Bai salam & istisna

SALAM ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object]

Benefits Salam is beneficial to the seller,because he receives the price in advance,and it is beneficial to the buyer also,because normally,the price in salam used to be lower then the price in spot sales.

[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Difference b/w Salam & Murabaha

[object Object],[object Object],[object Object],[object Object],Difference b/w Salam & Murabaha

[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Parallel Salam Diagram ,[object Object],Salam Sale Parallel Salam Islamic Bank Islamic Bank Purchaser Seller 1 st Salam Seller 2 nd Salam Purchaser Delivery of Commodity

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Revoking of Istisna ,[object Object],[object Object]

Difference between Istisna’ & Salam ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Difference between Istisna’ & Ijarah ,[object Object],[object Object],[object Object],[object Object]

Parallel Salam Diagram – Example I ,[object Object],Istisna Sale Parallel Istisna Islamic Bank Islamic Bank Purchaser Seller 1 st Istisna Manufacturer 2 nd Istisna Purchaser Delivery of Commodity

1 Parallel Istisna’ Example II Manufacturer/ Builder [ISTISNA’] Delivery of Commodity 1 Aug 06 Bank Purchaser/ Seller Customer [ISTISNA’] Delivery of Commodity 1 Aug 06 or 15 Aug 06 Istisna Sale Contract 1 June 06 2 3 5 4 6 Istisna Price Payment 1 June 06, 1 Jul 06, 1 Aug 06 Pays 15 May + 15 Aug – 31 Dec 06 Istisna’ Contract 15 May 06

Istisna as Mode of Financing ,[object Object],[object Object],[object Object],[object Object]

Bai salam & istisna

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