SlideShare una empresa de Scribd logo
1 de 4
Descargar para leer sin conexión
FINANZAS I
     TABLA "B" FLUJO DE EFECTIVOS IGUALES                               FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n)

n       1%         2%         3%         4%         5%         6%         7%         8%        9%        10%       11%       12%       13%       14%       15%       16%       17%       18%       19%       20%         21%         22%         23%         24%       25%
1      0,99010    0,98039    0,97087    0,96154    0,95238    0,94340    0,93458    0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333     0,82645     0,81967     0,81301     0,80645   0,80000
2      1,97040    1,94156    1,91347    1,88609    1,85941    1,83339    1,80802    1,78326   1,75911   1,73554   1,71252   1,69005   1,66810   1,64666   1,62571   1,60523   1,58521   1,56564   1,54650   1,52778     1,50946     1,49153     1,47399     1,45682   1,44000
3      2,94099    2,88388    2,82861    2,77509    2,72325    2,67301    2,62432    2,57710   2,53129   2,48685   2,44371   2,40183   2,36115   2,32163   2,28323   2,24589   2,20958   2,17427   2,13992   2,10648     2,07393     2,04224     2,01137     1,98130   1,95200
4      3,90197    3,80773    3,71710    3,62990    3,54595    3,46511    3,38721    3,31213   3,23972   3,16987   3,10245   3,03735   2,97447   2,91371   2,85498   2,79818   2,74324   2,69006   2,63859   2,58873     2,54044     2,49364     2,44827     2,40428   2,36160
5      4,85343    4,71346    4,57971    4,45182    4,32948    4,21236    4,10020    3,99271   3,88965   3,79079   3,69590   3,60478   3,51723   3,43308   3,35216   3,27429   3,19935   3,12717   3,05763   2,99061     2,92598     2,86364     2,80347     2,74538   2,68928
6      5,79548    5,60143    5,41719    5,24214    5,07569    4,91732    4,76654    4,62288   4,48592   4,35526   4,23054   4,11141   3,99755   3,88867   3,78448   3,68474   3,58918   3,49760   3,40978   3,32551     3,24462     3,16692     3,09225     3,02047   2,95142
7      6,72819    6,47199    6,23028    6,00205    5,78637    5,58238    5,38929    5,20637   5,03295   4,86842   4,71220   4,56376   4,42261   4,28830   4,16042   4,03857   3,92238   3,81153   3,70570   3,60459     3,50795     3,41551     3,32704     3,24232   3,16114
8      7,65168    7,32548    7,01969    6,73274    6,46321    6,20979    5,97130    5,74664   5,53482   5,33493   5,14612   4,96764   4,79877   4,63886   4,48732   4,34359   4,20716   4,07757   3,95437   3,83716     3,72558     3,61927     3,51792     3,42122   3,32891
9      8,56602    8,16224    7,78611    7,43533    7,10782    6,80169    6,51523    6,24689   5,99525   5,75902   5,53705   5,32825   5,13166   4,94637   4,77158   4,60654   4,45057   4,30302   4,16333   4,03097     3,90543     3,78628     3,67310     3,56550   3,46313
10     9,47130    8,98259    8,53020    8,11090    7,72173    7,36009    7,02358    6,71008   6,41766   6,14457   5,88923   5,65022   5,42624   5,21612   5,01877   4,83323   4,65860   4,49409   4,33893   4,19247     4,05408     3,92318     3,79927     3,68186   3,57050
11    10,36763    9,78685    9,25262    8,76048    8,30641    7,88687    7,49867    7,13896   6,80519   6,49506   6,20652   5,93770   5,68694   5,45273   5,23371   5,02864   4,83641   4,65601   4,48650   4,32706     4,17692     4,03540     3,90185     3,77569   3,65640
12    11,25508   10,57534    9,95400    9,38507    8,86325    8,38384    7,94269    7,53608   7,16073   6,81369   6,49236   6,19437   5,91765   5,66029   5,42062   5,19711   4,98839   4,79322   4,61050   4,43922     4,27845     4,12737     3,98524     3,85136   3,72512
13    12,13374   11,34837   10,63496    9,98565    9,39357    8,85268    8,35765    7,90378   7,48690   7,10336   6,74987   6,42355   6,12181   5,84236   5,58315   5,34233   5,11828   4,90951   4,71471   4,53268     4,36235     4,20277     4,05304     3,91239   3,78010
14    13,00370   12,10625   11,29607   10,56312    9,89864    9,29498    8,74547    8,24424   7,78615   7,36669   6,98187   6,62817   6,30249   6,00207   5,72448   5,46753   5,22930   5,00806   4,80228   4,61057     4,43170     4,26456     4,10816     3,96160   3,82408
15    13,86505   12,84926   11,93794   11,11839   10,37966    9,71225    9,10791    8,55948   8,06069   7,60608   7,19087   6,81086   6,46238   6,14217   5,84737   5,57546   5,32419   5,09158   4,87586   4,67547     4,48901     4,31522     4,15298     4,00129   3,85926
16    14,71787   13,57771   12,56110   11,65230   10,83777   10,10590    9,44665    8,85137   8,31256   7,82371   7,37916   6,97399   6,60388   6,26506   5,95423   5,66850   5,40529   5,16235   4,93770   4,72956     4,53637     4,35673     4,18941     4,03330   3,88741
17    15,56225   14,29187   13,16612   12,16567   11,27407   10,47726    9,76322    9,12164   8,54363   8,02155   7,54879   7,11963   6,72909   6,37286   6,04716   5,74870   5,47461   5,22233   4,98966   4,77463     4,57551     4,39077     4,21904     4,05911   3,90993
18    16,39827   14,99203   13,75351   12,65930   11,68959   10,82760   10,05909    9,37189   8,75563   8,20141   7,70162   7,24967   6,83991   6,46742   6,12797   5,81785   5,53385   5,27316   5,03333   4,81219     4,60786     4,41866     4,24312     4,07993   3,92794
19    17,22601   15,67846   14,32380   13,13394   12,08532   11,15812   10,33560    9,60360   8,95011   8,36492   7,83929   7,36578   6,93797   6,55037   6,19823   5,87746   5,58449   5,31624   5,07003   4,84350     4,63460     4,44152     4,26270     4,09672   3,94235
20    18,04555   16,35143   14,87747   13,59033   12,46221   11,46992   10,59401    9,81815   9,12855   8,51356   7,96333   7,46944   7,02475   6,62313   6,25933   5,92884   5,62777   5,35275   5,10086   4,86958     4,65669     4,46027     4,27862     4,11026   3,95388
21    18,85698   17,01121   15,41502   14,02916   12,82115   11,76408   10,83553   10,01680   9,29224   8,64869   8,07507   7,56200   7,10155   6,68696   6,31246   5,97314   5,66476   5,38368   5,12677   4,89132     4,67495     4,47563     4,29156     4,12117   3,96311
22    19,66038   17,65805   15,93692   14,45112   13,16300   12,04158   11,06124   10,20074   9,44243   8,77154   8,17574   7,64465   7,16951   6,74294   6,35866   6,01133   5,69637   5,40990   5,14855   4,90943     4,69004     4,48822     4,30208     4,12998   3,97049
23    20,45582   18,29220   16,44361   14,85684   13,48857   12,30338   11,27219   10,37106   9,58021   8,88322   8,26643   7,71843   7,22966   6,79206   6,39884   6,04425   5,72340   5,43212   5,16685   4,92453     4,70251     4,49854     4,31063     4,13708   3,97639
24    21,24339   18,91393   16,93554   15,24696   13,79864   12,55036   11,46933   10,52876   9,70661   8,98474   8,34814   7,78432   7,28288   6,83514   6,43377   6,07263   5,74649   5,45095   5,18223   4,93710     4,71282     4,50700     4,31759     4,14281   3,98111
25    22,02316   19,52346   17,41315   15,62208   14,09394   12,78336   11,65358   10,67478   9,82258   9,07704   8,42174   7,84314   7,32998   6,87293   6,46415   6,09709   5,76623   5,46691   5,19515   4,94759     4,72134     4,51393     4,32324     4,14742   3,98489

n      26%         27%       28%         29%        30%        31%        32%        33%       34%       35%       36%       37%       38%       39%       40%       41%       42%       43%       44%       45%         46%         47%         48%         49%       50%
1      0,79365    0,78740    0,78125    0,77519    0,76923    0,76336    0,75758    0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966     0,68493     0,68027     0,67568     0,67114   0,66667
2      1,42353    1,40740    1,39160    1,37612    1,36095    1,34608    1,33150    1,31720   1,30319   1,28944   1,27595   1,26272   1,24974   1,23700   1,22449   1,21221   1,20016   1,18832   1,17670   1,16528     1,15406     1,14304     1,13221     1,12157   1,11111
3      1,92344    1,89559    1,86844    1,84195    1,81611    1,79090    1,76629    1,74226   1,71880   1,69588   1,67349   1,65162   1,63024   1,60935   1,58892   1,56895   1,54941   1,53030   1,51160   1,49330     1,47539     1,45785     1,44068     1,42387   1,40741
4      2,32019    2,27999    2,24097    2,20306    2,16624    2,13046    2,09567    2,06185   2,02895   1,99695   1,96580   1,93549   1,90597   1,87723   1,84923   1,82195   1,79536   1,76944   1,74416   1,71951     1,69547     1,67201     1,64911     1,62676   1,60494
5      2,63507    2,58267    2,53201    2,48300    2,43557    2,38966    2,34521    2,30214   2,26041   2,21996   2,18074   2,14269   2,10578   2,06995   2,03516   2,00138   1,96856   1,93667   1,90567   1,87553     1,84621     1,81769     1,78994     1,76293   1,73663
6      2,88498    2,82100    2,75938    2,70000    2,64275    2,58753    2,53425    2,48281   2,43314   2,38516   2,33878   2,29394   2,25056   2,20860   2,16797   2,12864   2,09054   2,05361   2,01783   1,98312     1,94946     1,91680     1,88509     1,85431   1,82442
7      3,08331    3,00866    2,93702    2,86821    2,80211    2,73857    2,67746    2,61866   2,56205   2,50752   2,45498   2,40433   2,35548   2,30834   2,26284   2,21889   2,17643   2,13540   2,09571   2,05733     2,02018     1,98422     1,94939     1,91565   1,88294
8      3,24073    3,15643    3,07579    2,99862    2,92470    2,85387    2,78595    2,72079   2,65824   2,59817   2,54043   2,48491   2,43151   2,38010   2,33060   2,28290   2,23693   2,19258   2,14980   2,10850     2,06862     2,03008     1,99283     1,95681   1,92196
9      3,36566    3,27278    3,18421    3,09970    3,01900    2,94189    2,86815    2,79759   2,73003   2,66531   2,60326   2,54373   2,48660   2,43173   2,37900   2,32830   2,27952   2,23258   2,18736   2,14379     2,10179     2,06128     2,02218     1,98444   1,94798
10     3,46481    3,36439    3,26892    3,17806    3,09154    3,00907    2,93041    2,85533   2,78361   2,71504   2,64945   2,58667   2,52652   2,46887   2,41357   2,36050   2,30952   2,26054   2,21345   2,16813     2,12451     2,08250     2,04202     2,00298   1,96532
11     3,54350    3,43653    3,33509    3,23881    3,14734    3,06036    2,97759    2,89874   2,82359   2,75188   2,68342   2,61800   2,55545   2,49559   2,43826   2,38333   2,33065   2,28010   2,23156   2,18492     2,14008     2,09694     2,05542     2,01542   1,97688
12     3,60595    3,49333    3,38679    3,28590    3,19026    3,09951    3,01332    2,93139   2,85342   2,77917   2,70840   2,64088   2,57641   2,51481   2,45590   2,39953   2,34553   2,29378   2,24414   2,19650     2,15074     2,10676     2,06447     2,02377   1,98459
13     3,65552    3,53806    3,42718    3,32240    3,22328    3,12940    3,04040    2,95593   2,87569   2,79939   2,72676   2,65758   2,59160   2,52864   2,46850   2,41101   2,35601   2,30334   2,25287   2,20448     2,15804     2,11344     2,07059     2,02938   1,98972
14     3,69485    3,57327    3,45873    3,35070    3,24867    3,15221    3,06091    2,97438   2,89231   2,81436   2,74027   2,66976   2,60261   2,53859   2,47750   2,41916   2,36338   2,31003   2,25894   2,20999     2,16304     2,11799     2,07472     2,03314   1,99315
15     3,72607    3,60100    3,48339    3,37264    3,26821    3,16963    3,07644    2,98826   2,90471   2,82545   2,75020   2,67866   2,61059   2,54575   2,48393   2,42493   2,36858   2,31470   2,26315   2,21378     2,16647     2,12108     2,07751     2,03566   1,99543
16     3,75085    3,62284    3,50265    3,38964    3,28324    3,18292    3,08822    2,99869   2,91396   2,83367   2,75750   2,68515   2,61637   2,55090   2,48852   2,42903   2,37224   2,31798   2,26608   2,21640     2,16881     2,12318     2,07940     2,03736   1,99696
17     3,77052    3,64003    3,51769    3,40282    3,29480    3,19307    3,09713    3,00653   2,92087   2,83975   2,76287   2,68989   2,62056   2,55460   2,49180   2,43194   2,37482   2,32026   2,26811   2,21821     2,17042     2,12462     2,08068     2,03850   1,99797
18     3,78613    3,65357    3,52945    3,41304    3,30369    3,20082    3,10389    3,01243   2,92602   2,84426   2,76681   2,69335   2,62359   2,55727   2,49414   2,43400   2,37663   2,32186   2,26952   2,21945     2,17152     2,12559     2,08154     2,03926   1,99865
19     3,79851    3,66422    3,53863    3,42096    3,31053    3,20673    3,10901    3,01687   2,92986   2,84760   2,76972   2,69588   2,62579   2,55919   2,49582   2,43546   2,37791   2,32298   2,27050   2,22031     2,17227     2,12625     2,08212     2,03977   1,99910
20     3,80834    3,67262    3,54580    3,42710    3,31579    3,21124    3,11288    3,02020   2,93273   2,85008   2,77185   2,69772   2,62738   2,56057   2,49701   2,43650   2,37881   2,32376   2,27118   2,22091     2,17279     2,12670     2,08251     2,04011   1,99940
21     3,81615    3,67923    3,55141    3,43186    3,31984    3,21469    3,11582    3,02271   2,93488   2,85191   2,77342   2,69907   2,62854   2,56156   2,49787   2,43723   2,37944   2,32431   2,27165   2,22131     2,17314     2,12701     2,08278     2,04035   1,99960
22     3,82234    3,68443    3,55579    3,43555    3,32296    3,21732    3,11805    3,02459   2,93648   2,85327   2,77457   2,70005   2,62938   2,56227   2,49848   2,43775   2,37989   2,32469   2,27198   2,22160     2,17339     2,12722     2,08296     2,04050   1,99973
23     3,82725    3,68853    3,55921    3,43841    3,32535    3,21933    3,11973    3,02601   2,93767   2,85427   2,77542   2,70077   2,62998   2,56279   2,49891   2,43812   2,38020   2,32496   2,27221   2,22179     2,17355     2,12736     2,08308     2,04060   1,99982
24     3,83115    3,69175    3,56188    3,44063    3,32719    3,22086    3,12101    3,02707   2,93856   2,85502   2,77604   2,70129   2,63042   2,56316   2,49922   2,43838   2,38043   2,32515   2,27237   2,22192     2,17367     2,12745     2,08316     2,04067   1,99988
25     3,83425    3,69429    3,56397    3,44235    3,32861    3,22203    3,12198    3,02788   2,93922   2,85557   2,77650   2,70167   2,63074   2,56342   2,49944   2,43857   2,38058   2,32528   2,27248   2,22202     2,17374     2,12752     2,08322     2,04072   1,99992

