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A certain species of ornamental maple trees grow on average of 4.6 f.pdf

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A banks balance sheet information is shown below (in $000). On Balance Sheet Items Face Value Cash $121,600 Short-term government securities (<92 days.) 5,400 Long-term government securities (>92 days) 414,400 Federal Reserve stock 9,800 Repos secured by federal agencies 169,000 Claims on U.S. depository institutions 937,900 Loans to foreign banks, OECD CRC rated 2 1,640,000 General obligations municipals 170,000 Claims on or guaranteed by federal agencies 26,500 Municipal revenue bonds 102,900 Residential mortgages, category 1, loan-to-value ratio 75% 5,000,000 Commercial loans 4,667,669 Loans to sovereigns, OECD CRC rated 3. 11,600 Premises and equipment 455,000 Conversion Face Off Balance Sheet Items: Factor Value U.S. Government Counterparty: Loan commitments: < 1 year 20% $300 1-5 year 50% 1,140 Standby letters of credit: Performance-related 50% 200 Direct-credit substitute 100% 100 U.S. Depository Institutions Counterparty: Loan commitments: < 1 year. 20% 100 > 1 year 50% 3,100 Standby letters of credit: Performance-related 50% 200 Direct-credit substitute 100% 56,400 Commercial letters of credit: 20% 400 State and Local Government Counterparty: (revenue municipals) Loan commitments: >1 year 50% 100 2 Copyright 2020 McGraw-Hill Education. All rights reserved. No reproduction or distribution without the prior written consent of McGraw-Hill Education. Standby letters of credit: Performance-related 50% 135,400 Corporate Customer Counterparty: Loan commitments: < 1 year 20% 3,212,300 >1 year 50% 3,046,278 Standby letters of credit: Performance-related 50% 101,543 Direct-credit substitute 100% 490,900 Commercial letters of credit: 20% 78,978 Sovereign Counterparty: Loan commitments, OECD CRC rated 1: < 1 year 20% 110,500 >1 year 50% 1,225,400 Sovereign Counterparty: Loan commitments, OECD CRC rated 2: < 1 year 20% 85,000 >1 year 50% 115,500 Sovereign Counterparty: Loan commitments, OECD CRC rated 7: >1 year. 50% 30,000 Interest rate market contracts: (current exposure assumed to be zero.) < 1 year (notional amount) 0% 2,000 > 1-5 year (notional amount) 0.5% 5,000 1. What is the bank's risk-adjusted asset base under Basel III? Find the appropriate risk-weight for the off-balance sheet items using Table 21- 7 (for the risk weights, you use Table 21-7 for BOTH on- and off-balance sheet items). Hint: For OBS market contracts, the appropriate risk-weight is 1 or 100%. 2. To be adequately capitalized, what are the bank's CET1, Tier I, and total risk-based capital requirements under Basel III? Hint: Refer to Table 21-3. 3. Using the leverage ratio requirement, what is the minimum regulatory capital required to keep the bank in the adequately-capitalized zone? Hint: Refer to Table 21-3. 3 . No reproduction or distribution without the prior written consent of McGraw-Hill Education. 4. Disregarding the capital conservation buffer, what is the bank's capital adequacy level (under Basel III) if the par value of its equity is $215,000, surplus value of e.

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A 70-year-old woman has suffered attacks of sharp, stabbing pain on the right side of her nose, cheek, lower eyelid, upper lip, upper jaw, teeth and gums, lower jaw, teeth and gums and lower lip. Occasionally she has had severe, brief and stabbing pain felt as a headache around her right eye, forehead and upper eyelid. The pain often leaves her with uncontrollable facial twitching. These sudden attacks of pain last only a few seconds but seem to the patient. This initial impression should include a brief discussion of the main anatomical structures implicated in the case, and how they may be connected to some of the symptoms presented in the case scenario. The initial impressions of the scenario may or may not change after collaboration in small groups. 3 differential diagnoses..

