1. 12 on 13
PRIVATE PROGRAM PLACEMENT EXPLANATION
Our role is to set up the files so that investors can undertake projects
by tucking in Private Placement Program
Who are we?
We are a team of specialists (former bankers, insurers) in the financial sector.
We have over fifteen years of experience in this sector; we are working seriously and well
organized especially when it comes to providing the customer with greater transparency
and efficiency on files to achieve a Private Placement Program.
Custom Analysis and Evaluation
Our team of economists and lawyers have a duty to advise the client in detail and customized.
Each case will be considered independently and the best way to proceed will be provided with
the fundamental purpose of finalizing the transaction successfully.
Customers will be advised in all phases of the process, the explanation on the opportunities
banking and financial, on the documentation that must be provided to be made on the desk
Trader.
The customer must provide all required documentation for the presentation of its case.
With whom do we work?
Our fifteen years experience in the financial sector has given us the privilege of working with an
office that is in direct with financial trade platforms.
We are not a platform, but direct introducers.
The customer will have direct access so he will avoid wasting his time with so-called
intermediaries who say they have access to the platforms.
Each operation is presented thoroughly studied by our team to provide our customer the best
suited to their needs and especially its possibilities.
After more than a year of work, various contacts, audit, we finally got agreements with two
"prime bank" and a platform that is in direct with IPAM Company.
We are, today, in the possibility to propose to an investor the complete assembly
of the "private program placement"

2. 12 on 13
PROCEDURAL STEPS
1°] The investor completes a CIS (Client Information Summary), the LOI, the Board Resolution (if
acting on behalf of a company) and the proof of funds also enclosing a copy of his passport.
He chooses the amount he will put in the procedure that is € 300,000 divisible by 4 units of
€ 75,000.
He may therefore elect to invest € 75,000, € 150,000, € 225,000 or € 300,000 (for not having to
federate his folder),
2 °] Upon receipt, a Due Diligence is done to validate the eligibility of investors,
3 °] Upon acceptance, the investor receives from the partner company:
- J.V.A. (Joint Venture Agreement) he must complete, initial and sign,
- Bond confirmation,
- Agreement that must be completed, initial and sign,
- An invoice for the amount that the investor selected according to its availability and
has indicated on its C.I.S.,
4 °] The partner company is then responsible to issue an "administrative hold" for the benefit of the
Trader that it edits a S.B.L.C. a "prime bank",
5 °] This S.B.L.C. will serve to raise the initial funds within 30banking days, which will go on the
program.
Of these funds it will be collected € 10m to enable or investors to have a minimum available
(see the breakdown in the table of returns),
6 °] The cost of this program will be up to 120M in 30 banking days, it will be made available
to investors 20M € (see the breakdown in the table of returns ),
7°] The 100M € remaining go on a long program of 40 weeks at 25% profitability per week
(see the breakdown in the table of returns ),
8 °] The returns are paid weekly to investor(s) on a designated account or an account opened by
the paymaster through the creation of an offshore company. (Contact us)
IMPORTANT
EACH INVESTOR WILL REPEAT THIS OPERATION MANY TIMES IF HE DESIRES.
IT WILL MAKE USE OF PROCEEDS FROM THE FIRSTOPERATION TO MAKE A SECOND
AND SO ON.

3. 12 on 13
WE WILL NOW PRESENT YOU WHAT A PRIVATE PLACEMENT PROGRAM (PPP)
What are Private Placement Program, better known as "PPP"?
Programs or private placement of high yield investment programs are made on the base
of BUY / SELL financial instruments of the bank, mainly MTN.
These instruments are bought with a significant discount on their nominal value, to be sold to
a much higher price on the secondary market.
The difference between the sale price and the purchase price is the pure gain of trader and
investor.
These programs are offered to customers with high capacity for investment and they can only be
performed only by a trader with permission for performing such operations.
A significant part of returns (80%) must be for humanitarian causes.
As a result, institutions have priority over this type of operation.
Why so few investors know about these programs? Is what they are new?
These programs are not public domain, and only a small group of investors with equity or
bank instruments can be accessed and by invitation only.
These types of investments are not new: they are on the market for over 60 years.
Are they safe? The private placement programs do not involve risk to the investor.
"The BUY / SELL of MTNs is exempt from risks" provided that the Trader is guaranteed.
If we are dealing with a real Trader, investment will be guaranteed by contract and then there will
be no risk to the investor.
Before the program, the Trader prepares planning acquisitions for future
sales and knowing beforehand the benefits that can be obtained.
In a second phase the program will run.

