Mobile Banking of SCB and MCB

1. Mobile
Banking
To: Sir Adnan Ashraf
By: Quaid-E-Azam Group
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Quaid-E-Azam Group
Leader:
Zeshan Akhtar
Members:
Akbar Butt
Arfan Afzal
Farhat Abbas
Gohar Iqbal

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What is Mobile Banking?
A
part of E-Commerce,
Mobile banking is a system that allows
customers of a financial institution to
conduct a number of financial transactions
through a mobile device such as a mobile
phone or personal digital assistant.

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Over view of Mobile Banking
 The
earliest mobile banking services were offered
over SMS, a service known as SMS
banking.
 The
first European banks started to offer mobile
banking on this platform to their customers.
 In 1999, With the introduction of smart phones
with WAP (wireless Application Protocol) support enabling
the use of the mobile web

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Conti….
 Mobile
banking has until recently (2010) most
often been performed via SMS or the mobile
web.
 Apple's initial success with iPhone and the rapid
growth of phones based on Google's Android
(operating system) have led to increasing use of
special client programs, called apps,
downloaded to the mobile device.

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Standard Chartered Bank
 Service
is provided by one of the leading banks
of Pakistan
 Enables the customer to bank twenty four hours
and seven days a week
 It provides three categories of services under the
mobile banking heading, which are



Breeze mobile
SMS banking
Alters

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Standard Chartered Bank
Type of services
 The
Breeze mobile banking helps the client to
control so that they can do more within the time,
 SMS banking helps the client to get the account
transactions
 However the alert service helps to receive free
SMS and email alerts of transaction.

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Standard Chartered Bank
Breeze Mobile Application
With the Standard Chartered Breeze app, the internet
banking customers of Standard chartered bank will be
able to:
 Check their account balance
 Check transaction history
 Transfer funds to other standard chartered and local
bank account
 Track the nearest ATM location

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Standard Chartered Bank
 In
other words Breeze was designed with two
things in mind; the mobile, and you. With Breeze,
you can see and move your money anytime,
anywhere. It combines an intuitive interface with a
strong set of features
 important to mention here that the brand name
“Breeze” is a property of Standard Chartered and
the same app is used for various other countries by
SCB to offer a mobile optimized experience to
customers.

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Muslim Commercial Bank
 What
is SMS Banking by MCB?
 SMS Banking for the clients of The Mauritius
Commercial Bank is a service that allows
customers to access their account information
and operate accounts via „SMS‟ on mobile
phone.

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Muslim Commercial Bank
MCB mobile banking serviced helps the client
To make payment,
 Inquire account balance,
 To view mini statement of the account
whether you are in office, or at home or elsewhere in
the world.


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Muslim Commercial Bank
 With
billions in digital payments, this
service helps the customer to make
payment directly from mobile phone,
irrespective of which mobile service you
are availing.

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 Mobile
wallet is a service that makes your
smartphone a wallet itself which you can
take anywhere with you.
 This mobile service enables you to digitally
load money into your wallet directly from
your account.
 It helps you to avail banking services
without switching to any other operator or
smartphone.

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Importance of Mobile Banking
 Introduction
of new technologies.
 Control costs, removal of cost duplication
 Provide to increasing online channel customers
 Personalize customer interactions
 Unparalleled convenience and
proactive customer service

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Interesting Facts
 European
& Asia-Pasific regions are
considerably ahead of US in term of Mobile
Banking
 Pakistan has 90 millions mobile users whereas
there are only 26millions Bank Account holder
in Pakistan and that is why Pakistan has great
potential for Mobile Banking and bring un-bank
people in the Banking fold.

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Interesting Facts
 Mobilink
is the first mobile operator to lanch a
mobile payments solution in Pakistan under the
name Mobilink Genie in Dec. 2007.
 MCB mobile takes the lead with over 11,000
customers and Rs. 60 millions worth of
transactions in the first month of its launch.

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Banks Analyzed

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Conclusion
 It
is concluded that Mobile Banking is not only
one the most leading and successful product
but it is also an essential for the growth of any
developing country especially if we observe in
the context of Pakistan it clearly indicates that in
future Mobile banking will be a product that will
provide a gradual boost to the economy.

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