Tracxn - Consumer Finance Startup Landscape

Copyright © 2018, Tracxn Technologies Private Limited. All rights reserved.Feed Report - Consumer Finance - Mar 2018
Contents
Feed Summary
Investment Trends
Market Details
Exit Outlook
Investors
News
Appendix
2
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Contents
Feed Summary
Investment Trends
Market Details
Exit Outlook
Investors
News
Appendix
3
Feed Summary
Investment Trend Summary
Exit Outlook Summary
BlueBox
Summary of Key Markets
Notable Companies in the Sector
Recent News

Note: Mega Companies includes IPO’d companies, Mega Acquisitions and Unicorn. Data is taken from Tracxn Platform as on March 26, 2018.
Consumer Finance Feed Summary
4
Consumer Finance > Feed Summary
The report consists of companies which offer tech-enabled financial assistance to consumers, like managing their personal expenses and
savings, investment portfolios and reporting, investment advisory. Companies providing comparative view on third party financial
products and those providing tips and trades on financial improvement are also included.
• Inclusions: All budgeting, wealth management,
savings and debt management platforms targeted
towards customers. Also covers all marketplaces and
listing platforms for consumer-targeted financial
products.
• Exclusions: The consumer-centric companies of the
sectors like Alternative Lending, Payments, Investment
Platforms, Insurance Tech, Banking Frontends are not
included. These companies are included in the
corresponding sectors.
• Excludes funding information of Chinese companies Feed in Numbers
Overview
$6B
Funding
44
Mega
Companies
7072753
FundedCovered on
Tracxn
2
Unicorns
25
Soonicorns
43
Minicorns
24
IPO’d Cos
229
Late Stage Cos
53
23
Acquisitions
274
DeadPooled
101
Acquihired
Series A+ Cos
Credit Karma
(2007, San Francisco, $370M)
Centralway Numbrs
(1999, Zurich, $125M)
MoneySuperMarket
(1993, Ewloe, Public)
Top Companies

207
276
356
540
423
116
2012 2013 2014 2015 2016 2017
Y-o-Y # of Companies Founded
$452M
$260M
$432M
$993M
$906M
$1.2B
2012 2013 2014 2015 2016 2017
$ Funding # Rounds
Investment Trend Summary
Summary of Funding Activity in Consumer Finance
5
$150M - Series D
Billdesk (2000, Mumbai, $253M)
$46M - Series C
FINANZCHECK.de (2010, Hamburg, $84M)
$76.6M - Series E
Policybazaar (2008, Gurgaon, $164M)
$45M - Series D
Trov (2012, Danville, $90M)
$65M - Series D
Smava (2006, Berlin, $135M)
$42M - Series E
Credit Sesame (2010, Mountain View, $82M)
$50M - Series B
AutoGravity (2015, Irvine, $80M)
$42M - Series B
Moneylion (2013, New York City, $68M)
$46.8M - Series C
Payoff (2009, Long Beach, $71M)
$40M - Series B
Insurance Zebra (2012, Austin, $62M)
Top Geos of InvestmentEntrepreneurial Activity Global Funding Trend
Consumer Finance > Feed Summary > Investment Trend Summary
Seed Kapor Capital (#4), LocalGlobe (#4), Seedcamp (#4)
Series A/B Btov (#4), QED Investors (#4), Anthemis Group (#3)
Series C+ Bain Capital Ventures (#2), Oak HC/FT (#2), Temasek(#2)
Incubators 500 Startups (#25) Startupbootcamp (#19) Techstars (#16)
Other Notable
Investors
Plug and Play Tech Center (#15), Ribbit Capital (#11), Kima
Ventures (#7)
Debt Investors
Silicon Valley Bank (#4), Connecticut Innovations (#2), Kreos
Capital (#2)
Most Active InvestorsRecent Investments
54 83 104 163 190 172
$3.3B
$871M
$746M
$475M
$61.7M
US
Europe
India
Latam
Australia
$ Funding

Summary of exit outlook in Consumer Finance
Exit Outlook Summary
66
Most Active AcquirersTop Investors in Exits
First Round Capital 2
Earnest (2013, San Francisco, $107M)
Mint (2006, Kfar Saba, $31.5M)
Maveron 2
Clarity Money (2016, New York City, $13.5M)
QED Investors 2
Credit Karma (2007, San Francisco, $370M)
Clear Score (2014, London, $15.6M)
Benchmark Capital 2
Zillow (2005, Seattle, $87M)
Felicis Ventures 2
Mar 2018 Clear Score Acq by Experian for $384M
May 2016 NextAdvisor Acq by Bankrate for $225M
Jun 2015 uSwitch Acq by Zoopla Property Group for $290M
May 2015
Learnvest Acq by Northwestern Mutual Life for
$250M
May 2014 Check Acq by Intuit for $360M
Jan 2012 TaxACT Acq by Blucora for $288M
Consumer Finance > Feed Summary > Exit Outlook Summary
Intuit 4
Check (May 2014, $360M), Mint (Nov 2009, $170M), Mint Bills
(Sep 2009, $170M)
Bankrate 3
NextAdvisor (May 2016, $225M), NetQuote (Jul 2010, $205M),
Credit Cards (Jul 2010, $145M)
Zoopla Property
Group
2 uSwitch (Jun 2015, $290M), Money (Oct 2017, $104M)
Goldman Sachs 1 Clarity Money (Mar 2018, $100M)
Experian 1 LowerMyBills (May 2005, $330M)
Recent IPOs Top Acquisitions
Health Insurance Innovations Feb 2013
A short-term health insurance distributor…
IPO MCap: $187M Current MCap: $497M
Zillow Jul 2011
Real Estate Marketplace
IPO MCap: $348M Current MCap: $7.1B
Bankrate Jun 2011
Personal finance aggregator
IPO MCap: $1.5B Current MCap: $1.3B
Financial Engines Mar 2010
Online Investment manager for 401(k) part…
IPO MCap: - Current MCap: $2.1B
Credible Labs Dec 2017
An alternate lending platform for financi…
IPO MCap: - Current MCap: $243M
InsWeb Insurance Nov 2016
Online insurance comparison and lead gene…
IPO MCap: - Current MCap: $521M
GoCompare Nov 2016
Price comparison website.
IPO MCap: - Current MCap: $7.7M
Macroaxis May 2015
Online personalized investment management…
IPO MCap: $9.9M Current MCap: $10.1M

Financial Product
Aggregators
March 2018Tracxn BlueBox –Consumer Finance
2750+ companies in the sector, 408 funded in last 5 years, $2B invested in last 2 Years
Most Active Investors: 500 Startups, Startupbootcamp, Y Combinator, Plug and Play Tech Center, Techstars
Horizontal
MoneySuperMarket (1993, Ewloe)
Expense Tracking Savings Management Bill Management$2.7B
Insurance
Policybazaar (2008, Gurgaon, $163.56M)
Credit Cards
FINANZCHECK.de (2010, Hamburg, $83.55M)
Savings
Raisin (2013, Berlin, $64.4M)
Investment Products
VouchedFor (2011, London, $7.67M)
Group
Splitwise (2011, Providence, $6.43M)
Personal
Centralway Numbrs (1999, Zurich, $125M)
Financial Literacy
Zuu (2013, Tokyo, $4.75M)
$73.1M
Wealth Management
Investment Tools
Wikinvest (2006, San Francisco, $61.5M)
Financial Planning & Advisory
Financial Engines (1996, Sunnyvale,IPO)
$249M
Savings Platforms
Acorns (2012, Irvine, $106.73M)
Pay-Me-Now
Activehours (2012, Palo Alto, $65.1M)
$115M
Document Storage
FileThis (2010, Mill Valley, $8.43M)
$10M
Fraud Protection
BillGuard (2010, Tel Aviv, $16.91M)
$50.8M
Education
Flywire (2009, Boston, $43.2M)
Household
Billdesk (2000, Mumbai, $252.55M)
Horizontal
Debt Management
Debt Consolidation & Settlement
Credit Reporting
Credit Karma (2007, San Francisco, $369.77M)
Debt Repayment
EarnUp (2014, San Francisco, $3.25M)
$607M
$603M
$569M$585M
Tax Management
E-Filing
Cleartax (2010, Delhi, $15.42M)
$477M
7
Funding data excludes Debt, Grants & Post-IPO rounds. Excludes all details for Chinese companies
For any Feedback and Query reach out to MyAnalyst@tracxn.com
Cumulative funding in the sector
Consumer Finance > Feed Summary > BlueBox

Key Sub Sectors in Consumer Finance Sector
Summary of Key Markets
8
Top Markets of Investment Activity
# Cos on
Platform
Last 2 Years
$ Invested # Round
Financial Product Aggregators > Insurance
>
Horizontal
295 $322M 42
Expense Tracking > Personal > Automated
>
Account-Linked
165 $259M 30
Financial Product Aggregators >
Horizontal 243 $107M 27
>
Life & Health
86 $107M 12
Financial Product Aggregators >
Credit Products 56 $122M 10
Financial Product Aggregators > Credit
Products > Loans >
Mortgage
58 $61.4M 13
Savings Management > Savings Platforms >
Personal > Automated > Micro-Savings >
Micro-Investments
23 $72.8M 11
Financial Product Aggregators > Credit
Products > Loans >
Horizontal
104 $151M 7
> Non Life & Health > Property & Casualty >
Auto
67 $92.2M 8
Sub Sectors
# Cos
Tracked
#
Funded
Total
Funding
Financial Product Aggregators
Companies which offer comparative quotes on various
consumer financial products
1159 307 $2.7B
Bill Management
Online bill payment platforms
137 34 $607M
Debt Management
Online platforms which offer debt repayment and
refinancing, debt settlement and negotiation,...
106 38 $603M
Expense Tracking
Online platforms which help in personal and group
expense monitoring, budgeting, and...
614 116 $585M
Savings Management
Online savings tracker, consolidation platforms,
advisory services provider
185 70 $569M
Tax Management
Online tax management services provider
128 29 $477M
Wealth Management
Companies which offer investment tools, automated
advisory services and assist in financial...
242 57 $249M
Consumer Finance > Feed Summary > Summary of Key Markets

