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TOPIC
• STATE BANK OF
  INDIA
• CANARA BANK

1. LIST SERVICES PROVIDED
2. DIFFERENT CARDS AVAILABLE
3. WHO CAN USE THE CARD & HOW
   TO USE IT
STATE BANK OF INDIA
1. FOUND OUT IN THE YEAR JULY 1 1995
2. IT IS OWNED BY GOVERNMENT OF INDIA
3. LARGEST BANKING & FINANCIAL SERVICES
   IN INDIA
4. CHAIRMAN – PRATIP CHAUDHURI
5. HEADQUARTERS – MUMBAI,INDIA
6. PROFIT - 3.202 BILLION
7. 13577 OUTLET OUT OF WHICH 157 ARE
   OVERSEAS OUTLETS
8. TOTAL EMPLOYEES – 2,92,215
9. PRODUCTS – CREDIT CARDS, CONSUMER
   BANKING, CORPORATE BANKING, FINANCE &
   INSURANCE
SERVICES PROVIDED
ACCOUNTING & DEPOSITS



                  CURRENT ACCCOUNT



                  SAVINGS ACCOUNT



                   SALARY ACCOUNT


                    FIXED DEPOSIT
                       ACCOUNT


                                     DEMAT ACCOUNT



                                                     RURAL ACCOUNT
LOANS


  PERSONAL
    LOAN


 VEHICLE LOAN


HOUSING LOAN




EDUCATION LOAN



BUSINESS LOAN



 RURAL LOAN
CARDS




CREDIT CARD   DEBIT CARD   PREPAID CARD
INSURANCE

   LIFE       HEALTH
INSURANCE   INSURANCE

  MOTOR        HOME
INSURANCE   INSURANCE
CANARA BANK

1. IT WAS FIRST FOUND OUT BY SHRI
   AMMEMBAL SUBBA ROA PAI IN 1906 AS
   CANARA BANK HINDU PERMANENT FUND,
   CANARA BANK LIMITED (1910), CANARA BANK
   (1969)
2. CHAIRMAN – SUNDERRAJAN RAMAN
3. HEADQUARTERS - BANGALORE, INDIA
4. NET INCOME – 40.34 BILLION
5. EMPLOYEES – 44,450
6. PRODUCTS – CREDIT CARDS, INVESTMENT
   BANKING, CONSUMER BANKING,
   COMMERCIAL BANKING, RETAIL BANKING,
   PENSION
SERVICES PROVIDED
ACCOUNTING & DEPOSITS



                   CURRENT ACCCOUNT



                    SAVINGS ACCOUNT


                   RECURRING DEPOSIT
                       ACCOUNT


                        FIXED ACCOUNT



                                        KAMADHENU ACCOUNT


                                                     CANARA PREMIUM CURRENT
                                                            ACCOUNT
PERSONAL BANKING

               PERSONAL LOAN

            CANARA MORTGAGE LOAN

                   HOUSING LOAN

               EDUCATION LOAN

            CANARA PENSION LOAN

                   VEHICLE LOAN

          CANARA BUDGET (BUSINESS)
OT E SE
  H R RVICE P
           S ROVIDED
ARE -
1. INTERNET BANKING
2. TELE- BANKING
3. ACCEPTING DEPOSIT
4. CENTRALISED BANKING SOLUTION
5. ISSUE OF DEBIT & CREDIT CARD
6. ONLINE BILL PAYMENT
7. SAVINGS PLUS SCHAME
8. AGRICULTURAL SCHAME
9. LIFE INSURANCE POLICIES
CREDIT CARD
•DIFFERENT CREDIT CARDS AVAILABLE USERS AS A
   A CREDIT CARD IS PAYMENT CARD ISSUED TO
   SYSTEM OF PAYMENT.
 •CANCARD
• IT ALLOWS THE CARDHOLDER TO PAY FOR GOODS &
 •CANARA VISA CLASSIC/MASTERCARD STANDARD GLOBAL
   SERVICES BASED ON THE HOLDER’S PROMISE TO PAY FOR
 CARD
   THEM.
••CANARA GLOBAL GOLD CARD
   THE ISSUER OF THE CARD CREATES A REVOLVING
   ACCOUNT & GRANTS A LINE OF CREDIT TO THE
 •CANARA CORPORATE CARD
   CONSUMER FROM WHICH THE USER CAN BORROW MONEY
   FOR PAYMENT TO A MERCHANT OR AS A CASH ADVANCE
   TO THE USER.
   SBI SIGNATURE CARD
   SBI PLATINUM CARD
   SBI ADVANTAGE SIGNATURE CARD
   SBI ADVANTAGE PLATINUM CARD
NO ANNUAL FEE & ENROLMENT FEE TIL 31.08.2013
 IT IS ACCEPTED THROUGHOUT THE WORLD
 CASH WITHDRAWAL UP TO 50% OF YOUR CARD LIMIT
 FREE CREDIT PERIOD FROM 20-50 DAYS
 FREE CARD REPLACEMANT IN CASE OF LOSS OF
CARD
 BONUS LOYALITY POINTS
A DEBIT CARD IS A PLASTIC CARD THAT PROVIDES THE
CARDHOLDER ELECTRONIC ACCESS TO HIS BANK ACCOUNT


FACILITES AVAILABLE
 CAN DRAW MONEY FROM ANY ATM
 CAN DRAW MONEY FROM 100-15000 PER DAY
 CAN ALSO GENERATE STATEMENT SHOWING PAST
TRANSACTIONS
 IT IS VERIFIED BY MASTERO & IT CAN BE USED FOR ONLINE &
OFFLINE PURCHASES
Law and practice of banking