4. 12 on 13
How to receive interest and profits?
Weekly returns are received by the bank designated by the Trader.
From the first return, the amounts specified in the contract are fully available for the benefit of the
investor; it may dispose of as he pleases.
Do I ask for references from previous operations?
NO, that would be a violation of the rules of confidentiality and ethics to other investors.
Specificity of the SBLC (Stand-By Letter of Credit)
 The standby letter of credit (SBLC) is an irrevocable commitment by the bank to pay against
the production and presentation of documents requested.
 Unlike documentary credit the SBLC is not a payment but a guarantee that allows the
beneficiary to be paid in case of failure of its trading partner.
 This is a bank guarantee on first demand.
 At the time of presentation, the beneficiary does not need to justify his request, he must
simply submit the documents requested in the SBLC .
 The SBLC is not intended to be made, but if that is the case then it acts as a means of
payment.
Just like the documentary credit is subject to the Uniform Customs and Practice of the
ICC (UCP 600)
What is an SBLC?
A Stand-By Letter of Credit is by its nature, first and foremost, a guarantee, which means it can
be implemented at the request of the beneficiary in case of default by the issuer, that is to say,
the buyer's bank.
So a SBLC is a commitment made by any person or entity for the benefit of a third party to
pay or to accept and pay bills of exchange.
Unlike documentary credit which does not guarantee that an obligation to pay a SBLC can
guarantee
one or more obligations of a contract, including an obligation to do or not to do, including an
obligation to pay.
In case of failure of the buyer to fulfil his obligation, the guarantee will be presented on
request of the creditor of the obligation in this case the seller.
A SBLC is a documentary commitment; the issuer's obligations depend on the presentation of
documents and review the required documents such as invoices, for example.
As for the documentary credit, SBLC is irrevocable and can be confirmed.
A SBLC take effect on the date of issuance of the commitment.

5. 12 on 13
Glossary to practical use …
 The "ordering party" of a SBLC is the person requesting the issuance of a SBLC, so the
buyer of goods or services.
 The "issuing bank" or the issuer is the bank selected by the buyer, usually located in the
country.
 The "designated bank" is often a corresponding issuing bank in the seller's country. For
example, the Société Générale in Poland.
 The "remitting bank" or confirming bank is located in the seller's country, chosen by the
issuing bank that adds its own commitment to that of the issuing bank to honour a SBLC.
What legal reference should we call?
They can be interpreted in two standards:
The oldest is the publication 600 or UCP Uniform Customs and Practice, codified and published
by the International Chamber of Commerce in Paris, which is used for documentary credits.
The second is a more recent publication, Rules and International Standby Practices for
or ISP 98 specifically applicable to letters of credit and also published by the International
Chamber of Commerce.
Private placement, how high is the return?
WARNING
Please note that all returns must be regarded as hypothetical and information purposes only.
1 Million: This is the level where it is least expected success.
Although there are real programs 1M, with no trade bank instruments and offer much lower
yields.
MAX possible returns: 20% per month.
10 Million: At this level, you may be able to find legitimate private placement programs.
Sometimes there may be other larger investments simultaneously applying you can be
shared with, but your returns will not be as high a larger investment. In this case, such a
small scale, it is still very difficult to even be placed in a program. As you may know,
bank instruments are sliced 100M +, and even at a deep discount, you still need more than 65M to
buy a portion.
MAX possible returns10% per week.
50 Million: Usually at this level you can find a trader who will combine your file with another
candidate to reach the minimum required to purchase an instrument bank. Although this
is possible, it is not guaranteed that you can get into a program unless you are a trader who will be
happy to make an exception for you.
MAX possible returns: 20% per week.