List of Notable Companies in Consumer Finance
Notable Companies in the Sector (1/2)
9
Note: *(Founded Year, Location, Total Funding)
Consumer Finance > Feed Summary > Notable Companies in the Sector
Public
Bankrate
(1976, North Palm Beach)*
Jackson Hewitt
(1982, Parsippany)
Zillow
(2005, Seattle, $87M)
Credible Labs
Health Insurance
Innovations
(2004, Tampa)
Mortgage Choice Aust
(1994, Sydney)
Macroaxis
(2009, San Francisco)
H&R Block
(1955, Kansas, $350M)
eHealth
(1997, Mountain View, $44M)
InsWeb Insurance
(1995, Gold River, $30M)
Public
Advanced Credit
Technologies
(2008, San Antonio, $166k)
Trycera
(2004, Irvine, $144k)
GoCompare
(2006, Newport)
MoneySuperMarket
(1993, Ewloe)
Financial Engines
(1996, Sunnyvale)
Gruppo MutuiOnline
(2000, Milan)
H&R Block Canada
(1964, Calgary)
Insplanet
(1999, Stockholm)
Intuit
(1983, Mountain View)
Investview
(2005, Red Bank)
Public
LendingTree
(1996, Charlotte)
Nelnet
(1977, Lincoln)
TD Ameritrade
(1994, Omaha)
What Investment
(1982, London)
Acquired
Clear Score
(2014, London, $15.6M)
Check
(2007, Palo Alto, $47M)
LowerMyBills
(1999, Santa Monica, $11M)
uSwitch
(2006, London)
TaxACT
(1998, Cedar Rapids, $85M)
Learnvest
(2009, New York City, $76.1M)
NextAdvisor
(2006, San Francisco)
ShareBuilder
(1996, Seattle)
NetQuote
(2009, Denver)
Mint
(2006, Kfar Saba, $31.5M)
Acquired
Mint Bills
(2007, Palo Alto)
insuranceQuotes.com
(1976, Denver)
Earnest
Credit Cards
(2004, Austin, $58.8M)
Money Saving Expert
(2003, London)
Money
(2008, Cirencester)
MoneyPark
(2011, Wollerau)
Fawry
(2008, Cairo, $46M)
Clarity Money

List of Notable Companies in Consumer Finance
Notable Companies in the Sector (2/2)
10
Consumer Finance > Feed Summary > Notable Companies in the Sector
Unicorns
Credit Karma

List of Notable Companies by Market in Consumer Finance
Notable Companies by Market (1/9)
12
Consumer Finance > Feed Summary > Notable Companies by Market
Expense Tracking
Personal
Mobile banking app for managing multiple accounts
Soonicorn. Stage: Series B
Investment Corporation of Dubai, SevenVentures,
GlenRock Israel
Personal finance management app
Minicorn. Stage: Acquired
Citi Ventures, RRE Ventures, Bessemer Venture
Partners and 6 Other Investors
Debt Management
Credit Score Management
Aggregator of various consumer financial products.
Unicorn. Stage: Series D
Tiger Global Management, Viking Global Investors,
Susquehanna Growth Equity and 8 Other Investors
Provides free credit score and report to individuals.
Soonicorn. Stage: Acquired
Brightbridge Ventures, QED Investors, Blenheim
Chalcot and 1 Other Investors
Trycera (2004, Irvine, $144k)
Personal Finance Management Tools
Stage: Public
Debt Consolidation & Settlement
Direct lender for student loan refinancing and
personal loans
Battery Ventures, Adams Street Partners, Maveron
and 16 Other Investors

13
Debt Management
Credit Building Tools
Advanced Credit Technologies (2008, San
Antonio, $166k)
Provides credit scoring software.
Stage: Public
Wealth Management
Learnvest (2009, New York City, $76.1M)
Personal finance management and investment
advise
Stage: Acquired
Northwestern Mutual Life, Accel Partners, Claritas
Capital and 8 Other Investors
Financial Engines (1996, Sunnyvale)
Online Investment manager for 401(k) participants
Stage: Public
Paraclete Capital, Focus Ventures, Glynn Capital and
7 Other Investors
Macroaxis (2009, San Francisco)
Online personalized investment management
service.
Stage: Public
ShareBuilder (1996, Seattle)
401(k) plans for retirement planning
Stage: Acquired
Stratim Capital
TD Ameritrade (1994, Omaha)
Online securities brokerage services
Stage: Public

14
Savings Management
Savings Platforms
Acorns (2012, Irvine, $107M)
Micro saving investment app
Soonicorn. Stage: Series D
The Rise Fund, PayPal, Greycroft Partners and 14
Other Investors
Bill Management
Horizontal
Check (2007, Palo Alto, $47M)
Cross-platform money manager app
Stage: Acquired
Menlo Ventures, Morgenthaler, Pitango Venture
Fawry (2008, Cairo, $46M)
Bill payment platform
Stage: Acquired
EAEF, IFC
Online personal finance service
Stage: Acquired
DAG Ventures, Founders Fund, Benchmark Capital
Mint Bills (2007, Palo Alto)
Bill aggregation and payment app
Stage: Acquired
Household
Payment gateway
General Atlantic, Temasek, Claymore Investments

15
Bill Management
Education
Flywire (2009, Boston, $43.2M)
Global money transfer in local currency
Soonicorn. Stage: Series C
Bain Capital Ventures, Spark Capital, Accel Partners
Tax Management
Tax Management
H&R Block (1955, Kansas, $350M)
Tax preparation services
Soonicorn. Stage: Public
RBS Group
E-Filing
TaxACT (1998, Cedar Rapids, $85M)
Personal Tax Preparation Software
TA Associates Management, Capital Southwest
H&R Block Canada (1964, Calgary)
Income Tax e-filing software based in Canada
Stage: Public
Intuit (1983, Mountain View)
business & financial mgmt. solutions
Stage: Public
KPCB, Sierra Ventures
Jackson Hewitt (1982, Parsippany)
Online individual federal and state income tax
preparation and filing services.
Stage: Public
JMI Management

16
Horizontal
BankBazaar (2008, Chennai, $110M)
Loan comparison platform
Experian, Amazon, Sequoia Capital and 2 Other
Investors
NerdWallet (2009, San Francisco, $69M)
Personalized advise about financial products.
Soonicorn. Stage: Series A
Camelot Capital, IGlobe Partners, RRE Ventures and
4 Other Investors
LowerMyBills (1999, Santa Monica, $11M)
Comparison Platform for subscription based utility
services and financial products.
Stage: Acquired
St. Paul Venture Capital, Evercore, eCOMPANIES
A comparison site for financial products.
Unicorn. Stage: Public
Horizontal
Verivox (1998, Heidelberg)
Comparison platform for financial and electronic
products
Soonicorn. Stage: Funded
Oakley Capital
Money (2008, Cirencester)
Aggregator platform for loans, insurance and utility
products
Stage: Acquired
Gruppo MutuiOnline (2000, Milan)
Financial products distributor and outsourcing
services provider
Stage: Public
Index Ventures, First Capital, 360 Capital Partners
Mortgage Choice Aust (1994, Sydney)
Financial products comparison platform.
Stage: Public
Horizontal
NextAdvisor (2006, San Francisco)
Research, reviews and comparison platform for
consumers and small businesses
Stage: Acquired
uSwitch (2006, London)
Multi-faceted consumer products comparison
platform
Stage: Acquired
LDC

17
Insurance
Leading online insurance aggregator in India.
Soonicorn. Stage: Series E
True North Co, IDG Ventures India, Temasek and 10
Other Investors
Goji (2007, Boston, $105M)
Auto insurance marketplace
Hudson Structured, Spark Capital, Thayer Street
Partners Management and 4 Other Investors
On-demand insurance platform for personal items
Baloise, Oak HC/FT, Suncorp Group and 6 Other
Investors
Insurance
Health I.Q. (2012, Mountain View, $81M)
Offers health quizzes to improve health
consciousness and provides life insurance quotes
using science and data
Andreessen Horowitz, Charles River Ventures, First
Round Capital and 6 Other Investors
Insurance Zebra (2012, Austin, $61.5M)
Real-time car insurance comparison platform
Accel Partners, Silverton Partners, Daher Capital
CoverHound (2010, San Francisco, $53M)
Insurance marketplace for comparing and
purchasing insurance plans
ACE Group, RRE Ventures, Blumberg Capital and 7
Other Investors
Insurance
GoHealth (2001, Chicago, $50M)
Price comparison and shopping portal for health
insurance
Norwest Equity Partners
eHealth (1997, Mountain View, $44M)
Health insurance exchange & online resource for
individuals, families, small businesses & Medicare
Stage: Public
Questmark Partners, KPCB, Goldman Sachs and 5
Other Investors
FinanceFox (2014, Zurich, $33.5M)
Personal insurance advisor
Horizons Ventures, Idinvest Partners, Speedinvest

18
Insurance
InsWeb Insurance (1995, Gold River, $30M)
Online insurance comparison and lead generation
platform
Stage: Public
SoftBank Group
GoCompare (2006, Newport)
JPMorgan
Health Insurance Innovations (2004,
Tampa)
A short-term health insurance distributor
Stage: Public
Insplanet (1999, Stockholm)
Online insurance aggregator in Sweden
Stage: Public
insuranceQuotes.com (1976, Denver)
Insurance quote comparison platform
Stage: Acquired
Insurance
NetQuote (2009, Denver)
Online insurance marketplace for Auto
Stage: Acquired
Spectrum Equity, Red Badge, Stripes Group
Credit Products
A comparison platform of consumer credit products
Vitruvian Partners, Runa Capital, Verdane Capital
Zillow (2005, Seattle, $87M)
Legg Mason, Benchmark Capital, Technology
Crossover Ventures and 2 Other Investors
Online comparison site for personal loans and
private financial products
HarbourVest Partners, Acton Capital Partners,
Highland Europe and 5 Other Investors
Credit Cards (2004, Austin, $58.8M)
Credit card comparison platform and marketplace
Stage: Acquired
Austin Ventures, ARCC, Tritium Partners

