[設計跨界X分享會2011] 一個新的(建築)設計公司型態構想

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2011-7-17 by Roy Lin 一個提供設計服務的公司，本就應該具備跨領域整合的能力，也應該捨棄黑盒子般的設計作業方式...。以一個傳統的建築設計事務所而言，有沒有別種運作方式的可能？與整個產業分工鍊又有什麼新的關係？這次將分享一個跨領域設計公司的架構提案... 活動錄影：http://www.youtube.com/user/MacRoy74918?feature=mhee#p/u/6/sfgNw06y1YQ https://www.facebook.com/interXdesign 設計X跨界 (Inter X Design)　是一個不同領域設計人交流的平台，將不定期舉辦設計跨界交流活動。

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Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

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