                                                                                                                                                                                                            Realizado por: José I. Jiménez 1/sem 2012.
                                                                                                                                                                                                                  Escuela: Administración Comercial UC
                                                                                                                                                                                                                                   Asignatura: Finanzas I
                                                                                                                                                                                                                                        Prof: Neirys Soto
FINANZAS I
     TABLA "B" FLUJO DE EFECTIVOS IGUALES                         FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n)

n      51%       52%       53%       54%       55%       56%        57%       58%       59%       60%       61%       62%       63%       64%       65%       66%       67%       68%       69%       70%       71%       72%         73%         74%         75%
1     0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
2     1,10083   1,09072   1,08078   1,07101   1,06139   1,05194    1,04264   1,03349   1,02448   1,01563   1,00691   0,99832   0,98988   0,98156   0,97337   0,96531   0,95737   0,94955   0,94184   0,93426   0,92678   0,91942     0,91216     0,90501     0,89796
3     1,39128   1,37547   1,35999   1,34481   1,32993   1,31535    1,30104   1,28702   1,27326   1,25977   1,24653   1,23353   1,22078   1,20827   1,19598   1,18392   1,17208   1,16044   1,14902   1,13780   1,12677   1,11594     1,10529     1,09483     1,08455
4     1,58363   1,56281   1,54248   1,52260   1,50318   1,48420    1,46563   1,44748   1,42972   1,41235   1,39536   1,37872   1,36244   1,34650   1,33090   1,31561   1,30064   1,28598   1,27161   1,25753   1,24373   1,23020     1,21693     1,20393     1,19117
5     1,71101   1,68606   1,66175   1,63805   1,61496   1,59243    1,57047   1,54904   1,52813   1,50772   1,48780   1,46835   1,44935   1,43080   1,41267   1,39495   1,37763   1,36070   1,34415   1,32796   1,31212   1,29663     1,28146     1,26662     1,25210
6     1,79537   1,76714   1,73971   1,71302   1,68707   1,66182    1,63724   1,61332   1,59002   1,56733   1,54522   1,52367   1,50267   1,48219   1,46222   1,44274   1,42373   1,40518   1,38707   1,36939   1,35212   1,33525     1,31877     1,30266     1,28691
7     1,85124   1,82049   1,79066   1,76170   1,73359   1,70629    1,67977   1,65400   1,62894   1,60458   1,58088   1,55782   1,53538   1,51353   1,49226   1,47153   1,45134   1,43165   1,41247   1,39376   1,37551   1,35770     1,34033     1,32337     1,30681
8     1,88824   1,85559   1,82396   1,79331   1,76361   1,73480    1,70686   1,67974   1,65342   1,62786   1,60303   1,57890   1,55545   1,53264   1,51046   1,48887   1,46787   1,44741   1,42750   1,40809   1,38919   1,37076     1,35279     1,33527     1,31818
9     1,91274   1,87867   1,84572   1,81384   1,78297   1,75308    1,72411   1,69604   1,66882   1,64241   1,61679   1,59192   1,56776   1,54429   1,52149   1,49932   1,47776   1,45679   1,43639   1,41652   1,39718   1,37835     1,35999     1,34211     1,32467
10    1,92897   1,89386   1,85995   1,82717   1,79547   1,76479    1,73511   1,70636   1,67850   1,65151   1,62534   1,59995   1,57531   1,55140   1,52818   1,50562   1,48369   1,46238   1,44165   1,42149   1,40186   1,38276     1,36416     1,34604     1,32838
11    1,93971   1,90386   1,86925   1,83582   1,80353   1,77230    1,74211   1,71288   1,68459   1,65719   1,63064   1,60491   1,57995   1,55573   1,53223   1,50941   1,48724   1,46570   1,44476   1,42440   1,40460   1,38533     1,36657     1,34830     1,33051
12    1,94683   1,91043   1,87533   1,84144   1,80873   1,77712    1,74656   1,71701   1,68842   1,66075   1,63394   1,60797   1,58279   1,55837   1,53468   1,51169   1,48937   1,46768   1,44661   1,42612   1,40620   1,38682     1,36796     1,34960     1,33172
13    1,95154   1,91476   1,87930   1,84509   1,81208   1,78020    1,74940   1,71963   1,69083   1,66297   1,63599   1,60986   1,58453   1,55998   1,53617   1,51307   1,49064   1,46886   1,44770   1,42713   1,40713   1,38768     1,36876     1,35034     1,33241
14    1,95466   1,91760   1,88189   1,84746   1,81425   1,78218    1,75121   1,72128   1,69235   1,66435   1,63726   1,61102   1,58560   1,56097   1,53707   1,51390   1,49140   1,46956   1,44834   1,42772   1,40768   1,38819     1,36923     1,35077     1,33281
15    1,95673   1,91948   1,88359   1,84900   1,81564   1,78345    1,75236   1,72233   1,69330   1,66522   1,63805   1,61174   1,58626   1,56156   1,53762   1,51439   1,49186   1,46997   1,44872   1,42807   1,40800   1,38848     1,36949     1,35102     1,33303
16    1,95810   1,92071   1,88470   1,85000   1,81654   1,78426    1,75310   1,72299   1,69390   1,66576   1,63854   1,61219   1,58666   1,56193   1,53795   1,51470   1,49213   1,47022   1,44895   1,42828   1,40819   1,38865     1,36965     1,35116     1,33316
17    1,95901   1,92152   1,88542   1,85065   1,81713   1,78478    1,75357   1,72341   1,69428   1,66610   1,63884   1,61246   1,58691   1,56215   1,53815   1,51488   1,49229   1,47037   1,44908   1,42840   1,40830   1,38875     1,36974     1,35124     1,33323
18    1,95961   1,92205   1,88590   1,85107   1,81750   1,78512    1,75386   1,72368   1,69451   1,66631   1,63903   1,61263   1,58706   1,56229   1,53827   1,51499   1,49239   1,47046   1,44916   1,42847   1,40836   1,38881     1,36979     1,35129     1,33328
19    1,96000   1,92240   1,88621   1,85135   1,81774   1,78533    1,75405   1,72385   1,69466   1,66645   1,63915   1,61273   1,58715   1,56237   1,53835   1,51505   1,49245   1,47051   1,44921   1,42851   1,40840   1,38884     1,36982     1,35132     1,33330
20    1,96027   1,92263   1,88641   1,85152   1,81790   1,78547    1,75417   1,72395   1,69476   1,66653   1,63922   1,61280   1,58721   1,56242   1,53839   1,51509   1,49248   1,47054   1,44924   1,42854   1,40842   1,38886     1,36984     1,35133     1,33331
21    1,96044   1,92278   1,88654   1,85164   1,81800   1,78556    1,75425   1,72402   1,69482   1,66658   1,63927   1,61284   1,58725   1,56245   1,53842   1,51512   1,49251   1,47056   1,44925   1,42855   1,40843   1,38887     1,36985     1,35134     1,33332
22    1,96056   1,92288   1,88663   1,85171   1,81806   1,78561    1,75430   1,72406   1,69485   1,66661   1,63930   1,61286   1,58727   1,56247   1,53844   1,51513   1,49252   1,47057   1,44926   1,42856   1,40844   1,38888     1,36986     1,35134     1,33333
23    1,96063   1,92295   1,88669   1,85176   1,81811   1,78565    1,75433   1,72409   1,69488   1,66663   1,63932   1,61288   1,58728   1,56248   1,53845   1,51514   1,49253   1,47058   1,44927   1,42856   1,40844   1,38888     1,36986     1,35135     1,33333
24    1,96069   1,92299   1,88672   1,85179   1,81813   1,78567    1,75435   1,72411   1,69489   1,66665   1,63933   1,61289   1,58729   1,56249   1,53845   1,51514   1,49253   1,47058   1,44927   1,42857   1,40845   1,38889     1,36986     1,35135     1,33333
25    1,96072   1,92302   1,88675   1,85181   1,81815   1,78569    1,75436   1,72412   1,69490   1,66665   1,63933   1,61289   1,58729   1,56249   1,53846   1,51515   1,49253   1,47058   1,44927   1,42857   1,40845   1,38889     1,36986     1,35135     1,33333