19
Credit Products
Credible Labs (2014, San Francisco, $22M)
An alternate lending platform for financing student
loans and refinancing student loan debt.
Ron Suber, Regal Funds Management, Carthona
RateGenius (1999, Austin, $2.1M)
Auto refinance loans
Soonicorn. Stage: Seed
Tritium Partners
Bankrate (1976, North Palm Beach)
Stage: Public
Apax Partners, Princeton Ventures, Antares Capital
Credit Products
LendingTree (1996, Charlotte)
Loan and other consumer financial product
comparison site.
Stage: Public
Equifin Capital, Horan MediaTech Advisors, MHS
Capital
MoneyPark (2011, Wollerau)
Advisory platform for financial products
Stage: Acquired
Tamedia
Financial Literacy
Financial Literacy
Money Saving Expert (2003, London)
Financial advisory website
Stage: Acquired
IBIS Capital

20
Financial Literacy
Investor Education
Investview(2005, Red Bank)
Platform that offers Investment tools and online
courses on Financial Education
Stage: Public
What Investment (1982, London)
Online financial portal for investment tips and
market overview
Stage: Public
Teenage Education
Nelnet (1977, Lincoln)
Student Loan Servicing Platform also offering loan
products
Stage: Public

List of Notable Companies in Consumer Finance in China
Notable Companies in the Sector in China
21
Consumer Finance > Feed Summary > Notable Companies in the Sector in China
Public
Lufax
(2011, Shanghai, $1.7B)
WXB
(2014, Hangzhou, $10M)
Jupai Holdings
(2010, Shanghai)
Unicorns
Lufax
(2011, Shanghai, $1.7B)
JD Finance
(2012, Beijing, $1B)
Rong360
(2011, Beijing, $255M)
Instony
(2011, Shanghai, $84M)
Soonicorns
51Zhangdan
(2012, Hangzhou, $509M)
Datebao
(2014, Beijing, $49.4M)

Recent News in Consumer Finance Sector
Recent News
22
Consumer Finance > Feed Summary > Recent News
Mar 2018 Savings chatbot Plum introduces ethical investment tool, Finextra
Mar 2018
ClearTax, Zebpay join hands to help Indian investors with
cryptocurrency taxation, Business Standard
Mar 2018
Scottrade layoffs since TD Ameritrade buyout now top 1,100,
Missouri Business Alert
Mar 2018
Yolt, the smart thinking money app, refreshes design based on user
feedback , Financial IT
Mar 2018 Yolt pairs up with Monzo, Finextra
Mar 2018 MaxMyInterest Appoints Tom Bradley to Advisory Board, Citybizlist
Mar 2018
FinMason Expands Leadership Team, Names David Remstein as
Firm's First President and COO, PR Newswire
Mar 2018
Even Financial Announces Expanded Partnership With Credit.com;
Will Power Personal Loan Marketplace, Benzinga
Mar 2018 LendingTree Launches Free Credit Monitoring Service, PR Newswire
Mar 2018
Goji launches white label direct lending platform for investment
managers, P2PFinanceNews
Mar 2018
Flywire and Flutterwave partner on cross border payments and
receivables in Nigeria, africabusinesscommunities.com
Mar 2018
Six-figures worth of funding goes to Stepladder Proptech, Property
Portal Watch
Mar 2018
Cleo, the chatbot that wants to replace your banking apps, has
stealthily entered the U.S. – TechCrunch, Tech News Nerds
Key Recent News Key Recent News
Mar 2018
INFINITI Financial Services Announces New Way to Finance Luxury
from Your Mobile Device, Business Wire
Mar 2018
Free Debt Settlement App To Help Consumers In Financial Distress,
HITECH news articles
Mar 2018
Minnesota Fintech Startup Live.Give.Save. Joins Charlotte
Accelerator, TECHdotMN
Mar 2018
Bud named among winners of first stage of £2m rental payment
challenge, P2PFinanceNews
Mar 2018 GoBear Vietnam partners with KLOOK, VnEconomicTimes
Mar 2018
EarnUp Partners with Acumen to Tackle Financial Inclusion in the
U.S., PR Newswire
Mar 2018 GC Securities banker joins InsurTech Flock, Insurance Insider
Mar 2018
Report: Developing Opportunities within LendingTree, Superior
Uniform Group, ACM Research, Tuniu, Sleep Number, and Fanhua
— Future Expectations, Projections Moving into 2018,
GlobeNewswire
Mar 2018 Reports indicate Zillow is worth $10 billion, Property Portal Watch
Mar 2018
Credit data firm Experian to buy fintech ClearScore for 275 million
pounds, Reuters
Mar 2018
StepLadder raises £250,000 to get ‘Generation Rent’ on to the
property ladder, UKTN
Mar 2018 StepLadder secures six-figure investment, BQ Live

Contents
Feed Summary
Investment Trends
Market Details
Exit Outlook
Investors
News
Appendix
23
Funding Trends
Median Deal Size and Trend
New Entrants in Funding Club
Distribution of companies by Funding Range
Funding Funnel of the Sector
Top Investments and Investors
Investors in Unicorn club

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Dec 2017

$102M
$169M
$452M
$260M
$432M
$993M
$906M
$1.2B
0
20
40
60
80
100
120
140
160
180
200
$0k
$200M
$400M
$600M
$800M
$1.B
$1.2B
$1.4B
2010 2011 2012 2013 2014 2015 2016 2017
$ Funding # Rounds
3 Year CAGR
6 Year CAGR
Investments ($M) and number of rounds in Consumer Finance; 2011-2017
Global Funding Trends (1/2)
25
Note: Funding excludes Grant, Debt and Post IPO rounds. Excludes all details for Chinese companies
Consumer Finance > Investment Trends > Global Funding Trends
#Rounds
$Funding
44% $ Funding
52% $ Funding
30% # of Rounds
32% # of Rounds

$11M $11M $17M $22M $43M $59M $90M $75M
$24M
$125M
$41M
$134M
$168M
$437M
$409M $605M
$67M $33M $393M $104M $221M $496M $408M $471M
2010 2011 2012 2013 2014 2015 2016 2017
Seed Early Stage Late Stage
22 36 35 51 66 99 123 79
12
15 15 26 33 51 53
72
5 3 4 6 5 13 14 21
2010 2011 2012 2013 2014 2015 2016 2017
Seed Early Stage Late Stage
39
172
Total # of Rounds
$59M $57M
$378M
$107M
$207M
$637M
$547M
$658M
0
5
10
15
20
25
0
100000000
200000000
300000000
400000000
500000000
600000000
700000000
2010 2011 2012 2013 2014 2015 2016 2017
$ Funding # of Rounds
26
Note: Mega Rounds = rounds with size > $20M. Funding excludes Grant, Debt and Post IPO rounds. Excludes all details for Chinese companies
Stage-wise Number of RoundsStage-wise $ Invested
New Entrants in Funded ClubMega Rounds
Global Funding Trends (2/2)
Investments ($M) and number of rounds in Consumer Finance; 2011-2017
Consumer Finance > Investment Trends > Global Funding Trends
33
31
48
62
77
98
75 424
$1.3M
$1.4M
$0.0M
$0.5M
$1.0M
$1.5M
$2.0M
$2.5M
0
50
100
150
200
250
300
350
400
450
2001-2011 2012 2013 2014 2015 2016 2017 Total
Entrants in Funding Club Avg. Ticket Size
1 2 2 3 4 11 13 20 $1.3M $0.8M $1M $1.3M $1.7M $1.6M $2.1M $1.4M
$102M
$1.2B
Total $ Invested

Consumer Finance > Investment Trends > Funding Trends by Geography
Investments ($M) and number of rounds in Consumer Finance
Funding Trends by Geography
Funding Trends by Geography Top Cities of Funding
City $ Funding # Rounds
Bay Area 1.4B 172
Mumbai 366M 44
Kansas 350M 1
New York City 345M 72
Monterrey 328M 2
Berlin 233M 29
Delhi NCR 206M 28
Boston 194M 27
Irvine 188M 15
London 143M 64
Total Funding
480
248
110
37
24
14
13
6
# Rounds
$3.3B
$871M
$746M
$475M
$61.7M
$59.1M
$49.5M
$46.6M
US
Europe
India
Latam
Australia
Japan
Israel
Egypt
Note: Excludes funding information of China companies

Trend of Average Deal Size ($M)
$0.5
$0.8 $0.6
$0.9 $0.8
$1.0 $1.1
2011 2012 2013 2014 2015 2016 2017
$5.4
$2.7
$4.6 $4.7
$7.0 $7.2 $6.6
$13.2 $14.4
$9.3 $8.8
$16.3 $17.0 $17.6
$16.6
$98.4
$17.3
$44.3 $49.6 $37.0 $27.7
Consumer Finance > Investment Trends > Median Deal Size and Trend
Median and Average Deal Size in $M (per Stage) in Consumer Finance; 2011-2017
Median Deal Size and Trend
Note: Excludes funding information of Chinese companies. *Graph not to scale
Median Deal Size and Range
$5K* $11M
$50K $31M
$92K $80M
$50K $1B
$22M
$7M
$2.8M
$0.3M
Series C+
Series B
Series A
Seed
Stage

Note: 297 companies with undisclosed funding amount are not included
29
<$1M
$1-10M
$10-50M
$50-100M
$100M+
Funding Range
160
176
79
22
11
No. of Companies
Consumer Finance > Investment Trends > Distribution of companies by Funding Range
No. of companies by funding range in Consumer Finance; as of Mar 2018
Distribution of companies by Funding Range
$49M
$602M
$1.7B
$1.5B
$2.2B
$ Investment

Stage No. of Companies
Funding
Funnel
100%
26%
8%
4%
2%
30
Note: Numbers in the brackets show the count of companies
Time to raise
next round
53
99
229
707
2753
Series C+
Series B
Series A
Funded
Founded
Next
Round
100M+
Valuation
Exits
Acqui-
Hired
Dead
Pooled
Others
26% 2%
(62)
2%
(43)
4%
(105)
10%
(274)
61%
(1667)
32% 8%
(56)
5%
(37)
8%
(54)
8%
(55)
52%
(369)
43% 14%
(33)
7%
(15)
8%
(19)
4%
(10)
44%
(101)
54% 28%
(28)
12%
(12)
9%
(9)
- 37%
(37)
- 40%
(21)
13%
(7)
9%
(5)
- 23%
(12)
Consumer Finance > Investment Trends > Funding Funnel
Number of companies progressing to subsequent funding stages in Consumer Finance
Funding Funnel
15 Months
17 Months
21 Months
Investment backedBootstrapped
25
2
20
21
3
3
Soonicorns
Unicorns
Acquisitions
IPOs

