1. Introduction
Invest Angles

2. About Us

3. About Us
Invest Angles Is A Financial Research And Advisory Based Firm Which Offers All Kinds Of Investment
Solutions For Our Diverse Range Of Customers.
We Are Team Of Qualified & Experienced Professionals Who Have Years Of Experience In Researching The Best
Products For Our Clients. We Have On Board With Us Qualified Chartered Accountant’s, MBA’s to guide &
Help clients in every step of their financial planning.
We focus on providing well researched, unbiased and expert advice to you. Our core
proposition is built around financial planning which is our primary business.

4. Our USPs
Professional Team
Research Based /
Risk Based
Advisory
Solutions Based
Approach
Service Based
Approach
Need based
Advisory
Any time
accessibility of
portfolio
One Stop
Solutions
Review of Portfolio
at Regular
Intervals
Entire Bouquet of
Financial Products
Free Portfolio
Health Checkup
Free Portfolio
Rebalancing

5. Product Range
Cash Management ( Treasury Management/ Idle Fund Management)
Tax Planning
Financial Planning/Goal Planning
Mutual Funds
Corporate FD’s / Bonds
Insurance Planning
Portfolio Management
General Insurance (Health, Motor, Travel, Personal Accident Etc)
Mortgage / Loans Planning
ITR Filling (Non Business)
New Pan Card/ Correction in Pan card, Aadhar Card & Passport Assistance

6. Why Financial Planning
If your current monthly expenses are Rs 50,000/- per month, then after 20 years you will
require Rs 1,93,484 /- a month to just maintain the current lifestyle!
An education degree for your child which currently costs Rs 20 Lakh could cost over Rs 39
Lakh after 10 Years.
A Marriage function for your child which currently costs Rs 50 Lakh could cost over Rs 1.68
Crore after 18 Years.
It is Inflation which is eating out on the Value of Money every year and thus one needs to
make a financial plan to beat the inflation and create wealth in long term.

7. Why One Needs to Invest

8. Value of Money Over Time
Today 5 Years 15 Years 20 Years
Impact of inflation on monthly
expenses of Rs 50,000 today
₹ 100,000
₹ 71,299
₹ 36,245
₹ 25,842
Today 5 Years 15 Year 20 Years
Value of Rs 1,00,000 over time

9. Why are Investment Decisions Difficult
Selection of appropriate investments
What if I need the money before the targeted date?
What paper work is needed?
How often do I monitor these investments?
How do I ensure safety?
Who will inform me the progress regularly?
What are the tax implication-can I keep the return or will the tax-man keep it?
What if I lose the proof of investments?

10. The Need For Insurance Planning
"Insurance is not for the person who passes away , it is for those who survive," goes a popular saying that
explains the importance of Insurance Planning.
It is extremely important that every person, especially the bread-earner, covers the risks to his life, so that his family's
quality of life does not undergo any drastic change in case of an unfortunate eventuality.
Insurance Planning is concerned with ensuring adequate coverage against insurable risks. Calculating the right level of
risk cover is a specialized activity, requiring considerable expertise. Proper Insurance Planning can help you look at the
possibility of getting a wider coverage for the same amount of premium or the same level of coverage for the same
amount of premium or the same level of coverage for a reduced premium. Hence, the need for proper insurance
planning.
Insurance, simply put, is the cover for the risks that we run during our lives. Insurance enables us to live our lives to
the fullest, without worrying about the financial impact of events that could hamper it. In other words, insurance
protects us from the contingencies that could affect us.

11. Why Insurance
You Never Know
Protect those you love
Death Shouldn’t mean debt.
Take Care of Business
Supplement your Retirement
It makes financial sense.
Peace of mind, plain & Simple

12. Type of Insurance
Term Insurance
Endowment Plans
ULIP
Whole Life Insurance
Money Back Policy

13. Service Areas
Generation & Maintenance of Life Insurance Portfolio
Customized Premium Calendar
Online Registration of all policies
Revival of Lapsed Policies
Fresh Nomination/ Change of Nominee
Assignment / Re-assignment of policies.
Assistance in case of Claim
Keeping Check on insurance installments
Human Life Value Calculation
Product Analysis/ Suggesting Appropriate Insurance

14. General Insurance

15. General Insurance
Motor
Insurance
Health
Insurance
Travel
Insurance
Home
Insurance
Personal
Accidental
Insurance

16. Features to Consider before
Room Rent Sub
limit amount
PED covered after
years
Maternity
coverage
OPD coverage
detail
Pre Hospitalization
Coverage
Post
Hospitalization
Coverage
Domicillary
Hospitalization
Covered upto
Daily Cash Benefit
limit (Amount &
Days)
Day Care
Procedures Details
and limits
Organ Donor
Coverage
Ambulance
Service Covered
upto
Free Health Check
Up's
No Claims
Benefits Provided
Claim Based
loading
Co-Payment
Age untill
Renewals Allowed
Eligibility Criteria
(Entry AGE)
Cashless facility
Sub-Limits-
desease specific
Relapse Period Family Discount
Pre Medical
Checkup
Term Discount Restoration of SI
Health
Maintanance
Benefit

17. Loans & Mortgages

18. Home Loan
•This type of loan is a simple home loan that allows you to purchase a new
residential property.
Home Purchase Loan
•If you ever wanted to renovate your home with a new aesthetic look or just
wanted to structurally enhance and strengthen it, this type of home loan is
what you’re looking for. It is basically concerned with the costs to renovate
or repair your existing home.
Home Improvement Loan
•This type of loan is taken when the borrower wants to construct a new
home on a given plot of land.
Home Construction Loan
•This type of home loan is linked to a current account thereby reducing your
interest outflow depending on your idle balance in your bank accounts
Home Loan Advantage

19. Personal Loan
These loans are offered by most banks, and the proceeds may be used for virtually any expense
(from buying a new stereo system to paying off a common bill). Typically, personal loans are
unsecured.
Personal loan eligibility depends upon various factors which differ from bank to bank. The main
factor of course, is your ability to repay the loan. Banks that offer personal loans have stringent
eligibility criteria and typically maintain profiles in terms of residence and your workplace. Having
a healthy CIBIL score also helps in improving your eligibility towards getting a personal loan.

20. Other Loans
Business
Loans
LAP/ LAS.
Car/ Auto
Loan
Education
Loan

21. What We Focus on
Planning is more Important than Products.
Thus we focus on plan rather then products.

22. Thank You
For More Details mail us at
investangles@gmail.com