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A 34 year old patient comes to the clinic reporting abdominal discomfort, a fever of 2 days, and scant bleeding although she is 2 weeks in between her menstrual cycle. She was diagnosed with chlamydia infection recently but did not fill the prescription due to financial concerns, stating, I didnt feel that bad at the time, so I didnt think it was a big deal. Today, vital signs include BP 140/88 mm Hg, R 16 breaths per minute, P 90 beats per minute, and T 104F (40C). Examination performed by the health care provider demonstrates cervical and adnexal tenderness, and purulent vaginal drainage; negative for the presence of pelvic abscess. Laboratory results include:Hgb 12.1g/dl, Hct 40%, RBCs 4.9, Plt 260, WBC 22. Questions: Highlight the findings that are consistent with the diagnosis of pelvic inflammatory disease (PID). Which are the causative agents of this disease? How these microorganisms were introduced into the internal organs of the womans reproductive system? Give explanation of the signs and the symptoms concerning areas outside of the womans the reproductive system (pelvic area) What are some other complications of STDs?.

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9 Beet Stretch, by Scandinavian sound artist Leif Inge, is a soundscape made of Beethoven's 9th Symphony, first composed in 1824. The source recording, a Naxos recording conducted by Bela Drahos with the Nicolaus Esterhazy Sinfonia and Chorus in 1992, was stretched digitally to a duration of 24 hours with no distortion or pitch shifting. The work is presented as a 24-hour-long sound installation/electroacoustic concert. 1. Describe the public domain and the rights of all parties. Is there copyright infringement? Are there defenses? When a song is played on the radio royalties are paid to the writer of the words and musical composition, but the performer receives nothing. It is considered free advertising for their skills as a performer. This is why many performers make very little money from radio airplay but need to perform to make real money. Think of artists whose hit single isn't even their own song. That being said, Lil Nas X of the famed Old Town Road purchased off the website Beatstars (See their ToS here) the beat used in his now famous song from a producer named YoungKio. Beatstars is a service for selling music from independent producers. Unbeknownst to Lil Nas X, the beat he purchased was remixed with a sample of Trent Reznor's 34 Ghosts IV, which was not cleared with Mr. Reznor prior to the song's release. Mr. Reznor is a legend in the music industry for a variety of reasons but for our purposes he has been a leader in copyright reform. His most recent work has been released under what we call a Creative Commons license, specifically the CC-BY-NC-SA 3.0 License. Long story short, Trent Reznor whose musical genre typically falls within industrial rock, now has a Country Music Award. 2. This is a huge fact pattern with licensing, infringement, Creative Commons, ToS issues, vicarious liability, moral rights, and more involved. I would like for you to explore the legal and ethical creative space with this..

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8. Calculate Clio's taxable estate assuming that Marcel passes away first. a. $6,029,000 b. $6,484,000 c. $7,860,000 d. $7,736,000 e. $7,984,000 Table 1 Asset, Liability, and Expense Situation for the Dion Family Assets Value Ownership Checking Account $26,000 JTWROS Savings Account $20,000 JTWROS Money Market Account $90,000 JTWROS Other Monetary Assets $0 JTWROS EE/I Bonds $100,000 JTWROS Mutual Funds $1,720,000 JTWROS Other Investment Assets $250,000 JTWROS Primary Residence $700,000 JTWROS Other Housing Assets (Vacation $240,000 JTWROS Home) Vehicles $86,000 JTWROS Personal Property $134,000 JTWROS Retirement Assets $768,000 Marcel Retirement Assets $345,000 Clio Other Assets $48,000 Jointly Held but Not Titled Life Insurance (Variable $1,500,000 Marcel Universal Life) Life Insurance (Universal Life) $250,000 Clio Liabilities Value Ownership Mortgage on Vacation Home $112,000 Joint Debts $86,000 Joint Expenses Costs Funeral and Final Expenses--Assumed $25,000 the Same for Both.