6. 12 on 13
100 Million: At this level, the trader can buy instruments with the credit line, which is
drawn against the customer warranty.
In addition, it is not necessary to combine the account of another client, because the client's
funds are sufficient to purchase the instrument alone.
Needless to say, this greatly increases your potential returns, and opens opportunities for project
financing.
MAX possible returns 40% per week.
HOW TO RECEIVE THE RETURNS PROPOSED IN THE CONTRACTS of PRIVATE PROGRAM?
In terms of profitability, many potential investors remain sceptical and do not understand how
it can be done. We'll explain in a few sentences how you can achieve these rates of returns.
First you should know that for programs with high returns, investments may be made to:
 Gold, Diamond, Oil etc. With still a risk of market fluctuations on the rise but also down,
even if means we cannot use it to ensure profitability in the long term.
 Cacao, Sugar, Soja etc. Which then leads us to risk a little higher than the raw materials; it is
obvious not to serve these markets.
 Forex: On the currency risk is even higher, so we cannot run the risk an
investor from this type of investment in which the market changes daily every
minute.
What it remainder?
It will stay the interbank bonds market.
The platforms will rely on M.T.N. (Medium Term Note) to make the Buy and Sell which will be
used to support the payment of returns.
Trader going to offer its customers which are institutions, large industrial, oil company, etc. In
general they have a facial value of € 500 million are to 5B €, 10B €.
The purchase (Fresh Cut) they are worth approximately 55% to 60% of their face value.
The trader will then buy at this price.
They are then purchased (Season) by customers Trader from 95% to 98% of their facial
value allowing these investors to reduce taxation.
These investors will ask their bank to discount these MTN for credit and thus to reduce taxation a
second time (hence the importance for them to buy these bank bonds).
The longer the crisis, the greater the investors will be able to buy MTN reduce taxation up and
escape the tax increases.
Just look at the amount of taxes paid by the oil companies, for example, to understand the
importance of procurement, such as MTN, for them.
This type of transaction is of course all day long around the world.
Trader will be more funds to make transactions Buy and Sell on MTN, the more profits will be
distributed to investors Private Program.

7. 12 on 13
Speculation on the interbank bond such as MTN allows a RISK 0
(Purchases will be made only in accordance with the demand from institutional or industrial
buyers, so we sold a product before being purchased with a maximum profitability).
Example:
With 500M € the trader will buy MTN 900M € (55% of face value)
He'll resell 95% of the facial value = 900 X 95% = € 855M
Between the purchasing and selling Trader made a profit of€ 355M 70%
It is now easy to understand how these platforms can deliver this profitability
WITH THE FIRST PROFIT INVESTOR WILL BUY A SECONDWARRANTY IN THE AMOUNT
OF HIS CHOICE AND THEN A THIRD. FOR EVERY PURCHASE
OF WARRANTY IT WILLTAKE THE SAME PROCEDURE WITH THE SAME TIME WAITING.
NO CHANGE IN THE PROCEDURE WILL BE ACCEPTED.
IPAM INVOICE IS DUE TO MAXIMUM 5 DAYS AFTER RECEIPT,
THIS TIME PAST RECORD WILL VOID WITHOUT POSSIBILITY OF RECOVERY.
We are at your service for any additional information to achieving a Private Placement Program.
It depends on your needs but also your financial capabilities.

