1. - 1 -
-
RESUME
CA Ashutosh
Kumar Sharma
Email:
Primary: -
ashutoshrai@icai.org
Secondary: -
pokeashutosh@gmail.com
Contact No.:
Primary: - 9403388690
Secondary: - 902060999
Personal Data:
Date of Birth: 12-05-1988
Sex: Male
Nationality: Indian
Marital Status: Unmarried
Languages Known: English
and Hindi
Current Address
Manappuram Hostel,
Kaikkenada,Thripyar
Dist:- Thrissur
Kerala- 680567
Permanent Address:
s/o Sh. Arvind Rai Sharma
D-48, Ultratech Township
P.O. Rajula
Distt. Amreli
Gujarat
Pin:365541
Career Objectives
Committed to build career in the financial risk management, with an opportunity to
1) Advise on the economic capital requirement for the organization to maintain its
sustainability,
2) Decide the Risk appetite and thereafter advising the management on risk
mitigation measures by mapping different types of financial risks to particular
factors,
3) Quantify different types of financial risks by analyzing their frequencies &
severities.
My focus area of work would be value creation in all spheres & image building of the
organization. I would like to unearth my full potential to contribute maximum to my
job and organization. Moreover, willing to work as a team player in challenging, open
and creative environment.
Experiencein ManappuramFinance Ltd. , Valapad- KERALA
Department:- Risk Management
Position:- Senior Manager
From:- 8th
August 2016 till present
Work carried are :-
1. In operational risk –
i. Periodically review of the vulnerable areas in process of acquiring
customer’s data and KYC. Like testing of customer module to maintain
the data integrity.
ii. Analysis of Irregular pledges which were closed down earlier but
customer subsequently repledged them again with or without new
items.
iii. Analysis of Irregular pledges based on similar type of items pledged.
iv. Advised the management for an additional report to inform the branch
staffs while registering any pledge about the similar type of gold’s
rejected earlier in any of the branches.
2. In regulatory risk:-
i. Analysis of the transactions where customers have tried to avoid
banking channels.
ii. Checking of the accounts in which PAN is not available.
iii. Sending the customer’s data to credit information companies like CIBIL,
Equifax etc.
3. In Credit risk – Periodically reporting of the customer IDs which are having
similar details to any existing customer Id. to reduce concentration risk.
4. In Market Risk –
i. Made a report on the impact of Demonetization over our Gold loan
business.

2. - 2 -
-
Strengths
-Analytical Skills
-Leadership
-Can work in competitive
environment
- Punctuality
ii. Scenario analysis – To check whether the collateral available with the
company is sufficient to be in the business in extreme situations.
iii. Classification of pledges where collateral is not sufficient to recover the
principal and interest amount in current scenario.
Experiencein Articleship of Chartered Accountancy course
I. Worked in association with M/s Ghosh & Pande, Chartered Accountants
Pune (From 10th
December 2009 till 12th
January 2012):
During my stint at above CA firm, I gained following experiences:
1) Concurrent Audit of Bank branches,
2) Project Financing
3) Assisted in processing of Term loan for the real estate businesses from
NBFCs & Banks.
4) Prepared projections for Credit Monitoring Arrangement (CMA) data.
5) Conducted Internal Audit for reputed manufacturer of Plastic Caps,
6) Assisted in Tax Audits,
7) Accounts finalization performed for various type of entities.
II. Worked in Association with M/s Anil Jain & Associates, Chartered
Accountants, Nagda, Madhya Pradesh (From 20th June 2007 to 15th June
2009):
Major work carried out:
1. Verification of investment accounts for KYC compliance in a Non-Banking
financial institution while performing Concurrent Audit,
2. Accounting jobs for various retailers.
Professional/Educational Qualification
1) Chartered Accountancy Course from The Institute of Chartered
Accountants of India, New Delhi.
Year Level Marks Achievement
2015 Final Group 1 203 Scored 60 in
Financial
Reporting
2013 Final Group 2 201
2010 PCC Group 2 173 Scored 69 in
Costing &
Financial
Management
2009 PCC Group 1 158
2007 CPT 120

3. - 3 -
-
2) Senior School Certificate Examination (SSCE) passed from CBSE with
83.4% (2006-2007), obtained 96 marks in Business Studies & 90 marks in
Accountancy subjects.
3) Secondary School Examination (SSC) from CBSE. (2003-2004).
4) Pursuing Bachelor in Finance & Investment analysis through
Distance learning from Amity University.(Presently in 6th
semester, i.e
last semester)
5) Pursuing Financial Risk Management from GARP, USA.(Cleared part
1 in November 16 attempt and scored Excellent in Foundation of Risk Mgt.,
Very Good in Quantitative Techniques, Excellent in Financial Market &
Products and Very Good in Valuation and risk models)
Area of Interest
Amongst the different areas in Chartered Accountancy course, my other focus
areas are: -
 Financial Reporting
 Project Financing
 Derivatives including Option Greeks & Interest rate futures
 Business Valuation
 Fixed Income Analysis
 Equity Analysis
 Key Rates
 Financial Analysis
Apart from the knowledge gained from CA course, I also have the fair
understanding of the followings: -
 Foreign exchange risks,
 Time Series modelling,
 Operational risk modelling
 Credit risk modelling
 Financial Modelling,
 VAR
Computer Skills
1) Working knowledge of MS-Office products (more focused on MS Excel).
2) Had Worked on ERPs like Flex-cube & Tally.
3) Completed 100 hours Information Technology Training Course
conducted by ICAI.
4) Currently working on a system based on Dot Net and Oracle.
Extra-Curricular Activities
Assisted in creating awareness & in raising funds for the care of elderly
persons through the platform of Help Age India.