“How can I lower my mortgage?” This is a question that thousands of homeowners are asking as interest rates are increasing, causing mortgage payments to skyrocket. Though many people fear they have no alternatives, there are several pre-foreclosure options. The key is acting in a timely way.

1. Sell Home Owner
Sell Home Owner
“How can I lower my mortgage?” This is a question that thousands of homeowners are asking
as interest rates are increasing, causing mortgage payments to skyrocket. Though many people
fear they have no alternatives, there are several pre-foreclosure options. The key is acting in a
timely way.
By refinancing your home with new terms, you can keep making payments and avoid
foreclosure. However, this is a process that should be negotiated between a firm that employs
both licensed and bonded mortgage brokers and
attorneys and your lender. Homeowners should not
represent themselves. In addition, the debt
negotiations firm can advise you about potential tax
consequences, as well as any impact to your credit
rating.
“We want our clients to understand each step of the process before they sign the newly
negotiated contract. Though this is a good alternative to foreclosure, it is still a new contract,
and should be evaluated,” says a representative from Sell Home Owner, a debt negotiations
firm in Portland, Oregon.
It is easy to let the pressure of today’s economy build into a feeling of hopelessness. But before
you walk away from your house, contact a debt negotiations specialist like Sell Home Owner
(www.sellhomeowner.com) for help. You have options, don’t lose your house without exploring
all possible alternatives.
For some people, a short sale is their best option. A short sale simply means that a house is
sold for less than the value of the loan amount. However, this is not the type of debt
negotiation you want to try yourself and you certainly don’t want to hire an unqualified
negotiator, either.
“There are some unethical people out there who say they are experienced in short sales. A true
short sale specialist is one who is a licensed and bonded mortgage broker who works with a
team of attorneys that negotiate the final contract.”
It is critical to find a firm that only hires licensed and bonded mortgage brokers and attorneys
to participate in debt negotiations around your mortgage. The final result is a legal and binding
contract; something you want to be sure is spot on before signing.
The licensed and bonded short sale and debt negotiation specialists at Sell Home Owner can
immediately help you sell your home.
www.sellhomeowner.com

2. Sell Home Owner
They are short sale specialists that have:
 Ten years combined experience
 Short sales negotiated by attorney’s
 No fee to the seller
 Over 350 successful sales
 Same day cash offer on property
Contact the highly qualified representatives at www.sellhomeowner.com today for more
information about avoiding foreclosure.
www.sellhomeowner.com