n      76%       77%       78%       79%       80%       81%        82%       83%       84%       85%       86%       87%       88%       89%       90%       91%       92%       93%       94%       95%       96%       97%         98%         99%        100%
1     0,56818   0,56497   0,56180   0,55866   0,55556   0,55249    0,54945   0,54645   0,54348   0,54054   0,53763   0,53476   0,53191   0,52910   0,52632   0,52356   0,52083   0,51813   0,51546   0,51282   0,51020   0,50761     0,50505     0,50251     0,50000
2     0,89101   0,88416   0,87741   0,87076   0,86420   0,85773    0,85135   0,84505   0,83885   0,83272   0,82669   0,82073   0,81485   0,80905   0,80332   0,79768   0,79210   0,78660   0,78117   0,77581   0,77051   0,76529     0,76013     0,75503     0,75000
3     1,07444   1,06450   1,05473   1,04512   1,03567   1,02637    1,01722   1,00823   0,99937   0,99066   0,98209   0,97365   0,96534   0,95717   0,94912   0,94119   0,93339   0,92570   0,91813   0,91067   0,90332   0,89608     0,88895     0,88193     0,87500
4     1,17866   1,16638   1,15434   1,14252   1,13093   1,11954    1,10836   1,09739   1,08662   1,07603   1,06564   1,05543   1,04540   1,03554   1,02585   1,01633   1,00697   0,99777   0,98873   0,97983   0,97108   0,96248     0,95402     0,94569     0,93750
5     1,23787   1,22395   1,21030   1,19694   1,18385   1,17102    1,15844   1,14612   1,13403   1,12218   1,11056   1,09916   1,08798   1,07700   1,06624   1,05567   1,04530   1,03511   1,02512   1,01530   1,00565   0,99618     0,98688     0,97773     0,96875
6     1,27152   1,25647   1,24174   1,22734   1,21325   1,19946    1,18596   1,17274   1,15980   1,14712   1,13471   1,12255   1,11063   1,09894   1,08749   1,07627   1,06526   1,05446   1,04387   1,03349   1,02329   1,01329     1,00347     0,99384     0,98438
7     1,29064   1,27484   1,25941   1,24432   1,22958   1,21517    1,20108   1,18729   1,17380   1,16061   1,14769   1,13505   1,12267   1,11055   1,09868   1,08705   1,07566   1,06449   1,05354   1,04281   1,03229   1,02197     1,01186     1,00193     0,99219
8     1,30150   1,28522   1,26933   1,25381   1,23866   1,22385    1,20938   1,19524   1,18142   1,16790   1,15467   1,14174   1,12908   1,11669   1,10457   1,09270   1,08107   1,06968   1,05853   1,04760   1,03688   1,02638     1,01609     1,00599     0,99609
9     1,30767   1,29108   1,27490   1,25911   1,24370   1,22865    1,21395   1,19958   1,18555   1,17184   1,15843   1,14531   1,13249   1,11994   1,10767   1,09565   1,08389   1,07237   1,06110   1,05005   1,03923   1,02862     1,01823     1,00804     0,99805
10    1,31118   1,29440   1,27804   1,26207   1,24650   1,23130    1,21645   1,20196   1,18780   1,17397   1,16044   1,14723   1,13430   1,12166   1,10930   1,09720   1,08536   1,07377   1,06242   1,05131   1,04042   1,02976     1,01931     1,00906     0,99902
11    1,31317   1,29627   1,27980   1,26373   1,24806   1,23276    1,21783   1,20326   1,18902   1,17512   1,16153   1,14825   1,13527   1,12257   1,11016   1,09801   1,08612   1,07449   1,06310   1,05195   1,04103   1,03033     1,01985     1,00958     0,99951
12    1,31430   1,29733   1,28078   1,26465   1,24892   1,23357    1,21859   1,20397   1,18969   1,17574   1,16211   1,14880   1,13578   1,12305   1,11061   1,09843   1,08652   1,07487   1,06346   1,05228   1,04134   1,03063     1,02013     1,00984     0,99976
13    1,31494   1,29793   1,28134   1,26517   1,24940   1,23402    1,21900   1,20435   1,19005   1,17607   1,16243   1,14909   1,13605   1,12331   1,11085   1,09866   1,08673   1,07506   1,06364   1,05245   1,04150   1,03077     1,02027     1,00997     0,99988
14    1,31531   1,29826   1,28165   1,26546   1,24967   1,23426    1,21923   1,20456   1,19024   1,17626   1,16259   1,14925   1,13620   1,12344   1,11097   1,09877   1,08684   1,07516   1,06373   1,05254   1,04158   1,03085     1,02034     1,01003     0,99994
15    1,31552   1,29845   1,28183   1,26562   1,24981   1,23440    1,21936   1,20468   1,19035   1,17635   1,16269   1,14933   1,13628   1,12352   1,11104   1,09883   1,08690   1,07521   1,06378   1,05258   1,04162   1,03089     1,02037     1,01007     0,99997
16    1,31563   1,29856   1,28193   1,26571   1,24990   1,23447    1,21943   1,20474   1,19041   1,17641   1,16273   1,14937   1,13632   1,12355   1,11107   1,09887   1,08692   1,07524   1,06380   1,05261   1,04164   1,03091     1,02039     1,01008     0,99998
17    1,31570   1,29862   1,28198   1,26576   1,24994   1,23452    1,21947   1,20478   1,19044   1,17644   1,16276   1,14940   1,13634   1,12357   1,11109   1,09888   1,08694   1,07525   1,06382   1,05262   1,04166   1,03092     1,02040     1,01009     0,99999
18    1,31574   1,29866   1,28201   1,26579   1,24997   1,23454    1,21949   1,20480   1,19046   1,17645   1,16277   1,14941   1,13635   1,12358   1,11110   1,09889   1,08695   1,07526   1,06382   1,05263   1,04166   1,03092     1,02040     1,01010     1,00000
19    1,31576   1,29868   1,28203   1,26580   1,24998   1,23455    1,21950   1,20481   1,19047   1,17646   1,16278   1,14942   1,13636   1,12359   1,11111   1,09890   1,08695   1,07526   1,06383   1,05263   1,04166   1,03093     1,02041     1,01010     1,00000
20    1,31577   1,29869   1,28204   1,26581   1,24999   1,23456    1,21950   1,20481   1,19047   1,17647   1,16279   1,14942   1,13636   1,12359   1,11111   1,09890   1,08695   1,07527   1,06383   1,05263   1,04167   1,03093     1,02041     1,01010     1,00000
21    1,31578   1,29869   1,28204   1,26582   1,24999   1,23456    1,21951   1,20482   1,19047   1,17647   1,16279   1,14942   1,13636   1,12359   1,11111   1,09890   1,08696   1,07527   1,06383   1,05263   1,04167   1,03093     1,02041     1,01010     1,00000
22    1,31578   1,29870   1,28205   1,26582   1,25000   1,23457    1,21951   1,20482   1,19047   1,17647   1,16279   1,14942   1,13636   1,12359   1,11111   1,09890   1,08696   1,07527   1,06383   1,05263   1,04167   1,03093     1,02041     1,01010     1,00000
23    1,31579   1,29870   1,28205   1,26582   1,25000   1,23457    1,21951   1,20482   1,19048   1,17647   1,16279   1,14942   1,13636   1,12360   1,11111   1,09890   1,08696   1,07527   1,06383   1,05263   1,04167   1,03093     1,02041     1,01010     1,00000
24    1,31579   1,29870   1,28205   1,26582   1,25000   1,23457    1,21951   1,20482   1,19048   1,17647   1,16279   1,14942   1,13636   1,12360   1,11111   1,09890   1,08696   1,07527   1,06383   1,05263   1,04167   1,03093     1,02041     1,01010     1,00000
25    1,31579   1,29870   1,28205   1,26582   1,25000   1,23457    1,21951   1,20482   1,19048   1,17647   1,16279   1,14943   1,13636   1,12360   1,11111   1,09890   1,08696   1,07527   1,06383   1,05263   1,04167   1,03093     1,02041     1,01010     1,00000

                                                                                                                                                                                                                         Realizado por: José I. Jiménez 1/sem 2012.
                                                                                                                                                                                                                               Escuela: Administración Comercial UC
                                                                                                                                                                                                                                                Asignatura: Finanzas I
                                                                                                                                                                                                                                                     Prof: Neirys Soto
FINANZAS I
     TABLA "B" FLUJO DE EFECTIVOS IGUALES                         FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n)

n     101%      102%      103%      104%      105%      106%       107%      108%      109%      110%      111%      112%      113%      114%      115%      116%      117%      118%      119%      120%      121%      122%        123%        124%        125%
1     0,49751   0,49505   0,49261   0,49020   0,48780   0,48544    0,48309   0,48077   0,47847   0,47619   0,47393   0,47170   0,46948   0,46729   0,46512   0,46296   0,46083   0,45872   0,45662   0,45455   0,45249   0,45045     0,44843     0,44643     0,44444
2     0,74503   0,74012   0,73528   0,73049   0,72576   0,72109    0,71647   0,71191   0,70740   0,70295   0,69855   0,69420   0,68990   0,68565   0,68145   0,67730   0,67319   0,66914   0,66512   0,66116   0,65723   0,65336     0,64952     0,64573     0,64198
3     0,86817   0,86145   0,85482   0,84828   0,84183   0,83548    0,82921   0,82303   0,81694   0,81093   0,80500   0,79915   0,79338   0,78769   0,78207   0,77653   0,77106   0,76566   0,76033   0,75507   0,74988   0,74475     0,73970     0,73470     0,72977
4     0,92944   0,92151   0,91370   0,90602   0,89846   0,89101    0,88368   0,87646   0,86935   0,86235   0,85545   0,84866   0,84196   0,83537   0,82887   0,82247   0,81616   0,80994   0,80380   0,79776   0,79180   0,78593     0,78013     0,77442     0,76879
5     0,95992   0,95124   0,94271   0,93432   0,92608   0,91797    0,90999   0,90214   0,89443   0,88683   0,87936   0,87201   0,86477   0,85765   0,85064   0,84373   0,83694   0,83025   0,82365   0,81716   0,81077   0,80447     0,79827     0,79215     0,78613
6     0,97508   0,96596   0,95700   0,94820   0,93955   0,93105    0,92270   0,91449   0,90642   0,89849   0,89069   0,88302   0,87548   0,86806   0,86076   0,85358   0,84652   0,83956   0,83272   0,82598   0,81935   0,81282     0,80640     0,80007     0,79383
7     0,98263   0,97325   0,96404   0,95500   0,94612   0,93740    0,92884   0,92043   0,91216   0,90404   0,89606   0,88822   0,88051   0,87293   0,86547   0,85814   0,85093   0,84384   0,83686   0,82999   0,82324   0,81659     0,81004     0,80360     0,79726
8     0,98638   0,97686   0,96751   0,95833   0,94933   0,94049    0,93181   0,92328   0,91491   0,90669   0,89861   0,89067   0,88287   0,87520   0,86766   0,86025   0,85296   0,84580   0,83875   0,83181   0,82499   0,81828     0,81168     0,80518     0,79878
9     0,98825   0,97864   0,96922   0,95997   0,95089   0,94198    0,93324   0,92466   0,91623   0,90795   0,89981   0,89182   0,88398   0,87626   0,86868   0,86123   0,85390   0,84670   0,83961   0,83264   0,82579   0,81905     0,81241     0,80588     0,79946
10    0,98918   0,97953   0,97006   0,96077   0,95165   0,94271    0,93393   0,92532   0,91685   0,90855   0,90039   0,89237   0,88450   0,87676   0,86915   0,86168   0,85433   0,84711   0,84000   0,83302   0,82615   0,81939     0,81274     0,80620     0,79976
11    0,98964   0,97996   0,97047   0,96116   0,95203   0,94306    0,93427   0,92563   0,91716   0,90883   0,90066   0,89263   0,88474   0,87699   0,86937   0,86189   0,85453   0,84730   0,84018   0,83319   0,82631   0,81955     0,81289     0,80634     0,79989
12    0,98987   0,98018   0,97068   0,96135   0,95221   0,94323    0,93443   0,92578   0,91730   0,90897   0,90079   0,89275   0,88485   0,87710   0,86948   0,86199   0,85462   0,84738   0,84027   0,83327   0,82639   0,81961     0,81295     0,80640     0,79995
13    0,98999   0,98029   0,97078   0,96145   0,95230   0,94332    0,93451   0,92586   0,91737   0,90903   0,90085   0,89281   0,88491   0,87715   0,86952   0,86203   0,85466   0,84742   0,84030   0,83330   0,82642   0,81965     0,81298     0,80643     0,79998
14    0,99004   0,98034   0,97083   0,96149   0,95234   0,94336    0,93454   0,92589   0,91740   0,90906   0,90087   0,89283   0,88493   0,87717   0,86955   0,86205   0,85468   0,84744   0,84032   0,83332   0,82643   0,81966     0,81300     0,80644     0,79999
15    0,99007   0,98037   0,97085   0,96152   0,95236   0,94338    0,93456   0,92591   0,91742   0,90908   0,90089   0,89285   0,88495   0,87718   0,86956   0,86206   0,85469   0,84745   0,84033   0,83333   0,82644   0,81967     0,81300     0,80645     0,80000
16    0,99009   0,98038   0,97086   0,96153   0,95237   0,94339    0,93457   0,92592   0,91742   0,90908   0,90090   0,89285   0,88495   0,87719   0,86956   0,86207   0,85470   0,84745   0,84033   0,83333   0,82644   0,81967     0,81301     0,80645     0,80000
17    0,99009   0,98039   0,97087   0,96153   0,95238   0,94339    0,93458   0,92592   0,91743   0,90909   0,90090   0,89285   0,88495   0,87719   0,86956   0,86207   0,85470   0,84746   0,84033   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
18    0,99010   0,98039   0,97087   0,96154   0,95238   0,94339    0,93458   0,92592   0,91743   0,90909   0,90090   0,89286   0,88495   0,87719   0,86956   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
19    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86956   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
20    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
21    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
22    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
23    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
24    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000
25    0,99010   0,98039   0,97087   0,96154   0,95238   0,94340    0,93458   0,92593   0,91743   0,90909   0,90090   0,89286   0,88496   0,87719   0,86957   0,86207   0,85470   0,84746   0,84034   0,83333   0,82645   0,81967     0,81301     0,80645     0,80000

