Presented at the 2011 Take Action! Impact Investing Conference in San Francisco. www.impactinvestingconference.com

1. 2011 Take Action!
Fixed Income Structuring Panel
March 15, 2011
Redwood City, California
Presented by:
Michelle Rogers
Executive Vice President & Senior Portfolio Manager
Community Capital Management

2. About Community Capital Management, Inc.
• Founded in 1998. Primary goal:
• Over $1.3 billion in fixed income To produce above‐
assets as of 12/31/10. average, risk‐
• Headquartered in Ft. Lauderdale, adjusted returns
FL with an office in Charlotte, NC. while providing
added diversification
• A focus on community and and simultaneously
sustainable investments. having a positive
• Available investment vehicles: impact on the
 Mutual fund community and the
 Separately managed account environment.
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3. Impact Investing via a Fixed Income Portfolio1
Affordable rental
housing
Small business Neighborhood
loans revitalization
Environmental
sustainability
First‐time homebuyer
programs
Targeted market
rate home loans Affordable
for low‐ and rental housing
moderate‐ Neighborhood
income revitalization
borrowers Environmental
sustainability
Source: BondEdge. Sector allocation data as of 12/31/10.
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2 Asset Backed Securities (ABS) within the Core Fixed Income Composite include U.S. Government‐guaranteed Small Business Administration (SBA)
loans and pools. 3

4. Fixed Income Impact Investing: Customization Options
SPECIFIC MISSION INITIATIVES
 Affordable Rental Housing
 Job/Small Business Creation Clients receive a
 Affordable Homeownership detailed report for
 Environmental Sustainability each security
 Affordable Healthcare purchased on their
 Neighborhood Revitalization behalf identifying the
investments positive
OR community impact.
PREDEFINED GEOGRAPHIES
 Nationwide
 State Specific
 County Specific
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5. Fixed Income Impact Investing: Challenges &
Opportunities
Challenges:
 Municipal stresses
 Headline risk
 Foreclosures and delinquencies
Opportunities:
 Green bonds
 Small Business Administration (SBA)
 State housing finance agencies
 Healthy communities/human capital plan
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6. Contact Information
Firm Headquarters Community Capital Management, Inc. is a Florida‐
based investment advisor registered with the
Community Capital Management, Inc. Securities and Exchange Commission under the
Investment Advisers Act of 1940. Investing
2500 Weston Road, Suite 101 involves risk, including possible loss of principal.
Weston, FL 33331 Current and future holdings are subject to risk.
www.ccmfixedincome.com Past performance does not guarantee future
results. This presentation should not be construed
as a recommendation to purchase or sell any
Contact particular securities. The securities identified and
described do not represent all of the securities
Michelle Rogers purchased, sold or recommended for client
accounts. The reader should not assume that an
Executive Vice President & Senior investment in the security identified was or will be
Portfolio Manager profitable. Market conditions can vary widely over
time and can result in a loss of portfolio value. The
mrogers@ccmfixedincome.com information provided herein represents the
(877) 272‐1877 opinion of the manager and is not intended to be
a forecast of future events, a guarantee of future
results or investment advice.
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