rural areas into economic mainstream since that time about 70% of the Indian
Population was of Rural Orientation.
The 1st RRB named “Prathama Bank” was established in Moradabad on 2nd October 1975 and the
sponsor bank was Syndicate Bank.

5. Shareholding Pattern of Regional Rural Banks
50% - CENTRAL GOVERNMENT
15% - STATE GOVERNMENT
35% - SPONSOR BANKS
Some of the sponsor banks are as follows:

6. Accepting
Deposits
Granting
Loans
ROLES
Overall
Development
Local
Effects
Providing
Banking
Facility
Govt.
Operations
Credit
Facility
Roles and functions of RRB

7. Organizational Structure
Board of
Directors (BOD)
Chairman & Managing
Director
General Manager
Chief Managers / Regional
Managers
Senior Manager
Manager
Officer / Assistant

8. List Of Regional Rural Banks
Bangiya Gramin Vikash Bank ( Murshidabad , West Bengal )
 Paschim Banga Gramin Bank ( Howrah , West Bengal )
 Aryavart Bank ( Uttar Pradesh )
 Mizoram Rural Bank ( Mizoram )
 Assam Gramin Vikash Bank ( Guwahati, Assam )
 Jharkhand Rajya Gramin Bank ( Jharkhand )
 Ellaquai Dehati Bank ( Srinagar, Jammu & Kashmir) etc.
Presently there are 43 RRBs in India Since 1st April 2020. Some of them are as follows :

9. Objectives of RRBs
•Secure – financial services & products
•Establish proper financial institutions
•Build and maintain financial sustainability.
•Increase awareness about the benefits of financial services.
•Improve financial literacy.
•Provide tailor-made & custom-made financial solutions.