Credit Worthy helps you in Managing credit limit for each of your customers.

1. Credit Worthy®
(Credit Management Simplified)
(Release 4.7)

2.  Don’t let the cash crunch occur as an accident!
 Always keep sharp eyes on cash flow by real time
monitoring of committed v/s actual realisation
 Decide with logic, how credit worthy is a party

3.  Provide multiple data points on a single screen for detailed
analysis of ‘Credit Behaviour’ of a Party.
 Useful in scenario of frequent transactions with numerous
parties or high credit risk markets.
 No burden of remembering current balances, outstanding or
turnover of parties during dealing / billing.
 Party’s balances, recent transaction, interest details, bill details,
payment performance at single report.
 Party’s Performance Report helpful in judging limits.

4.  Helps to manage credit process in comprehensive manner.
 Just alert or stop invoicing after exhausting either the credit
limit or credit period.
 Compare party’s previous year’s turnover with current year.
 Check credit limit / period/ credit performance during entries.
 Also control Payment/Credit note to parties whose limit / credit
period is over.
 Print due details & limit statistics on sales & receipt.
 Combined Ledger statement under Group Company

5.  Admin can authorise users to set credit parameters of parties.
 Can include PDC transactions in limit consideration.
 Last Sales and Receipt analysis.
 Credit groups for multiple concerns / branches of single party.
 Enhanced multi ledger limit (credit limit) report.
 Ledger / credit group limit statistics report.
 Parallel Grouping of party ledgers.
 Black listed parties report.

6.  Stop credit billing with single button.
 Tagged Ledger balance and bill-by-bill balance.
 Use categorisation bill reference.
 Outstanding Follow -up management.
 Ledger balance on Ledger/Group outstanding report.
 Cost Centre / Salesman / Agent wise outstanding report.
 Party’s Balance & Outstanding Summary.
 Manage Local TDL

9. Stops at beginning if any bill is overdue
Just warning at beginning if any bill is overdue

10. Warning when warning credit limit exceeds

11. Warning when Group Limit exceeds

12. Error when control credit limit exceeds
Warning when warning credit limit exceeds

13. Error when group control credit limit exceeds
Warning when group warning credit limit exceeds

14. Warning when any bill is overdue over warning credit period
Error when any bill is overdue over control credit period

32. To assign multiple groups for a ledger

40. • Push SMS & emails for credit limit update to the parties.
• Bounced cheque management by retaining original due date.
• Can also control credit notes / payment to limit exceeded
parties.