Note: Seed Stage (Seed, Angel), Early Stage (Series A, Series B), Late Stage (Series C+, PE)
Consumer Finance > Investment Trends > Notable Investments in last 24 months
Major funding rounds by Stage in Consumer Finance; Mar 2016-Mar 2018
Notable Investments in last 24 months (1/9)
LATE STAGE
$76.6M - Series E Oct 2017
True North Co, IDG Ventures India, Temasek, Tiger
Global Management, Premji Invest, Wellington
Management, Info Edge India, Inventus Capital
Partners
$65M - Series D Jan 2018
Vitruvian Partners, Runa Capital
$46.8M - Series C May 2016
Payoff (2009, Long Beach, $71.1M)
Provides loans to pay off credit card debt
$46M - Series C Apr 2016
Online comparison site for personal loans and
private financial products
HarbourVest Partners, Acton Capital Partners,
Highland Europe
LATE STAGE
$45M - Series D Apr 2017
Oak HC/FT, Suncorp Group, Guidewire Software,
Anthemis Group, Munich Re
$42M - Series E Oct 2017
Credit Sesame (2010, Mountain View, $82.1M)
Personal finance management and price comparison
of financial products
Menlo Ventures, Inventus Capital Partners,
Globespan Capital Partners, IA Capital Group, SF
Capital Group
$39M - Series C Oct 2017
GuiaBolso (2012, Sao Paulo, $48.3M)
Online personal finance management application
Vostok Emerging Finance, Ribbit Capital, IFC, QED
Investors, Endeavor, Omidyar Network
LATE STAGE
$35M - Series D Jul 2017
PayPal, Greycroft Partners, E.ventures, Nyca, Sound
Ventures, Bain Capital Ventures, Rakuten, Capital
Group, Point72 Ventures
$34.6M - Series C Nov 2017
Health I.Q. (2012, Mountain View, $81M)
Offers health quizzes to improve health
consciousness and provides life insurance quotes
using science and data
Andreessen Horowitz, Charles River Ventures, First
Round Capital, Foundation Capital
$34M - Series C Sep 2016
Verdane Capital, Runa Capital, Mojo Capital

LATE STAGE
$33M - Series D May 2016
Investment portfolio tracker
Eaton Vance, UBS, New York Life Insurance,
Santander InnoVentures, DCM Ventures
$32.2M - Series C Jan 2017
Marketplace for term deposits
Thrive Capital, Ribbit Capital, Index Ventures
$30M - Series D Oct 2017
Experian, Amazon, Sequoia Capital, Eight Roads
Ventures, Walden International
$30M - Series D Apr 2016
PayPal, Greycroft Partners, Rakuten
LATE STAGE
$30M - Series C Apr 2017
PolicyGenius (2014, New York City, $52M)
Online insurance shopping
Norwest Venture Partners, Revolution, Karlin
Ventures, Susa Ventures, AXA Strategic Ventures,
Transamerica Ventures, MassMutual Ventures, Fika
Ventures
$30M - Series C Jan 2018
NextCapital (1997, Chicago, $52M)
Platform for digital financial advise.
Oak HC/FT, Manulife Financial, Transamerica
Ventures, Vermont Center for Emerging
Technologies, Route 66 Ventures
$25.5M - Series C Apr 2016
Oak HC/FT, Anthemis Group, Guidewire Software,
Suncorp
$18.9M - Series C Jun 2016
LATE STAGE
$18.5M - Series C Jun 2017
OneAssist (2011, Mumbai, $32.2M)
One-stop assistance and security service for mobile,
credit/debit card theft and loss
Sequoia Capital, Assurant, Lightspeed Venture
Partners, Arun Sarin
$15M - Series C Nov 2017
Hudson Structured
$15M - Series C Jun 2017
Coverfox (2011, Mumbai, $52.7M)
Insurance aggregator and selling platform
Transamerica Ventures, Catamaran Ventures
ComparaOnline Chile (2009, Providencia,
$39M)
Price comparison site for financial products
Bamboo Capital Partners, IFC, Ribbit Capital, Kaszek
Ventures, Rise Capital

LATE STAGE
$10M - Series C Dec 2017
IFC
$7.6M - Series C Mar 2018
Aegon
$2M - Series D Nov 2016
Point72 Ventures
PE Mar 2018
RateGenius (1999, Austin, $2.1M)
Auto refinance loans
Tritium Partners
Series D Jan 2018
The Rise Fund
LATE STAGE
Series D Jul 2017
Baloise
Series C Dec 2017
PayPal
Series C Oct 2017
FJ Labs
EARLY STAGE
$50M - Series B Oct 2016
Marketplace for auto loans.
$42M - Series B Jan 2018
Moneylion (2013, New York City, $67.5M)
Online unsecured personal loans and personal
finance management
Edison Partners, FinTech Collective, Grupo SURA,
Greenspring Associates, Danhua Capital
$40M - Series B Sep 2017
Insurance Zebra (2012, Austin, $61.5M)
Real-time car insurance comparison platform
Accel Partners
Advanced partial paycheck facility for employees
Andreessen Horowitz, Ribbit Capital, March Capital
Partners, Matrix Partners India

EARLY STAGE
$35.9M - Series B Oct 2016
EverQuote (2011, Cambridge, $37.4M)
Car Insurance comparison platform
Savano Capital Partners, Stratim Capital, Oceanic
Partners, T Capital Partners
$30M - Series B Jul 2017
Volkswagen Credit
$28M - Series B Jun 2017
Fintonic (2011, Madrid, $28M)
Automated Personal Finance Management app
ING
$28M - Series A Sep 2016
Horizons Ventures, Idinvest Partners, Speedinvest,
Seedcamp, AngelList, Victory Park Capital,
Salesforce, Target Global
EARLY STAGE
Linxo (2010, Aix-en-provence, $27.6M)
Budgeting app with multiple account integration
Credit Agricole, Credit Mutuel Arkea, MAIF
$23.9M - Series B Sep 2017
Habito (2015, London, $35M)
Online mortgage broker.
Atomico, Ribbit Capital, Mosaic Ventures
$23.5M - Series B Aug 2017
Stride Health (2013, San Francisco, $38.9M)
Health insurance advisor
FPrime Capital Partners, New Enterprise Associates,
Portag3 Ventures, Venrock
$22.5M - Series B Jun 2016
Digit (2013, San Francisco, $36.6M)
Mobile app that automatically saves money for the
users.
Ribbit Capital, General Catalyst Partners
EARLY STAGE
$22.5M - Series A Dec 2016
finance management
Edison Partners, FinTech Collective, Citizen,
Broadhaven Capital Partners, Montage Ventures,
Clocktower Technology Ventures
$22.5M - Series A Jun 2017
Max (2017, Le Relecq-kerhuon, $22.5M)
Mobile-first personal assistant
Credit Mutuel Arkea
$22.5M - Series B Sep 2016
TopCompare.be (2015, Brussels, $22.5M)
Platform to compare financial products in Belgium
ACE and Company, Pacific Century CyberWorks,
Nova Founders Capital, SBI Holdings, Mark Pincus,
Peter Thiel

EARLY STAGE
$22M - Series A Jan 2017
Advanced partial paycheck facility for employees
Matrix Partners, March Capital Partners, Ribbit
Capital, Felicis Ventures
$21.2M - Series A Jan 2017
CompareEurope (2015, London, $21.2M)
Platform to compare financial products in Europe
ACE and Company, Nova Founders Capital,
PineBridge Investments, SBI Holdings, Mark Pincus,
Peter Thiel
$20M - Series B Nov 2017
$15M - Series A May 2016
Tally App (2015, San Francisco, $17M)
Credit Card management app
Shasta Ventures, Accelerate-IT Ventures, Silicon
Valley Bank, Cowboy Ventures
EARLY STAGE
$15M - Series A Jul 2016
Wishfin (2008, Noida, $15.2M)
Franklin Templeton India
$14.7M - Series A Aug 2016
Clark (2015, Berlin, $14.7M)
Mobile insurance platform to manage insurance
FinLeap, Yabeo Management, GMPVC, HitFox Group,
TA Ventures, Tenderloin Ventures, SevenVentures,
Axel Springer SE, Kulczyk Investments
$12.3M - Series A Oct 2017
Ensurem (2015, Largo, $14M)
Insurance marketplace for life and health products
$12M - Series A Mar 2017
Qapital (2012, New York City, $17.3M)
Mobile app for micro savings
Industrifonden, Northzone, Rocketship, Anthemis
Group, Exponential Ventures
EARLY STAGE
$12M - Series A Jun 2016
Cleartax (2010, Bangalore, $15.4M)
Free Income Tax preparation and e-filing portal
SAIF Partners
Slice Labs (2015, New York City, $20.3M)
On-demand insurance platform for sharing economy
XL Innovate, Horizons Ventures, Munich Re, Sompo
Japan Nipponkoa Insurance, Plug and Play Tech
Center, Tusk Ventures
Partners, Maveron
$10M - Series B Jan 2017
Credible Labs (2014, San Francisco, $22M)
An alternate lending platform for financing student
loans and refinancing student loan debt.
Ron Suber, Regal Funds Management, Carthona
Capital

EARLY STAGE
$10M - Series B Jun 2017
MoneySmart (2011, Singapore, $12.4M)
Financial products comparison platform
Kakaku.com, Golden Gate Ventures, SPH Ventures
RenewBuy (2014, Gurgaon, $14.7M)
Online motor insurance comparison provider
Amicus Capital
$9M - Series B Feb 2018
DailyPay (2015, New York City, $16M)
Provides employees access to pay after every active
work hour
Intercept Ventures, RPM Ventures, Inspiration
Ventures, Frontier Venture Capital
Ribbit Capital, Mosaic Ventures, Build Capital,
Revolution
EARLY STAGE
$8M - Series A Jul 2017
Cover (2016, San Francisco, $11.1M)
Mobile first insurance advisor
Social Capital
Octane Lending (2013, New York City, $12.4M)
Unified loan application platform for Powersports.
Berenson and Company, IA Ventures
$7.6M - Series B Feb 2017
CreditMantri (2012, Chennai, $10.1M)
Credit score improvement platform and lending
marketplace
Newid Capital, Elevar Equity, Accion, Quona Capital,
IDG Ventures India
$39M)
EARLY STAGE
$4.8M - Series A Jul 2017
XL Innovate, Munich Re
$4.6M - Series A Mar 2017
Insurify (2013, Cambridge, $6.6M)
Car insurance comparison platform
MassMutual Ventures, Nationwide Mutual Capital
Third Prime Capital, IA Ventures, Berenson and
Company, Contour Venture Partners, Dreamit,
FinTech Collective, FundersClub
Coverfy (2016, Barcelona, $4.9M)
Mobile insurance broker
, Seaya Ventures
$3.3M - Series A Feb 2017
EVEN Financial (2014, New York City, $9.1M)
Supply side platform for marketplace lending