n     126%      127%      128%      129%      130%      131%       132%      133%      134%      135%      136%      137%      138%      139%      140%      141%      142%      143%      144%      145%      146%      147%        148%        149%        150%
1     0,44248   0,44053   0,43860   0,43668   0,43478   0,43290    0,43103   0,42918   0,42735   0,42553   0,42373   0,42194   0,42017   0,41841   0,41667   0,41494   0,41322   0,41152   0,40984   0,40816   0,40650   0,40486     0,40323     0,40161     0,40000
2     0,63826   0,63459   0,63096   0,62737   0,62382   0,62030    0,61683   0,61338   0,60998   0,60661   0,60327   0,59998   0,59671   0,59348   0,59028   0,58711   0,58398   0,58087   0,57780   0,57476   0,57175   0,56877     0,56582     0,56289     0,56000
3     0,72490   0,72009   0,71533   0,71064   0,70601   0,70143    0,69691   0,69244   0,68803   0,68366   0,67935   0,67509   0,67089   0,66673   0,66262   0,65855   0,65454   0,65057   0,64664   0,64276   0,63892   0,63513     0,63138     0,62767     0,62400
4     0,76323   0,75775   0,75234   0,74701   0,74174   0,73655    0,73143   0,72637   0,72138   0,71645   0,71159   0,70679   0,70205   0,69738   0,69276   0,68820   0,68369   0,67924   0,67485   0,67051   0,66623   0,66200     0,65781     0,65368     0,64960
5     0,78019   0,77434   0,76857   0,76288   0,75728   0,75175    0,74630   0,74093   0,73563   0,73041   0,72525   0,72017   0,71515   0,71020   0,70532   0,70050   0,69574   0,69105   0,68641   0,68184   0,67733   0,67287     0,66847     0,66413     0,65984
6     0,78769   0,78165   0,77569   0,76982   0,76403   0,75833    0,75272   0,74718   0,74172   0,73634   0,73104   0,72581   0,72065   0,71556   0,71055   0,70560   0,70072   0,69590   0,69115   0,68647   0,68184   0,67728     0,67277     0,66833     0,66394
7     0,79102   0,78487   0,77881   0,77285   0,76697   0,76118    0,75548   0,74986   0,74433   0,73887   0,73349   0,72819   0,72296   0,71781   0,71273   0,70772   0,70278   0,69790   0,69310   0,68835   0,68368   0,67906     0,67450     0,67001     0,66557
8     0,79248   0,78628   0,78018   0,77417   0,76825   0,76242    0,75667   0,75101   0,74544   0,73994   0,73453   0,72919   0,72393   0,71875   0,71364   0,70860   0,70363   0,69873   0,69389   0,68912   0,68442   0,67978     0,67520     0,67069     0,66623
9     0,79313   0,78691   0,78078   0,77475   0,76880   0,76295    0,75719   0,75151   0,74591   0,74040   0,73497   0,72962   0,72434   0,71914   0,71402   0,70896   0,70398   0,69906   0,69422   0,68944   0,68472   0,68007     0,67549     0,67096     0,66649
10    0,79342   0,78718   0,78104   0,77500   0,76905   0,76318    0,75741   0,75172   0,74612   0,74060   0,73516   0,72980   0,72451   0,71931   0,71417   0,70911   0,70412   0,69920   0,69435   0,68957   0,68485   0,68019     0,67560     0,67107     0,66660
11    0,79355   0,78731   0,78116   0,77511   0,76915   0,76328    0,75750   0,75181   0,74620   0,74068   0,73524   0,72987   0,72459   0,71937   0,71424   0,70918   0,70418   0,69926   0,69441   0,68962   0,68490   0,68024     0,67564     0,67111     0,66664
12    0,79361   0,78736   0,78121   0,77516   0,76920   0,76333    0,75754   0,75185   0,74624   0,74071   0,73527   0,72990   0,72462   0,71940   0,71427   0,70920   0,70421   0,69928   0,69443   0,68964   0,68492   0,68026     0,67566     0,67113     0,66666
13    0,79363   0,78738   0,78123   0,77518   0,76922   0,76334    0,75756   0,75187   0,74626   0,74073   0,73528   0,72992   0,72463   0,71942   0,71428   0,70921   0,70422   0,69929   0,69444   0,68965   0,68493   0,68027     0,67567     0,67114     0,66666
14    0,79364   0,78739   0,78124   0,77519   0,76922   0,76335    0,75757   0,75187   0,74626   0,74074   0,73529   0,72992   0,72463   0,71942   0,71428   0,70922   0,70422   0,69930   0,69444   0,68965   0,68493   0,68027     0,67567     0,67114     0,66666
15    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75757   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71428   0,70922   0,70422   0,69930   0,69444   0,68965   0,68493   0,68027     0,67567     0,67114     0,66667
16    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75757   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70422   0,69930   0,69444   0,68965   0,68493   0,68027     0,67568     0,67114     0,66667
17    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
18    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
19    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
20    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
21    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
22    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
23    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
24    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667
25    0,79365   0,78740   0,78125   0,77519   0,76923   0,76336    0,75758   0,75188   0,74627   0,74074   0,73529   0,72993   0,72464   0,71942   0,71429   0,70922   0,70423   0,69930   0,69444   0,68966   0,68493   0,68027     0,67568     0,67114     0,66667

                                                                                                                                                                                                                         Realizado por: José I. Jiménez 1/sem 2012.
                                                                                                                                                                                                                               Escuela: Administración Comercial UC
                                                                                                                                                                                                                                                Asignatura: Finanzas I
                                                                                                                                                                                                                                                     Prof: Neirys Soto
FINANZAS I
     TABLA "B" FLUJO DE EFECTIVOS IGUALES                         FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n)

n     151%      152%      153%      154%      155%      156%       157%      158%      159%      160%      161%      162%      163%      164%      165%      166%      167%      168%      169%      170%      171%      172%        173%        174%        175%
1     0,39841   0,39683   0,39526   0,39370   0,39216   0,39063    0,38911   0,38760   0,38610   0,38462   0,38314   0,38168   0,38023   0,37879   0,37736   0,37594   0,37453   0,37313   0,37175   0,37037   0,36900   0,36765     0,36630     0,36496     0,36364
2     0,55713   0,55430   0,55148   0,54870   0,54594   0,54321    0,54051   0,53783   0,53517   0,53254   0,52994   0,52736   0,52480   0,52227   0,51976   0,51727   0,51481   0,51236   0,50994   0,50754   0,50517   0,50281     0,50048     0,49816     0,49587
3     0,62037   0,61678   0,61324   0,60972   0,60625   0,60282    0,59942   0,59606   0,59273   0,58944   0,58618   0,58296   0,57977   0,57662   0,57349   0,57040   0,56734   0,56431   0,56132   0,55835   0,55541   0,55250     0,54963     0,54677     0,54395
4     0,64557   0,64158   0,63764   0,63375   0,62990   0,62610    0,62234   0,61863   0,61495   0,61132   0,60773   0,60418   0,60067   0,59720   0,59377   0,59038   0,58702   0,58370   0,58042   0,57717   0,57395   0,57077     0,56763     0,56452     0,56144
5     0,65560   0,65142   0,64729   0,64321   0,63918   0,63520    0,63126   0,62737   0,62353   0,61974   0,61599   0,61228   0,60862   0,60500   0,60142   0,59789   0,59439   0,59093   0,58751   0,58414   0,58079   0,57749     0,57422     0,57099     0,56780
6     0,65960   0,65533   0,65110   0,64693   0,64281   0,63875    0,63473   0,63077   0,62685   0,62298   0,61915   0,61538   0,61164   0,60796   0,60431   0,60071   0,59715   0,59363   0,59015   0,58672   0,58332   0,57996     0,57664     0,57335     0,57011
7     0,66120   0,65688   0,65261   0,64840   0,64424   0,64014    0,63608   0,63208   0,62813   0,62422   0,62037   0,61656   0,61279   0,60907   0,60540   0,60177   0,59818   0,59464   0,59114   0,58767   0,58425   0,58087     0,57752     0,57422     0,57095
8     0,66183   0,65749   0,65321   0,64898   0,64480   0,64068    0,63661   0,63259   0,62862   0,62470   0,62083   0,61701   0,61323   0,60950   0,60581   0,60217   0,59857   0,59501   0,59150   0,58803   0,58459   0,58120     0,57785     0,57453     0,57125
9     0,66208   0,65773   0,65344   0,64920   0,64502   0,64089    0,63681   0,63279   0,62881   0,62488   0,62101   0,61718   0,61340   0,60966   0,60597   0,60232   0,59872   0,59515   0,59164   0,58816   0,58472   0,58132     0,57797     0,57465     0,57137
10    0,66218   0,65783   0,65353   0,64929   0,64511   0,64097    0,63689   0,63286   0,62888   0,62496   0,62108   0,61724   0,61346   0,60972   0,60603   0,60238   0,59877   0,59521   0,59169   0,58821   0,58477   0,58137     0,57801     0,57469     0,57141
11    0,66223   0,65787   0,65357   0,64933   0,64514   0,64100    0,63692   0,63289   0,62891   0,62498   0,62110   0,61727   0,61348   0,60974   0,60605   0,60240   0,59879   0,59523   0,59170   0,58822   0,58479   0,58139     0,57803     0,57470     0,57142
12    0,66224   0,65788   0,65359   0,64934   0,64515   0,64102    0,63694   0,63290   0,62892   0,62499   0,62111   0,61728   0,61349   0,60975   0,60606   0,60240   0,59880   0,59523   0,59171   0,58823   0,58479   0,58139     0,57803     0,57471     0,57143
13    0,66225   0,65789   0,65359   0,64935   0,64516   0,64102    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61349   0,60975   0,60606   0,60241   0,59880   0,59524   0,59171   0,58823   0,58479   0,58139     0,57803     0,57471     0,57143
14    0,66225   0,65789   0,65359   0,64935   0,64516   0,64102    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58823   0,58479   0,58139     0,57803     0,57471     0,57143
15    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
16    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
17    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
18    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
19    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
20    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
21    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
22    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
23    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
24    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143
25    0,66225   0,65789   0,65359   0,64935   0,64516   0,64103    0,63694   0,63291   0,62893   0,62500   0,62112   0,61728   0,61350   0,60976   0,60606   0,60241   0,59880   0,59524   0,59172   0,58824   0,58480   0,58140     0,57803     0,57471     0,57143

n     176%      177%      178%      179%      180%
1     0,36232   0,36101   0,35971   0,35842   0,35714
2     0,49359   0,49134   0,48911   0,48689   0,48469
3     0,54116   0,53839   0,53565   0,53294   0,53025
4     0,55839   0,55538   0,55239   0,54944   0,54652
5     0,56463   0,56151   0,55841   0,55535   0,55233
6     0,56690   0,56372   0,56058   0,55747   0,55440
7     0,56772   0,56452   0,56136   0,55823   0,55514
8     0,56801   0,56481   0,56164   0,55851   0,55541
9     0,56812   0,56491   0,56174   0,55860   0,55550
10    0,56816   0,56495   0,56178   0,55864   0,55554
11    0,56817   0,56496   0,56179   0,55865   0,55555
12    0,56818   0,56497   0,56180   0,55866   0,55555
13    0,56818   0,56497   0,56180   0,55866   0,55555
14    0,56818   0,56497   0,56180   0,55866   0,55556
15    0,56818   0,56497   0,56180   0,55866   0,55556
16    0,56818   0,56497   0,56180   0,55866   0,55556
17    0,56818   0,56497   0,56180   0,55866   0,55556
18    0,56818   0,56497   0,56180   0,55866   0,55556
19    0,56818   0,56497   0,56180   0,55866   0,55556
20    0,56818   0,56497   0,56180   0,55866   0,55556
21    0,56818   0,56497   0,56180   0,55866   0,55556
22    0,56818   0,56497   0,56180   0,55866   0,55556
23    0,56818   0,56497   0,56180   0,55866   0,55556
24    0,56818   0,56497   0,56180   0,55866   0,55556
25    0,56818   0,56497   0,56180   0,55866   0,55556

                                                                                                                                                                                                                         Realizado por: José I. Jiménez 1/sem 2012.
                                                                                                                                                                                                                               Escuela: Administración Comercial UC
                                                                                                                                                                                                                                                Asignatura: Finanzas I
                                                                                                                                                                                                                                                     Prof: Neirys Soto

Más contenido relacionado

La actualidad más candente

La actualidad más candente (16)

Tabel durbin watson
Tabel durbin watsonTabel durbin watson
Tabel durbin watson
 
F тархалт
F тархалтF тархалт
F тархалт
 
37895105 tablas-termodinamica
37895105 tablas-termodinamica37895105 tablas-termodinamica
37895105 tablas-termodinamica
 
ESTADISTICA.Tabla tstudent
ESTADISTICA.Tabla tstudentESTADISTICA.Tabla tstudent
ESTADISTICA.Tabla tstudent
 
