1. Wellness clinic celebrates grand
opening
Wise County Community Health Center in Decatur celebrated its
grand opening Monday at noon.
The lots of people who helped usher it into existence were on
hand for the occasion. It was a tribute to each of thelocal efforts
that produced the clinic - a haven for the uninsured and these on
Medicaid - a reality.
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Wise County United Way Executive Director Martin Woodruff
statedthe concept for such a clinic started in 2004 when former
Wise County Judge Dick Chase initialmentioned it. It simmered
for years till 2009 when Congresswoman Kay Granger
recommended that Woodruff get in touch with individuals involved
using the Albert Galvan Wellness Clinic in Fort Worth.
1issuelead toan additional, including a host of

2. neighborhoodassistance, till the Federally Qualified Wellness
Clinic (FQHC) opened in February.
“I came to Congress since I believed in nearbycontrol,” Granger
saidat the opening. “This community health center is really a
testament of what you'll be able to do in thelocal level. It seems
like aextended time to y’all, but acquiring this going from 2009 to
these days is record fast in Washington time.”
The clinic in Decatur is a branch campus of North Texas Area
Community Wellness Centers (NTACHC). It has two other
campuses in Fort Worth.
It provides a sliding payment scale for uninsured and low-income
patients. It accepts private insurance, Medicaid, Children’s
Medicaid (CHIP) and Medicare.
It opened due to the efforts of Wise County United Way, Wise
County Health Forum, Wise Regional WellnessTechnique,
numerous elected officials and generous individual donors. In
spite of not receiving a federal grant to serve as seed cash for the
clinic, neighborhood donors along with a renovated facility by
Wise Regional, allowed the clinic to open.
Wise Regional HealthTechnique CEO Steve Summers saidit is no
accident the clinic is situated across the highway from the Wise
Regional emergency room. He mentioned the clinic will be
thealternativeto help keep non-emergency patients without
havingwell beinginsurance coverage from visiting the ER.
Hospitals aren’t allowed to turn down ER patients, so
thosewithout havinginsurance coverageusually go there even for
primary care services, which isa whole lotmorecostly than going
to a clinic.

3. The health clinic is coincidentally locatedinside a former
emergency space.
ArcadioViveros, CEO of NTACHC, stated he hopes for the clinic
to develop into “a one-stop shop” for loved oneswellness care.
That includesultimately adding dental, optometry and behavioral
health services.
“There is awant for the high number of uninsured and
underinsured population,” Viverosstated. “These
folksdon’tpossess awell beingresidence … We want this to turn
out to be their wellnesshouse.”
Probably the mostrecent U.S. census datastated as significantly
as 26 percent of Wise County residents lack well beinginsurance
coverage. The number is also high amongchildren. And just
before the clinic opened, individuals on Medicaid had to travel to a
minimum of Fort Worth to locate a medical doctor who would
accept new Medicaid patients.
“People on Medicaid had nowhere to go,” Woodruff said. “The
fewdoctors (inside the county) that do have Medicaid patients no
longer accept new ones. They do not get reimbursed as a lot by
the federal government as thehealth procedures cost.”
A FQHC is reimbursed fully for Medicaid and CHIP patient care.
It opened Feb. 15. So far the clinic has seen 323 folkscreating
481 total visits. It averages 10 to 15 patients per day.
The clinic, situated at 2000 S. FM 51, Suite D, is open Monday via
Friday 8 a.m. to 12 p.m. and 1 to 5 p.m. For information or to
schedule an appointment, call (940) 393-0100.
At the very least 600,000 Young Adults Join Parents’ HealthPlans

4. Below New Law
Hundreds of thousands of young adults are taking benefitfrom
thewell being care law provision that allowspeoplebelow 26 to
remain on their parents' wellness plans, a number of the nation's
biggest insurers are reporting. That pace appears to
becomequicker than the government expected.
WellPoint, the nation's largest publicly traded health insurer with
34 million clients, stated the dependent provision was
accountable for adding 280,000 new members. That was about
one third its total enrollment growthin thefirstthree months of
2011.
Other individualslarge insurers statedthey have added tens of a
huge number of young adults. Aetna, for example, added fewer
than 100,000; Kaiser Permanente, about 90,000; Highmark Inc.,
about 72,000; Health Care Service Corp., about 82,000; Blue
Shield of California, about 22,000, and United Healthcare, about
13,000.
The Health and Human Services Department has estimated that
about 1.2 million young adults would sign up for coverage in
2011. The early numbers from insurers show it could possibly
bemuchlarger, mentioned Aaron Smith, executive director of the
Young Invincibles, a Washington-based nonprofit group that
advocates for young adults.
Insurers described the growth in young-adult enrollment as
themarketbegan reporting first-quarter earnings that showed
better than expected earnings. But Carl McDonald, an analyst for
Citigroup, stated that the higherprofits weren't associatedto the
new young-adult enrollees. That isbecause, he said, the majority
of the boost in young people's enrollment has occurred among
self-insured employers; in these firms, insurers act as