EARLY STAGE
$3M - Series A Feb 2018
EVEN Financial (2014, New York City, $9.1M)
Supply side platform for marketplace lending
American Express, Plug and Play Tech Center, Arab
Angel
Rubique (2014, Mumbai, $7M)
Online marketplace for financial products
Kalaari Capital, Udayan Goyal
$3M - Series A Jun 2017
finance management
$2.9M - Series A Nov 2016
Affordplan (2016, Delhi, $3.4M)
Saving plans for medical treatment
Prime Venture Partners, Kalaari Capital
$2.4M - Series A Feb 2018
Masii (2015, Bangkok, $2.4M)
Aggregator platform of financial product rates.
B.Grimm Joint Venture Holding Ltd., European Union
EARLY STAGE
$391k - Series A Sep 2016
Kalaari Capital, Trifecta Capital
$178k - Series B Jul 2016
One-stop assistance and security service for mobile,
credit/debit card theft and loss
Trifecta Capital
$48.1k - Series A Dec 2017
Series B Jan 2017
Investment Corporation of Dubai
Series B Feb 2017
Daimler
EARLY STAGE
Series B Dec 2016
Btov

SEED STAGE
$3.9M - Seed Mar 2016
Horizons Ventures, XL Innovate
$3.3M - Seed Jul 2016
Quilt (2016, New York City, $3.3M)
Insurance platform for life, personal stuff, pets.
NextView Ventures, Eniac Ventures, Founder
Collective, Titan Partners, Basset Investment Group,
Struck Capital
$2.5M - Seed May 2016
RRE Ventures
$2.2M - Seed Apr 2016
Mosaic Ventures, Taavet Hinrikus, Samir Desai,
Revolution, Paul Forster, Tom Stafford, Yuri Milner
SEED STAGE
$2M - Seed May 2016
Sequoia Capital, Founders Fund
$1.9M - Seed Jan 2017
Cuvva (2014, London, $2.6M)
Insurance for an hour or more on a friend's car
LocalGlobe, Tekton Ventures, Techstars, Seedcamp,
Nick Hungerford, Ian Hogarth
$1.4M - Seed Apr 2016
Mount Nathan Advisors, Sandeep Mirakhur,
Shailendra Ghorpade
$1.3M - Seed Apr 2016
PayPal
SEED STAGE
$788k - Angel Jun 2017
Shailendra Ghorpade
$785k - Seed Dec 2016
Yago Arbeloa, Oscar Fuente, Pablo Szefner, Jesus
Monleon, Albert Armengol, Marek Fodor, Francois
Derbaix,
$500k - Seed May 2016
Affordplan (2016, Delhi, $3.4M)
Saving plans for medical treatment
Kstart
$120k - Seed Jun 2016
Cover (2016, San Francisco, $11.1M)
Mobile first insurance advisor
Y Combinator

SEED STAGE
Seed Oct 2016
Munich Re
Seed Oct 2016
Bessemer Venture Partners, Maveron
Seed Jun 2016
Max Ventures
Angel Mar 2016
SwitchMe (2012, Mumbai)
Home loan switching platform
Singapore Angel Network, Mohandas Pai, Hiro
Mashita, 3one4 Capital

Consumer Finance > Investment Trends > Notable Investments in last 24 months in China
Notable Investments in last 24 months in China
LATE STAGE
51Zhangdan (2012, Hangzhou, $509M)
Credit card management mobile app
Xinhu Zhongbao, Tiantu Capital, HG Capital, Aplus
Feidee (2010, Shenzhen, $215M)
Consumer finance management solutions provider
Kohlberg Kravis Roberts
$84M - Series C Oct 2016
51Zhangdan (2012, Hangzhou, $509M)
Credit card management mobile app
Ample Harvest Capital
EARLY STAGE
$200M - Series A Nov 2016
Jubaohui (2014, Shenzhen, $200M)
Integrated financial technology products platform
RRJ Capital
CompareAsiaGroup (2013, Hong Kong, $96M)
Leading Financial Comparison Group
Alibaba Entrepreneurs Fund, SBI Holdings, Goldman
Sachs, Nova Founders Capital, Route 66 Ventures,
ACE and Company, IFC
$50M - Series B Dec 2017
MoneyHero (2012, Hong Kong, $50M)
Financial comparison site
IFC, Alibaba Entrepreneurs Fund, Goldman Sachs
Suning Finance (2013, Nanjing, $44.6M)
Online finance platform providing different products
EARLY STAGE
$30.2M - Series B Nov 2017
Cheche365 (2014, Beijing, $46.5M)
Car insurance distribution platform
Shunwei Capital, CBC Capital
$15M - Series B Aug 2016
Huize (2006, Shenzhen, $46M)
E-commerce platform to buy insurance
Fortune Capital
$14.5M - Series B Mar 2017
Xiaoyusan (2015, Shenzhen, $14.5M)
Online insurance aggregator platform
Matrix Partners China
Series B Jul 2016
Datebao (2014, Beijing, $49.4M)
Online comparison platform and discount e-tailer
for insurance products
Fosun

Most Active Investors (VC, PE) by Stage in Consumer Finance; Last 5 years (Mar 2013-Mar 2018)
Most Active VC & PE Investors
41
Consumer Finance > Investment Trends > Most Active VC & PE Investors
SEED STAGE
Kapor Capital (4 Investments)
HealthSherpa, EarnUp, Student Loan Genius
1
LocalGlobe(4 Investments)
Zego, Trussle, Cleo AI
2
Seedcamp(4 Investments)
Trussle, Cuvva, 0
3
Ferst Capital Partners (3 Investments)
Koho, Mylo, Covera
4
First Round Capital (3 Investments)
Health I.Q., Grove, Airbanq
5
London Co-Investment Fund (3
Investments)
0, Tapoly, Flock
6
NFT Ventures(3 Investments)
Nowo, Direkto, Depos
7
SV Angel (3 Investments)
Gabi, Lively, Grove
8
Andreessen Horowitz (2 Investments)
HealthSherpa, Puddle
9
Almi (2 Investments)
Billhop.se, Minatjanster
10
EARLY STAGE
Btov (4 Investments)
FINANZCHECK.de, Raisin, CrediMarket
1
QED Investors (4 Investments)
GuiaBolso, Flywire, Knip
2
Anthemis Group (3 Investments)
Trov, Qapital, Qover
3
Finch Capital (3 Investments)
Knip, Cermati, Ikbenfrits
4
FinTech Collective(3 Investments)
NextCapital, Octane Lending, Moneylion
5
Nova Founders Capital (3 Investments)
TopCompare.be, ComparaGuru, CompareEurope
6
Route 66 Ventures (3 Investments)
CoverHound, NextCapital, Knip
7
SAIF Partners(3 Investments)
Coverfox, Cleartax, Walnut
8
Transamerica Ventures(3 Investments)
PolicyGenius, SmartAsset, fairr.de
9
Andreessen Horowitz (2 Investments)
Earnest, Activehours
10
LATE STAGE
Bain Capital Ventures(2 Investments)
Acorns, Flywire
1
Oak HC/FT (2 Investments)
Trov, NextCapital
2
Temasek(2 Investments)
Billdesk, Policybazaar
3
Tiger Global Management(2 Investments)
Credit Karma, Policybazaar
4
Transamerica Ventures(2 Investments)
NextCapital, Coverfox
5
Andreessen Horowitz
Health I.Q.
6
Acton Capital Partners
FINANZCHECK.de
7
Ardian
JeChange.fr
8
Bamboo Capital Partners
ComparaOnline Chile
9
Beech Tree Private Equity
Fluent Money
10

Consumer Finance > Investment Trends > Most Active Ecosystem Investors
Top Ecosystem Investors in Consumer Finance; Last 5 years (Mar 2013-Mar 2018)
Most Active Ecosystem Investors
INCUBATOR
500 Startups(25 Investments)
Credit Karma, Flywire, Cheddar Up
1
Startupbootcamp(19 Investments)
MoneyFellows, CreditSeva, Tikkr
2
Techstars(16 Investments)
Joany, Self Lender, Cuvva
3
Y Combinator(13 Investments)
Cleartax, HealthSherpa, Cover
4
H2 Ventures(5 Investments)
Birch Finance, HashChing, LoanDolphin
5
Queen City FinTech(4 Investments)
Finsophy, Commandiv, Curu
6
Village Capital(4 Investments)
Student Loan Genius, Piggybank.ng, eMoneypool
7
Dreamit(3 Investments)
Octane Lending, Bungalow, Livewire
8
Brand Capital(2 Investments)
IndianMoney, InsuringIndia
9
Entrepreneurs Roundtable
Accelerator(2 Investments)
Frank, ModernLend
10
OTHER NOTABLE INVESTORS
Plug and Play Tech Center(15
Investments)
Credit Sesame, Slice Labs, EVEN Financial
1
Ribbit Capital(11 Investments)
Credit Karma, Policybazaar, GuiaBolso
2
Kima Ventures(7 Investments)
PayByGroup, Squirrel, TacoTax
3
Crowdcube(4 Investments)
Money Dashboard, Oval Money, Chip
4
PayPal(4 Investments)
Acorns, Moneytree, Cleartax
5
Startup Funding Club(4 Investments)
Pariti Technologies, Tapoly, Chored
6
Wayra(4 Investments)
BenchBanking, Zave App, Agent Piggy
7
Accion(3 Investments)
CreditMantri, Self Lender, eMoneypool
8
Accomplice(3 Investments)
Plastiq, SimpleTuition, RateGravity
9
Angel Investment Network(3 Investments)
LoanGarage, Where To Bank, Kiseguro
10
DEBT INVESTORS
Silicon Valley Bank(4 Investments)
NerdWallet, Splitwise, Tally App
1
Connecticut Innovations(2 Investments)
Inbox Health, Cashpath
2
Kreos Capital(2 Investments)
Smava, Savedo
3
Trifecta Capital(2 Investments)
OneAssist, Rubique
4
Western Technology Investment(2
Investments)
Health I.Q., Clearbanc
5
Capital Finance Group
GetSmart
6
InnoVen Capital
Coverfox
7

