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The first important step to financial planning is to set financial goals. Goals are financial targets
that you'd like to achieve at some time in the future. You can still raise your finances by saving
money & investing very carefully without any particular targets but it is a good plan to have a
least some useful goals.
Some examples of goals:
Short-term goals
 Pay off small debentures, like a personal loan, the mutual fund within 8 months.
 Resize your retirement planning contribution by $100+ per month.
 Precise your cable bill by $150 per month.
Medium-term goal
 Save up to $5,100 down for a car.
 Pay off your $31,000 student loan.
Long term goal examples
 Pay off all debentures including the mortgage.
 Save and invest sufficient money to retire at a required age.
Short and medium term financial goals move to be fairly straightforward and would not be
discussed on this blog very often. We will, however, revise long-term strategies especially
relating to retirement since that is a big platform for financial planning.
Financial strategies have to be fairly smooth – if you are just initiated the process for planning
your finances then you will probably write some achievable down, then do some analysis on
your finances & see if those goals still make any sense. Usually, your goals or strategies will
have to be rewritten too many times in order to get them to match reality.
The value of your goals will depend on your financial situation. Someone who disburse more
than they earn probably should not worry about financial planning for retirement until they can
get their budget under control value. On the other way, someone who is a best saver might be
in a position to think about long term goals or strategies with some confidence that they can also
achieve
Few financial strategies For Smart Investment
Smart investment is always a great time to consider new financial moves for the upcoming
months. We are a family firm with family values, and it shows in the way we care for our clients.
So there are smart investments which need to be broadly classified you can make that could
multiply your money for so many times over the single run. Investing smartly is a way that
makes your money grow.
That's why to get what you want most you must
 Decide which goals are highly preferable
 Work toward the minor goals only after the really significant ones are well provided for.
Here are some common goals you may want to consider:
 Getting out of debt
 Building an emergency savings account
 Buying a house
 Caring for elderly parents
 Paying for a child's college education
 Saving enough to retire comfortably
Visit More Latest Pdf/PPT
Stephen Cagnassola Competent Insurance Agent
Stephen cagnassola | financial professional |

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Recommendations For Your Financial Needs By Stephen Cagnassola

  • 1. The first important step to financial planning is to set financial goals. Goals are financial targets that you'd like to achieve at some time in the future. You can still raise your finances by saving money & investing very carefully without any particular targets but it is a good plan to have a least some useful goals. Some examples of goals: Short-term goals  Pay off small debentures, like a personal loan, the mutual fund within 8 months.  Resize your retirement planning contribution by $100+ per month.  Precise your cable bill by $150 per month. Medium-term goal  Save up to $5,100 down for a car.  Pay off your $31,000 student loan. Long term goal examples  Pay off all debentures including the mortgage.  Save and invest sufficient money to retire at a required age. Short and medium term financial goals move to be fairly straightforward and would not be discussed on this blog very often. We will, however, revise long-term strategies especially relating to retirement since that is a big platform for financial planning. Financial strategies have to be fairly smooth – if you are just initiated the process for planning your finances then you will probably write some achievable down, then do some analysis on
  • 2. your finances & see if those goals still make any sense. Usually, your goals or strategies will have to be rewritten too many times in order to get them to match reality. The value of your goals will depend on your financial situation. Someone who disburse more than they earn probably should not worry about financial planning for retirement until they can get their budget under control value. On the other way, someone who is a best saver might be in a position to think about long term goals or strategies with some confidence that they can also achieve Few financial strategies For Smart Investment Smart investment is always a great time to consider new financial moves for the upcoming months. We are a family firm with family values, and it shows in the way we care for our clients. So there are smart investments which need to be broadly classified you can make that could multiply your money for so many times over the single run. Investing smartly is a way that makes your money grow. That's why to get what you want most you must  Decide which goals are highly preferable  Work toward the minor goals only after the really significant ones are well provided for. Here are some common goals you may want to consider:  Getting out of debt  Building an emergency savings account  Buying a house  Caring for elderly parents  Paying for a child's college education  Saving enough to retire comfortably Visit More Latest Pdf/PPT Stephen Cagnassola Competent Insurance Agent Stephen cagnassola | financial professional |