For insurance quotes and any insurance questions and answers, visit http://www.LicensedBrokers.com/

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Get insurance quotes for your car, and visit our blog to see the questions everyday people ask
when they face difficult situations in their life with their vehicles and insurance policies. For this
and more visit:
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Auto (car) insurance is a type of insurance coverage for damage to and resulting from an auto.
Insurance of this type can cover a variety of things depending on the kind of auto insurance that
has been purchased.
All auto insurance policies involve a premium, which is the payment a customer makes to have
auto insurance. Premiums for auto insurance can be extremely divergent and are determined by a
number of factors. Gender is the major determinant for auto insurance premiums. Statistically,
men are 80% more likely to be involved in an accident, and therefore have a greater need for
insurance. Auto insurance premiums for men are higher than auto insurance premiums for
women. Similarly, teenagers are considered high risk and will have to pay higher auto insurance
premiums. The auto insurance premium can be reduced if the teenager takes a defensive driving
course. Many states require teenagers to take defensive driving courses in order to obtain a
driving permit and auto insurance.
It is customary for auto insurance plans to have a deductible that the customer is responsible for
before the auto insurance provider offers coverage of expenses. Deductibles can have an effect
on the coverage available under an auto insurance plan.
Auto insurance is slightly different than other types of insurance because you can purchase auto
insurance that covers specific needs. For this reason there are different kinds of auto insurance.
Auto insurance basics are covered by liability auto insurance plans. Liability auto insurance is
usually the minimum required by state laws. Liability auto insurance is characterized by a set
dollar amount of coverage for damages resulting from accidents or negligence. The coverage
amount of liability auto insurance can be applied to property damaged in the accident that is not an
auto.
Car insurance also comes as collision auto insurance. Collision auto insurance is meant to cover
the cost of repairs to a vehicle involved in an accident, or the cash value of the vehicle if it cannot
be repaired.
Comprehensive auto insurance is also available. With comprehensive auto insurance, coverage
of fees for repairs is provided for accidents that are not collisions. Comprehensive auto insurance
will, for example, cover hail or fire damage.
Whatever type of auto/ car insurance you need, Business Health Insurance can help! We have all
of the information on auto insurance in your state.

2. Paul Stewart is a freelance web application developer, search engine optimization guru and the
webmaster of Businesshealthinsurance.com
[http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&
amp;utm_term=ezinearticles&utm_campaign=businesshealthinsurance], an online insurance
quotes web site. For more information visit Businesshealthinsurance.com
[http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&
amp;utm_term=ezinearticles&utm_campaign=businesshealthinsurance].
Article Source:
http://EzineArticles.com/?expert=Paul_Stewart
==== ====
Get insurance quotes for your car, and visit our blog to see the questions everyday people ask
when they face difficult situations in their life with their vehicles and insurance policies. For this
and more visit:
http://www.LicensedBroker.com/
==== ====