Consumer Finance > Investment Trends > Investors in Unicorn club
Investors in Unicorn Club (1/4)

Consumer Finance > Investment Trends > Unicorn Investors in the Sector
Unicorn Investors in the Sector

Contents
Feed Summary
Investment Trend
Market Details
Exit Outlook
Investors
News
Appendix
48
BlueBox
Key Sub Sectors
Detailed Sector Taxonomy
Top Markets of Investment Activity
Top Markets of Early Stage Investors
Other Notable Markets
Market Deep Dive

Some more Sector Reports you might want to check out
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Crowdfunding
Feb 2018
Banking Tech
Feb 2018
Mobile Payments
Feb 2018

Consumer Finance > Market Details > BlueBox
50

Key Sub Sectors (1/2)
51
Key Sub Sectors in Consumer Finance
Market Top Companies
# Cos
Tracked
#
Funded
Total
Funding
Companies which offer comparative quotes on various consumer financial products
Zillow (2005, Seattle, Public)
1159 307 $2.7B
Bill Management
Online bill payment platforms
Check (2007, Palo Alto, Acquired)
137 34 $607M
Debt Management
Online platforms which offer debt repayment and refinancing, debt settlement and
negotiation, credit reporting and improvement services
Earnest (2013, San Francisco, Acquired)
106 38 $603M
Expense Tracking
Online platforms which help in personal and group expense monitoring, budgeting, and
settlement
Clarity Money (2016, New York City,
Acquired)
614 116 $585M
Savings Management
Online savings tracker, consolidation platforms, advisory services provider
Paribus (2014, Brooklyn, Acquired)
Invercap (1997, Monterrey, $328M)
185 70 $569M
Tax Management
Online tax management services provider
H&R Block (1955, Kansas, Public)
128 29 $477M
Wealth Management
Companies which offer investment tools, automated advisory services and assist in financial
planning
Learnvest (2009, New York City, Acquired)
242 57 $249M
Pay-Me-Now
Companies offering consumers to collect their salary as per their convenience
DailyPay (2015, New York City, $16M)
13 8 $115M
Financial Literacy
Companies which educate users on various financial management practices
DirectAdvice (1995, Hartford, Acquired)
The Motley Fool (1993, Alexandria, $25M)
130 33 $73.1M
Consumer Finance > Market Details > Key Sub Sectors

Key Sub Sectors (2/2)
52
Key Sub Sectors in Consumer Finance
Market Top Companies
# Cos
Tracked
#
Funded
Total
Funding
Fraud Protection
Consumer fraud protection against unwanted charges and other financial exploitation
BillGuard (2010, Tel Aviv, Acquired)
8 6 $50.8M
Consumer Finance > Market Details > Key Sub Sectors

Detailed Sector Taxonomy (1/10)
53
Consumer Finance > Market Details > Detailed Sector Taxonomy

54

55

56

57

58

59

60

61

62

Rank Market
Last 2 Years
$ Invested # Round Top Funded Company
1
(-)
Financial Product Aggregators > Insurance > Horizontal
Companies which offer comparative quotes on consumer products from multiple insurance domains
(Companies covered 295 | Funded 74 | Total Funding $662M)
$322M
(+$102M)
42
(+2)
Policybazaar
(2008, Gurgaon, $164M)
2
(+1)
Expense Tracking > Personal > Automated > Account-Linked
Automatic Expense Management platforms which connect with a user's bank account, credit cards etc.
to collect expense reports
$259M
(+$199M)
30
(+2)
Moneylion
3
(-1)
Financial Product Aggregators > Horizontal
Companies which offer comparative quotes on products from multiple financial domains
$107M
(-$35.4M)
27
(+13)
BankBazaar
(2008, Chennai, $110M)
4
(+3)
Financial Product Aggregators > Credit Products
Companies which offer comparative quotes on consumer credit products like loans, credit cards
$122M
(+$97.9M)
10
(+5)
Credit Sesame
(2010, Mountain View, $82.1M)
5
(-1)
Financial Product Aggregators > Insurance > Life & Health
Companies which offer comparative quotes on consumer products from Life & Health insurers
$107M
(+$71.2M)
12
(+1)
Health I.Q.
(2012, Mountain View, $81M)
6
(+2)
Financial Product Aggregators > Credit Products > Loans > Mortgage
Companies which offer comparative quotes on consumer mortgage loans
$61.4M
(+$47.2M)
13
(+5)
Habito
(2015, London, $35M)
7
(-2)
Financial Product Aggregators > Credit Products > Loans > Horizontal
Companies which offer comparative quotes on multiple consumer loan products
$151M
(+$125M)
7
(-3)
Smava
(2006, Berlin, $135M)
63
Note: The numbers in the bracket represent the change in a 2 year period.
Top Markets of Investment Activity (1/2)
Top Markets by Funding in Consumer Finance in last 2 years (March 2016 - February 2018)
Consumer Finance > Market Details > Top Markets of Investment Activity

Top Markets of Investment Activity (2/2)
Consumer Finance > Market Details > Top Markets of Investment Activity

Rank Market # Investments Key Investments
1
Pay-Me-Now
Companies offering consumers to collect their salary as per their convenience
(Companies created 13 | Funded 8 | Total Funding $115M )
2
Even (2014, San Francisco, $10.5M)
2
Debt Management > Credit Score Management > Credit Repair > Financial Product
Aggregators
Online Credit Repair platforms which offer third-party consumer financial products
(Companies created 4 | Funded 4 | Total Funding $17.2M )
1 Bonify (2015, Berlin, $5.8M)
Note: Investors considered - Sequoia Capital, Accel Partners, Andreessen Horowitz, NEA, Greylock Partners, General Catalyst Partners, Benchmark Capital, KPCB, Khosla Ventures, Redpoint Ventures, Founders Fund, SV Angel, Index Ventures, Bessemer
Venture Partners, Lightspeed Venture Partners, Venrock, Draper Fisher Jurvetson, Institutional Venture Partners, Intel Capital, Battery Ventures
65
Top Markets of Early Stage Investors
Top Markets where Early Stage Investors are investing in last 2 years (March 2016 - February 2018)
Consumer Finance > Market Details > Top Markets of Early Stage Investors

Rank Market
Last 2 Years
# of Comp Founded $ Invested # Round Top Funded Company
1
Savings Management > Savings Platforms > Group Savings >
ROSCA Platforms
Companies providing a platform for managing the rotating savings and credit groups
8 $949k
(+$949k)
4
(+4)
MoneyFellows
(2014, Cairo, $617k)
66
Other Notable Markets
Other Notable Markets with high Entrepreneurial Activity in Consumer Finance in last 2 years (March 2016 - February 2018)
Consumer Finance > Market Details > Other Notable Markets

Incubators 500 Startups (#3), AngelPad (#1)
Seed Kima Ventures (#2), Horizons Ventures (#1)
Series A/B Route 66 Ventures (#2), Transamerica Ventures (#1)
Series C+ Munich Re (#1), True North Co (#1)
InsWeb Insurance Nov - 2016
IPO'd on NYSE
GoCompare Nov - 2016
IPO'd on LON
insuranceQuotes.com Nov - 2015
Acq by All Web Leads for $165M
NetQuote Jul - 2010
Acq by Bankrate for $205M
Insplanet
IPO'd on STO
$7.6M - Series C
$9.5M - Series A
Gabi (2016, San Francisco, $12.1M)
Series A
Inzmo (2015, Tallinn)
$10M - Series C
$3.9M - Series A
Wrisk (2016, London, $4.6M)
$656k - Seed
Wrisk (2016, London, $4.6M)
$1.2M - Seed
Assur Up (2015, Paris, $1.2M)
$1M - Seed
Covera (2016, Montreal, $1.5M)
Mar 2018
Singapore-based insurtech startup PolicyPal has raised $20
million via an Initial Coin Offering (ICO), Oddup
Mar 2018 Digital identity app Yoti joins FCA sandbox, Finextra
Mar 2018
Policybazaar parent to foray into healthcare tech & services
segment, Indiatimes
Mar 2018
Insuranks Releases "AirBnB for Insurance" Digital
Community Platform, PR Newswire
Mar 2018
Exclusive: Aegon invests in online insurance aggregator
Coverfox, VCCircle
Mar 2018
Go-Jek, Traveloka, and Tokopedia to Invest in Indonesia’s
Insurtech Startup PasarPolis, kr-asia.com
Mar 2018
Today in AI: Kanetix partners with Integrate.AI, Ross
Intelligence partners with Vector Institute, BetaKit
Feb 2018
Price comparison firm Gocompare's FY operating profit rises
20 pct, Reuters
Feb 2018
Independent Condo Review Platform CondoEssentials.com
Acquires TheDirt.co , GlobeNewswire
Feb 2018
GoCompare welcomes former Facebook exec Joe Hurd as
non-executive director, The Drum
Feb 2018
Legal & General Partners with Slice to Roll Out On-Demand
Homeshare Insurance, IIReporter
Feb 2018
Assur.com is an insurance aggregator without all the clutter,
Tech News Universe
Feb 2018
An Online Vehicle Insurance Cover Launched for Taxi
Owners and Operators, Soko Directory
Jan 2018 SoftBank in Talks to Back India Insurance Startup, Bloomberg
News
0
5
10
15
20
25
30
$0k
$50M
$100M
$150M
$200M
$250M
2013 2014 2015 2016 2017
YoY Funding Rounds
5
11
35
74
295
M&A/IPO
Series C+
Series A+
Funded
Companies
Covered
Funding Funnel
Financial Product Aggregators > Insurance > Horizontal: Market Factsheet
Market: Horizontal
67
Exits
Most Active Investors
Recent Investments
YoY Funding and Rounds
Companies which offer
comparative quotes on consumer
products from multiple insurance
domains
Policybazaar
(2008, Gurgaon, $164M)
Trov
(2012, Danville, $90M)
CoverHound
Coverfox
(2011, Mumbai, $52.7M)
PolicyGenius
(2014, New York City, $52M)
Top Companies
#1 Top Markets of Investment Activity
Consumer Finance > Market Details > Market: Horizontal
Companies Created 295 | Funded 74 | Total Funding $662M