Tablas termo
Tablas termoTablas termo
Tablas termo
 
Tabla distribucion normal
Tabla distribucion normalTabla distribucion normal
Tabla distribucion normal
 
Tablas y diagramas Termodinamicos
Tablas y diagramas TermodinamicosTablas y diagramas Termodinamicos
Tablas y diagramas Termodinamicos
 
ตารางการแจกแจง F
ตารางการแจกแจง Fตารางการแจกแจง F
ตารางการแจกแจง F
 
Tev3 tablas
Tev3 tablasTev3 tablas
Tev3 tablas
 
Tablas normal-chi-t-f
Tablas normal-chi-t-fTablas normal-chi-t-f
Tablas normal-chi-t-f
 
03.2014, REPORT, Monthly statistical bulletin, Mongol Bank
03.2014, REPORT, Monthly statistical bulletin, Mongol Bank03.2014, REPORT, Monthly statistical bulletin, Mongol Bank
03.2014, REPORT, Monthly statistical bulletin, Mongol Bank
 
Tabel t
Tabel tTabel t
Tabel t
 
Tablas termodinamica
Tablas termodinamicaTablas termodinamica
Tablas termodinamica
 
Dex dodge
Dex dodgeDex dodge
Dex dodge
 
Tablas t y Ji.pdf
Tablas t y Ji.pdfTablas t y Ji.pdf
Tablas t y Ji.pdf
 
Tabel t, z dan f dan chi kuadrat
Tabel t, z dan f dan chi kuadratTabel t, z dan f dan chi kuadrat
Tabel t, z dan f dan chi kuadrat
 