8. 12 on 13
Table of return / profitability
References from previous operations are not available due to violation of the rules
of confidentiality and ethics from other investors.
The returns/profits indicated in those tables are based on the last program result.
Example for 75,000 € invested (one (1) unit is 300,000 € /4 = 75,000 €)
1
The investor will pay the bill IPAM 75K € which will represent ONE UNIT of the complete file.
2
Within 30 banking days he will receive 10 million € X 50% (see JVA IPAM) : 4 (1 unit) = 1,250,000 €
3
In the next 30 banking days he will receive € 20 X 50% (see JVA IPAM: 4 (1 unit) = 2,500,000 €
4
40-week program in the amount of € 100 million which relates week 25% or 25 million €
5
The investor will receive weekly € 25M X 50% (see JVA IPAM) : 4 (unit) = 3,125,000 €
6
The investor will received at the end of 40 weeks 3,125,000X 40 = 125 million €
7
The investor will in TOTALITY gained :
125,000,000 € + 2,500,000€ + 1,250,000 € = 128,750,000,00 €
SUMMARY REPORT
1st 30 days bank
2nd 30 days bank
(40 weeks program)
1,250,000 €
2,500,000 €
Weekly gained
40 weeks gained
TOTAL
TOTALLY
GAINED
3,125,000 €
125 million €
128,750,000 €
Example for 150,000 € invested (two units)
1
The investor will pay the bill IPAM 150K € which will represent TWO UNITS of the complete file.
2
Within 30 banking days he will receive 10 million € X 50%(see JVA IPAM) : 2(two units) = 2,500,000 €
3
In the next 30 banking days he will receive € 20MX 50% (see JVA IPAM) : 2 = 5,000,000 €
4
40-week program in the amount of € 100 million which relates week 25% or 25 Million €
5
The investor will receive weekly € 25M X 50% (see JVA IPAM) : 2 =6,250,000 €
6
The investor will received at the end of 40 weeks 6,250,000X 40 = 250 Million €
7
The investor will in TOTALITY gained :
250 Million € +5 Million € + 2,500,000 € = 257, 500,000 €
SUMMARY REPORT
st
1 30 days bank
nd
(40 weeks program)
2,500,000 €
2 30 days bank
5,000,000 €
Weekly gained
40 weeks gained
TOTAL
TOTALLY
GAINED
6,250,000,00€
250 Million €
257,500,000 €

9. 12 on 13
Example for 225,000 € invested (three units)
1
The investor will pay the bill IPAM 225K € which will represent THREE UNITS of the complete file.
2
Within 30 banking days he will receive [10 million € X 50%(see JVA IPAM) : 4] x 3(units) = 3,750,000 €
3
In the next 30 banking days he will receive [€ 20MX 50% (see JVA IPAM) : 4] x 3 (units) = 7,500,000 €
4
40-week program in the amount of100 million € which relates week 25% or 25 million €
5
The investor will receive weekly [25M€ X 50% (see JVA IPAM) :4] x 3 (three units) = 9,375,000 €
6
The investor will received at the end of 40 weeks 9,375,000X 40 = 375 Million €
7
The investor will in TOTALITY gained :
375 Million € + 7,500,000 € + 3,750,000 € = 386,250,000 €
SUMMARY REPORT
1st 30 days bank
2nd 30 days bank
(40 weeks program)
3,750,000 €
7,500,000 €
Weekly gained
40 weeks gained
TOTAL
TOTALLY
GAINED
9,375,000 €
375 Million €
386,250,000 €
Example for 300,000 € invested (four units)
1
The investor will pay the bill IPAM 300K € which will represent FOUR UNITS of the complete file.
2
Within 30 banking days he will receive 10 million € X 50% (see JVA IPAM) = 5 Million €
3
In the next 30 banking days he will receive € 20MX 50% (see JVA IPAM) = 10 Million €
4
40-week program in the amount of € 100 million which relates week 25% or € 25 million
5
The investor will receive weekly € 25M X 50% (see JVA IPAM) = 12,500,000 €
6
The investor will received at the end of 40 weeks 12,500,000X 40 = 500 Million €
7
The investor will in TOTALITY gained :
500 Million € + 10 Million € + 5 Million € = 515 Million €
SUMMARY REPORT
1st 30 days bank
2nd 30 days bank
(40 weeks program)
5 million €
10 Million €
Weekly gained
40 weeks gained
TOTAL
TOTALLY
GAINED
12,500,000 €
500 Million €
515 Million €
APPENDICE:
−
−
−
Page n°10 : Letter of Intent (LOI) to print with letterhead of the company or client
Page n° 11: Client Information Summary (CIS)
Page n°12: Board Resolution (if acting on behalf of a company)