Financial Product Aggregators > Insurance > Horizontal: Top Companies
Market: Horizontal (1/2)
Analyst’s Pick
Soonicorn. Stage: Series E
True North Co, IDG Ventures India, Temasek and 10
Other Investors
Baloise, Oak HC/FT, Suncorp Group and 6 Other
Investors
CoverHound (2010, San Francisco, $53M)
Insurance marketplace for comparing and
purchasing insurance plans
ACE Group, RRE Ventures, Blumberg Capital and 7
Other Investors
Minicorn. Stage: Series C
Aegon, IFC, Transamerica Ventures and 11 Other
Investors
Analyst’s Pick
PolicyGenius (2014, New York City, $52M)
Online insurance shopping
Norwest Venture Partners, Revolution, Karlin
Ventures and 10 Other Investors
Horizons Ventures, Idinvest Partners, Speedinvest
On-demand insurance platform for sharing
economy
Minicorn. Stage: Series A
XL Innovate, Horizons Ventures, Munich Re and 3
Other Investors
Knip (2013, Zurich, $15.7M)
Mobile insurance manager
Minicorn. Stage: Series B
Route 66 Ventures, QED Investors, Redalpine and 2
Other Investors
Analyst’s Pick
Clark (2015, Berlin, $14.7M)
Mobile insurance platform to manage insurance
FinLeap, Yabeo Management, GMPVC and 10 Other
Investors
Gabi (2016, San Francisco, $12.1M)
Continuous comparison platform for personal
insurance products
Editor's Pick. Stage: Series A
Canvas Ventures, Correlation Ventures, A Capital
Venture and 4 Other Investors
Easypolicy (2011, Noida, $6.1M)
Online selling and comparison platform for
insurance
Editor's Pick. Stage: Series B
Unilazer Ventures, Gaurav Burman, Anil Jain and 2
Other Investors
Seaya Ventures, Yago Arbeloa, Oscar Fuente and 5
Other Investors

Financial Product Aggregators > Insurance > Horizontal: Top Companies
Analyst’s Pick
Minicorn. Stage: Seed
NextView Ventures, Eniac Ventures, Founder
Collective and 5 Other Investors
Cuvva (2014, London, $2.6M)
Insurance for an hour or more on a friend's car
Minicorn. Stage: Seed
LocalGlobe, Tekton Ventures, Techstars and 3 Other
Investors
Gramcover (2015, Noida, $1M)
Insurance marketplace focused on rural areas
Editor's Pick. Stage: Seed
Omnivore Partners
JPMorgan
Hublio (2016, Dublin)
Mobile based insurance platform
Minicorn. Stage: Unfunded
Analyst’s Pick
SafeShare Global (2015, London)
Insurance solution for sharing economy
Minicorn. Stage: Unfunded
Ask Arvi (2017, Mumbai)
Personal insurance assistant platform
CompareTheMarket (2006, Peterborough)
Insurance comparison site
Editor's Pick. Stage: Unfunded
EasyInsure (2007, Windsor)
Online insurance broker platform
Editor's Pick. Stage: Acquired
InsuredMine (2017, Plano)
A cloud-based digital Insurance manager
InsurEye (2011, Toronto)
Insurance Comparison and Reviews
PasarPolis (2015, Jakarta)
Insurance comparison portal in Indonesia
Analyst’s Pick
PolicyPal (2016, Singapore)
Mobile first insurance distribution platform
500 Startups, Startupbootcamp, Silicon Straits
QuoteWizard (2006, Seattle)
Insurance comparison marketplace for consumers
Turtlemint (2015, Mumbai)
Online platform for Insurance comparison
Nexus Venture Partners, Blume Ventures

Incubators 500 Startups (#2), Y Combinator (#2)
Seed Bessemer Venture Partners (#2), Grupo RBS (#1)
Series A/B GMO Venture Partners (#1), SOURCENEXT_USA (#1)
Series C+ Isten Mitsukoshi Holdings (#1), Mizuho Bank (#1)
Clarity Money Mar - 2018
Acq by Goldman Sachs for $100M
$1M - Seed
Birch Finance (2014, Gainesville, $1M)
$42M - Series B
Moneylion (2013, New York City,
$67.5M)
Seed
Brankas (2016, Jakarta)
$16.4M - Series C
Tink (2012, Stockholm, $31.2M)
$2M - Seed
Bud (2015, London, $2M)
$39M - Series C
GuiaBolso (2012, Sao Paulo, $48.3M)
$13.3M - Series A
Dave (2016, Los Angeles, $13.3M)
$8M - Series B
Koho (2014, Vancouver, $9M)
$4.3M - Series A
Albert (2015, Los Angeles, $7M)
$24M - Series B
Linxo (2010, Aix-en-provence, $27.6M)
$1.7M - Series A
Money Dashboard (2008, Edinburgh,
$9.8M)
Mar 2018
Yolt, the smart thinking money app, refreshes design based
on user feedback , Financial IT
Mar 2018 Yolt pairs up with Monzo, Finextra
Mar 2018
Bud named among winners of first stage of £2m rental
payment challenge, P2PFinanceNews
Mar 2018 Yolt connects with three banks through APIs, FStech
Mar 2018 Tandem acquires money management app Pariti, TechCrunch
Mar 2018
Goldman is said to spend $100 mln on VC-backed Clarity
Money, PE Hub
Mar 2018 Tech-focused i-bank opens office here, Nashville Post
Feb 2018
Moneysoft partners with managedaccounts.com.au,
Australian FinTech
Feb 2018
Bud blossoms with two new payment licences,
BankingTechnology
Jan 2018
Fintonic Selects Arcadia Enterprise to improve mobile
banking platform, Bankless Media Inc
Jan 2018
Indonesian HR, accounting platform Sleekr raises funding
from Japanese counterpart Money Forward, E27
Jan 2018 US robo advice sees two big fundraises, AltFi
Jan 2018
MoneyLion raises $42M to grow its personal finance
platform for the middle class, mmotimes.com
Dec 2017
Capital One and Clarity Money Announce Data Sharing
Agreement, PR Newswire
Nov 2017
Clarity Money Launches on Android and Web App, Business
Wire
News
12
13
14
15
16
$0k
$50M
$100M
$150M
$200M
2013 2014 2015 2016 2017
YoY Funding Rounds
1
6
20
54
165
M&A/IPO
Series C+
Series A+
Funded
Companies
Covered
Funding Funnel
Expense Tracking > Personal > Automated > Account-Linked: Market Factsheet
Market: Account-Linked
70
Exits
Recent Investments
Automatic Expense Management
platforms which connect with a
user's bank account, credit cards
etc. to collect expense reports
Centralway Numbrs
(1999, Zurich, $125M)
Moneylion
GuiaBolso
(2012, Sao Paulo, $48.3M)
Money Forward
(2012, Tokyo, $42.9M)
Tink
(2012, Stockholm, $31.2M)
Top Companies
Consumer Finance > Market Details > Market: Account-Linked

Expense Tracking > Personal > Automated > Account-Linked: Top Companies
Market: Account-Linked
Consumer Finance > Market Details > Market: Account-Linked
Analyst’s Pick
Investment Corporation of Dubai, SevenVentures,
GlenRock Israel
finance management
Edison Partners, FinTech Collective, Grupo SURA
Koho (2014, Vancouver, $9M)
Mobile linked prepaid visa card
Editor's Pick. Stage: Series B
Portag3 Ventures, Power financial, Ferst Capital
Analyst’s Pick
Bud (2015, London, $2M)
Platform for personal finance management
Investec, Innocells, Force Over Mass Capital
Empower (2016, San Francisco)
Mobile-first automated financial services provider
ETMoney (2006, Gurgaon)
Wealth management and expense tracking app

Incubators 500 Startups (#1), FuturePlay (#1)
Seed Hummingbird Ventures (#1), Ventech (#1)
Series A/B Sequoia Capital (#1), Walden International (#1)
Series C+ Experian (#1), Eight Roads Ventures (#1)
Money Oct - 2017
Acq by Zoopla Property Group for $104M
NextAdvisor May - 2016
Acq by Bankrate for $225M
uSwitch Jun - 2015
Acq by Zoopla Property Group for $290M
Meilleurtaux Apr - 2013
Acq by Equistone Partners Europe
MoneySuperMarket Jul - 2007
IPO'd on LON
LowerMyBills May - 2005
Acq by Experian for $330M
Mortgage Choice Aust Oct - 2004
IPO'd on ASX
Seed
Karlo Compare (2015, Karachi)
$2.4M - Series A
$3M - Series A
IndianMoney (2008, Bangalore,
$3.4M)
$1.9M - Series A
FinBucket (2014, Delhi, $1.9M)
Seed
Spean (2016, Phnom Penh)
$30M - Series D
Mar 2018 GoBear Vietnam partners with KLOOK, VnEconomicTimes
Mar 2018
Paisabazaar.com and BOB Financial Enter Partnership for 5X
Rewards Credit Cards, Business Wire India
Mar 2018 Aparna Mahesh appointed BankBazaar CMO, Indiatimes
Mar 2018
1M consumers avail credit reports monthly on BankBazaar
after Experian tie up, Core Sector Communique
Mar 2018
KarloCompare raises investment from TPL eVentures,
TechJuice
Mar 2018
Online financial marketplace BankBazaar launches in
Malaysia, Digital News Asia
Mar 2018
BankBazaar names two communications agencies to handle
its branding, Marketing Interactive
Mar 2018
Moneysupermarket.com Group announces Sarah Warby to
its Board as Non-Executive Director, Talent4Boards
Feb 2018
Paisabazaar.com opens 2 lakh savings accounts in 2017-18,
Asian News International
Feb 2018
MoneySuperMarket to invest millions in product engineering
as revenues hit £329.7m, Bdaily
Feb 2018
Oakley agrees sale of Parship Elite Group and Verivox to
NuCom Group, Private Equity Wire
Feb 2018
Moneysupermarket.com slumps after strategy shift stalls
growth, Reuters
Feb 2018
Moneysupermarket.com FY17 Profit Rises; Sees Flat Adj.
EBITDA In FY18, RTTNews
Feb 2018
Rubique ropes in Pradeep Dubey to head insurance business,
TechObserver.in
News
0
2
4
6
8
10
12
14
$0k
$20M
$40M
$60M
$80M
$100M
$120M
$140M
$160M
2013 2014 2015 2016 2017
YoY Funding Rounds
8
8
25
65
243
M&A/IPO
Series C+
Series A+
Funded
Companies
Covered
Funding Funnel
Financial Product Aggregators > Horizontal: Market Factsheet
Market: Horizontal
72
Exits
Recent Investments
Companies which offer
comparative quotes on products
from multiple financial domains
BankBazaar
(2008, Chennai, $110M)
Empruntis
(2000, Saint-denis, $72M)
NerdWallet
ComparaOnline Chile
(2009, Providencia, $39M)
Top Companies