Tabla b

  • 1. FINANZAS I TABLA "B" FLUJO DE EFECTIVOS IGUALES FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n) n 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 1 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 2 1,97040 1,94156 1,91347 1,88609 1,85941 1,83339 1,80802 1,78326 1,75911 1,73554 1,71252 1,69005 1,66810 1,64666 1,62571 1,60523 1,58521 1,56564 1,54650 1,52778 1,50946 1,49153 1,47399 1,45682 1,44000 3 2,94099 2,88388 2,82861 2,77509 2,72325 2,67301 2,62432 2,57710 2,53129 2,48685 2,44371 2,40183 2,36115 2,32163 2,28323 2,24589 2,20958 2,17427 2,13992 2,10648 2,07393 2,04224 2,01137 1,98130 1,95200 4 3,90197 3,80773 3,71710 3,62990 3,54595 3,46511 3,38721 3,31213 3,23972 3,16987 3,10245 3,03735 2,97447 2,91371 2,85498 2,79818 2,74324 2,69006 2,63859 2,58873 2,54044 2,49364 2,44827 2,40428 2,36160 5 4,85343 4,71346 4,57971 4,45182 4,32948 4,21236 4,10020 3,99271 3,88965 3,79079 3,69590 3,60478 3,51723 3,43308 3,35216 3,27429 3,19935 3,12717 3,05763 2,99061 2,92598 2,86364 2,80347 2,74538 2,68928 6 5,79548 5,60143 5,41719 5,24214 5,07569 4,91732 4,76654 4,62288 4,48592 4,35526 4,23054 4,11141 3,99755 3,88867 3,78448 3,68474 3,58918 3,49760 3,40978 3,32551 3,24462 3,16692 3,09225 3,02047 2,95142 7 6,72819 6,47199 6,23028 6,00205 5,78637 5,58238 5,38929 5,20637 5,03295 4,86842 4,71220 4,56376 4,42261 4,28830 4,16042 4,03857 3,92238 3,81153 3,70570 3,60459 3,50795 3,41551 3,32704 3,24232 3,16114 8 7,65168 7,32548 7,01969 6,73274 6,46321 6,20979 5,97130 5,74664 5,53482 5,33493 5,14612 4,96764 4,79877 4,63886 4,48732 4,34359 4,20716 4,07757 3,95437 3,83716 3,72558 3,61927 3,51792 3,42122 3,32891 9 8,56602 8,16224 7,78611 7,43533 7,10782 6,80169 6,51523 6,24689 5,99525 5,75902 5,53705 5,32825 5,13166 4,94637 4,77158 4,60654 4,45057 4,30302 4,16333 4,03097 3,90543 3,78628 3,67310 3,56550 3,46313 10 9,47130 8,98259 8,53020 8,11090 7,72173 7,36009 7,02358 6,71008 6,41766 6,14457 5,88923 5,65022 5,42624 5,21612 5,01877 4,83323 4,65860 4,49409 4,33893 4,19247 4,05408 3,92318 3,79927 3,68186 3,57050 11 10,36763 9,78685 9,25262 8,76048 8,30641 7,88687 7,49867 7,13896 6,80519 6,49506 6,20652 5,93770 5,68694 5,45273 5,23371 5,02864 4,83641 4,65601 4,48650 4,32706 4,17692 4,03540 3,90185 3,77569 3,65640 12 11,25508 10,57534 9,95400 9,38507 8,86325 8,38384 7,94269 7,53608 7,16073 6,81369 6,49236 6,19437 5,91765 5,66029 5,42062 5,19711 4,98839 4,79322 4,61050 4,43922 4,27845 4,12737 3,98524 3,85136 3,72512 13 12,13374 11,34837 10,63496 9,98565 9,39357 8,85268 8,35765 7,90378 7,48690 7,10336 6,74987 6,42355 6,12181 5,84236 5,58315 5,34233 5,11828 4,90951 4,71471 4,53268 4,36235 4,20277 4,05304 3,91239 3,78010 14 13,00370 12,10625 11,29607 10,56312 9,89864 9,29498 8,74547 8,24424 7,78615 7,36669 6,98187 6,62817 6,30249 6,00207 5,72448 5,46753 5,22930 5,00806 4,80228 4,61057 4,43170 4,26456 4,10816 3,96160 3,82408 15 13,86505 12,84926 11,93794 11,11839 10,37966 9,71225 9,10791 8,55948 8,06069 7,60608 7,19087 6,81086 6,46238 6,14217 5,84737 5,57546 5,32419 5,09158 4,87586 4,67547 4,48901 4,31522 4,15298 4,00129 3,85926 16 14,71787 13,57771 12,56110 11,65230 10,83777 10,10590 9,44665 8,85137 8,31256 7,82371 7,37916 6,97399 6,60388 6,26506 5,95423 5,66850 5,40529 5,16235 4,93770 4,72956 4,53637 4,35673 4,18941 4,03330 3,88741 17 15,56225 14,29187 13,16612 12,16567 11,27407 10,47726 9,76322 9,12164 8,54363 8,02155 7,54879 7,11963 6,72909 6,37286 6,04716 5,74870 5,47461 5,22233 4,98966 4,77463 4,57551 4,39077 4,21904 4,05911 3,90993 18 16,39827 14,99203 13,75351 12,65930 11,68959 10,82760 10,05909 9,37189 8,75563 8,20141 7,70162 7,24967 6,83991 6,46742 6,12797 5,81785 5,53385 5,27316 5,03333 4,81219 4,60786 4,41866 4,24312 4,07993 3,92794 19 17,22601 15,67846 14,32380 13,13394 12,08532 11,15812 10,33560 9,60360 8,95011 8,36492 7,83929 7,36578 6,93797 6,55037 6,19823 5,87746 5,58449 5,31624 5,07003 4,84350 4,63460 4,44152 4,26270 4,09672 3,94235 20 18,04555 16,35143 14,87747 13,59033 12,46221 11,46992 10,59401 9,81815 9,12855 8,51356 7,96333 7,46944 7,02475 6,62313 6,25933 5,92884 5,62777 5,35275 5,10086 4,86958 4,65669 4,46027 4,27862 4,11026 3,95388 21 18,85698 17,01121 15,41502 14,02916 12,82115 11,76408 10,83553 10,01680 9,29224 8,64869 8,07507 7,56200 7,10155 6,68696 6,31246 5,97314 5,66476 5,38368 5,12677 4,89132 4,67495 4,47563 4,29156 4,12117 3,96311 22 19,66038 17,65805 15,93692 14,45112 13,16300 12,04158 11,06124 10,20074 9,44243 8,77154 8,17574 7,64465 7,16951 6,74294 6,35866 6,01133 5,69637 5,40990 5,14855 4,90943 4,69004 4,48822 4,30208 4,12998 3,97049 23 20,45582 18,29220 16,44361 14,85684 13,48857 12,30338 11,27219 10,37106 9,58021 8,88322 8,26643 7,71843 7,22966 6,79206 6,39884 6,04425 5,72340 5,43212 5,16685 4,92453 4,70251 4,49854 4,31063 4,13708 3,97639 24 21,24339 18,91393 16,93554 15,24696 13,79864 12,55036 11,46933 10,52876 9,70661 8,98474 8,34814 7,78432 7,28288 6,83514 6,43377 6,07263 5,74649 5,45095 5,18223 4,93710 4,71282 4,50700 4,31759 4,14281 3,98111 25 22,02316 19,52346 17,41315 15,62208 14,09394 12,78336 11,65358 10,67478 9,82258 9,07704 8,42174 7,84314 7,32998 6,87293 6,46415 6,09709 5,76623 5,46691 5,19515 4,94759 4,72134 4,51393 4,32324 4,14742 3,98489 n 26% 27% 28% 29% 30% 31% 32% 33% 34% 35% 36% 37% 38% 39% 40% 41% 42% 43% 44% 45% 46% 47% 48% 49% 50% 1 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 2 1,42353 1,40740 1,39160 1,37612 1,36095 1,34608 1,33150 1,31720 1,30319 1,28944 1,27595 1,26272 1,24974 1,23700 1,22449 1,21221 1,20016 1,18832 1,17670 1,16528 1,15406 1,14304 1,13221 1,12157 1,11111 3 1,92344 1,89559 1,86844 1,84195 1,81611 1,79090 1,76629 1,74226 1,71880 1,69588 1,67349 1,65162 1,63024 1,60935 1,58892 1,56895 1,54941 1,53030 1,51160 1,49330 1,47539 1,45785 1,44068 1,42387 1,40741 4 2,32019 2,27999 2,24097 2,20306 2,16624 2,13046 2,09567 2,06185 2,02895 1,99695 1,96580 1,93549 1,90597 1,87723 1,84923 1,82195 1,79536 1,76944 1,74416 1,71951 1,69547 1,67201 1,64911 1,62676 1,60494 5 2,63507 2,58267 2,53201 2,48300 2,43557 2,38966 2,34521 2,30214 2,26041 2,21996 2,18074 2,14269 2,10578 2,06995 2,03516 2,00138 1,96856 1,93667 1,90567 1,87553 1,84621 1,81769 1,78994 1,76293 1,73663 6 2,88498 2,82100 2,75938 2,70000 2,64275 2,58753 2,53425 2,48281 2,43314 2,38516 2,33878 2,29394 2,25056 2,20860 2,16797 2,12864 2,09054 2,05361 2,01783 1,98312 1,94946 1,91680 1,88509 1,85431 1,82442 7 3,08331 3,00866 2,93702 2,86821 2,80211 2,73857 2,67746 2,61866 2,56205 2,50752 2,45498 2,40433 2,35548 2,30834 2,26284 2,21889 2,17643 2,13540 2,09571 2,05733 2,02018 1,98422 1,94939 1,91565 1,88294 8 3,24073 3,15643 3,07579 2,99862 2,92470 2,85387 2,78595 2,72079 2,65824 2,59817 2,54043 2,48491 2,43151 2,38010 2,33060 2,28290 2,23693 2,19258 2,14980 2,10850 2,06862 2,03008 1,99283 1,95681 1,92196 9 3,36566 3,27278 3,18421 3,09970 3,01900 2,94189 2,86815 2,79759 2,73003 2,66531 2,60326 2,54373 2,48660 2,43173 2,37900 2,32830 2,27952 2,23258 2,18736 2,14379 2,10179 2,06128 2,02218 1,98444 1,94798 10 3,46481 3,36439 3,26892 3,17806 3,09154 3,00907 2,93041 2,85533 2,78361 2,71504 2,64945 2,58667 2,52652 2,46887 2,41357 2,36050 2,30952 2,26054 2,21345 2,16813 2,12451 2,08250 2,04202 2,00298 1,96532 11 3,54350 3,43653 3,33509 3,23881 3,14734 3,06036 2,97759 2,89874 2,82359 2,75188 2,68342 2,61800 2,55545 2,49559 2,43826 2,38333 2,33065 2,28010 2,23156 2,18492 2,14008 2,09694 2,05542 2,01542 1,97688 12 3,60595 3,49333 3,38679 3,28590 3,19026 3,09951 3,01332 2,93139 2,85342 2,77917 2,70840 2,64088 2,57641 2,51481 2,45590 2,39953 2,34553 2,29378 2,24414 2,19650 2,15074 2,10676 2,06447 2,02377 1,98459 13 3,65552 3,53806 3,42718 3,32240 3,22328 3,12940 3,04040 2,95593 2,87569 2,79939 2,72676 2,65758 2,59160 2,52864 2,46850 2,41101 2,35601 2,30334 2,25287 2,20448 2,15804 2,11344 2,07059 2,02938 1,98972 14 3,69485 3,57327 3,45873 3,35070 3,24867 3,15221 3,06091 2,97438 2,89231 2,81436 2,74027 2,66976 2,60261 2,53859 2,47750 2,41916 2,36338 2,31003 2,25894 2,20999 2,16304 2,11799 2,07472 2,03314 1,99315 15 3,72607 3,60100 3,48339 3,37264 3,26821 3,16963 3,07644 2,98826 2,90471 2,82545 2,75020 2,67866 2,61059 2,54575 2,48393 2,42493 2,36858 2,31470 2,26315 2,21378 2,16647 2,12108 2,07751 2,03566 1,99543 16 3,75085 3,62284 3,50265 3,38964 3,28324 3,18292 3,08822 2,99869 2,91396 2,83367 2,75750 2,68515 2,61637 2,55090 2,48852 2,42903 2,37224 2,31798 2,26608 2,21640 2,16881 2,12318 2,07940 2,03736 1,99696 17 3,77052 3,64003 3,51769 3,40282 3,29480 3,19307 3,09713 3,00653 2,92087 2,83975 2,76287 2,68989 2,62056 2,55460 2,49180 2,43194 2,37482 2,32026 2,26811 2,21821 2,17042 2,12462 2,08068 2,03850 1,99797 18 3,78613 3,65357 3,52945 3,41304 3,30369 3,20082 3,10389 3,01243 2,92602 2,84426 2,76681 2,69335 2,62359 2,55727 2,49414 2,43400 2,37663 2,32186 2,26952 2,21945 2,17152 2,12559 2,08154 2,03926 1,99865 19 3,79851 3,66422 3,53863 3,42096 3,31053 3,20673 3,10901 3,01687 2,92986 2,84760 2,76972 2,69588 2,62579 2,55919 2,49582 2,43546 2,37791 2,32298 2,27050 2,22031 2,17227 2,12625 2,08212 2,03977 1,99910 20 3,80834 3,67262 3,54580 3,42710 3,31579 3,21124 3,11288 3,02020 2,93273 2,85008 2,77185 2,69772 2,62738 2,56057 2,49701 2,43650 2,37881 2,32376 2,27118 2,22091 2,17279 2,12670 2,08251 2,04011 1,99940 21 3,81615 3,67923 3,55141 3,43186 3,31984 3,21469 3,11582 3,02271 2,93488 2,85191 2,77342 2,69907 2,62854 2,56156 2,49787 2,43723 2,37944 2,32431 2,27165 2,22131 2,17314 2,12701 2,08278 2,04035 1,99960 22 3,82234 3,68443 3,55579 3,43555 3,32296 3,21732 3,11805 3,02459 2,93648 2,85327 2,77457 2,70005 2,62938 2,56227 2,49848 2,43775 2,37989 2,32469 2,27198 2,22160 2,17339 2,12722 2,08296 2,04050 1,99973 23 3,82725 3,68853 3,55921 3,43841 3,32535 3,21933 3,11973 3,02601 2,93767 2,85427 2,77542 2,70077 2,62998 2,56279 2,49891 2,43812 2,38020 2,32496 2,27221 2,22179 2,17355 2,12736 2,08308 2,04060 1,99982 24 3,83115 3,69175 3,56188 3,44063 3,32719 3,22086 3,12101 3,02707 2,93856 2,85502 2,77604 2,70129 2,63042 2,56316 2,49922 2,43838 2,38043 2,32515 2,27237 2,22192 2,17367 2,12745 2,08316 2,04067 1,99988 25 3,83425 3,69429 3,56397 3,44235 3,32861 3,22203 3,12198 3,02788 2,93922 2,85557 2,77650 2,70167 2,63074 2,56342 2,49944 2,43857 2,38058 2,32528 2,27248 2,22202 2,17374 2,12752 2,08322 2,04072 1,99992 Realizado por: José I. Jiménez 1/sem 2012. Escuela: Administración Comercial UC Asignatura: Finanzas I Prof: Neirys Soto
