FULL TITLE: Effective Micro-Insurance and Micro Health Insurance Programs to Reduce Vulnerability ROOM: Tsavo B PANEL Chair: Mr. Richard Leftley, CEO, MicroEnsure, USA Panelist: Mr. Yoseph Aseffa, Chief Technical Advisor, Microinsurance, International Labour Organization (ILO), Ethiopia Panelist: Mr. Nelson Kuria, Managing Director, Co-operative Insurance Company of Kenya Limited (CIC), Kenya

1. Africa–Middle East Regional Microcredit Summit Effective Microinsurance and Micro Health Insurance Programs to Reduce Vulnerability Yoseph Aseffa, ILO Nairobi, 7 – 10 April 2010

2. ILO’s Microinsurance Program : The Microinsurance Innovation Facility seeks to increase the availability of quality insurance for the developing world’s low income families to help them guard against risk and overcome poverty. The Facility works closely with Insurers and microcredit institutions and provides innovation grants and capacity building support. The Access to Insurance Initiative is a global programme to strengthen the capacity and understanding of insurance supervisors to facilitate their role as key drivers in expanding access to insurance markets. The goa of the Initiative is to enhance broad-based, demand-oriented and sustainable access to insurance for low-income clients.

8. What microinsurance cover 50 cents a day can buy: an example ? 500 Accidental injury: Emergency medical expenses, transport 10,000 10,000 10,000 Microinsurance value pack ? Death of spouse ? Accidental injury: major covers 10,000 Death, natural & accidental Other