Financial Product Aggregators > Horizontal: Top Companies
Analyst’s Pick
Experian, Amazon, Sequoia Capital and 2 Other
Investors
NerdWallet (2009, San Francisco, $69M)
Personalized advise about financial products.
Camelot Capital, IGlobe Partners, RRE Ventures and
4 Other Investors
$39M)
Bamboo Capital Partners, IFC, Ribbit Capital and 3
Other Investors
Wishfin (2008, Noida, $15.2M)
Franklin Templeton India, Sherpalo Ventures,
Venture Highway
Analyst’s Pick
MoneySmart (2011, Singapore, $12.4M)
Kakaku.com, Golden Gate Ventures, SPH Ventures
Kalaari Capital, Udayan Goyal, Trifecta Capital and
12 Other Investors
iMoney Group (2012, Kuala Lumpur, $6.5M)
iSelect, Jungle Ventures, Econa and 7 Other
Investors
IndianMoney (2008, Bangalore, $3.4M)
Web based platform for financial advice/education
Editor's Pick. Stage: Series A
SRI Capital, Hyderabad Angels, The Times Group
Analyst’s Pick
Aggregator platform of financial product rates.
B.Grimm Joint Venture Holding Ltd., European
Union
Unicorn. Stage: Public
Verivox (1998, Heidelberg)
Comparison platform for financial and electronic
products
Oakley Capital
Bnext (2016, Madrid)
Financial product marketplace with a checking
account.
Editor's Pick. Stage: Funded
Enjoy Compare (2012, Singapore)
Online platform to compare financial products

Financial Product Aggregators > Horizontal: Top Companies
Analyst’s Pick
Finder (2014, Santa Monica)
SILKSPAN (2000, Bangkok)
Comparison platform and re-seller of loans and
insurance products
SosTariffe (2009, Milan)
Online platform for comparison of financial
products

Market: Credit Products
75
Consumer Finance > Market Details > Market: Credit Products

Market: Credit Products
Consumer Finance > Market Details > Market: Credit Products

Market: Life & Health
77
Consumer Finance > Market Details > Market: Life & Health

Market: Life & Health
Consumer Finance > Market Details > Market: Life & Health

Market: Mortgage
79
Consumer Finance > Market Details > Market: Mortgage

Market: Mortgage
Consumer Finance > Market Details > Market: Mortgage

Market: Horizontal
81

Market: Horizontal

Market: Automated
83
Consumer Finance > Market Details > Market: Automated
Companies Created 12 | Funded 9 | Total Funding $49.6M

Market: Automated
Consumer Finance > Market Details > Market: Automated

Market: Property & Casualty
85
Consumer Finance > Market Details > Market: Property & Casualty

Market: Property & Casualty
Consumer Finance > Market Details > Market: Property & Casualty

Market: On-Demand Insurance
87
Consumer Finance > Market Details > Market: On-Demand Insurance

Market: On-Demand Insurance
Consumer Finance > Market Details > Market: On-Demand Insurance

Market: E-Filing
89
Consumer Finance > Market Details > Market: E-Filing

Market: E-Filing
Consumer Finance > Market Details > Market: E-Filing

Market: Pay-Me-Now
91
Consumer Finance > Market Details > Market: Pay-Me-Now

Market: Pay-Me-Now
Consumer Finance > Market Details > Market: Pay-Me-Now

Market: Financial Product Aggregators
93
#2 Top Markets of Early Stage Investors
Consumer Finance > Market Details > Market: Financial Product Aggregators

Market: Financial Product Aggregators
Consumer Finance > Market Details > Market: Financial Product Aggregators
#2 Top Markets of Early Stage Investors

Market: ROSCA Platforms
95
#1 Other Notable Markets
Consumer Finance > Market Details > Market: ROSCA Platforms

Market: ROSCA Platforms
Consumer Finance > Market Details > Market: ROSCA Platforms
#1 Other Notable Markets

Public Companies
Contents
Feed Summary
Investment Trend
Market Details
Exit Outlook
Investors
News
Appendix
97
Notable Acquisitions
Top Acquirers
Acqui-hires

Public companies (1/3)
99
Performance indicators of public companies in Consumer Finance
IPO Date Company
Current
MCap
IPO
Mcap
Revenue P/E
Exchange
Ticker
Dec 2017
Credible Labs (2014, San Francisco)
An alternate lending platform for financing student loans and
refinancing student loan debt.
$243M CRD
Nov 2016
InsWeb Insurance (1995, Gold River)
Online insurance comparison and lead generation platform
$521M $398M INSW
Nov 2016
$7.7M $175M 19.22 LON:GOCO
Aug 2015
WXB (2014, Hangzhou)
Mobile based auto insurance aggregator platform
NEEQ:833109
Jul 2015
Jupai Holdings (2010, Shanghai)
Wealth management platform
$645M $293M $163M 10.55 NYSE:JP
May 2015
Macroaxis (2009, San Francisco)
Online personalized investment management service.
$10.1M $9.9M 419.5 KOSDAQ:215580
Feb 2013
Health Insurance Innovations (2004, Tampa)
A short-term health insurance distributor
$497M $187M $185M 11.87 NASDAQ:HIIQ
Jul 2011
Zillow (2005, Seattle)
$7.1B $348M $847M NASDAQ:Z
Jun 2011
Bankrate (1976, North Palm Beach)
$1.3B $1.5B $434M NYSE:RATE
Mar 2010
Financial Engines (1996, Sunnyvale)
Online Investment manager for 401(k) participants
$2.1B 40.39 FNGN
Consumer Finance > Exit Outlook > Public Companies

100
IPO Date Company
Current
MCap
IPO
Mcap
Revenue P/E
Exchange
Ticker
Aug 2008
LendingTree (1996, Charlotte)
Loan and other consumer financial product comparison site.
$4.4B $384M 171.09 NASDAQ:TREE
Jul 2007
$25.7M $387M 19.88 LON:MONY
Oct 2006
eHealth (1997, Mountain View)
Health insurance exchange & online resource for individuals,
families, small businesses & Medicare
EHTH
Oct 2004
Mortgage Choice Aust (1994, Sydney)
Financial products comparison platform.
$168M $89.4M $154M 9.9 ASX:MOC
Jun 2004
Jackson Hewitt (1982, Parsippany)
Online individual federal and state income tax preparation and filing
services.
$639M $639M $214M NYSE:JTX
Mar 1993
Intuit (1983, Mountain View)
business & financial mgmt. solutions
$44.7B $5.2B 45.97 NASDAQ:INTU
Jan 1978
H&R Block (1955, Kansas)
Tax preparation services
$5.3B $3B 20.81 NYSE:HRB
Lufax (2011, Shanghai)
Online platform providing wealth management, credit-rating
services and other institutional businesses
Advanced Credit Technologies (2008, San Antonio)
Provides credit scoring software.

101
IPO Date Company
Current
MCap
IPO
Mcap
Revenue P/E
Exchange
Ticker
Trycera (2004, Irvine)
Personal Finance Management Tools
TD Ameritrade (1994, Omaha)
Online securities brokerage services
Nelnet (1977, Lincoln)
Student Loan Servicing Platform also offering loan products
Gruppo MutuiOnline (2000, Milan)
Financial products distributor and outsourcing services provider
MOL
Investview (2005, Red Bank)
Platform that offers Investment tools and online courses on Financial
Education
H&R Block Canada (1964, Calgary)
Income Tax e-filing software based in Canada
Insplanet (1999, Stockholm)
Online insurance aggregator in Sweden
$10.3M STO:IPL
What Investment (1982, London)
Online financial portal for investment tips and market overview

Notable Acquisitions (1/4)
102
Notable Acquisitions in Consumer Finance
Consumer Finance > Exit Outlook > Notable Acquisitions
2018 YTD
Acquirer: Experian Deal: $384M
Provides free credit score and report to individuals.
Acquirer: Goldman Sachs Deal: $100M
2017
Acquirer: Navient Deal: $155M
Direct lender for student loan refinancing and
personal loans
Acquirer: Zoopla Property Group
Deal: $104M
Money (2008, Cirencester)
Aggregator platform for loans, insurance and utility
products
2016
Acquirer: Helvetia Deal: $104M
MoneyPark (2011, Wollerau)
Advisory platform for financial products
Acquirer: Bankrate Deal: $225M
NextAdvisor (2006, San Francisco)
Research, reviews and comparison platform for
consumers and small businesses

Notable Acquisitions (2/4)
103
Notable Acquisitions in Consumer Finance
Consumer Finance > Exit Outlook > Notable Acquisitions
2015
Acquirer: Helios Deal: $100M
Acquirer: All Web Leads Deal: $165M
insuranceQuotes.com (1976, Denver)
Insurance quote comparison platform
Acquirer: TIO Networks Deal: $31M
Softgate Systems (1993, Fairfield, $33.6M)
Retail Payments Exchange
Acquirer: Zoopla Property Group
Deal: $290M
uSwitch (2006, London)
Multi-faceted consumer products comparison
platform
Acquirer: Northwestern Mutual Life
Deal: $250M
Learnvest (2009, New York City, $76.1M)
Personal finance management and investment
advise
2014
Acquirer: Intuit Deal: $360M
Check (2007, Palo Alto, $47M)
Cross-platform money manager app
2013
Acquirer: MoneyGram
Nexxo Financial (2003, Burlingame, $23.6M)
Omni-Channel alternative financial service platform
provider.
Acquirer: Equistone Partners Europe
Meilleurtaux (1999, Paris, $25.1M)
Financial product comparison platform

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