Meeting your financial needs sometimes require additional funds especially when you have less-than-stellar-credit. You might think your only solution is to apply for a payday loan or cash advance, but there are other alternatives and better options than payday loans. One of the best solutions is personal installment loan. Installment loans offer a longer period to repay, larger loan amounts and a choice of payments plans that fit your personal financial situation. The next time you think that you'll need a payday loan you should consider these following points about personal installment loans.