  • 2. FINANZAS I TABLA "B" FLUJO DE EFECTIVOS IGUALES FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n) n 51% 52% 53% 54% 55% 56% 57% 58% 59% 60% 61% 62% 63% 64% 65% 66% 67% 68% 69% 70% 71% 72% 73% 74% 75% 1 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 2 1,10083 1,09072 1,08078 1,07101 1,06139 1,05194 1,04264 1,03349 1,02448 1,01563 1,00691 0,99832 0,98988 0,98156 0,97337 0,96531 0,95737 0,94955 0,94184 0,93426 0,92678 0,91942 0,91216 0,90501 0,89796 3 1,39128 1,37547 1,35999 1,34481 1,32993 1,31535 1,30104 1,28702 1,27326 1,25977 1,24653 1,23353 1,22078 1,20827 1,19598 1,18392 1,17208 1,16044 1,14902 1,13780 1,12677 1,11594 1,10529 1,09483 1,08455 4 1,58363 1,56281 1,54248 1,52260 1,50318 1,48420 1,46563 1,44748 1,42972 1,41235 1,39536 1,37872 1,36244 1,34650 1,33090 1,31561 1,30064 1,28598 1,27161 1,25753 1,24373 1,23020 1,21693 1,20393 1,19117 5 1,71101 1,68606 1,66175 1,63805 1,61496 1,59243 1,57047 1,54904 1,52813 1,50772 1,48780 1,46835 1,44935 1,43080 1,41267 1,39495 1,37763 1,36070 1,34415 1,32796 1,31212 1,29663 1,28146 1,26662 1,25210 6 1,79537 1,76714 1,73971 1,71302 1,68707 1,66182 1,63724 1,61332 1,59002 1,56733 1,54522 1,52367 1,50267 1,48219 1,46222 1,44274 1,42373 1,40518 1,38707 1,36939 1,35212 1,33525 1,31877 1,30266 1,28691 7 1,85124 1,82049 1,79066 1,76170 1,73359 1,70629 1,67977 1,65400 1,62894 1,60458 1,58088 1,55782 1,53538 1,51353 1,49226 1,47153 1,45134 1,43165 1,41247 1,39376 1,37551 1,35770 1,34033 1,32337 1,30681 8 1,88824 1,85559 1,82396 1,79331 1,76361 1,73480 1,70686 1,67974 1,65342 1,62786 1,60303 1,57890 1,55545 1,53264 1,51046 1,48887 1,46787 1,44741 1,42750 1,40809 1,38919 1,37076 1,35279 1,33527 1,31818 9 1,91274 1,87867 1,84572 1,81384 1,78297 1,75308 1,72411 1,69604 1,66882 1,64241 1,61679 1,59192 1,56776 1,54429 1,52149 1,49932 1,47776 1,45679 1,43639 1,41652 1,39718 1,37835 1,35999 1,34211 1,32467 10 1,92897 1,89386 1,85995 1,82717 1,79547 1,76479 1,73511 1,70636 1,67850 1,65151 1,62534 1,59995 1,57531 1,55140 1,52818 1,50562 1,48369 1,46238 1,44165 1,42149 1,40186 1,38276 1,36416 1,34604 1,32838 11 1,93971 1,90386 1,86925 1,83582 1,80353 1,77230 1,74211 1,71288 1,68459 1,65719 1,63064 1,60491 1,57995 1,55573 1,53223 1,50941 1,48724 1,46570 1,44476 1,42440 1,40460 1,38533 1,36657 1,34830 1,33051 12 1,94683 1,91043 1,87533 1,84144 1,80873 1,77712 1,74656 1,71701 1,68842 1,66075 1,63394 1,60797 1,58279 1,55837 1,53468 1,51169 1,48937 1,46768 1,44661 1,42612 1,40620 1,38682 1,36796 1,34960 1,33172 13 1,95154 1,91476 1,87930 1,84509 1,81208 1,78020 1,74940 1,71963 1,69083 1,66297 1,63599 1,60986 1,58453 1,55998 1,53617 1,51307 1,49064 1,46886 1,44770 1,42713 1,40713 1,38768 1,36876 1,35034 1,33241 14 1,95466 1,91760 1,88189 1,84746 1,81425 1,78218 1,75121 1,72128 1,69235 1,66435 1,63726 1,61102 1,58560 1,56097 1,53707 1,51390 1,49140 1,46956 1,44834 1,42772 1,40768 1,38819 1,36923 1,35077 1,33281 15 1,95673 1,91948 1,88359 1,84900 1,81564 1,78345 1,75236 1,72233 1,69330 1,66522 1,63805 1,61174 1,58626 1,56156 1,53762 1,51439 1,49186 1,46997 1,44872 1,42807 1,40800 1,38848 1,36949 1,35102 1,33303 16 1,95810 1,92071 1,88470 1,85000 1,81654 1,78426 1,75310 1,72299 1,69390 1,66576 1,63854 1,61219 1,58666 1,56193 1,53795 1,51470 1,49213 1,47022 1,44895 1,42828 1,40819 1,38865 1,36965 1,35116 1,33316 17 1,95901 1,92152 1,88542 1,85065 1,81713 1,78478 1,75357 1,72341 1,69428 1,66610 1,63884 1,61246 1,58691 1,56215 1,53815 1,51488 1,49229 1,47037 1,44908 1,42840 1,40830 1,38875 1,36974 1,35124 1,33323 18 1,95961 1,92205 1,88590 1,85107 1,81750 1,78512 1,75386 1,72368 1,69451 1,66631 1,63903 1,61263 1,58706 1,56229 1,53827 1,51499 1,49239 1,47046 1,44916 1,42847 1,40836 1,38881 1,36979 1,35129 1,33328 19 1,96000 1,92240 1,88621 1,85135 1,81774 1,78533 1,75405 1,72385 1,69466 1,66645 1,63915 1,61273 1,58715 1,56237 1,53835 1,51505 1,49245 1,47051 1,44921 1,42851 1,40840 1,38884 1,36982 1,35132 1,33330 20 1,96027 1,92263 1,88641 1,85152 1,81790 1,78547 1,75417 1,72395 1,69476 1,66653 1,63922 1,61280 1,58721 1,56242 1,53839 1,51509 1,49248 1,47054 1,44924 1,42854 1,40842 1,38886 1,36984 1,35133 1,33331 21 1,96044 1,92278 1,88654 1,85164 1,81800 1,78556 1,75425 1,72402 1,69482 1,66658 1,63927 1,61284 1,58725 1,56245 1,53842 1,51512 1,49251 1,47056 1,44925 1,42855 1,40843 1,38887 1,36985 1,35134 1,33332 22 1,96056 1,92288 1,88663 1,85171 1,81806 1,78561 1,75430 1,72406 1,69485 1,66661 1,63930 1,61286 1,58727 1,56247 1,53844 1,51513 1,49252 1,47057 1,44926 1,42856 1,40844 1,38888 1,36986 1,35134 1,33333 23 1,96063 1,92295 1,88669 1,85176 1,81811 1,78565 1,75433 1,72409 1,69488 1,66663 1,63932 1,61288 1,58728 1,56248 1,53845 1,51514 1,49253 1,47058 1,44927 1,42856 1,40844 1,38888 1,36986 1,35135 1,33333 24 1,96069 1,92299 1,88672 1,85179 1,81813 1,78567 1,75435 1,72411 1,69489 1,66665 1,63933 1,61289 1,58729 1,56249 1,53845 1,51514 1,49253 1,47058 1,44927 1,42857 1,40845 1,38889 1,36986 1,35135 1,33333 25 1,96072 1,92302 1,88675 1,85181 1,81815 1,78569 1,75436 1,72412 1,69490 1,66665 1,63933 1,61289 1,58729 1,56249 1,53846 1,51515 1,49253 1,47058 1,44927 1,42857 1,40845 1,38889 1,36986 1,35135 1,33333 n 76% 77% 78% 79% 80% 81% 82% 83% 84% 85% 86% 87% 88% 89% 90% 91% 92% 93% 94% 95% 96% 97% 98% 99% 100% 1 0,56818 0,56497 0,56180 0,55866 0,55556 0,55249 0,54945 0,54645 0,54348 0,54054 0,53763 0,53476 0,53191 0,52910 0,52632 0,52356 0,52083 0,51813 0,51546 0,51282 0,51020 0,50761 0,50505 0,50251 0,50000 2 0,89101 0,88416 0,87741 0,87076 0,86420 0,85773 0,85135 0,84505 0,83885 0,83272 0,82669 0,82073 0,81485 0,80905 0,80332 0,79768 0,79210 0,78660 0,78117 0,77581 0,77051 0,76529 0,76013 0,75503 0,75000 3 1,07444 1,06450 1,05473 1,04512 1,03567 1,02637 1,01722 1,00823 0,99937 0,99066 0,98209 0,97365 0,96534 0,95717 0,94912 0,94119 0,93339 0,92570 0,91813 0,91067 0,90332 0,89608 0,88895 0,88193 0,87500 4 1,17866 1,16638 1,15434 1,14252 1,13093 1,11954 1,10836 1,09739 1,08662 1,07603 1,06564 1,05543 1,04540 1,03554 1,02585 1,01633 1,00697 0,99777 0,98873 0,97983 0,97108 0,96248 0,95402 0,94569 0,93750 5 1,23787 1,22395 1,21030 1,19694 1,18385 1,17102 1,15844 1,14612 1,13403 1,12218 1,11056 1,09916 1,08798 1,07700 1,06624 1,05567 1,04530 1,03511 1,02512 1,01530 1,00565 0,99618 0,98688 0,97773 0,96875 6 1,27152 1,25647 1,24174 1,22734 1,21325 1,19946 1,18596 1,17274 1,15980 1,14712 1,13471 1,12255 1,11063 1,09894 1,08749 1,07627 1,06526 1,05446 1,04387 1,03349 1,02329 1,01329 1,00347 0,99384 0,98438 7 1,29064 1,27484 1,25941 1,24432 1,22958 1,21517 1,20108 1,18729 1,17380 1,16061 1,14769 1,13505 1,12267 1,11055 1,09868 1,08705 1,07566 1,06449 1,05354 1,04281 1,03229 1,02197 1,01186 1,00193 0,99219 8 1,30150 1,28522 1,26933 1,25381 1,23866 1,22385 1,20938 1,19524 1,18142 1,16790 1,15467 1,14174 1,12908 1,11669 1,10457 1,09270 1,08107 1,06968 1,05853 1,04760 1,03688 1,02638 1,01609 1,00599 0,99609 9 1,30767 1,29108 1,27490 1,25911 1,24370 1,22865 1,21395 1,19958 1,18555 1,17184 1,15843 1,14531 1,13249 1,11994 1,10767 1,09565 1,08389 1,07237 1,06110 1,05005 1,03923 1,02862 1,01823 1,00804 0,99805 10 1,31118 1,29440 1,27804 1,26207 1,24650 1,23130 1,21645 1,20196 1,18780 1,17397 1,16044 1,14723 1,13430 1,12166 1,10930 1,09720 1,08536 1,07377 1,06242 1,05131 1,04042 1,02976 1,01931 1,00906 0,99902 11 1,31317 1,29627 1,27980 1,26373 1,24806 1,23276 1,21783 1,20326 1,18902 1,17512 1,16153 1,14825 1,13527 1,12257 1,11016 1,09801 1,08612 1,07449 1,06310 1,05195 1,04103 1,03033 1,01985 1,00958 0,99951 12 1,31430 1,29733 1,28078 1,26465 1,24892 1,23357 1,21859 1,20397 1,18969 1,17574 1,16211 1,14880 1,13578 1,12305 1,11061 1,09843 1,08652 1,07487 1,06346 1,05228 1,04134 1,03063 1,02013 1,00984 0,99976 13 1,31494 1,29793 1,28134 1,26517 1,24940 1,23402 1,21900 1,20435 1,19005 1,17607 1,16243 1,14909 1,13605 1,12331 1,11085 1,09866 1,08673 1,07506 1,06364 1,05245 1,04150 1,03077 1,02027 1,00997 0,99988 14 1,31531 1,29826 1,28165 1,26546 1,24967 1,23426 1,21923 1,20456 1,19024 1,17626 1,16259 1,14925 1,13620 1,12344 1,11097 1,09877 1,08684 1,07516 1,06373 1,05254 1,04158 1,03085 1,02034 1,01003 0,99994 15 1,31552 1,29845 1,28183 1,26562 1,24981 1,23440 1,21936 1,20468 1,19035 1,17635 1,16269 1,14933 1,13628 1,12352 1,11104 1,09883 1,08690 1,07521 1,06378 1,05258 1,04162 1,03089 1,02037 1,01007 0,99997 16 1,31563 1,29856 1,28193 1,26571 1,24990 1,23447 1,21943 1,20474 1,19041 1,17641 1,16273 1,14937 1,13632 1,12355 1,11107 1,09887 1,08692 1,07524 1,06380 1,05261 1,04164 1,03091 1,02039 1,01008 0,99998 17 1,31570 1,29862 1,28198 1,26576 1,24994 1,23452 1,21947 1,20478 1,19044 1,17644 1,16276 1,14940 1,13634 1,12357 1,11109 1,09888 1,08694 1,07525 1,06382 1,05262 1,04166 1,03092 1,02040 1,01009 0,99999 18 1,31574 1,29866 1,28201 1,26579 1,24997 1,23454 1,21949 1,20480 1,19046 1,17645 1,16277 1,14941 1,13635 1,12358 1,11110 1,09889 1,08695 1,07526 1,06382 1,05263 1,04166 1,03092 1,02040 1,01010 1,00000 19 1,31576 1,29868 1,28203 1,26580 1,24998 1,23455 1,21950 1,20481 1,19047 1,17646 1,16278 1,14942 1,13636 1,12359 1,11111 1,09890 1,08695 1,07526 1,06383 1,05263 1,04166 1,03093 1,02041 1,01010 1,00000 20 1,31577 1,29869 1,28204 1,26581 1,24999 1,23456 1,21950 1,20481 1,19047 1,17647 1,16279 1,14942 1,13636 1,12359 1,11111 1,09890 1,08695 1,07527 1,06383 1,05263 1,04167 1,03093 1,02041 1,01010 1,00000 21 1,31578 1,29869 1,28204 1,26582 1,24999 1,23456 1,21951 1,20482 1,19047 1,17647 1,16279 1,14942 1,13636 1,12359 1,11111 1,09890 1,08696 1,07527 1,06383 1,05263 1,04167 1,03093 1,02041 1,01010 1,00000 22 1,31578 1,29870 1,28205 1,26582 1,25000 1,23457 1,21951 1,20482 1,19047 1,17647 1,16279 1,14942 1,13636 1,12359 1,11111 1,09890 1,08696 1,07527 1,06383 1,05263 1,04167 1,03093 1,02041 1,01010 1,00000 23 1,31579 1,29870 1,28205 1,26582 1,25000 1,23457 1,21951 1,20482 1,19048 1,17647 1,16279 1,14942 1,13636 1,12360 1,11111 1,09890 1,08696 1,07527 1,06383 1,05263 1,04167 1,03093 1,02041 1,01010 1,00000 24 1,31579 1,29870 1,28205 1,26582 1,25000 1,23457 1,21951 1,20482 1,19048 1,17647 1,16279 1,14942 1,13636 1,12360 1,11111 1,09890 1,08696 1,07527 1,06383 1,05263 1,04167 1,03093 1,02041 1,01010 1,00000 25 1,31579 1,29870 1,28205 1,26582 1,25000 1,23457 1,21951 1,20482 1,19048 1,17647 1,16279 1,14943 1,13636 1,12360 1,11111 1,09890 1,08696 1,07527 1,06383 1,05263 1,04167 1,03093 1,02041 1,01010 1,00000 Realizado por: José I. Jiménez 1/sem 2012. Escuela: Administración Comercial UC Asignatura: Finanzas I Prof: Neirys Soto
  • 3. FINANZAS I TABLA "B" FLUJO DE EFECTIVOS IGUALES FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n) n 101% 102% 103% 104% 105% 106% 107% 108% 109% 110% 111% 112% 113% 114% 115% 116% 117% 118% 119% 120% 121% 122% 123% 124% 125% 1 0,49751 0,49505 0,49261 0,49020 0,48780 0,48544 0,48309 0,48077 0,47847 0,47619 0,47393 0,47170 0,46948 0,46729 0,46512 0,46296 0,46083 0,45872 0,45662 0,45455 0,45249 0,45045 0,44843 0,44643 0,44444 2 0,74503 0,74012 0,73528 0,73049 0,72576 0,72109 0,71647 0,71191 0,70740 0,70295 0,69855 0,69420 0,68990 0,68565 0,68145 0,67730 0,67319 0,66914 0,66512 0,66116 0,65723 0,65336 0,64952 0,64573 0,64198 3 0,86817 0,86145 0,85482 0,84828 0,84183 0,83548 0,82921 0,82303 0,81694 0,81093 0,80500 0,79915 0,79338 0,78769 0,78207 0,77653 0,77106 0,76566 0,76033 0,75507 0,74988 0,74475 0,73970 0,73470 0,72977 4 0,92944 0,92151 0,91370 0,90602 0,89846 0,89101 0,88368 0,87646 0,86935 0,86235 0,85545 0,84866 0,84196 0,83537 0,82887 0,82247 0,81616 0,80994 0,80380 0,79776 0,79180 0,78593 0,78013 0,77442 0,76879 5 0,95992 0,95124 0,94271 0,93432 0,92608 0,91797 0,90999 0,90214 0,89443 0,88683 0,87936 0,87201 0,86477 0,85765 0,85064 0,84373 0,83694 0,83025 0,82365 0,81716 0,81077 0,80447 0,79827 0,79215 0,78613 6 0,97508 0,96596 0,95700 0,94820 0,93955 0,93105 0,92270 0,91449 0,90642 0,89849 0,89069 0,88302 0,87548 0,86806 0,86076 0,85358 0,84652 0,83956 0,83272 0,82598 0,81935 0,81282 0,80640 0,80007 0,79383 7 0,98263 0,97325 0,96404 0,95500 0,94612 0,93740 0,92884 0,92043 0,91216 0,90404 0,89606 0,88822 0,88051 0,87293 0,86547 0,85814 0,85093 0,84384 0,83686 0,82999 0,82324 0,81659 0,81004 0,80360 0,79726 8 0,98638 0,97686 0,96751 0,95833 0,94933 0,94049 0,93181 0,92328 0,91491 0,90669 0,89861 0,89067 0,88287 0,87520 0,86766 0,86025 0,85296 0,84580 0,83875 0,83181 0,82499 0,81828 0,81168 0,80518 0,79878 9 0,98825 0,97864 0,96922 0,95997 0,95089 0,94198 0,93324 0,92466 0,91623 0,90795 0,89981 0,89182 0,88398 0,87626 0,86868 0,86123 0,85390 0,84670 0,83961 0,83264 0,82579 0,81905 0,81241 0,80588 0,79946 10 0,98918 0,97953 0,97006 0,96077 0,95165 0,94271 0,93393 0,92532 0,91685 0,90855 0,90039 0,89237 0,88450 