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8 Mays 1984'te Hannah Eisenstat, Louisiana Eyalet niversitesi'nden mezun oldu. Baton Rouge'da HannaH adnda bir kahve dkkan amaya balad ve yeni bir gelimede mkemmel bir yer buldu. Kendi aln teriyle birlikte giriimi finanse etmek iin 50.000 $'lk bir miras kullanarak, ie 1 Austos 1984'te ahs irketi olarak balad. Dkkan ilk yl kar etti. Ancak Hannah, kahvesinin kalitesinin balangta hayal ettii kadar yksek olmadn fark etti. Bu konuyu dzenli mterilerinden biri olan Natasha Smith ile tartt. Natasha hemen bir kavurma makinesi satn alnmasn finanse etmeyi teklif etti. Hannah ekirdekleri kendisi kavurarak daha kaliteli kahve retebilir ve ayrca ekirdekleri sata sunarak iini geniletebilirdi. Genleme. Mali tablolar dikkatlice inceledikten sonra Hannah, bu genilemeyi stlenmek iin Natasha'dan 75.000 $'lk bir yatrma ihtiyac olacana karar verdi. Bu yatrm karlnda Hannah, ona ite %40 hisse teklif etti. Natasha teklifi kabul etti ve iletme iki sahiple birletirildi. z sermaye, Natasha'nn 400.000 hisseye ve Hannah'nn 600.000 hisseye sahip olduu toplam 1.000.000 hisseden oluuyordu. kinci yln sonunda iler son derece iyi gidiyordu. Fasulye satndan elde edilen gelir ksa srede iecek satlaryla rekabet etmeye balad. Bu baarya yant olarak, Hannah ve Natasha nmzdeki iki yl iinde be maazaya almaya karar verdiler. zkaynak finansman kullanmak yerine, banka finansman aramaya karar verdiler. Her yeni maaza 100.000 $'lk bir yatrm gerektiriyordu. Maazalarn almas planlanandan daha uzun srd, ancak 1999'un sonunda Baton Rouge'da 30 kiiyi istihdam eden be HannaH vard. Planland gibi, bu genileme yalnzca, nihai olarak 2004'te denmesi gereken 500.000 $'lk vadeli bir krediyle konsolide edilen borla finanse edildi. Giriim Sermayesi. 2000 ylnn balarnda, iki mal sahibi bir hafta sonu kaama yapmaya ve ilk i planlarn yeniden deerlendirmeye karar verdiler. Belki de en byk srpriz fasulyenin poplaritesiydi; gelirin neredeyse %80'i yalnzca fasulye satlarna atfedilebilirdi. Ayrca, yerel bir spermarket zincirinden bir alc, zincirin maazalarnda fasulyeleri satma teklifiyle HannaH'a bavurdu. Ancak, HannaH u anda kapasite snrlarndayd - be maazasna zar zor yetecek kadar kahve kavurabiliyordu. Daha da nemlisi, kahve kalitesini daha da artrmak iin Hannah, kaliteyi yakndan takip edebilecei Kosta Rika'daki kahve iftilerinden dorudan ekirdek satn almalarn nerdi. Bununla birlikte, spermarket nerisi, kavrulmu fasulye retiminde nemli bir art gerektirecektir. Geri ekilmenin sonunda, Hannah ve Natasha, perakende iecek ve ekirdek satndan toptan kavrulmu kahve ekirdeklerine kadar iin odak noktasn deitirmeye karar vermilerdi. Yeni maazalar ina etmek yerine son teknoloji bir kavurma tesisine yatrm yapmaya karar verdiler. BLM 5 Btnletirici Vaka nmzdeki birka hafta iinde Hannah, yerel bir risk sermayesi irketi olan Dixie Partners'a bavurdu. Spermarket zincirinin kahveyi tama taahhdnn gc zerine Dixie, irketin %50 hissesi karlnda yksek kapasiteli bir kavurma tesisinin inasn finanse etmek iin 3 milyon $ yatrm yapmay kabul .

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