A Cincinnati real estate agent's presentation on the Real Estate Buying process. This was designed specifically for first time home buyers. Law and customs may be different from city to city so be sure to work with a reputable real estate professional.

2. You can do this!
Here are the steps
to take when you’re
starting to look for a
home…
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3. Did you know that as a
buyer working with a
Realtor is free?
Trust us – you’ll want his
or her expertise to guide
you through this process!
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4. He or she will discuss the different types of
loans, determine how much you can
afford to borrow, and give you a
pre-approval letter.
To make the process go as smoothly as
possible, we provide a number of
mortgage broker and banker
referrals so that our clients have a choice
of honest reputable loan officers to interview.
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5. - Listen intently to what their needs and wants are.
-Set up an automated
search that sends them
properties to preview online
that meet their criteria.
- Research those
properties that interest our
buyers and set up showings.
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6. Before we submit an offer on behalf of a client, we analyze
the comparable properties for sale, recent market statistics, and
other critical factors to determine the best offer.
In most cases buyers submit
earnest money with
their offer to emphasize that
their intentions to negotiate a
fair price for the home are
sincere and earnest.
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7. In the case that the seller is
not satisfied with the initial
offer price, they will initiate a
negotiation. The real estate
agents then exchange a
series of written offers
and
counteroffers
until both parties agree on
the sale price and terms.
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8. Once we agree on a price, we
insist that our buyers get a
whole home inspection. The
agreed upon price was for
a home in good
working order, and an
inspection will determine if the
home needs repairs. We
provide our clients with names
and numbers for inspectors we
trust.
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9. Odds are that the home will
have some things you want
repaired. Some items are minor,
and some are major.
We help buyers and sellers
renegotiate the contract so
that the repairs get made or
the price is adjusted to
everyone’s satisfaction. http://www.flickr.com/photos/fragiletender/5332587307/sizes/z/in/set-
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10. Your loan officer will walk you
through your lending documents
and answer any questions you may
have.
At the closing, we sign all of the
papers, transfer the title to the
welcome
property and
you to your new
home!
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11. Alison Warm Moss Brett Pelchovitz Stern
Comey and Shepherd Comey and Shepherd
(513)-518_1140 (513)-885-8226
Alison.moss@comey.com brettpstern@gmail.com
www.cincinnatilivingonline.com