0,87676 0,86915 0,86168 0,85433 0,84711 0,84000 0,83302 0,82615 0,81939 0,81274 0,80620 0,79976 11 0,98964 0,97996 0,97047 0,96116 0,95203 0,94306 0,93427 0,92563 0,91716 0,90883 0,90066 0,89263 0,88474 0,87699 0,86937 0,86189 0,85453 0,84730 0,84018 0,83319 0,82631 0,81955 0,81289 0,80634 0,79989 12 0,98987 0,98018 0,97068 0,96135 0,95221 0,94323 0,93443 0,92578 0,91730 0,90897 0,90079 0,89275 0,88485 0,87710 0,86948 0,86199 0,85462 0,84738 0,84027 0,83327 0,82639 0,81961 0,81295 0,80640 0,79995 13 0,98999 0,98029 0,97078 0,96145 0,95230 0,94332 0,93451 0,92586 0,91737 0,90903 0,90085 0,89281 0,88491 0,87715 0,86952 0,86203 0,85466 0,84742 0,84030 0,83330 0,82642 0,81965 0,81298 0,80643 0,79998 14 0,99004 0,98034 0,97083 0,96149 0,95234 0,94336 0,93454 0,92589 0,91740 0,90906 0,90087 0,89283 0,88493 0,87717 0,86955 0,86205 0,85468 0,84744 0,84032 0,83332 0,82643 0,81966 0,81300 0,80644 0,79999 15 0,99007 0,98037 0,97085 0,96152 0,95236 0,94338 0,93456 0,92591 0,91742 0,90908 0,90089 0,89285 0,88495 0,87718 0,86956 0,86206 0,85469 0,84745 0,84033 0,83333 0,82644 0,81967 0,81300 0,80645 0,80000 16 0,99009 0,98038 0,97086 0,96153 0,95237 0,94339 0,93457 0,92592 0,91742 0,90908 0,90090 0,89285 0,88495 0,87719 0,86956 0,86207 0,85470 0,84745 0,84033 0,83333 0,82644 0,81967 0,81301 0,80645 0,80000 17 0,99009 0,98039 0,97087 0,96153 0,95238 0,94339 0,93458 0,92592 0,91743 0,90909 0,90090 0,89285 0,88495 0,87719 0,86956 0,86207 0,85470 0,84746 0,84033 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 18 0,99010 0,98039 0,97087 0,96154 0,95238 0,94339 0,93458 0,92592 0,91743 0,90909 0,90090 0,89286 0,88495 0,87719 0,86956 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 19 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86956 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 20 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 21 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 22 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 23 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 24 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 25 0,99010 0,98039 0,97087 0,96154 0,95238 0,94340 0,93458 0,92593 0,91743 0,90909 0,90090 0,89286 0,88496 0,87719 0,86957 0,86207 0,85470 0,84746 0,84034 0,83333 0,82645 0,81967 0,81301 0,80645 0,80000 n 126% 127% 128% 129% 130% 131% 132% 133% 134% 135% 136% 137% 138% 139% 140% 141% 142% 143% 144% 145% 146% 147% 148% 149% 150% 1 0,44248 0,44053 0,43860 0,43668 0,43478 0,43290 0,43103 0,42918 0,42735 0,42553 0,42373 0,42194 0,42017 0,41841 0,41667 0,41494 0,41322 0,41152 0,40984 0,40816 0,40650 0,40486 0,40323 0,40161 0,40000 2 0,63826 0,63459 0,63096 0,62737 0,62382 0,62030 0,61683 0,61338 0,60998 0,60661 0,60327 0,59998 0,59671 0,59348 0,59028 0,58711 0,58398 0,58087 0,57780 0,57476 0,57175 0,56877 0,56582 0,56289 0,56000 3 0,72490 0,72009 0,71533 0,71064 0,70601 0,70143 0,69691 0,69244 0,68803 0,68366 0,67935 0,67509 0,67089 0,66673 0,66262 0,65855 0,65454 0,65057 0,64664 0,64276 0,63892 0,63513 0,63138 0,62767 0,62400 4 0,76323 0,75775 0,75234 0,74701 0,74174 0,73655 0,73143 0,72637 0,72138 0,71645 0,71159 0,70679 0,70205 0,69738 0,69276 0,68820 0,68369 0,67924 0,67485 0,67051 0,66623 0,66200 0,65781 0,65368 0,64960 5 0,78019 0,77434 0,76857 0,76288 0,75728 0,75175 0,74630 0,74093 0,73563 0,73041 0,72525 0,72017 0,71515 0,71020 0,70532 0,70050 0,69574 0,69105 0,68641 0,68184 0,67733 0,67287 0,66847 0,66413 0,65984 6 0,78769 0,78165 0,77569 0,76982 0,76403 0,75833 0,75272 0,74718 0,74172 0,73634 0,73104 0,72581 0,72065 0,71556 0,71055 0,70560 0,70072 0,69590 0,69115 0,68647 0,68184 0,67728 0,67277 0,66833 0,66394 7 0,79102 0,78487 0,77881 0,77285 0,76697 0,76118 0,75548 0,74986 0,74433 0,73887 0,73349 0,72819 0,72296 0,71781 0,71273 0,70772 0,70278 0,69790 0,69310 0,68835 0,68368 0,67906 0,67450 0,67001 0,66557 8 0,79248 0,78628 0,78018 0,77417 0,76825 0,76242 0,75667 0,75101 0,74544 0,73994 0,73453 0,72919 0,72393 0,71875 0,71364 0,70860 0,70363 0,69873 0,69389 0,68912 0,68442 0,67978 0,67520 0,67069 0,66623 9 0,79313 0,78691 0,78078 0,77475 0,76880 0,76295 0,75719 0,75151 0,74591 0,74040 0,73497 0,72962 0,72434 0,71914 0,71402 0,70896 0,70398 0,69906 0,69422 0,68944 0,68472 0,68007 0,67549 0,67096 0,66649 10 0,79342 0,78718 0,78104 0,77500 0,76905 0,76318 0,75741 0,75172 0,74612 0,74060 0,73516 0,72980 0,72451 0,71931 0,71417 0,70911 0,70412 0,69920 0,69435 0,68957 0,68485 0,68019 0,67560 0,67107 0,66660 11 0,79355 0,78731 0,78116 0,77511 0,76915 0,76328 0,75750 0,75181 0,74620 0,74068 0,73524 0,72987 0,72459 0,71937 0,71424 0,70918 0,70418 0,69926 0,69441 0,68962 0,68490 0,68024 0,67564 0,67111 0,66664 12 0,79361 0,78736 0,78121 0,77516 0,76920 0,76333 0,75754 0,75185 0,74624 0,74071 0,73527 0,72990 0,72462 0,71940 0,71427 0,70920 0,70421 0,69928 0,69443 0,68964 0,68492 0,68026 0,67566 0,67113 0,66666 13 0,79363 0,78738 0,78123 0,77518 0,76922 0,76334 0,75756 0,75187 0,74626 0,74073 0,73528 0,72992 0,72463 0,71942 0,71428 0,70921 0,70422 0,69929 0,69444 0,68965 0,68493 0,68027 0,67567 0,67114 0,66666 14 0,79364 0,78739 0,78124 0,77519 0,76922 0,76335 0,75757 0,75187 0,74626 0,74074 0,73529 0,72992 0,72463 0,71942 0,71428 0,70922 0,70422 0,69930 0,69444 0,68965 0,68493 0,68027 0,67567 0,67114 0,66666 15 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75757 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71428 0,70922 0,70422 0,69930 0,69444 0,68965 0,68493 0,68027 0,67567 0,67114 0,66667 16 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75757 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70422 0,69930 0,69444 0,68965 0,68493 0,68027 0,67568 0,67114 0,66667 17 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 18 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 19 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 20 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 21 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 22 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 23 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 24 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 25 0,79365 0,78740 0,78125 0,77519 0,76923 0,76336 0,75758 0,75188 0,74627 0,74074 0,73529 0,72993 0,72464 0,71942 0,71429 0,70922 0,70423 0,69930 0,69444 0,68966 0,68493 0,68027 0,67568 0,67114 0,66667 Realizado por: José I. Jiménez 1/sem 2012. Escuela: Administración Comercial UC Asignatura: Finanzas I Prof: Neirys Soto
  • 4. FINANZAS I TABLA "B" FLUJO DE EFECTIVOS IGUALES FACTOR DE INTERESES A VALOR ACTUAL DE UNA ANUALIDAD= ((1+i)^n-1)/(i(1+i)^n) n 151% 152% 153% 154% 155% 156% 157% 158% 159% 160% 161% 162% 163% 164% 165% 166% 167% 168% 169% 170% 171% 172% 173% 174% 175% 1 0,39841 0,39683 0,39526 0,39370 0,39216 0,39063 0,38911 0,38760 0,38610 0,38462 0,38314 0,38168 0,38023 0,37879 0,37736 0,37594 0,37453 0,37313 0,37175 0,37037 0,36900 0,36765 0,36630 0,36496 0,36364 2 0,55713 0,55430 0,55148 0,54870 0,54594 0,54321 0,54051 0,53783 0,53517 0,53254 0,52994 0,52736 0,52480 0,52227 0,51976 0,51727 0,51481 0,51236 0,50994 0,50754 0,50517 0,50281 0,50048 0,49816 0,49587 3 0,62037 0,61678 0,61324 0,60972 0,60625 0,60282 0,59942 0,59606 0,59273 0,58944 0,58618 0,58296 0,57977 0,57662 0,57349 0,57040 0,56734 0,56431 0,56132 0,55835 0,55541 0,55250 0,54963 0,54677 0,54395 4 0,64557 0,64158 0,63764 0,63375 0,62990 0,62610 0,62234 0,61863 0,61495 0,61132 0,60773 0,60418 0,60067 0,59720 0,59377 0,59038 0,58702 0,58370 0,58042 0,57717 0,57395 0,57077 0,56763 0,56452 0,56144 5 0,65560 0,65142 0,64729 0,64321 0,63918 0,63520 0,63126 0,62737 0,62353 0,61974 0,61599 0,61228 0,60862 0,60500 0,60142 0,59789 0,59439 0,59093 0,58751 0,58414 0,58079 0,57749 0,57422 0,57099 0,56780 6 0,65960 0,65533 0,65110 0,64693 0,64281 0,63875 0,63473 0,63077 0,62685 0,62298 0,61915 0,61538 0,61164 0,60796 0,60431 0,60071 0,59715 0,59363 0,59015 0,58672 0,58332 0,57996 0,57664 0,57335 0,57011 7 0,66120 0,65688 0,65261 0,64840 0,64424 0,64014 0,63608 0,63208 0,62813 0,62422 0,62037 0,61656 0,61279 0,60907 0,60540 0,60177 0,59818 0,59464 0,59114 0,58767 0,58425 0,58087 0,57752 0,57422 0,57095 8 0,66183 0,65749 0,65321 0,64898 0,64480 0,64068 0,63661 0,63259 0,62862 0,62470 0,62083 0,61701 0,61323 0,60950 0,60581 0,60217 0,59857 0,59501 0,59150 0,58803 0,58459 0,58120 0,57785 0,57453 0,57125 9 0,66208 0,65773 0,65344 0,64920 0,64502 0,64089 0,63681 0,63279 0,62881 0,62488 0,62101 0,61718 0,61340 0,60966 0,60597 0,60232 0,59872 0,59515 0,59164 0,58816 0,58472 0,58132 0,57797 0,57465 0,57137 10 0,66218 0,65783 0,65353 0,64929 0,64511 0,64097 0,63689 0,63286 0,62888 0,62496 0,62108 0,61724 0,61346 0,60972 0,60603 0,60238 0,59877 0,59521 0,59169 0,58821 0,58477 0,58137 0,57801 0,57469 0,57141 11 0,66223 0,65787 0,65357 0,64933 0,64514 0,64100 0,63692 0,63289 0,62891 0,62498 0,62110 0,61727 0,61348 0,60974 0,60605 0,60240 0,59879 0,59523 0,59170 0,58822 0,58479 0,58139 0,57803 0,57470 0,57142 12 0,66224 0,65788 0,65359 0,64934 0,64515 0,64102 0,63694 0,63290 0,62892 0,62499 0,62111 0,61728 0,61349 0,60975 0,60606 0,60240 0,59880 0,59523 0,59171 0,58823 0,58479 0,58139 0,57803 0,57471 0,57143 13 0,66225 0,65789 0,65359 0,64935 0,64516 0,64102 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61349 0,60975 0,60606 0,60241 0,59880 0,59524 0,59171 0,58823 0,58479 0,58139 0,57803 0,57471 0,57143 14 0,66225 0,65789 0,65359 0,64935 0,64516 0,64102 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58823 0,58479 0,58139 0,57803 0,57471 0,57143 15 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 16 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 17 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 18 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 19 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 20 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 21 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 22 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 23 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 24 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 25 0,66225 0,65789 0,65359 0,64935 0,64516 0,64103 0,63694 0,63291 0,62893 0,62500 0,62112 0,61728 0,61350 0,60976 0,60606 0,60241 0,59880 0,59524 0,59172 0,58824 0,58480 0,58140 0,57803 0,57471 0,57143 n 176% 177% 178% 179% 180% 1 0,36232 0,36101 0,35971 0,35842 0,35714 2 0,49359 0,49134 0,48911 0,48689 0,48469 3 0,54116 0,53839 0,53565 0,53294 0,53025 4 0,55839 0,55538 0,55239 0,54944 0,54652 5 0,56463 0,56151 0,55841 0,55535 0,55233 6 0,56690 0,56372 0,56058 0,55747 0,55440 7 0,56772 0,56452 0,56136 0,55823 0,55514 8 0,56801 0,56481 0,56164 0,55851 0,55541 9 0,56812 0,56491 0,56174 0,55860 0,55550 10 0,56816 0,56495 0,56178 0,55864 0,55554 11 0,56817 0,56496 0,56179 0,55865 0,55555 12 0,56818 0,56497 0,56180 0,55866 0,55555 13 0,56818 0,56497 0,56180 0,55866 0,55555 14 0,56818 0,56497 0,56180 0,55866 0,55556 15 0,56818 0,56497 0,56180 0,55866 0,55556 16 0,56818 0,56497 0,56180 0,55866 0,55556 17 0,56818 0,56497 0,56180 0,55866 0,55556 18 0,56818 0,56497 0,56180 0,55866 0,55556 19 0,56818 0,56497 0,56180 0,55866 0,55556 20 0,56818 0,56497 0,56180 0,55866 0,55556 21 0,56818 0,56497 0,56180 0,55866 0,55556 22 0,56818 0,56497 0,56180 0,55866 0,55556 23 0,56818 0,56497 0,56180 0,55866 0,55556 24 0,56818 0,56497 0,56180 0,55866 0,55556 25 0,56818 0,56497 0,56180 0,55866 0,55556 Realizado por: José I. Jiménez 1/sem 2012. Escuela: Administración Comercial UC Asignatura: Finanzas I Prof: Neirys Soto