10. 12 on 13
−
Page n°13: Proof of funds from the bank
LETTERHEAD OF THE CLIENT/COMPANY
LETTER of INTENT
Date: the
of
2013
To: IPAM --------------------------------------------------------------------------------------------Re.: Participation in a Private Financial Opportunity
Dear Sirs,
I, ______________________________________, the undersigned, hereby confirm with full legal
responsibility, that I wish to enter into contract for a Structured Private Financial Opportunity,
the sum of ____________________thousand Euros [€ ,000,00] (BG CASH BACKED) that are GOOD,
CLEAN, CLEARED FUNDS/ASSETS of non criminal origin and are free and clear of liens or
encumbrances of any nature. Said funds/assets are available for investment in a Structured Private Financial
Opportunity for a term of One (1) year and Thirty (30) days.
Please note the following key information:
Name :
Telephone/Cellphone :
Address :
Fax N° :
Mail :
My Bank Statement/Proof of Asset issued by my bank and my signed Affidavit of Non Solicitation of funds are
enclosed with this Letter of Intent.
I understand that the above information will be held in strict confidence.
Time is of the essence. I await your approval and reply.
Name:
Signature:

11. 12 on 13
INVESTOR INFORMATION SUMMARY
Personal information:
Surname/Name :
Nationality :
Passport N° :
Date of Issue :
Issued by :
Expiration date :
Date of Birth :
Place of birth :
E-mail address :
Other mail/web site :
Home information:
Address :
City :
ZIP :
State :
Country :
Mobil :
Other :
Business name :
Address :
City :
State/ZIP :
Registered office :
Registered N° :
Telephone :
Legal Advisor name :
Address :
City :
State/ZIP :
Address :
City :
Telephone :
Business information:
Bank information:
Name of the bank :
Country :
Account name :
Account number :
Account signatory :
Bank officer #1 :
Bank officer #2 :
Telephone :
Mail :
Investment:
Funds available for this investment :
Type of currency
Origin of funds :
I,
, hereby swear under penalty of perjury, that the
information provided herein is accurate and true as of this date :
/
/2013
Signature:

12. 12 on 13
This document must be completed, along with the passport of the investor to confirm his eligibility.
If a line item does not pertain then insert the term: « N/A » (non-applicable).
RESOLUTION OF THE BOARD OF DIRECTORS OF
(Name of Corporation)
Minutes of the meeting of the Board of Directors, held on the day of
, 2013
Articles of Incorporation of the Company.
A special meeting of the Board of Directors of
(Name of Corporation)
.
(hereinafter referred to as “Corporation”) was duly held in accordance with the Articles of Association/By Laws
of the Corporation.
Present at the meeting were the following Directors:
The meeting of the Directors undertook the following Corporate Resolution, which has been recorded in the
Minute of the Book of the Corporation.
It was unanimously resolved to utilize funds/assets in deposit at [name of the bank] for an investment
opportunity.
Additionally it was unanimously resolved, that
,Director of the Corporation
since [date of appointment] and authorized signatory of the funds/assets on deposit, is authorized to use
corporate bank accounts, to enter into instrument and fee agreements as necessary, to make selections as to
which investment will suit best the placement of these funds/assets so as to assure the anticipated financial
returns and to receive and distribute all profits from the investment.
The necessary authority and powers required to undertake these tasks and responsibilities are hereby granted
to:
Name:
Passport No.:
Country of Origin:
It is therefore, unanimously resolved that the appointed officer and director shall have the authority to
negotiate all details and sign the final contract with the officer representing the investment and bank officers.
There being no further business, the meeting was declared adjourned, and in witness thereof, the directors
signed below on the date first written above.
Signed and sealed this
day of
, 2013
Client Name / Title

13. 12 on 13
LETTERHEAD OF THE BANK
PROOF of FUNDS LETTER
Re:
Account name:
Account number:
Date:
We, _________________________________ bank _________________________________, located at
_______________________, __________________, _______________________ do hereby confirm with
full bank responsibility, that we irrevocably hold for our client Mr/Ms
_________________________________________________ (account signatory). Under account number
______________________________________________(€ A/C), cash funds in the amount of (amount in
numbers and letters), _______________________,
____________________________________________________ in _____________ – currency – in the
lawful currency of ______________________________ (country), presently held custody with our bank and
immediately callable upon first demand.
We furthermore confirm that:
- These funds are freely transferable at our client’s directions, and that our client’s account is in good
standing with our bank.
- These funds are good, clean, and cleared funds of non-criminal and non-terrorist origin and are,
moreover, free from all liens and encumbrances.
Bank seal
Signed by:___________________________________ Signed by:_______________________________
Bank officer, Pin and title
_____________________________________
Signature:
Bank officer, Pin and title
________________________________________
Signature: