2. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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3.1 Decimals and
the Place Value System
Read and write decimals
Round decimals
1.2345 rounded to the nearest tenth is 1.2
3. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
3
3.1.1 Read and write decimals
Our money system, based on the dollar, uses
the decimal system.
Moving one place from right to left increases the
value ten times.
Moving one place from left to right, causes the
value of the digit to become ten times smaller.
4. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
4
How much is 0.1?
It is one part of a 10-part
whole.
0.1 is read “one tenth”
If this chart represented a
dollar, the white segment
would be equal to $0.10.
5. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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The decimal point
Separates the whole number part from the
decimal part, as the number extends from left to
right.
34.7 is read thirty four and seven tenths
or 34 point 7.
6. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Place value names
The first place to the right of the decimal point is
tenths. (0.1)
Second place is hundredths. (0.01)
Third place is thousandths. (0.001)
Fourth place is ten-thousandths. (0.0001)
and so on.
7. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
7
How to read or write a decimal
3.12 Three and twelve hundredths
9.067 Nine and sixty-seven thousandths.
4.5 Four and five tenths.
Read the whole number part first, saying “and”
to indicate the beginning of the decimal part of
the number.
8. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
8
Reading decimals as
money amounts
When reading numbers that represent money
amounts, read whole numbers as dollars.
Decimal amounts are read as “cents.”
$35.98 is read “thirty–five dollars and 98 cents.”
9. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
9
3.1.2 Round to a specific
decimal place
1. Find the digit in the specified place.
2. Look at the next digit to the right.
If this digit is less than 5, eliminate it and all
digits to its right.
If the digit is 5 or more, add 1 to the digit in
the specified place, and eliminate all digits to
its right.
10. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
10
Try these examples
Round to the nearest tenth
12.456
12.5
31,343.387
31,343.4
346.2778
346.3
11. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
11
3.2 Operations with decimals
Add and subtract decimals
Multiply decimals
Divide decimals
3.234 + 6.8 = ?
12. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
12
Add and subtract decimals
Write the numbers in a vertical column, aligning
digits according to their places.
Attach extra zeros to the right end of each
number so each number has the same quantity
of digits.
Add or subtract as though the numbers are
whole numbers.
Place the decimal point in the sum or difference
to align with the decimal point in the respective
operation.
13. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Be orderly to avoid mistakes.
3. 4 7
- . 2 9
3. 1 8
14. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Add zeros where necessary
.7 8 0
- .0 9 2
= .6 8 8
15. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
15
Try these examples.
(Without using your calculator)
7.098 + 2.6 + 0.8 + 13.999 =
24.497
10.008 – 7.6 =
2.408
.976 - .04217 =
.93383
16. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
16
3.2.2 Multiply decimals
Multiply the decimal numbers as though they are
whole numbers.
Count the digits in the decimal parts of both
decimal numbers.
Place the decimal point in the product so that
there are as many digits in its decimal part as
there are digits you counted in the previous step.
If necessary, attach zeros to the left end of the
product to place the decimal point accurately.
17. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
17
Look at this example.
3.45 x 4.082 =
How many places are there to the right of the
decimal point?
Five; so, the answer will have five places to the
right of the decimal.
The answer is 14.08290
The last zero can be dropped and the answer
would be 14.0829.
18. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
18
Try these examples
(Without using your calculator)
2.4 x .06 =
0.144
3.07 x 8.008 =
24.58456
.01 x 1.001=
0.01001
19. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
19
3.2.3 Divide decimals
Divide a decimal by a whole number:
Place a decimal point for the quotient directly
above the decimal point in the dividend.
Divide as though the decimal points are whole
numbers.
3.4 divided by 3 = ?
20. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
20
Try these examples
(Without using your calculator)
12.4 ÷ 6 =
2.06 (repeating)
36.5 ÷ 2 =
18.25
192.45 ÷ 50 =
3.849
21. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
21
Try this word problem
Jill wants to buy a bottle of detergent. If a 100-
ounce bottle costs $6.49 and a 50- ounce bottle
costs $3.99, which would be the better buy on
cost per ounce basis? What are those
amounts?
Answer: The 50 - ounce bottle has a cost of
.0798 per ounce while the 100-ounce bottle has
a cost of .0649 per ounce. The bigger bottle is a
better buy.
22. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Divide by a decimal
Change the divisor to a whole number by
moving the decimal point to the right, counting
the places as you go.
Use a caret ( ^ ) to show the new position of the
decimal point.
Move the decimal point in the dividend to the
right as many places as you moved the divisor.
Place the decimal point for the quotient directly
above the new decimal point for the dividend.
Divide as you would divide a whole number.
23. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
23
Try these examples.
Without using your calculator)
12.3 ÷ .06 =
205
15 ÷ .004 =
3,750
20.765 ÷ .08 =
259.5625
24. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
24
Try these word problems.
Bill Sullivan has an hourly rate of $14.32 and his
gross weekly pay was $572.80. How many
hours did he work?
40 hours
Jan Stevens has an hourly rate of $7.75 per
hour and her gross weekly pay was $193.75.
How many hours did she work last week?
25 hours
25. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Convert a decimal to a fraction.
Convert a fraction to a decimal.
1/2 = 50%
25% = 1/4
3.3 Decimal and Fraction
Conversions
26. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Convert a decimal to a fraction
Find the denominator: write 1 followed by as
many zeros as there are places to the right of
the decimal point.
Find the numerator: use the digits without the
decimal point.
Reduce to lowest terms and/or write as a whole
or mixed number.
27. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Here’s an example.
Write 0.8 as a fraction
“8” becomes the numerator.
There is one place to the right of the decimal
point: 1 + 0 = 10.
“10” becomes the denominator.
0.8 = 8/10
Reduce to lowest terms.
4/5
28. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
28
Try these examples.
0.75 converted to a fraction becomes…
¾
0.625 converted to a fraction becomes…
⅝
0.25 converted to a fraction becomes…
¼
29. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Convert a fraction to a decimal
Write the numerator as a dividend and the
denominator as the divisor.
Divide the numerator by the denominator, taking
the division out as many decimal places as
necessary or desirable.
Note: In some cases, a repeating decimal will
be the quotient of the operation. You may
indicate that it is a repeating decimal or round as
needed.
30. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Here’s an example.
Write ⅞ as a decimal.
Divide 8 into 7.000.
The result is 0.875
In this case the quotient is called a terminating
decimal; there is no remainder.
31. Cleaves/Hobbs: Business Math, 7e Copyright 2005 by Pearson Education, Inc. Upper Saddle River, NJ 07458 All Rights Reserved
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Try these examples.
Convert ½ to a decimal.
0.5
Convert ⅜ to a decimal.
0.375
Convert ⅔ to a decimal.
0.6666(repeating) or 0.67