5. administrators and do notnot assume financialthreat.
McDonald attributed the majority of insurers' profit increases this
year to their customersusing fewer wellness services, particularly
hospital care.
Under the health law, wellness plans and employers shouldsupply
coverage to enrollees' adult youngsterstill age 26 even if the
young adult no longer lives with his or her parents, just isn't a
dependent on a parent's tax return, or is no longer a student.
The dependent coverage provision went into effect Sept. 23.
Nevertheless, well being plans did notneed to adopt the altertill
the commencefrom the subsequent strategy year, which for
numerousbusinesses was January. In addition, dozens of insurers
voluntarily adopted the modify earlier, soon following President
Barack Obama signed the health overhaul law in March 2010.
Lataille
That helped Alexander Lataille, 23, of Laurel, Md., who graduated
from college last spring and was worried about being kicked off
his parents’ strategy. But Blue Cross and Blue Shield of Rhode
Island adopted the under-26 provision early - and that kept him
insured, even as he took jobs that did notofferinsurance. "It was a
huge relief," statedLataille, who has asthma.
But although federal officials and consumer advocates are
pleased that demand for dependent coverage appears greater
than projected, some employers are worried concerning
theexpensefrom theadditional coverage.
Helen Darling, CEO from the National Company Group on Health,
which represents more than 300 large employers,
statedemployers typicallydon’t like the concept of anythingthat

6. can add to their wellnessexpenses. "I don’tthinkanyone is eager
to investmoremoney," Darling mentioned. "This isn'tsome thing
employers would have carried outon their very own."
Darling questioned why employers should be necessary to cover
adult children who no longer live with their parents and might be
married themselves.
In accordance with the federal estimates, adding young adult
coverage is likely to increasetypicalfamily premiums by about 1
percent.
Folks in their 20s have the highest uninsured rate of any age
group-about 30 percent, federal information show. Two aspects
are largely behind this: Young adults are most likely to function for
employers that do notoffer coverage and young adults do
notcomprehend the want for well beinginsurance.
Until 2014, wellness plans that were in existence before the
wellness law was enacted don'tneed tosupply dependent
coverage if the adult child's employer provides any type ofhealth
coverage. The exception doesn't apply to new plans.
The federal government added 280,000 people to its insurance
rolls becausefrom the dependent coverage, said a spokeswoman
for the Workplace of Personnel Management.
Just before the federal law was passed, several insurers dropped
coverage of youngsters either at age 18 or 21 or when the
children graduated from college. Much more than half the states
needed coverage to continue untilat the very least age 25, but
these laws often had a number of restrictions.
Federal wellness officials say they arecontentusing the response
for the law.

7. "We are pleased to see the embrace of this important provision in
theAffordable Care Act," mentioned Jessica Santillo,
spokeswoman for HHS. "Young adults are a lot more than twice
as most likelyto be uninsured than older adults, generating it
tougherto obtain the health care they require, and putting them at
threat of going into debt from high medical bills."
WellnessInsurance coverageCoverage For KidsBeneath 26
The Patient Protection and Inexpensive Care Act (PPACA) signed
into law by Mr Obama on March 23, 2010 consists of, Successful
September 23, 2010, Dependents (kids) is going to be permitted
to stay on their parents' insuranceprogramuntil their 26th birthday,
and regulations implemented under the Act contain dependents
that no longer live with their parents, aren't a dependent on a
parent’s tax return, are no longer a student, or are married.
As a result of that law, my youngest daughter is currentlya part of
my employer wellnessinsurance coverageplan.
Mentioned youngest daughter (she is 21 years of age) has just
recently acquired employment having ahuge corporation that
provides her a wellnessinsurance coverageprogramthat'sa lotless
expensive for her to buy directly (as an employee) as opposed to I
getting her as an add on to my program (as a dependent). Getting
the mature young woman that she is, she is enlisting in her
employer sponsored well beinginsuranceprogram.
I informed my employer (Rewards department) that I will be
dropping her from my existing insurance coveragecoverage.
Now then, I located the following to beveryintriguing.
My employer won'tallow me to get rid of her from coverage until I
provide them proof that she is a part of some other qualified plan.
They are going to not enable me to remover her from my policy

8. (nor minimize the associatedexpenses) untilthey've proof of other
coverage. They said that this really isneeded by law.
Clearly, I can supply proof. I just discover that to
becomefascinating.
It also begs a query.......
Suppose I was removing her simply because she turned 26.
By law, she is neededto possesswellnessinsurance coverage.
Would the government then track her down and force her to
buywellnessinsurance?