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Thanks to the California Community Colleges
• Interest Rates are at historic lows.
• Existing Housing Inventory levels are abnormally
  low.
• Bidding wars exist in many communities.
• Bank held “Shadow Inventories” represent less
  inventory than expected.
• Alternative Financing Methods (Seller financing,
  HUD, VA, First time homebuyer programs) are up.
• The Department of Real Estate reports increased
  enforcement and discipline cases.
• New Mortgage Loan Origination Broker
  requirements at State and Federal Levels.
• Pending California legislation to increase broker.
  experience/education requirements.
•   Short-Sale Marketing and Bank Negotiations.
•   Foreclosure Sale Marketing and Sales.
•   Alternative and Creative Financing.
•   New Mandatory Disclosure Requirements.
•   New Immigrant and Emerging Populations
    entering the housing market.
•   Preparation for transfer to baccalaureate institutions.
•   Achievement of Associate Degrees in Arts and Science.
•   Acquisition of certificate and career skills needed for
    success in the workplace.
•   Promotion of economic development and job growth
•   Lifelong learning, consumer protection, life skills, and
    citizenship.
•   Active engagement in the civic, social, and economic fabric
    of the community.
California Community Colleges Help Homeowners
California Community Colleges Help Homeowners

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California Community Colleges Help Homeowners

  • 1. Thanks to the California Community Colleges
  • 2.
  • 3. • Interest Rates are at historic lows. • Existing Housing Inventory levels are abnormally low. • Bidding wars exist in many communities. • Bank held “Shadow Inventories” represent less inventory than expected. • Alternative Financing Methods (Seller financing, HUD, VA, First time homebuyer programs) are up.
  • 4. • The Department of Real Estate reports increased enforcement and discipline cases. • New Mortgage Loan Origination Broker requirements at State and Federal Levels. • Pending California legislation to increase broker. experience/education requirements.
  • 5. Short-Sale Marketing and Bank Negotiations. • Foreclosure Sale Marketing and Sales. • Alternative and Creative Financing. • New Mandatory Disclosure Requirements. • New Immigrant and Emerging Populations entering the housing market.
  • 6.
  • 7. Preparation for transfer to baccalaureate institutions. • Achievement of Associate Degrees in Arts and Science. • Acquisition of certificate and career skills needed for success in the workplace. • Promotion of economic development and job growth • Lifelong learning, consumer protection, life skills, and citizenship. • Active engagement in the civic, social, and economic fabric of the community.