1. Maariz Zawar ACCA
Mobile: + (971) 50-7276595 ~ E-Mail: maariz_ansari@yahoo.com
LinkedIn: ae.linkedin.com/pub/maariz-zawar/88/49/b1
Skype: maariz.zawar
Accounting & Finance Professional
An Overview
With over 06 years of comprehensive experience in
Operations
Management Financial analysis
Project accounting
Feasibility studies
Financial Reporting
GAAP/IAS/IFRS Internal Audit
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Have detailed knowledge of accounting procedures, finance management, develop and nurture client relations, financial forecasting,
and budgeting, planning and costing aspects.
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Employs analysis and creativity to form productive systems and strategic business partnerships. Dedicated individual with a reputation
for consistently going beyond what is required and using personal high standards to achieve results.
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Possess excellent analytical and management skills.
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 Experience of handling a number of projects and related tasks include material purchase, payment negotiation, assigning production
teams and treasury management.
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An effective communicator with excellent interpersonal and team management abilities and highly efficient in achieving set goals and
targets while providing bottom line results consistently.
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CORE COMPETENCIES
Operations Costing: Handling operations and financial analysis for achieving increased growth & profitability. Reviewing & interpreting
in market costing after an in-depth analysis of market information.
Financial Management: Identified key issues through financial analysis. Liaison with group finance to propose solutions/changes
through business processes and change in strategy.
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Internal Audit: The execution of detailed audit programs for audit, the review of Financial, operational, compliance and risk systems,
processes and procedures, to determine efficiency, effectiveness, and alignment with internal policies, regulations, and industry
standards.
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Financial Reporting: Implemented reporting formats/strategies to improve financial reporting for better internal controls as well as to
help decision makers.
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2. OCCUPATIONAL CONTOUR
Finance Officer (Middle East)
(May’14 – Apr’15)
Mumtaz Group is one of the leading Tent rental and manufacturing company serving in all the seven emirates of UAE and global reach
to deliver project in GCC (OMAN, QATAR, BAHRAIN, KSA) AFRICA and PAKISTAN.(http://www.almumtaztents.com).
Notable Contributions:
 Responsible for the budget, estimation, accounting and reporting P&L for projects in UAE and GCC.
 Monitors project progress by tracking activity, resolving problems, publishing progress report and recommending actions.
 Assist Operation Manager in working capital management (Inventory, receivables, credit control and payables) and directing a team of
supply chain/logistics personals by assigning and dividing roles and tasks according to the projects.
 Maintain pricing policy for inter-company and outside customer orders.
 Weekly review of general ledger to accounts receivables and accounts payable balance, trends analysis, process improvement, daily
cash and Bank reconciliation.
 Monitor Accounts department for timely recording of purchases and expenses related to the production.
 Keep tight control on inventory by verifying documents related to the issuance of raw material from warehouse to the production
department.
 Receive, register and verify that all the invoices related to projects, material, and services are cross verified with purchase orders and
contracts to ensure they are complete, accurate and in compliance with the laid down policies and procedures.
 Monitor timely arrangement of payments, bank transfer, ensure payments are properly supported and authorized.
 Assist in preparing Forecast and Budget by analyzing historical data and certain future requirements, also performed sensitivity analysis
to measure the impact of changes in variables.
 Involved in year-end closing (completing customer invoices, accrue revenue and expenses, calculating depreciation, physical inventory
count, valuing ending inventory, commission owed to sales staff, complete Financial Statements etc.).
 Implement internal financial and accounting policies and procedures to ensure appropriate systems and internal controls are
maintained.
 Performing Value for Money and integrated audits of the company’s operations.
 Review and evaluates control structures to determine the adequacy of internal controls and operating efficiency.
 Undertake focused analyses on performance related to profitability and ongoing cost reviews.
 Liaise with the auditors in the annual audit to ensure audits are handled effectively and discuss the key areas for improvements and
recommendations.
Key Achievements:
 Carried out variance analyses for each product line, the results lead to the establishment of standard Bill of Materials to control the
inventory and cost of every item to be manufactured.
 Identified Economic order quantity and re-order levels in relation to the annual demand to prevent stock out.
 Reintroduced the treasury management system to support the running projects and designed controls over petty cash expenses
approval.