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Law and practice of banking

  • 1. TOPIC • STATE BANK OF INDIA • CANARA BANK 1. LIST SERVICES PROVIDED 2. DIFFERENT CARDS AVAILABLE 3. WHO CAN USE THE CARD & HOW TO USE IT
  • 2. STATE BANK OF INDIA 1. FOUND OUT IN THE YEAR JULY 1 1995 2. IT IS OWNED BY GOVERNMENT OF INDIA 3. LARGEST BANKING & FINANCIAL SERVICES IN INDIA 4. CHAIRMAN – PRATIP CHAUDHURI 5. HEADQUARTERS – MUMBAI,INDIA 6. PROFIT - 3.202 BILLION 7. 13577 OUTLET OUT OF WHICH 157 ARE OVERSEAS OUTLETS 8. TOTAL EMPLOYEES – 2,92,215 9. PRODUCTS – CREDIT CARDS, CONSUMER BANKING, CORPORATE BANKING, FINANCE & INSURANCE
  • 3. SERVICES PROVIDED ACCOUNTING & DEPOSITS CURRENT ACCCOUNT SAVINGS ACCOUNT SALARY ACCOUNT FIXED DEPOSIT ACCOUNT DEMAT ACCOUNT RURAL ACCOUNT
  • 4. LOANS PERSONAL LOAN VEHICLE LOAN HOUSING LOAN EDUCATION LOAN BUSINESS LOAN RURAL LOAN
  • 5. CARDS CREDIT CARD DEBIT CARD PREPAID CARD
  • 6. INSURANCE LIFE HEALTH INSURANCE INSURANCE MOTOR HOME INSURANCE INSURANCE
  • 7. CANARA BANK 1. IT WAS FIRST FOUND OUT BY SHRI AMMEMBAL SUBBA ROA PAI IN 1906 AS CANARA BANK HINDU PERMANENT FUND, CANARA BANK LIMITED (1910), CANARA BANK (1969) 2. CHAIRMAN – SUNDERRAJAN RAMAN 3. HEADQUARTERS - BANGALORE, INDIA 4. NET INCOME – 40.34 BILLION 5. EMPLOYEES – 44,450 6. PRODUCTS – CREDIT CARDS, INVESTMENT BANKING, CONSUMER BANKING, COMMERCIAL BANKING, RETAIL BANKING, PENSION
  • 8. SERVICES PROVIDED ACCOUNTING & DEPOSITS CURRENT ACCCOUNT SAVINGS ACCOUNT RECURRING DEPOSIT ACCOUNT FIXED ACCOUNT KAMADHENU ACCOUNT CANARA PREMIUM CURRENT ACCOUNT
  • 9. PERSONAL BANKING PERSONAL LOAN CANARA MORTGAGE LOAN HOUSING LOAN EDUCATION LOAN CANARA PENSION LOAN VEHICLE LOAN CANARA BUDGET (BUSINESS)
  • 10. OT E SE H R RVICE P S ROVIDED ARE - 1. INTERNET BANKING 2. TELE- BANKING 3. ACCEPTING DEPOSIT 4. CENTRALISED BANKING SOLUTION 5. ISSUE OF DEBIT & CREDIT CARD 6. ONLINE BILL PAYMENT 7. SAVINGS PLUS SCHAME 8. AGRICULTURAL SCHAME 9. LIFE INSURANCE POLICIES
  • 11. CREDIT CARD •DIFFERENT CREDIT CARDS AVAILABLE USERS AS A A CREDIT CARD IS PAYMENT CARD ISSUED TO SYSTEM OF PAYMENT. •CANCARD • IT ALLOWS THE CARDHOLDER TO PAY FOR GOODS & •CANARA VISA CLASSIC/MASTERCARD STANDARD GLOBAL SERVICES BASED ON THE HOLDER’S PROMISE TO PAY FOR CARD THEM. ••CANARA GLOBAL GOLD CARD THE ISSUER OF THE CARD CREATES A REVOLVING ACCOUNT & GRANTS A LINE OF CREDIT TO THE •CANARA CORPORATE CARD CONSUMER FROM WHICH THE USER CAN BORROW MONEY FOR PAYMENT TO A MERCHANT OR AS A CASH ADVANCE TO THE USER. SBI SIGNATURE CARD SBI PLATINUM CARD SBI ADVANTAGE SIGNATURE CARD SBI ADVANTAGE PLATINUM CARD
  • 12. NO ANNUAL FEE & ENROLMENT FEE TIL 31.08.2013 IT IS ACCEPTED THROUGHOUT THE WORLD CASH WITHDRAWAL UP TO 50% OF YOUR CARD LIMIT FREE CREDIT PERIOD FROM 20-50 DAYS FREE CARD REPLACEMANT IN CASE OF LOSS OF CARD BONUS LOYALITY POINTS
  • 13. A DEBIT CARD IS A PLASTIC CARD THAT PROVIDES THE CARDHOLDER ELECTRONIC ACCESS TO HIS BANK ACCOUNT FACILITES AVAILABLE  CAN DRAW MONEY FROM ANY ATM  CAN DRAW MONEY FROM 100-15000 PER DAY  CAN ALSO GENERATE STATEMENT SHOWING PAST TRANSACTIONS  IT IS VERIFIED BY MASTERO & IT CAN BE USED FOR ONLINE & OFFLINE PURCHASES