Raul Quiroz has over 25 years of experience in financial analysis, budgeting, and process improvement. He has worked in roles at JP Morgan Chase, Citigroup, and as an independent consultant. Quiroz has expertise in trend and budget forecasting, complex problem solving, and reducing expenses through process redesign. He is skilled in communication, presenting analysis, and building financial teams. Quiroz holds an MBA from Indiana University and a master's in accounting from Kaplan University. He is fluent in multiple languages and has lived and worked across the US, Brazil, and other countries.

1. Raul Quiroz, MBA
4010 Galt Ocean Dr. 1614  Fort Lauderdale, FL33308  Phone: 954-673-7440  www.linkedin.com/in/raulquiroz/ 
RaulQuiroz89@gmail.com
Profile
Forward-focused, multi-lingual financial professional with corporate finance expertise in budgeting, ratio analysis,
strategy, risk and management. Tremendous analytical skills and detailed oriented with global experience. Delivers
strong and sustainable revenue/income gains with equal expertise in capturing cost reductions through process redesign
and performance management. Consistently applies business analysis and critical thinking skills to develop new systems
and enhance existing operations.
Flexible and versatile – able to maintain a sense of humor under pressure. Poised and competent with demonstrated ability
to easily transcend cultural differences. Thrive in deadline-driven environments. Excellent team-building skills.
Skill Summary
• Analytical • Communication • Decision making
• Attention to Detail • Professional Presentations • Project Management &Organizational
• Complex Problem-Solving • Team Building • Relationship-Management
• Trend & Budget Forecasting • Customer Service • Tenacity and Ethics
Professional Experience
ANALYTICAL: ATTENTIONTO DETAIL / COMPLEX PROBLEM SOLVING / TREND & BUDGET
 Executed Market and Operations Analysis, System Development, Project Management, Process Improvement, Monthly
Close; Reducing expenses by 5 percent
 Created and generated Financial and Operations reports to Senior and implemented new Budget Methodology and
Assumptions that helped reduce 40% expense variance of prior Budgets vs. Actual
 Led Process improvement project, Trained employees to cover more than one country reporting, Relocate employees
from 22 countries to Costa Rica teaming up with HR
 Actively participated in the General Ledger system update helping reduced by 100% financial reporting errors
 Conducted Daily Interest Rate Forecasting, Analysis of Risk Capital, Process Improvement, Monthly Close and
Reported Latin America Risk Capital to Corporate and Latin America CFOs & Controllers
 Developed and implemented a statistical computer based risk-rating model to determine country risk ratings for the
emerging markets, it has been used up to date to analyze country risk
COMMUNICATIONS: PROFESSIONAL PRESENTATION / TEAM BUILDING / CUSTOMER SERVICE
 Build financial team to implement all financial functions from accounting consolidation to reporting to senior
management
 Persuaded sales and operating groups to use new methodology that improved the evaluation of Investments. The
information helped to create a tracking methodology for Revenues related to the new investments
 Prepared strategic presentation for Road Shows, Analyst Presentations, Monthly, Quarterly and Annual Financial
results, and Market Analytics

2. Raul Quiroz, Page Two Available for Relocation
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 Managed portfolio of 105 clients for both corporate and individual accounts, achieving 350% portfolio appreciation in
three years (NP$4.5 Million)
DECISION MAKING: PROJECT AND RELATIONSHIP MANAGEMENT / ETHICS
 Led the valuation process for the acquisition of a Panamanian cable company, recommending not to pursue the
acquisition due to company strategy
 Performed financial, demographic and economic research in Mexico City and in the Silicon Valley area to measure the
risks and opportunities to expand telecommunication services. The government granted RCN permission to offer
telecommunication services in the Silicon Valley and Phoenix
 Conducted a worldwide competitive analysis that was used by both the International and the Business Intelligence
groups as decision tool for future strategic investment decisions.
Employment History
Financial Analyst Consultant, Sao Paulo, Brazil; Florida, USA 2013 to present
JP Morgan Chase – Finance Manager Sao Paulo, Brazil 2010 to 2013
Citigroup – Financial Analyst, New York, NY; Sao Paulo, Brazil; Costa Rica, CR 2000 to 2010
Bristol Meyers – Mead Johnson, MBA Summer Internship, Evansville, IN July 1999 to August1999
RCN International, Financial Analyst, Princeton, NY 1996 to 1998
Unisys, Analyst AIESEC Program, Norristown, PA 1994 to 1996
Acciones y Valores de Mexico, Stock Broker, Mexico City, Mexico 1991 to 1994
Banca Cremi, Internship, Mexico City, Mexico 1990 to 1991
Education
Kaplan University, Master of Science in Accounting April 2016
Indiana University, Bloomington, IN, Master of Business Administration 2000
Wirtshaft Universitat, Wien, Vienna, Austria, Exchange program 2000
Universidad Panamericana, Mexico City, Mexico, Bachelor of Science in Economics 1991

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Computer Skills and Other
• Microsoft Word • Hyperion • FRM I – November 2015
• Microsoft Excel • Essbase • CPA Certification - 2016
• Microsoft PowerPoint • SAP • Green Card Holder
• Microsoft Access • Business Object • Brazil – Permanent Resident