3. Financial Analyst (Agrica Chemicals, PAK)
(Jan’12 – Dec’13)
Agrica Chemicals is a key pharmaceutical company in PAK deals in Pesticide and Herbicide products.
Responsibilities:
 Prepare income statements, balance sheets, cash flow statements, variance analyses, ratio analyses, management financial reports,
and provides management with insights related to significant transactions affecting the financial statements.
 Maintained thorough financial reporting and general ledger structure.
 Perform sensitivity analysis to assess the impact of factors such as volume and growth fluctuations in cost.
 Working on different feasibilities to reduce cost of operations.
 Assemble spreadsheets and draw charts and graphs used to illustrate reports for different regions.
 Analyse financial information to produce forecasts of business.
 Support Financial Manager in preparing P&L and cash flow projections for the coming season and projects.
 Delegate and oversee various accounting works assigned to staff and provide necessary guidance and instructions to meet
deadlines and accomplish needed result.
 Monitoring Receivables, payables function including bank reconciliation and petty cash etc.
 Studying the previous budget and also taking into consideration the benefits and losses occurred during the previous financial
years, due to budget planning.
 Analyzing the actual results against budget performances and forecast.
 Conducting Financial and operational audit within the organization as per audit schedule to carry out an appraisal of the
effectiveness of the policies, procedures, and standards.
 Assembling and reviewing the notes and schedules of financial statements providing detailed understanding to facilitate auditors
for cross checking information reflecting in the books of the accounts, as well as providing simplified understanding to non-finance
related management personnel.
Financial accountant (Herex Enterprise, PAK)
(Dec’10 – Jan’12)
Responsibilities:
 Oversee and review the reconciliation of all relevant ledger accounts in order to ensure all accruals and adjustment entries have been
passed correctly.
 Ensure the system of records and accounts are properly maintained.
 Verify that transactions comply with financial policies and procedures and contract terms.
 Liaise on day to day basis with the sales team in Punjab province for new orders and payments recovery from customers.
 Engage the warehouse team to sort out the inventory for orders to be delivered.
 Planning for the logistical support by calculating the weight per order.
 Ensure that invoicing is being done on timely basis and despatched as the inventory leaves the factory.
 Review purchase cycle and analyse the cash flow on a weekly basis.
 Prepare analysis and recommendations on monthly financial figures and performance of the region.
 Correspond with vendors and respond to inquiries, acts as a liaison between related departments and vendors.
 Produce monthly reports and assist in budgeting and forecasting.
 Compare actual to budgeted results at the end of each reporting period, and report on significant variances.
 Responsible for year-end Accounts closing.
 Carrying out audit on assigned areas i.e. inventory audit on monthly basis.

4. PRECEDING ASSIGNMENTS
Auditor (Aashiq & Co Chartered Accountants, PAK)
Aashiq Aamir Sattar & Co is an audit firm comprises of a dedicated team of professionals specializing in different areas of accounts
finance and audit.
 Interpret financial and non-financial data of different organizations to assist the financial institutions to help them to set financing
limit of different clients.
 Preparing the projected financial statements on specific request of individual clients and also for banks.
 Assist in consolidating financial statements as per International Standards and International Financial Reporting Standards.
 Accepting responsibility and accountability for the audit work performed on assigned projects.
 Examining company accounts and financial control systems
 Gauging levels of financial risk within organization.
 Checking that financial reports and records are accurate and reliable
 Ensuring that assets are safeguarded
 Verifies assets and liabilities by comparing items to documentation.
 Completes audit work papers by documenting audit tests and findings.
 Appraises adequacy of internal control systems by completing audit questionnaires.
 Communicates audit findings by preparing a final report.
ACADEMIA
Association of Certified Chartered Accountants (ACCA), UK
United Arab Emirates Chartered Accountant, UAE
Certified Accounting Technician, UK
Diploma in Business and Finance, UK
ACCA’s Professional Ethics Module Certificate, UK
IT/ERP SKILLS
Proficient in MS Word, MS Excel (Pivot table, charts and Vlookup)* and Outlook, Oracle Financial, Focus I (6), SAP
(Business One), Peachtree & Tally
REFRENCES
Available on request