Learn about the roof insurance claim process for storm damaged roofs-- including filing, what adjusters look for, and compensation for your claim. View the full article here >> http://bit.ly/248lzj4

1. What
Insurance
Adjusters
Look for In
Storm
Damaged
Roofs
Platform Roofing

2. Overview
How Long Do You Have To File A
Claim For Hail Damage
The Key Factors During The Roof
Inspection
What Should You Expect

3. When a storm leaves your roof in
need of repair, you will need to file a
claim with your homeowner’s
insurance company and work with an
insurance claims adjustor to
determine the extent of the qualified
damages. Damages could range
anywhere from a full roof
replacement that costs upwards of
$50k, to a few thousand dollars of
repairs to the smaller affected areas
of the roof or home. Below are some
things to keep in mind when filing an
insurance claim for roof hail damage
or other storm damage.

4. How Long Do You Have To File A Claim
For Hail Damage?
Don’t Wait
Even if your insurance company does
not restrict how long you have to file,
filing sooner rather than later, will
ensure the most accurate
information is gathered. Not only
that, but if you wait to file your claim,
the damages could worsen and
create new problems that will not be
covered in your claim.

5. Call In A Contractor To Meet With Your
Adjustor
Teamwork: Roofing Contractors
& Adjusters
If the adjusters determine the storm
did create your damage, their next
step will be to determine the amount
of qualified repairs. Many
homeowners have their own
contractor present during the
inspection, so the contractor and
adjuster can discuss all factors and
options.

6. The Key Factors During The
Roof Inspection

7. ● Missing granules are a sign of hail damage, as missing
granules can expose the substrate layer below.
● Areas underneath missing granules often feel soft and
spongy, which is a sign of bruising.
● If the fiberglass mats that surround asphalt shingles are
cracked or broken, then a roof replacement may be
required.
● Collateral damage to fascia, gutters, vents, valleys,
windows, siding, and other areas with dents or damage
will also be taken into consideration.

8. Roof hail damage claims are often
processed within 7 to 14 days. The claim
will be subject to your deductible, and the
amount awarded is subject to depreciation
of 30 to 40 percent.
Keep in mind the condition of the roof prior to the storm will be taken into consideration. For example, if the roof
and gutters were not in good condition prior to the storm, then the claim any be greatly reduced or even denied.

9. Have Additional
Questions?
Platform Roofing has worked with hundreds of insurance claims adjusters and
homeowners on storm damaged roofs. For additional questions about the process,
contact our team:
Platform Roofing
Phone: 817-776-0302
Email: info@platformconstructionusa.com
Address: 835 E LAMAR BLVD SUITE 442
ARLINGTON, TX 76011