This presentation looks at the evolution of the social finance space, the different incentive structures, identity structures, structured vs. unstructured data, and closed vs. open systems utilized on different platforms. As we continue to develop the Estimize platform, we've gain a great understanding for some of the important questions around these structures and how to best leverage them in providing valuable data to the market as well as value to our contributors. The companies discussed in this presentation are not necessarily an exhaustive list of social finance platforms, they are meant to denote certain evolutions or important steps along the development process of the ecosystem as well as for the purpose of being juxtapose to display different structures. This slide deck was used as part of a presentation on March 14th, 2013.