Smarter Finance USA

Irvine, CA United States

Finance / Banking / Insurance

There's a huge need today for small businesses to get access to capital at reasonable rates. Banks are turning down 85% of business loan applications, which has given rise to a fast growing industry that offers loans at 60, 80, and even 100% or higher annual interest rates. The problem is, the vast majority of businesses turned down for a bank loan don't deserve to pay 60 percent or higher interest - but what I like to call "medium cost loans" are hard to find when you search for a loan on the internet. Smarter Finance USA was born to help small business connect to equipment financing and working capital at a fair rate of interest relative to their business situation.